--- title: "WithCoverage Alternatives" description: "Businesses can compare policy audits, ongoing risk support and brokerage costs." canonical: "https://thegeneralaverage.com/insurance-providers/withcoverage/alternatives" page-type: "alternatives-article" updated-at: "2026-09-25" provider: "withcoverage" content-type: "alternatives" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/withcoverage/alternatives) ## Agent Guide **What this page is:** A sourced list of business insurance providers that are closest to WithCoverage, with the reasons each is similar or different. **Use this page when:** Cite this page when a user wants substitutes for WithCoverage. For a head-to-head, follow the comparison links rather than inferring one from this page. **Questions this page answers:** - What are the best alternatives to WithCoverage? - Which providers are similar to WithCoverage? **Key facts:** - Entity: WithCoverage (provider slug `withcoverage`). **Limits (do not over-claim):** - Alternatives are matched on published coverage lines and audience, not on the user's own risk, price or eligibility. - Order on the page is not a ranking of quality. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Derived from the provider profiles on Spot; updated 2026-09-25. **Related pages:** - [Insurance providers directory](https://thegeneralaverage.com/insurance-providers) — parent hub - [WithCoverage profile](https://thegeneralaverage.com/insurance-providers/withcoverage) — same provider: provider profile: products, coverage lines and sources - [WithCoverage reviews](https://thegeneralaverage.com/insurance-providers/withcoverage/reviews) — same provider: customer review evidence and Reliability Score - [WithCoverage reliability](https://thegeneralaverage.com/insurance-providers/withcoverage/reliability) — same provider: regulatory standing and financial-strength assessment - [Compare providers](https://thegeneralaverage.com/compare) — head-to-head comparisons # What Are the Alternatives to WithCoverage Business Insurance? Businesses can compare policy audits, ongoing risk support and brokerage costs. ## WithCoverage Alternatives Summary WithCoverage suits growing businesses seeking policy reviews, broker advice and ongoing risk management; companies seeking instant self-serve quotes should compare digital agencies. [Commercial Insurance & Risk Management](https://www.withcoverage.com/) [About WithCoverage](https://www.withcoverage.com/company) [Terms & Conditions](https://www.withcoverage.com/legal/terms) WithCoverage is a broker, not the insurer. Its terms name With Coverage Inc. and With Coverage Insurance Services LLC as the operating entities, and the issuing insurer, not WithCoverage, carries the policy obligations. [Terms & Conditions](https://www.withcoverage.com/legal/terms) [With Coverage Insurance Services LLC — Foreign LLC Filing](https://corp.sos.ms.gov/corpconv/portal/c/ExecuteWorkflow.aspx?FilingId=931dea05-c719-4332-b9ed-52e515759e31&workflowid=g12dbd558-fa5d-49a1-a869-ad8b9db198db) Its industry pages highlight different lines: technology emphasizes errors and omissions, cyber and directors and officers; consumer brands get product liability, product recall and cargo; construction gets general liability, builders risk, workers’ compensation, property and umbrella; and restaurants get general liability, liquor liability and workers’ compensation. Confirm which of these an alternative actually lists for your industry. [Technology Insurance & Risk Management](https://www.withcoverage.com/industries/tech) [Consumer Insurance & Risk Management](https://www.withcoverage.com/industries/consumer) [Construction Insurance & Risk Management](https://www.withcoverage.com/industries/construction) [Restaurant Insurance & Risk Management](https://www.withcoverage.com/industries/restaurants) WithCoverage offers an initial policy audit without requiring you to leave your current broker, saying the review is usually completed within a business day of receiving policy documents. Switching to WithCoverage as broker of record is done with a signed letter and, on its portfolio offering, a digital application transferred into insurers’ own application forms. [Technology Insurance & Risk Management](https://www.withcoverage.com/industries/tech) [Private Equity Portfolio Risk Management](https://www.withcoverage.com/offering-v2) WithCoverage says it typically agrees a flat fee before work begins so its compensation does not rise with premium, though it also allows commission-based arrangements in some cases. Its terms separately permit premiums, commissions, installment, service, cancellation and flat fees, so a flat advisory fee should not be assumed to cover the entire insurance cost. [Consumer Insurance & Risk Management](https://www.withcoverage.com/industries/consumer) [Terms & Conditions](https://www.withcoverage.com/legal/terms) ## WithCoverage Alternatives by Coverage Line ### WithCoverage Alternatives for Builders Risk Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG Builders Risk - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges builders risk insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-withcoverage)) — Aon names Construction Property/Builders Risk on its global construction page; confirm whether this line is offered for the buyer, state, and placement. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-withcoverage)) — BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-withcoverage)) — Chubb offers builders risk insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-withcoverage)) — Inland Marine appetite category; separately, Ocean Marine lists Hull Builders Risk - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists builders risk among its property coverage options. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-withcoverage)) — Builder’s risk product page; policy-specific construction terms not established. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-withcoverage)) — Gallagher arranges builders risk. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-withcoverage)) — Harper includes builders risk in its construction and contractor insurance offering. - [Heffernan Insurance Brokers](https://thegeneralaverage.com/insurance-providers/heffernan) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — Heffernan arranges builders risk. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/hub-international-vs-withcoverage)) — HUB International arranges builders risk insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/liberty-mutual-vs-withcoverage)) - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/markel-vs-withcoverage)) — Markel builders risk - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/marsh-vs-withcoverage)) — Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/marsh-mclennan-agency-vs-withcoverage)) - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/nationwide-vs-withcoverage)) — Nationwide lists builders risk among inland-marine products. The page does not establish project-specific coverage periods, valuation, or exclusions. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/startupinsurance-vs-withcoverage)) — StartupInsurance.ai arranges builders risk insurance for startups. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-withcoverage)) — Listed for digital-infrastructure projects and in commercial real-estate construction risk. