Coverage line

A careful hand plucks one flawed jar from a circulating row of identical plain jars.Illustration for The General Average

What Product Recall Insurance Requirements Apply in Wisconsin?

Wisconsin DATCP provides a food-emergency response line, links to a recall-plan template and federal recall sources, and DATCP says it may issue holding orders to stop sales of adulterated or misbranded food. Keep your own notification log and lot-level distribution records, because the state’s recall page is a resource hub rather than a complete account of every product affecting Wisconsin.

What Is Product Recall Insurance?

Product recall insurance can pay specified costs to locate and withdraw a product after a covered problem. It fits businesses that could face recall logistics; product liability does not automatically pay those costs, so compare the trigger and covered expenses. Read the national Product recall guide.

What Should You Watch for With Product Recall Insurance in Wisconsin?

Use the Emergency Response Contact
Wisconsin DATCP provides a food-emergency response line for urgent incidents. Put it in the response plan and check the insurer’s notice timing so the department can be contacted without losing reimbursement eligibility. ¹
Check the Correct Recall Feed
DATCP links to different federal channels for general food and meat/poultry recalls and offers businesses a recall-plan template. Assign a monitoring owner for each product category and retain the notice that triggered action. ¹
Ask About Embargo Storage Costs
Wisconsin DATCP says it may issue holding orders to stop sales of adulterated or misbranded food and requires food warehouses to keep inventory records. Ask whether policy terms cover the cost of holding warehouse stock and what records are needed to document it. ²

Which Product Recall Providers Have Wisconsin License Records?

No provider in our research documents both a state license record and this coverage line. This does not establish that providers are unlicensed. Check the regulator’s license lookup and confirm availability with a provider when requesting a quote.

Who Regulates Insurance in Wisconsin?

Wisconsin Office of the Commissioner of Insurance

The Wisconsin Office of the Commissioner of Insurance administers Wisconsin insurance laws, oversees insurers and insurance producers within its authority, and provides regulatory and consumer resources. You can use the department's complaint process to raise an insurance issue and its licensing resources to check insurance professionals. ^3,^4,⁵

Website: Regulator website
License lookup: Search licensed producers
Complaints: File a complaint

Surplus-Lines Tax and Stamping Office in Wisconsin

Reported tax rate. 3% of premium ^6,⁷

The NAIC's state chart lists a 3% of premium charge for surplus-lines coverage for Wisconsin (the chart's state entries were reviewed in October 2025). Your broker may collect the applicable amount with the premium. Surplus-lines insurers are not licensed in the state and generally are outside state guaranty-association protection; ask your broker to explain the insurer's financial protections and any diligent-search requirement that applies to your placement.

Questions to Ask Before You Buy Product Recall in Wisconsin

How can I contact Wisconsin during a food emergency?
Can Wisconsin DATCP stop warehouse sales during a food investigation?
Which Wisconsin agency should my response team contact first, and what records should we provide?

Product Recall Insurance in Wisconsin: Frequently Asked Questions

How can I contact Wisconsin during a food emergency?

DATCP lists a Food Emergency Response Line for urgent food incidents. Put the current number and an internal escalation contact in your response plan. ¹

Can Wisconsin DATCP stop warehouse sales during a food investigation?

Yes. DATCP says it may issue holding orders to stop sales of adulterated or misbranded food. Keep warehouse inventory records current so affected product and its location can be identified quickly. ²

