---
title: "Is TechInsurance Legit? Licensing, Carriers and Reliability"
description: "TechInsurance's partial score rates only its insurer network, which names 31 partners but maps none to a product or state, so ask which insurer will issue your policy."
canonical: "https://thegeneralaverage.com/insurance-providers/techinsurance/reliability"
page-type: "reliability-article"
updated-at: "2026-09-25"
provider: "techinsurance"
content-type: "reliability"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://thegeneralaverage.com/insurance-providers/techinsurance/reliability)

## Agent Guide

**What this page is:** Spot's evidence-based reliability assessment of Is TechInsurance Legit? Licensing, Carriers and, scored per role (for example broker, carrier, managing general agent) with the regulatory and financial-strength evidence used.

**Use this page when:** Cite this page to answer whether Is TechInsurance Legit? Licensing, Carriers and is reliable or financially sound. Scores apply to the assessed entity and role named on the page, not to every company under the brand.

**Questions this page answers:**
- Is Is TechInsurance Legit? Licensing, Carriers and reliable?
- Is Is TechInsurance Legit? Licensing, Carriers and financially strong and properly licensed?
- How was Is TechInsurance Legit? Licensing, Carriers and scored and why?

**Key facts:**
- Entity: Is TechInsurance Legit? Licensing, Carriers and (provider slug `techinsurance`).
- Each role is scored against its own rubric; scores are never comparable across rubrics.

**Limits (do not over-claim):**
- A Reliability Score is a research assessment, not a rating agency grade, guarantee of claims payment or recommendation.
- Where the page says an assessment is unavailable or partial, no score should be inferred.
- The scored entity may differ from the brand name; read the assessed-entity line before quoting a score.

**Provenance:** Based on regulatory filings and public financial disclosures cited on the page; updated 2026-09-25. Methodology at /reliability-score.

**Related pages:**
- [Provider reliability directory](https://thegeneralaverage.com/insurance-reliability) — parent hub
- [How the Reliability Score works](https://thegeneralaverage.com/reliability-score) — methodology: rubric, weights, evidence rules
- [Is TechInsurance Legit? Licensing, Carriers and profile](https://thegeneralaverage.com/insurance-providers/techinsurance) — same provider: provider profile: products, coverage lines and sources
- [Is TechInsurance Legit? Licensing, Carriers and reviews](https://thegeneralaverage.com/insurance-providers/techinsurance/reviews) — same provider: customer review evidence and Reliability Score
- [Is TechInsurance Legit? Licensing, Carriers and alternatives](https://thegeneralaverage.com/insurance-providers/techinsurance/alternatives) — same provider: closest alternative providers

# Is TechInsurance Legit? Licensing, Carriers and Reliability

TechInsurance's partial score rates only its insurer network, which names 31 partners but maps none to a product or state, so ask which insurer will issue your policy.

## TechInsurance Reliability Scores for 2026

- **Role:** Broker

- **Scope:** TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.

**Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.**

This partial Broker Reliability Score covers carrier-network strength within the stated scope. It uses 30% of the rubric’s factor weighting, normalized to a ten-point scale. The excluded factors remain unknown, and evidence for one program does not describe another.

- **Broker Reliability Score:** **5.0/10**
- **Subject:** Assessed provider: TechInsurance. Scope: TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
- **Role:** Broker
- **Scope:** TechInsurance as a division/brand of Specialty Program Group LLC, doing business as SPG Insurance Solutions, for small-business and technology insurance distribution. It is not treated as a carrier; exact issuer and program vary by policy, product and state.
- **Assessed:** 2026-09-22
- **Review due:** 2026-10-22
- **Factor basis:** Partial score; **30%** of this role’s weighting included. Included: Carrier-Network Strength. Excluded: Identity and Authority: Current authority and applicable appointments or delegations have not been independently established across the assessed scope.; Regulatory Conduct: A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.; Disclosure Clarity: The available disclosures do not sufficiently establish the relevant entity, product and responsibility boundaries..