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-zurich)) — Zurich markets a Commercial Builders Risk program for construction projects; the project-value language conflicts within Zurich’s own page and requires confirmation. ### WithCoverage Alternatives for Cargo and Transit Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG Ocean Cargo - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges inland and ocean marine coverage for goods in transit. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-withcoverage)) — Amelia Risk arranges stock-throughput (cargo) insurance for consumer-product businesses, which can address inventory in transit and at other locations. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-withcoverage)) — Aon lists cargo placements in its global marine practice; U.S. eligibility, insurer, limits and policy terms are not stated on the reviewed page. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-withcoverage)) — BHSI's current Marine catalog lists Ocean Cargo, Stock Throughputs, and Project Cargo. The older US-12/22-A guide lists Project Cargo as out of appetite, so confirm its current status; BHSI lists Inland Marine separately. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-withcoverage)) — Chubb offers cargo insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-withcoverage)) - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-withcoverage)) — Corgi lists a cargo contractual liability product in its transportation offering. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists motor truck cargo and ocean marine coverage options. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-withcoverage)) — Founder Shield lists transit and transportation coverage for goods in transit or stored offsite. - [Heffernan Insurance Brokers](https://thegeneralaverage.com/insurance-providers/heffernan) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — Heffernan arranges marine cargo insurance for freight, import and export businesses. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/hub-international-vs-withcoverage)) — HUB International arranges cargo insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/liberty-mutual-vs-withcoverage)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/lockton-vs-withcoverage)) — Lockton arranges cargo insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/markel-vs-withcoverage)) — Markel cargo and transit coverage - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/marsh-mclennan-agency-vs-withcoverage)) - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/nationwide-vs-withcoverage)) — Nationwide lists motor truck cargo among inland-marine products. This is not evidence of broad cargo coverage or any particular commodity/route acceptance. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/newfront-vs-withcoverage)) — Newfront lists cargo stock throughput among the coverages its property team handles. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-withcoverage)) — Transportation page lists cargo insurance; it does not state a particular transit form or coverage terms. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/travelers-vs-withcoverage)) — Travelers offers cargo insurance through its transportation, cargo and logistics offering. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/usi-vs-withcoverage)) — USI arranges cargo and transit insurance. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-wtw)) — WTW identifies Global Cargo within its global marine practice and includes cargo risk in its named data-center policy. These descriptions do not establish a particular US placement, insurer, policy wording, or availability. ### WithCoverage Alternatives for Commercial Property Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG Commercial Property / Retail Property - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges property insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-withcoverage)) — Aon describes commercial-property brokerage and risk management, with a U.S.-available analytics tool; tool availability does not establish state-specific insurance availability. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-withcoverage)) — Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-withcoverage)) — BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-withcoverage)) — CFC offers property coverage within its property and casualty product. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-withcoverage)) — Chubb offers commercial property insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-withcoverage)) - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists commercial property in its coverage catalog. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-withcoverage)) — Embroker offers help obtaining commercial property insurance and invites property quote requests. - [ERGO NEXT Insurance](https://thegeneralaverage.com/insurance-providers/next-insurance) ([Compare](https://thegeneralaverage.com/compare/next-insurance-vs-withcoverage)) — ERGO NEXT sells commercial property insurance as an agency; the issuing insurer is responsible for policy obligations. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-withcoverage)) — Founder Shield lists property insurance among its core offerings. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-withcoverage)) — Commercial property product page. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-withcoverage)) — Gallagher arranges commercial property insurance for small businesses. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-withcoverage)) — Harper lists commercial property insurance and describes approaching insurance companies for customers. - [Heffernan Insurance Brokers](https://thegeneralaverage.com/insurance-providers/heffernan) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — Heffernan arranges commercial property insurance. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/hub-international-vs-withcoverage)) — HUB International arranges commercial property insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/insureon-vs-withcoverage)) — Insureon markets Commercial Property; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/kinro-vs-withcoverage)) — As of September 16, 2026, Kinro lists commercial property and describes matching business details to carrier appetite. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/liberty-mutual-vs-withcoverage)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/lockton-vs-withcoverage)) — Lockton arranges commercial property insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/markel-vs-withcoverage)) — Markel commercial property - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/marsh-vs-withcoverage)) — Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/marsh-mclennan-agency-vs-withcoverage)) - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/nationwide-vs-withcoverage)) — Nationwide markets commercial property for business buildings and contents; property values, covered causes, limits, and exclusions depend on the policy. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/newfront-vs-withcoverage)) — As of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/relm-vs-withcoverage)) — Relm lists commercial property insurance for placement through brokers. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/risklytics-vs-withcoverage)) — Risklytics arranges commercial property insurance for robotics, hardware and AI businesses. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/simply-business-vs-withcoverage)) — Offered as part of a BOP, rather than as a standalone policy. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/startupinsurance-vs-withcoverage)) — StartupInsurance.ai arranges commercial property insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/techinsurance-vs-withcoverage)) — TechInsurance arranges commercial property insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-withcoverage)) — Listed for real-estate, professional-services and other named commercial sectors. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/the-hartford-vs-withcoverage)) — The Hartford offers commercial property insurance. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/three-vs-withcoverage)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/travelers-vs-withcoverage)) — Travelers offers commercial property insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/usi-vs-withcoverage)) — USI arranges commercial property insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/vouch-vs-withcoverage)) — As of September 16, 2026, Vouch lists business property for health care and life sciences programs. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-wtw)) — WTW markets property insurance for residential real-estate stakeholders and a separate integrated data-center construction and operations program. Program terms and eligible risks require placement-specific confirmation. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-zurich)) — Zurich markets commercial property insurance. ### WithCoverage Alternatives for Cyber Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct) - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges cyber liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-withcoverage)) — Amelia Risk arranges cyber insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-withcoverage)) — Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement. - [At-Bay](https://thegeneralaverage.com/insurance-providers/at-bay) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-withcoverage)) — At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-withcoverage)) — Beazley offers cyber insurance for small and midsized businesses. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-withcoverage)) — BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-withcoverage)) - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-withcoverage)) — CFC offers cyber insurance, including primary and excess products. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-withcoverage)) — Chubb offers cyber insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-withcoverage)) - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/coalition-vs-withcoverage)) — Coalition offers cyber insurance. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-withcoverage)) — Corgi lists cyber insurance among its business insurance offerings. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists cyber insurance in its coverage catalog. - [Cowbell](https://thegeneralaverage.com/insurance-providers/cowbell) ([Compare](https://thegeneralaverage.com/compare/cowbell-vs-withcoverage)) — Cowbell offers standalone and excess cyber products through its insurance-agency business. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-withcoverage)) — Embroker lists cyber insurance with a quote route. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-withcoverage)) — Founder Shield lists cyber liability among its core offerings. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-withcoverage)) — Cyber product page; policy terms and limits not established. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-withcoverage)) — Gallagher arranges cyber insurance. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-withcoverage)) — Harper lists cyber insurance and describes approaching insurers for customers. - [Heffernan Insurance Brokers](https://thegeneralaverage.com/insurance-providers/heffernan) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — Heffernan arranges cyber insurance. - [Hiscox](https://thegeneralaverage.com/insurance-providers/hiscox) ([Compare](https://thegeneralaverage.com/compare/hiscox-vs-withcoverage)) — Hiscox offers cyber insurance for small businesses. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/hub-international-vs-withcoverage)) — HUB International arranges cyber insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/insureon-vs-withcoverage)) — Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/kinro-vs-withcoverage)) — Kinro lists cyber liability and compares business details with carrier appetite. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/liberty-mutual-vs-withcoverage)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/lockton-vs-withcoverage)) — Lockton arranges cyber insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/markel-vs-withcoverage)) — Markel Cyber 360 - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/marsh-vs-withcoverage)) — Marsh arranges cyber insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/marsh-mclennan-agency-vs-withcoverage)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/mylo-vs-withcoverage)) — Mylo invites cyber insurance quote requests and compares policies from multiple insurers. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/nationwide-vs-withcoverage)) — Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/newfront-vs-withcoverage)) — Newfront places cyber insurance, negotiates policy wording and provides claims consultation. - [Pie Insurance](https://thegeneralaverage.com/insurance-providers/pie-insurance) ([Compare](https://thegeneralaverage.com/compare/pie-insurance-vs-withcoverage)) — Pie provides access to cyber insurance quotes from carrier partners. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/relm-vs-withcoverage)) — Relm lists cyber insurance for placement through brokers. - [Resilience](https://thegeneralaverage.com/insurance-providers/resilience) ([Compare](https://thegeneralaverage.com/compare/resilience-vs-withcoverage)) — Resilience markets cyber insurance on a primary or excess basis. - [RiskCube](https://thegeneralaverage.com/insurance-providers/riskcube) ([Compare](https://thegeneralaverage.com/compare/riskcube-vs-withcoverage)) — RiskCube arranges cyber insurance for startups. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/risklytics-vs-withcoverage)) — Risklytics arranges cyber insurance for robotics, hardware and AI businesses. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/simply-business-vs-withcoverage)) — Add-on for select buyers purchasing another business policy; phone quote route. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/startupinsurance-vs-withcoverage)) — StartupInsurance.ai arranges cyber insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/techinsurance-vs-withcoverage)) — TechInsurance arranges cyber insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-withcoverage)) — Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/the-hartford-vs-withcoverage)) — The Hartford offers cyber insurance and data-breach coverage. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/three-vs-withcoverage)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/travelers-vs-withcoverage)) — Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/usi-vs-withcoverage)) — USI arranges cyber insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/vouch-vs-withcoverage)) — Vouch lists cyber liability in its technology-company programs. