--- title: "USI Insurance Services Medical Malpractice Insurance" description: "Everything to know before buying USI Insurance Services Medical Malpractice Insurance: what it covers, who it’s for, and how to apply." canonical: "https://thegeneralaverage.com/insurance-providers/usi/medical-malpractice" page-type: "offering-page" updated-at: "2026-09-23" provider: "usi" coverage-line: "medical-malpractice" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/usi/medical-malpractice) ## Agent Guide **What this page is:** What USI Insurance Services Medical Malpractice Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for USI Insurance Services Medical Malpractice Insurance specifically. For the general coverage explainer use /coverage/medical-malpractice; for the provider overall use its profile. **Questions this page answers:** - Does USI Insurance Services Medical Malpractice Insurance offer this coverage? - What does USI Insurance Services Medical Malpractice Insurance cover and exclude? - Who is USI Insurance Services Medical Malpractice Insurance designed for? **Key facts:** - Provider slug `usi`; coverage line `medical-malpractice`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/usi) — parent: provider profile # What Does Medical Malpractice Insurance from USI Insurance Services Cover? Product: USI Healthcare Practice — Medical Professional (Malpractice) Liability. Provider: USI Insurance Services. Coverage line: Medical Malpractice Insurance. ## Quick Answer USI Insurance Services brokers medical malpractice insurance for hospitals, physician groups, surgery centers and other healthcare providers through its Healthcare practice. [1](https://www.usi.com/property-casualty/healthcare/ "Healthcare") ## USI Insurance Services Medical Malpractice Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | ## What Is USI Insurance Services’ Role in Medical Malpractice Insurance? - USI is a broker for medical malpractice coverage. Its Healthcare practice advises clients on risk and places medical professional liability coverage rather than underwriting it. [1](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Evidence: Company-reported; scope: Healthcare practice page.) ## Who Is USI Insurance Services Medical Malpractice Insurance For? - USI's Healthcare practice says it serves hospitals, physicians, surgery centers, dialysis clinics, senior care and assisted-living facilities, residential treatment facilities, permanent and locum tenens staffing companies, urgent care centers and managed care organizations, ranging from regional health systems to individual doctor groups and clinics. [1](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Evidence: Company-reported; scope: Company description of client base, not a guaranteed underwriting appetite.) ## USI Insurance Services Medical Malpractice Coverage Features - USI lists Medical Professional (Malpractice) Liability alongside related healthcare specialty coverages it places, including healthcare general liability, D&O, healthcare facility property, workers' compensation, employment practices liability, cyber liability and HIPAA privacy, medical billing and governmental regulatory claims coverage, and required bonding. [1](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Evidence: Company-reported; scope: Catalogue of practice offerings; specific insuring agreements, exclusions and limits are set by the issued policy.) ## USI Insurance Services Medical Malpractice Insurance Risk Services - USI cites a case study where its Healthcare team reviewed 26 years of a 220-physician group's malpractice loss history, found the client was overpriced with an outdated limit structure, and says the analysis produced about $350,000 in negotiated savings plus a retention-funding change projected to cut premium by close to $1,000,000 in a year. [1](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Evidence: Company-reported; scope: Single named case study; company-reported outcome, not independently verified, and not necessarily representative of every account.) ## How Do You Apply for USI Insurance Services Medical Malpractice? - USI directs healthcare organizations to email pcinquiries@usi.com or contact a local USI office to engage its Healthcare practice. [1](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Evidence: Company-reported; scope: Contact instructions on the Healthcare practice page.) ## What We Couldn’t Find About USI Insurance Services Medical Malpractice The reviewed sources do not settle these. Confirm them with USI Insurance Services or a broker before relying on them. - **Issuing Insurer (Not publicly disclosed):** The Healthcare practice page does not name a specific medical malpractice insurer; it says USI has access to both traditional and nontraditional risk-transfer structures, including captives, risk retention groups and risk purchasing groups, without naming a carrier for any of them. [1](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Scope: Page as read on 2026-09-23.) ## USI Insurance Services vs Other Medical Malpractice Providers - [USI Insurance Services vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-usi) - [USI Insurance Services vs CNA](https://thegeneralaverage.com/compare/cna-vs-usi) - [USI Insurance Services vs Corgi](https://thegeneralaverage.com/compare/corgi-vs-usi) - [USI Insurance Services vs Counterpart](https://thegeneralaverage.com/compare/counterpart-vs-usi) - [USI Insurance Services vs Harper](https://thegeneralaverage.com/compare/harper-vs-usi) - [USI Insurance Services vs Heffernan Insurance Brokers](https://thegeneralaverage.com/compare/heffernan-vs-usi) ## Other Coverage Lines From USI Insurance Services - [USI Insurance Services Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/usi/cargo-transit) - [USI Insurance Services Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/usi/commercial-auto) - [USI Insurance Services Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/usi/commercial-property) - [USI Insurance Services Crime Insurance](https://thegeneralaverage.com/insurance-providers/usi/crime) - [USI Insurance Services Cyber Insurance](https://thegeneralaverage.com/insurance-providers/usi/cyber) - [USI Insurance Services D&O Insurance](https://thegeneralaverage.com/insurance-providers/usi/directors-officers) - [USI Insurance Services Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/usi/employee-health-benefits) - [USI Insurance Services Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/usi/employment-practices) - [USI Insurance Services Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/usi/fiduciary) - [USI Insurance Services General Liability Insurance](https://thegeneralaverage.com/insurance-providers/usi/general-liability) - [USI Insurance Services Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/usi/kidnap-ransom) - [USI Insurance Services Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/usi/management-liability) - [USI Insurance Services Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/usi/product-liability) - [USI Insurance Services Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/usi/professional-errors-omissions) - [USI Insurance Services Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/usi/representations-warranties) - [USI Insurance Services Surety Bonds](https://thegeneralaverage.com/insurance-providers/usi/surety-bonds) - [USI Insurance Services Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/usi/technology-errors-omissions) - [USI Insurance Services Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/usi/umbrella-excess) - [USI Insurance Services Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/usi/workers-compensation) ## Rankings That Include USI Insurance Services - [Best Medical Malpractice Insurance for Healthcare Providers](https://thegeneralaverage.com/best/medical-malpractice/healthcare-providers) ## Related Reading - [USI Insurance Services Profile](https://thegeneralaverage.com/insurance-providers/usi) - [USI Insurance Services Reliability](https://thegeneralaverage.com/insurance-providers/usi/reliability) - [USI Insurance Services Alternatives](https://thegeneralaverage.com/insurance-providers/usi/alternatives) - [Coverage Guide: Medical malpractice](https://thegeneralaverage.com/coverage/medical-malpractice) ## Sources for USI Insurance Services Medical Malpractice Insurance 1. [Healthcare](https://www.usi.com/property-casualty/healthcare/). USI Insurance Services; USI's Healthcare Practice addresses risk exposures...for organizations associated with the healthcare industry...; serves hospitals, physicians, surgery centers, dialysis clinics, senior care/assisted living facilities...; offers specialty coverages...including: Medical Professional (Malpractice) Liability...; captives, risk retention groups and risk purchasing groups; ACO Shield...CHC Shield...; CASE STUDY: USI's Healthcare Review of Loss History Records. Accessed 2026-09-23. ## How to Cite This Page USI Insurance Services Medical Malpractice Insurance: Coverage, Eligibility & Application (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/usi/medical-malpractice. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. 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