- **Methodology:** [How we calculate the Reliability Score](https://thegeneralaverage.com/reliability-score)

- **Provider profile:** [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance)

## What Our Research Found About TechInsurance

### TechInsurance Legal Identity

TechInsurance’s license page identifies the operation as a division of Specialty Program Group LLC, doing business in California as SPG Insurance Solutions. The public materials describe TechInsurance as a brokerage/distribution brand, not a risk-bearing insurer. [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses), [Our Insurance Partners](https://www.techinsurance.com/about-us/business-insurance-partners)

### TechInsurance Licensing

TechInsurance publishes state producer identifiers, including California 0L09546 and Washington, D.C. 3000041536. The identifiers are company evidence; current regulator records, lines, appointments and exact contracting entity were not independently established in this record. [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses)

### TechInsurance Financial Strength

The cited TechInsurance pages do not provide operational financial statements for the division or identify carrier solvency for a generic quote. The partner page’s 100-plus-carrier and AM Best Excellent-or-Superior marketing language does not establish a rating for TechInsurance, SPG or an unidentified quote issuer. TechInsurance links to an SPG compensation disclosure; the exact fee categories on that linked page are not established in this record. [Our Insurance Partners](https://www.techinsurance.com/about-us/business-insurance-partners), [Compensation Disclosure Notice](https://www.techinsurance.com/legal/compensation-disclosure), [Compensation Disclosure](https://www.specialtyprogramgroup.com/compensation-disclosure/)

### TechInsurance Risk-Bearing Relationships

TechInsurance names insurance partners and offers technology and small-business coverages, but the published pages do not assign a single insurer to all products or states. The policy declarations should establish the actual issuer. [Our Insurance Partners](https://www.techinsurance.com/about-us/business-insurance-partners), [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses)

TechInsurance names its insurance partners on its own site. Its partners page profiles ten with a described specialty — The Hartford, Liberty Mutual, Acuity Insurance, Philadelphia Insurance Companies, AmTrust Financial, The Hanover, Nationwide, Hiscox, Chubb and Travelers — and lists a further group it calls more of its top carriers: AmWINS Brokerage, Beazley, Berkshire Hathaway Inc., BiBerk, BTIS, Burns & Wilcox, CFC Underwriting Limited, CM&F, CNA, Coalition Insurance Solutions, Inc., Coterie, Employers Mutual Casualty Company (EMC Insurance), Great American, Guard Insurance Group, LIO, Monarch, Progressive Commercial, RLI Corp. (CBIC), Ryan Specialty Group (RT Specialty), United States Liability Insurance (USLI) and Westfield Companies. [Our Insurance Partners](https://www.techinsurance.com/about-us/business-insurance-partners)

The list mixes roles. AmWINS Brokerage, Burns & Wilcox and Ryan Specialty Group (RT Specialty) are wholesale intermediaries, Coalition Insurance Solutions and Coterie are underwriting agencies, and Berkshire Hathaway Inc. and Guard Insurance Group are group names rather than the company that issues a policy, so the page evidences access routes as well as direct carrier relationships. The page also states access to “100+ carriers, all of which are rated Excellent or Superior by A.M. Best” and prints an AM Best rating beside each profiled carrier; those figures are TechInsurance’s own statements, are not independently verified here, and would not transfer to TechInsurance. [Our Insurance Partners](https://www.techinsurance.com/about-us/business-insurance-partners)

No carrier is mapped to a product, a state or a share of TechInsurance’s book. The page states that its providers offer a variety of coverages, that TechInsurance sources quotes from them, and that some providers specialise by industry while others operate in certain locations only, so the insurer for a given technology placement is still established by the policy. No carrier-published record of a TechInsurance or Specialty Program Group appointment was located in this research. [Our Insurance Partners](https://www.techinsurance.com/about-us/business-insurance-partners)

### TechInsurance Claims and Service

TechInsurance’s claims guide tells policyholders to contact the carrier to report a claim and says a TechInsurance agent may assist. That establishes a stated service route, not independent evidence of claims outcomes. [How to File a Business Insurance Claim](https://www.techinsurance.com/resources/how-to-file-a-business-insurance-claim)

### TechInsurance Regulatory Record

A current independent license and five-year conduct search for Specialty Program Group LLC/TechInsurance is not established in this record. The company list is preserved as disclosed evidence without a universal status conclusion. [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses)

## TechInsurance Licenses and Authority Records

| Entity | Jurisdiction | Identifier | Number | License type | Authority | Sources |
| --- | --- | --- | --- | --- | --- | --- |
| Specialty Program Group LLC | CA | State license | 0L09546 | Producer identifier displayed for TechInsurance/SPG Insurance Solutions | Company-published; current CDI record not independently established in this record | [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses) |
| Specialty Program Group LLC | DC | State license | 3000041536 | Producer identifier displayed by TechInsurance | Company-published; current regulator record not independently established in this record | [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses) |