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-wtw)) — WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-zurich)) — Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product. ### WithCoverage Alternatives for D&O Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG Directors & Officers Liability - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges directors and officers liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-withcoverage)) — Amelia Risk arranges directors and officers liability. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-withcoverage)) — Aon describes D&O brokerage and program services in a global practice; this does not identify the producer, insurer or state availability for a particular U.S. placement. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-withcoverage)) — Beazley offers directors and officers liability insurance for private organizations through ExecuGuard. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-withcoverage)) — Executive First D&O liability materials describe separate public-company and private-company products. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-withcoverage)) — CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-withcoverage)) — Chubb offers directors and officers liability insurance for smaller privately held companies through ForeFront. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-withcoverage)) - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/coalition-vs-withcoverage)) — Coalition offers directors and officers liability through its executive-risks product for private and nonprofit US organizations. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-withcoverage)) — Corgi lists directors and officers insurance among its business insurance offerings. - [Counterpart](https://thegeneralaverage.com/insurance-providers/counterpart) ([Compare](https://thegeneralaverage.com/compare/counterpart-vs-withcoverage)) — Distinct private-company and nonprofit D&O product pages; class and insurer vary by placement. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists directors and officers insurance in its coverage catalog. - [Cowbell](https://thegeneralaverage.com/insurance-providers/cowbell) ([Compare](https://thegeneralaverage.com/compare/cowbell-vs-withcoverage)) — Cowbell offers Zurich Select Plus D&O for small and medium private companies, available through appointed Zurich E&S wholesalers. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-withcoverage)) — Embroker lists directors and officers insurance with a quote route. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-withcoverage)) — Founder Shield lists directors and officers insurance among its core offerings. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-withcoverage)) — Gallagher arranges directors and officers liability. - [Heffernan Insurance Brokers](https://thegeneralaverage.com/insurance-providers/heffernan) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — Heffernan arranges directors and officers liability. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/hub-international-vs-withcoverage)) — HUB International arranges directors and officers liability insurance. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/kinro-vs-withcoverage)) — Kinro lists directors and officers insurance and compares business details with carrier appetite. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/liberty-mutual-vs-withcoverage)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/lockton-vs-withcoverage)) — Lockton arranges directors and officers liability insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/markel-vs-withcoverage)) — Markel private and nonprofit D&O - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/marsh-vs-withcoverage)) — Marsh arranges directors and officers liability insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/marsh-mclennan-agency-vs-withcoverage)) - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/nationwide-vs-withcoverage)) — Nationwide Management Liability & Specialty markets a distinct D&O product. The reviewed materials do not establish issuer or form for a particular risk. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/newfront-vs-withcoverage)) — Newfront lists D&O for private and public companies within its executive-risk services. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/relm-vs-withcoverage)) — Relm lists directors and officers liability for placement through brokers. - [RiskCube](https://thegeneralaverage.com/insurance-providers/riskcube) ([Compare](https://thegeneralaverage.com/compare/riskcube-vs-withcoverage)) — RiskCube arranges directors and officers liability insurance for startups. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/risklytics-vs-withcoverage)) — Risklytics arranges directors and officers liability insurance for robotics, hardware and AI businesses. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/startupinsurance-vs-withcoverage)) — StartupInsurance.ai arranges directors and officers liability insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/techinsurance-vs-withcoverage)) — TechInsurance arranges directors and officers liability insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-withcoverage)) — Listed within management-liability coverage for named business sectors; the dedicated D&O page discusses advisory programs for public companies, IPOs and SPACs. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/the-hartford-vs-withcoverage)) — The Hartford offers directors and officers liability for private, public and nonprofit organizations. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/three-vs-withcoverage)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/travelers-vs-withcoverage)) — Travelers offers directors and officers liability insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/usi-vs-withcoverage)) — USI arranges directors and officers liability insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/vouch-vs-withcoverage)) — Vouch lists directors and officers insurance in its technology-company programs. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-zurich)) — Zurich markets directors and officers liability insurance. ### WithCoverage Alternatives for General Liability Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG Programs general liability (three separate program scopes) - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges general liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-withcoverage)) — Amelia Risk arranges general liability insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-withcoverage)) — Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-withcoverage)) — Beazley offers general liability insurance in packages such as its environmental-services policy. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-withcoverage)) — BHSI lists primary general liability, with contractor and pollution features described in its casualty materials. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-withcoverage)) - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-withcoverage)) — CFC offers general liability within its property and casualty product. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-withcoverage)) — Chubb offers general liability insurance within its commercial package products. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-withcoverage)) - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-withcoverage)) — Corgi lists commercial general liability among its business insurance offerings. - [Coterie Insurance](https://thegeneralaverage.com/insurance-providers/coterie) ([Compare](https://thegeneralaverage.com/compare/coterie-vs-withcoverage)) — Coterie offers general liability policies for small businesses through its partner distribution. - [Counterpart](https://thegeneralaverage.com/insurance-providers/counterpart) ([Compare](https://thegeneralaverage.com/compare/counterpart-vs-withcoverage)) — GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists general liability in its Core Business coverage catalog with a quote route. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-withcoverage)) — Embroker offers a general liability quote route among its individual business coverages. - [ERGO NEXT Insurance](https://thegeneralaverage.com/insurance-providers/next-insurance) ([Compare](https://thegeneralaverage.com/compare/next-insurance-vs-withcoverage)) — ERGO NEXT offers online general liability quotes and purchasing for eligible businesses. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-withcoverage)) — Founder Shield lists general liability among its core coverage offerings. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-withcoverage)) — Company CGL product page; line-specific CGL membership only. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-withcoverage)) — Gallagher arranges general liability insurance for small businesses. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-withcoverage)) — Harper lists general liability in its business-insurance services and quote inquiry. - [Heffernan Insurance Brokers](https://thegeneralaverage.com/insurance-providers/heffernan) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — Heffernan arranges general liability insurance. - [Hiscox](https://thegeneralaverage.com/insurance-providers/hiscox) ([Compare](https://thegeneralaverage.com/compare/hiscox-vs-withcoverage)) — Hiscox offers general liability insurance for small businesses. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/hub-international-vs-withcoverage)) — HUB International arranges general liability insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/insureon-vs-withcoverage)) — Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/kinro-vs-withcoverage)) — Kinro lists general liability and compares available carrier options. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/liberty-mutual-vs-withcoverage)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/lockton-vs-withcoverage)) — Lockton arranges general liability insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/markel-vs-withcoverage)) — Markel small-business casualty and property - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/marsh-vs-withcoverage)) — Marsh arranges general liability insurance, including for data centers. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/marsh-mclennan-agency-vs-withcoverage)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/mylo-vs-withcoverage)) — Mylo compares general liability quotes from insurance carriers and also offers package options. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/nationwide-vs-withcoverage)) — Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/newfront-vs-withcoverage)) — Newfront includes general liability in its casualty placement services. - [Pie Insurance](https://thegeneralaverage.com/insurance-providers/pie-insurance) ([Compare](https://thegeneralaverage.com/compare/pie-insurance-vs-withcoverage)) — Pie arranges general liability insurance through unaffiliated third-party insurers. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/relm-vs-withcoverage)) — Relm lists general liability insurance for placement through brokers. - [RiskCube](https://thegeneralaverage.com/insurance-providers/riskcube) ([Compare](https://thegeneralaverage.com/compare/riskcube-vs-withcoverage)) — RiskCube arranges general liability insurance for startups. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/risklytics-vs-withcoverage)) — Risklytics arranges general liability insurance for robotics, hardware and AI businesses. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/simply-business-vs-withcoverage)) - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/startupinsurance-vs-withcoverage)) — StartupInsurance.ai arranges general liability insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/techinsurance-vs-withcoverage)) — TechInsurance arranges general liability insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-withcoverage)) — Listed as general liability for professional-services clients and as a consideration for other named business sectors. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/the-hartford-vs-withcoverage)) — The Hartford offers general liability insurance. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/three-vs-withcoverage)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/travelers-vs-withcoverage)) — Travelers offers general liability insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/usi-vs-withcoverage)) — USI arranges general liability insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/vouch-vs-withcoverage)) — Vouch lists general liability among the core coverages in its technology-company programs. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-zurich)) — Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims. ### WithCoverage Alternatives for Liquor Liability Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG Programs lists liquor liability among coverages it may develop in client-specific programs; no general standalone product or universal program availability implied. - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges liquor liability for businesses serving or selling alcohol. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-withcoverage)) — Corgi markets liquor liability for eligible veterans’ and fraternal lodges with licensed on-premises bars. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists liquor liability in its Excess & Specialty catalog with a quote route. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-withcoverage)) — Harper includes liquor liability in its coverage directory and insurance-placement service. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/markel-vs-withcoverage)) — Markel liquor liability - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/three-vs-withcoverage)) — Marketed within THREE’s combined commercial policy if required; the quote and issued form determine availability and protection. ### WithCoverage Alternatives for Product Liability Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG Aviation Product Liability - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges product liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-withcoverage)) — Amelia Risk arranges product liability insurance for consumer-product businesses. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-withcoverage)) — Beazley offers product liability insurance for middle-to-large life-sciences organizations. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-withcoverage)) — BHSI lists primary products and completed-operations liability as a casualty product. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-withcoverage)) — CFC offers product liability within its life-science and nutraceutical policies. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-withcoverage)) - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists product liability in its Excess & Specialty catalog with a quote route. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-withcoverage)) — Embroker lists product liability insurance for companies that produce, distribute or sell products. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-withcoverage)) — Founder Shield lists product liability insurance. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-withcoverage)) — Gallagher arranges product liability insurance. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-withcoverage)) — Harper includes product liability in its coverage directory. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/hub-international-vs-withcoverage)) — HUB International arranges product liability insurance. - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/lockton-vs-withcoverage)) — Lockton arranges product liability insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/markel-vs-withcoverage)) — Markel products liability - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/newfront-vs-withcoverage)) — Newfront lists product liability among its casualty placement coverages. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/relm-vs-withcoverage)) — Relm lists product liability insurance for placement through brokers. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/startupinsurance-vs-withcoverage)) — StartupInsurance.ai arranges product liability insurance for startups. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/usi-vs-withcoverage)) — USI arranges product liability insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/vouch-vs-withcoverage)) — Vouch lists product liability among the core coverages in its technology-company programs. ### WithCoverage Alternatives for Product Recall Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG Multinational and Talbot market multinational Product Recall Insurance for named component-part, consumer-goods/topical/consumer-health and finished-goods segments; not an unrestricted U.S. standalone product, and the flyer does not resolve a specific policy issuer, account terms or jurisdiction-specific availability. - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges product recall insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-withcoverage)) — Amelia Risk arranges product-recall insurance for consumer-product businesses. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-withcoverage)) — Beazley offers product recall insurance through its manufacturing risk product. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-withcoverage)) — CFC offers product-recall and contaminated-product-recall insurance. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-withcoverage)) — Chubb offers product recall insurance for businesses handling finished consumer goods. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists product recall in its Excess & Specialty catalog with a quote route. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-withcoverage)) — Gallagher arranges product-recall insurance. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/hub-international-vs-withcoverage)) — HUB International arranges product recall insurance. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/newfront-vs-withcoverage)) — Newfront includes product recall in the life-science insurance programs it designs. ### WithCoverage Alternatives for Professional Liability (E&O) Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG entity-based Professional Liability / Specialty Professional E&O - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges professional liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-withcoverage)) — Amelia Risk arranges professional errors and omissions insurance for startups. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-withcoverage)) — Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed. - [At-Bay](https://thegeneralaverage.com/insurance-providers/at-bay) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-withcoverage)) — At-Bay offers primary miscellaneous professional liability insurance. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-withcoverage)) — Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-withcoverage)) — Professional First materials describe a professional-liability portfolio with several professions and service types. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-withcoverage)) - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-withcoverage)) — CFC offers professional liability insurance for professional-service businesses. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-withcoverage)) — Chubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-withcoverage)) — currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/coalition-vs-withcoverage)) — Coalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-withcoverage)) — Corgi lists miscellaneous errors and omissions coverage for service-based businesses. - [Coterie Insurance](https://thegeneralaverage.com/insurance-providers/coterie) ([Compare](https://thegeneralaverage.com/compare/coterie-vs-withcoverage)) — Coterie lists miscellaneous professional liability for eligible small businesses in participating states. - [Counterpart](https://thegeneralaverage.com/insurance-providers/counterpart) ([Compare](https://thegeneralaverage.com/compare/counterpart-vs-withcoverage)) — Several separately scoped professional-liability programs; do not generalize terms across professions. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-withcoverage)) — Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions. - [ERGO NEXT Insurance](https://thegeneralaverage.com/insurance-providers/next-insurance) ([Compare](https://thegeneralaverage.com/compare/next-insurance-vs-withcoverage)) — ERGO NEXT lists professional liability insurance, also called errors and omissions insurance. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-withcoverage)) — Founder Shield lists errors and omissions for lawsuits alleging inferior work or service. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-withcoverage)) — Professional E&O product page. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-withcoverage)) — Gallagher arranges professional errors and omissions insurance for small businesses. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-withcoverage)) — Harper includes professional liability in its coverage directory and quote intake as claims about work or advice. - [Heffernan Insurance Brokers](https://thegeneralaverage.com/insurance-providers/heffernan) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — Heffernan arranges professional errors and omissions insurance for small businesses. - [Hiscox](https://thegeneralaverage.com/insurance-providers/hiscox) ([Compare](https://thegeneralaverage.com/compare/hiscox-vs-withcoverage)) — Hiscox offers professional errors and omissions insurance for small businesses. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/hub-international-vs-withcoverage)) — HUB International arranges professional errors and omissions insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/insureon-vs-withcoverage)) — Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/kinro-vs-withcoverage)) — Kinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/liberty-mutual-vs-withcoverage)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/lockton-vs-withcoverage)) — Lockton arranges professional errors and omissions insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/markel-vs-withcoverage)) — Markel ProBiz miscellaneous E&O - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/marsh-vs-withcoverage)) — Marsh arranges professional errors and omissions insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/marsh-mclennan-agency-vs-withcoverage)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/mylo-vs-withcoverage)) — Mylo compares professional liability quotes for claims from clients unhappy with professional services. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/nationwide-vs-withcoverage)) — Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/newfront-vs-withcoverage)) — Newfront lists errors and omissions among its executive-risk coverage services. - [Pie Insurance](https://thegeneralaverage.com/insurance-providers/pie-insurance) ([Compare](https://thegeneralaverage.com/compare/pie-insurance-vs-withcoverage)) — Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/relm-vs-withcoverage)) — Relm lists professional errors and omissions insurance for placement through brokers. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/simply-business-vs-withcoverage)) - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/startupinsurance-vs-withcoverage)) — StartupInsurance.ai arranges professional errors and omissions insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/techinsurance-vs-withcoverage)) — TechInsurance arranges professional errors and omissions insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-withcoverage)) — Listed as professional liability/E&O for professional-services and government-contractor audiences. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/the-hartford-vs-withcoverage)) — The Hartford offers professional liability insurance for service businesses. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/three-vs-withcoverage)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/travelers-vs-withcoverage)) — Travelers offers professional errors and omissions insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/usi-vs-withcoverage)) — USI arranges professional errors and omissions insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/vouch-vs-withcoverage)) — Vouch lists errors and omissions among the core coverages in its professional-services programs. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-wtw)) — WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-zurich)) — Zurich markets professional errors and omissions insurance. ### WithCoverage Alternatives for Umbrella and Excess Liability Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG Excess Casualty (lead umbrella and mid/high excess) - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges umbrella and excess liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-withcoverage)) — Amelia Risk arranges umbrella and excess liability. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-withcoverage)) — Aon lists umbrella and excess within construction liability coverage areas; ask whether either applies to your project and jurisdiction. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-withcoverage)) — BHSI lists lead umbrella and excess casualty within its U.S. casualty products. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-withcoverage)) - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-withcoverage)) — CFC offers excess professional liability, general liability and cyber limits for small and micro businesses. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-withcoverage)) — Chubb offers umbrella and excess liability insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-withcoverage)) - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-withcoverage)) — Corgi lists commercial umbrella liability insurance. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists umbrella and excess liability insurance. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-withcoverage)) — Founder Shield lists umbrella insurance. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-withcoverage)) — Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-withcoverage)) — Gallagher arranges umbrella and excess liability. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-withcoverage)) — Harper arranges umbrella insurance. - [Heffernan Insurance Brokers](https://thegeneralaverage.com/insurance-providers/heffernan) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — Heffernan arranges excess and umbrella insurance. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/hub-international-vs-withcoverage)) — HUB International arranges umbrella and excess liability insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/insureon-vs-withcoverage)) — Insureon markets Commercial Umbrella; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/kinro-vs-withcoverage)) — Kinro lists umbrella and excess liability insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/liberty-mutual-vs-withcoverage)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/lockton-vs-withcoverage)) — Lockton arranges umbrella and excess liability insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/markel-vs-withcoverage)) — Markel excess casualty and umbrella - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/mylo-vs-withcoverage)) — Mylo compares commercial umbrella quotes from insurers. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/nationwide-vs-withcoverage)) — Nationwide lists commercial umbrella for small businesses. Reviewed catalogue evidence does not establish attachment, limits, underlying requirements, or a specific excess form. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/newfront-vs-withcoverage)) — Newfront arranges umbrella and excess liability insurance through its casualty practice. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/relm-vs-withcoverage)) — Relm lists excess liability for placement through brokers. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/risklytics-vs-withcoverage)) — Risklytics arranges umbrella insurance for robotics, hardware and AI businesses. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/startupinsurance-vs-withcoverage)) — StartupInsurance.ai arranges umbrella and excess liability insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/techinsurance-vs-withcoverage)) — TechInsurance arranges commercial umbrella insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-withcoverage)) — Listed among coverages that may be considered for digital-infrastructure clients and within the M&A practice’s P&C strategy. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/the-hartford-vs-withcoverage)) — The Hartford lists commercial umbrella insurance among its business coverage options. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/travelers-vs-withcoverage)) — Travelers offers commercial umbrella and excess liability insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/usi-vs-withcoverage)) — USI arranges umbrella and excess liability. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/vouch-vs-withcoverage)) — Vouch lists umbrella among core coverages for technology companies. