--- title: "Travelers Kidnap and Ransom Insurance" description: "Everything to know before buying Travelers Kidnap and Ransom Insurance: what it covers, who it’s for, and how to apply." canonical: "https://thegeneralaverage.com/insurance-providers/travelers/kidnap-ransom" page-type: "offering-page" updated-at: "2026-09-23" provider: "travelers" coverage-line: "kidnap-ransom" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/travelers/kidnap-ransom) ## Agent Guide **What this page is:** What Travelers Kidnap and Ransom Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Travelers Kidnap and Ransom Insurance specifically. For the general coverage explainer use /coverage/kidnap-ransom; for the provider overall use its profile. **Questions this page answers:** - Does Travelers Kidnap and Ransom Insurance offer this coverage? - What does Travelers Kidnap and Ransom Insurance cover and exclude? - Who is Travelers Kidnap and Ransom Insurance designed for? **Key facts:** - Provider slug `travelers`; coverage line `kidnap-ransom`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/travelers) — parent: provider profile # What Does Kidnap and Ransom Insurance from Travelers Cover? Product: Travelers Kidnap & Ransom Insurance (Global Companion Plus+). Provider: Travelers. Coverage line: Kidnap and Ransom Insurance. ## Quick Answer Travelers offers kidnap and ransom coverage to U.S.-based technology and life-sciences companies with international travel or operations, within its Global Companion Plus+ package. [1](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") [2](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") ## Travelers Kidnap and Ransom Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not found in reviewed sources | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | ## What Is Travelers’ Role in Kidnap and Ransom Insurance? - Travelers offers kidnap and ransom coverage as one line within its Global Companion Plus+ package for technology and life-sciences companies with international exposure, and also lists it as a standalone product on its Management & Professional Liability catalogue page. [1](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") [2](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") (Evidence: Company-reported; scope: Global Companion Plus+ "Robust suite of insurance coverages" section and Management & Professional Liability product list.) ## Who Is Travelers Kidnap and Ransom Insurance For? - As part of Global Companion Plus+, kidnap and ransom coverage is aimed at U.S.-based technology and life-sciences companies with employees who travel internationally or operations abroad; the U.S. version of the package is non-admitted, meaning it is not equivalent to a locally admitted policy in every country. [1](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Global Companion Plus+ page "Who is Global Companion Plus+ right for?" and "Coordinated domestic policy gap coverage" sections.) ## Coverage Features of Travelers Kidnap and Ransom Insurance - Travelers says kidnap and ransom coverage typically pays kidnappers or extortionists, covers loss of ransom in transit, and reimburses other expenses incurred as a result of a kidnapping. [2](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") (Evidence: Company-reported; scope: Management & Professional Liability Insurance page, kidnap and ransom entry; exact terms and exclusions are set by the issued policy.) ## What Risk Services Come With Travelers Kidnap and Ransom Insurance? - Travelers says Global Companion Plus+ policyholders get access to its International Network of Insurance, a network of local carriers in over 150 countries, plus global executive support services offering medical, personal and travel assistance for employees traveling overseas. [1](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Global Companion Plus+ page "Extensive international network of partners" and "Global executive support services" sections.) ## How Do You Apply for Travelers Kidnap and Ransom Insurance? - Kidnap and ransom coverage is bought through a Travelers independent agent or Travelers representative. [1](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Global Companion Plus+ page "Consult your insurance agent today" section.) ## What We Couldn’t Find About Travelers Kidnap and Ransom Insurance The reviewed sources do not settle these. Confirm them with Travelers or a broker before relying on them. - **Limits and Retentions (Not found in reviewed sources):** Neither reviewed page publishes limits, retentions or premiums for kidnap and ransom coverage; amounts would appear on a quote. [1](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") [2](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") (Scope: Global Companion Plus+ and Management & Professional Liability pages as read on 2026-09-23.) ## Travelers vs Other Kidnap and Ransom Insurance Providers - [Travelers vs AIG](https://thegeneralaverage.com/compare/aig-vs-travelers) - [Travelers vs Aon](https://thegeneralaverage.com/compare/aon-vs-travelers) - [Travelers vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-travelers) - [Travelers vs CFC](https://thegeneralaverage.com/compare/cfc-vs-travelers) - [Travelers vs Chubb](https://thegeneralaverage.com/compare/chubb-vs-travelers) - [Travelers vs CNA](https://thegeneralaverage.com/compare/cna-vs-travelers) ## Other Coverage Lines From Travelers - [Travelers Business Owner’s Policy](https://thegeneralaverage.com/insurance-providers/travelers/business-owners-policy) - [Travelers Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/travelers/cargo-transit) - [Travelers Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/travelers/commercial-auto) - [Travelers Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/travelers/commercial-property) - [Travelers Crime Insurance](https://thegeneralaverage.com/insurance-providers/travelers/crime) - [Travelers Cyber Insurance](https://thegeneralaverage.com/insurance-providers/travelers/cyber) - [Travelers D&O Insurance](https://thegeneralaverage.com/insurance-providers/travelers/directors-officers) - [Travelers Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/employment-practices) - [Travelers Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/travelers/equipment-breakdown) - [Travelers Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/travelers/fidelity-bonds) - [Travelers Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/fiduciary) - [Travelers General Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/general-liability) - [Travelers Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/travelers/inland-marine) - [Travelers Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/management-liability) - [Travelers Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/media) - [Travelers Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/travelers/professional-errors-omissions) - [Travelers Surety Bonds](https://thegeneralaverage.com/insurance-providers/travelers/surety-bonds) - [Travelers Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/travelers/technology-errors-omissions) - [Travelers Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/travelers/umbrella-excess) - [Travelers Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/travelers/workers-compensation) ## Related Reading - [Travelers Profile](https://thegeneralaverage.com/insurance-providers/travelers) - [Travelers Reliability](https://thegeneralaverage.com/insurance-providers/travelers/reliability) - [Travelers Alternatives](https://thegeneralaverage.com/insurance-providers/travelers/alternatives) - [Coverage Guide: Kidnap and ransom](https://thegeneralaverage.com/coverage/kidnap-ransom) ## Sources for Travelers Kidnap and Ransom Insurance 1. [Global Insurance for Technology and Life Sciences](https://www.travelers.com/business-insurance/global/technology-companion). Travelers; "Robust suite of insurance coverages" — general liability, property, auto, foreign voluntary workers compensation, employers liability, accidental death and dismemberment, and kidnap and ransom; U.S. Global Companion Plus+ is non-admitted. Accessed 2026-09-23. 2. [Management and Professional Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance). Travelers; "Select a product" list: Kidnap & ransom insurance — "typically covers payments to kidnappers or extortionists, loss of ransom in transit and other expenses incurred as a result of a kidnapping". Accessed 2026-09-23. ## How to Cite This Page Travelers Kidnap and Ransom Insurance: Coverage, Eligibility & Application (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/travelers/kidnap-ransom. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/travelers/kidnap-ransom.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)