## Regulator Searches for TechInsurance

| Jurisdiction | Result | Notes | Sources |
| --- | --- | --- | --- |
| CA | company-reported | TechInsurance page displays California 0L09546; current authority is not independently established in this record. | [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses) |
| DC | company-reported | TechInsurance page displays D.C. 3000041536; current authority is not independently established in this record. | [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses) |
| US/DC | company-reported | Company page publishes a broad list; no completed five-year conduct result is established for the stated scope. | [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses) |

## TechInsurance Reliability Scores by Factor

### TechInsurance Broker Reliability Score

Included weighting: **30%** of the original dimensions. Contributions are normalized over included weighting. Excluded factors:
- **Identity and Authority:** Current authority and applicable appointments or delegations have not been independently established across the assessed scope. [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses), [Our Insurance Partners](https://www.techinsurance.com/about-us/business-insurance-partners)
- **Regulatory Conduct:** A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable. [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses)
- **Disclosure Clarity:** The available disclosures do not sufficiently establish the relevant entity, product and responsibility boundaries. [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses), [Our Insurance Partners](https://www.techinsurance.com/about-us/business-insurance-partners), [How to File a Business Insurance Claim](https://www.techinsurance.com/resources/how-to-file-a-business-insurance-claim)
| Dimension | Score (0–4) | Weight | Contribution (/10) | Sources |
| --- | ---: | ---: | ---: | --- |
| Carrier-Network Strength | 2 | 30% | 5.00 | [Our Insurance Partners](https://www.techinsurance.com/about-us/business-insurance-partners), [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses) |

## What We Couldn’t Confirm About TechInsurance

- Exact entity-to-license mapping and current regulator status were not independently established in this record.
- Carrier-by-product/state and program/capacity relationships remain incomplete; partner ratings are marketing and not mapped to a generic issuer.
- Operational financials, claims performance and conduct search remain unresolved.
- The linked SPG compensation page does not establish exact fee categories in this record. Exact SPG fee categories and their application to a placement remain inaccessible and require engagement-specific disclosure.
- TechInsurance names 31 insurance partners but maps none to a product, state or share of its book, and several named entries are wholesale intermediaries, underwriting agencies or group names rather than issuing insurers.
- The “100+ carriers” figure and the AM Best ratings printed beside each profiled carrier are company-reported and are not independently verified; no carrier-published or regulator appointment record confirming a TechInsurance appointment was located in this research.

## Insurance Terms Related to TechInsurance

- [What Is an Insurance Broker?](https://thegeneralaverage.com/insurance-glossary/insurance-broker)
- [What Is an Insurance Producer License?](https://thegeneralaverage.com/insurance-glossary/insurance-producer-license)
- [What Is a National Producer Number?](https://thegeneralaverage.com/insurance-glossary/national-producer-number)
- [What Is an AM Best Rating?](https://thegeneralaverage.com/insurance-glossary/am-best-rating)

## Sources for TechInsurance Reliability Research

- [How to File a Business Insurance Claim](https://www.techinsurance.com/resources/how-to-file-a-business-insurance-claim) — TechInsurance; Instruction to contact carrier and TechInsurance agent-assistance description; accessed 2026-09-21.
- [Compensation Disclosure Notice](https://www.techinsurance.com/legal/compensation-disclosure) — TechInsurance; Link to SPG compensation disclosure; accessed 2026-09-21.
- [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses) — TechInsurance; Current state table; California 0L09546, Washington D.C. 3000041536 and other entries; division/operating entity statement; accessed 2026-09-21.
- [Our Insurance Partners](https://www.techinsurance.com/about-us/business-insurance-partners) — TechInsurance; Named partner providers and profession/product scope; “Our trusted business insurance companies” profiles of The Hartford, Liberty Mutual, Acuity, Philadelphia Insurance Companies, AmTrust Financial, The Hanover, Nationwide, Hiscox, Chubb and Travelers with company-stated AM Best ratings; “Meet more of our trusted insurance partners” list of 21 further names; “access to 100+ carriers” claim; accessed 2026-09-22.
- [Compensation Disclosure](https://www.specialtyprogramgroup.com/compensation-disclosure/) — Specialty Program Group; SPG compensation disclosure route linked by TechInsurance; exact fee categories are not established in this record.; accessed 2026-09-21.

## Agent and Developer Resources

- [Markdown page](https://thegeneralaverage.com/insurance-providers/techinsurance/reliability.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://thegeneralaverage.com/llms.txt)