Does General Liability Cover Discrimination?
CGL generally excludes employment discrimination claims by applicants or workers; EPLI may cover specified employment-practices claims.
The ISO specimen excludes bodily injury arising from employment decisions, and EPLI is a separate coverage line for specified employment claims.
Compare an EPLI quote for covered claimants and allegations, defense costs, limits, retentions, and reporting rules. Tell the broker where your workforce is located and ask whether third-party claims are included if relevant.
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