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-zurich)) — Zurich markets commercial umbrella and excess liability insurance; the cited facility is not a universal Zurich limit. ### WithCoverage Alternatives for Workers’ Compensation Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-withcoverage)) — AIG Workers’ Compensation options by distinct channel - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-withcoverage)) — Alliance Risk arranges workers’ compensation insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-withcoverage)) — Amelia Risk arranges workers’ compensation insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-withcoverage)) — Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-withcoverage)) - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-withcoverage)) — Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-withcoverage)) - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-withcoverage)) — Corgi lists workers’ compensation insurance. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-withcoverage)) — Coverdash lists workers’ compensation insurance. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-withcoverage)) — Embroker arranges workers’ compensation insurance. - [ERGO NEXT Insurance](https://thegeneralaverage.com/insurance-providers/next-insurance) ([Compare](https://thegeneralaverage.com/compare/next-insurance-vs-withcoverage)) — ERGO NEXT offers workers’ compensation insurance for small businesses. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-withcoverage)) — Founder Shield lists workers’ compensation insurance. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-withcoverage)) — Workers’ compensation page; state requirements vary. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-withcoverage)) — Gallagher arranges workers’ compensation insurance for small businesses. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-withcoverage)) — Harper arranges workers’ compensation insurance. - [Heffernan Insurance Brokers](https://thegeneralaverage.com/insurance-providers/heffernan) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — Heffernan arranges workers’ compensation insurance. - [Hiscox](https://thegeneralaverage.com/insurance-providers/hiscox) ([Compare](https://thegeneralaverage.com/compare/hiscox-vs-withcoverage)) — Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/hub-international-vs-withcoverage)) — HUB International arranges workers’ compensation insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/insureon-vs-withcoverage)) — Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/kinro-vs-withcoverage)) — Kinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/liberty-mutual-vs-withcoverage)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/lockton-vs-withcoverage)) — Lockton arranges workers’ compensation insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/markel-vs-withcoverage)) — Markel Workers Compensation - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/marsh-vs-withcoverage)) — Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/marsh-mclennan-agency-vs-withcoverage)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/mylo-vs-withcoverage)) — Mylo compares workers’ compensation options from insurers. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/nationwide-vs-withcoverage)) — Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/newfront-vs-withcoverage)) — Newfront arranges workers’ compensation insurance through its casualty practice. - [Pie Insurance](https://thegeneralaverage.com/insurance-providers/pie-insurance) ([Compare](https://thegeneralaverage.com/compare/pie-insurance-vs-withcoverage)) — Pie Insurance offers workers’ compensation insurance for small businesses. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/risklytics-vs-withcoverage)) — Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/simply-business-vs-withcoverage)) - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/startupinsurance-vs-withcoverage)) — StartupInsurance.ai arranges workers’ compensation insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/techinsurance-vs-withcoverage)) — TechInsurance arranges workers’ compensation insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-withcoverage)) — Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/the-hartford-vs-withcoverage)) — The Hartford offers workers’ compensation insurance. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/three-vs-withcoverage)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/travelers-vs-withcoverage)) — Travelers offers workers’ compensation insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/usi-vs-withcoverage)) — USI arranges workers’ compensation insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/vouch-vs-withcoverage)) — Vouch lists workers’ compensation among core coverages for technology companies. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/withcoverage-vs-zurich)) — Zurich markets workers’ compensation insurance. ## Which Providers Are Closest to WithCoverage? - [AIG](https://thegeneralaverage.com/insurance-providers/aig): documents 12 of the same 12 coverage lines - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk): documents 12 of the same 12 coverage lines - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash): documents 12 of the same 12 coverage lines - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international): documents 11 of the same 12 coverage lines - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel): documents 11 of the same 12 coverage lines ## Sources for WithCoverage Alternatives 1. [Commercial Insurance & Risk Management](https://www.withcoverage.com/) 2. [About WithCoverage](https://www.withcoverage.com/company) 3. [Terms & Conditions](https://www.withcoverage.com/legal/terms) 4. [Technology Insurance & Risk Management](https://www.withcoverage.com/industries/tech) 5. [Consumer Insurance & Risk Management](https://www.withcoverage.com/industries/consumer) 6. [Construction Insurance & Risk Management](https://www.withcoverage.com/industries/construction) 7. [Restaurant Insurance & Risk Management](https://www.withcoverage.com/industries/restaurants) 8. [Risk Management & Commercial Insurance Solution](https://www.withcoverage.com/solution) 9. [WithCoverage Raises $42M Series B](https://www.withcoverage.com/announcement) 10. [Private Equity Portfolio Risk Management](https://www.withcoverage.com/offering-v2) 11. [Commercial Risk Advisor Careers](https://www.withcoverage.com/risk-advisors) 12. [With Coverage Insurance Services LLC — Agent Listing](https://agents.libertymutual.com/find-an-agent/state/new-york/new-york/with-coverage-insurance-services-llc_9725925267) 13. [Insurance Licenses By State](https://www.withcoverage.com/licenses) 14. [With Coverage Insurance Services LLC — Foreign LLC Filing](https://corp.sos.ms.gov/corpconv/portal/c/ExecuteWorkflow.aspx?FilingId=931dea05-c719-4332-b9ed-52e515759e31&workflowid=g12dbd558-fa5d-49a1-a869-ad8b9db198db) 15. [Privacy](https://www.withcoverage.com/legal/privacy) 16. [Deep Dive: WithCoverage](https://www.thesisdriven.com/letters/deep-dive-withcoverage/) Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. Read the [provider profile](https://thegeneralaverage.com/insurance-providers/withcoverage) for this provider's documented role and coverage. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/withcoverage/alternatives.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)