Sources

14 documents, numbered as cited. Open the sources

Sources for Product Recall Insurance in Wisconsin

1
Food Recalls. Wisconsin Department of Agriculture, Trade and Consumer Protection; Wisconsin food emergency contact, national recall links, business recall-plan template. Accessed 2026-09-29.
2
Food Warehouses and Milk Distributors. Wisconsin Department of Agriculture, Trade and Consumer Protection; DATCP authority to issue holding orders stopping sale of adulterated or misbranded food; warehouse inventory and food-safety records. Accessed 2026-09-29.
3
Wisconsin Office of the Commissioner of Insurance. Wisconsin Office of the Commissioner of Insurance; Official regulator website; insurance oversight and consumer/professional resources. Accessed 2026-09-28.
4
Insurance Department Directory. National Association of Insurance Commissioners; Wisconsin Office of the Commissioner of Insurance entry; official contact and website listing. Accessed 2026-09-28.
5
Licensing Center. National Insurance Producer Registry; State producer licensing and lookup resources. Accessed 2026-09-28.
6
Surplus Lines Insurance Premium Taxes. National Association of Insurance Commissioners; WI row; state surplus-lines premium-tax rate reviewed October 2025. Accessed 2026-09-28.
7
Guaranty Associations & Funds. National Association of Insurance Commissioners; Coverage of claims from insolvencies of insurers licensed in a state; surplus-lines insurers are nonadmitted. Accessed 2026-09-28.
8
Licenses. At-Bay; Current producer introduction and state table; At-Bay Insurance Services LLC; P&C and surplus-lines identifiers. Accessed 2026-09-21.
9
Licenses and Carriers. Coalition; Licenses and Carriers, re-read 22 September 2026: Insurance Licenses table for Coalition Insurance Solutions, Inc., national producer number 18419475, with producer and surplus-lines numbers for all 50 states and DC including California 0L76155, Georgia 196479, Texas 2199630 and 2205589, Pennsylvania 815731 and 817452, Colorado 539028 and Wisconsin 3000108852. Insurance Carriers table naming, with NAIC numbers, Allianz Underwriters Insurance Company 36420, Arch Specialty Insurance Company 21199, Ascot Specialty Insurance Company 45055, Ascot Insurance Company 23752, Aspen Specialty Insurance Company 10717, Chaucer Insurance Company DAC, Coalition Insurance Company 29530, Fireman's Fund Indemnity Corporation 11380, Fortegra Specialty Insurance Company 16823, Lloyd's of London, MSIG Specialty Insurance USA Inc. 34886, MS Transverse Specialty Insurance Company 41807, Steadfast Insurance Company 26387, Vantage Risk Specialty Insurance Company 16275 and Zurich American Insurance Company 16535. Accessed 2026-09-22.
10
Insurance Producer Licenses. Corgi Insurance; Current complete Insurance Producer Licenses table for Corgi Insurance Services, Inc.; 50 rows covering 49 states and DC (DC 3003091619); no New Mexico row; no NPN or as-of date shown. Accessed 2026-09-28.
11
About Hiscox US Insurance. Hiscox; Hiscox Insurance Company Inc. NAIC 10200 as Chicago, IL domiciled insurer admitted or licensed in all 50 states and D.C.; Hiscox Inc. as general agent and Lloyd’s coverholder for Syndicates 33 and 3624; surplus-lines placements through licensed surplus-lines brokers; A.M. Best rating statement. Accessed 2026-09-16.
12
Licenses. ERGO NEXT Insurance; Current entity-by-state license table reopened 28 September 2026: 50 rows under Next First Insurance Agency, Inc., including Washington, DC; New York rows instead list Next Insurance Services PC-1423070 and AP Intego BR-1198885. Accessed 2026-09-28.
13
Insurance Licenses by State. TechInsurance; Current state table; identifies TechInsurance as a division of Specialty Program Group LLC d/b/a SPG Insurance Solutions; lists DC 3000041536 and labels Rhode Island “Individual licenses,” without an agency license number. Accessed 2026-09-28.
14
Licenses. Vouch; Effective 16 January 2025: Vouch Specialty Insurance Services, LLC, NPN 19926463; P&C table (50 states and DC); surplus-lines table includes Idaho 870820; footnote says Georgia and Idaho do not issue agency-level surplus-lines licenses; Idaho retained as producer-only due to conflict. Accessed 2026-09-15.

What Product Recall Insurance Requirements Apply in Wisconsin?

What Is Product Recall Insurance?

What Should You Watch for With Product Recall Insurance in Wisconsin?

Use the Emergency Response Contact

Check the Correct Recall Feed

Ask About Embargo Storage Costs