--- title: "RiskCube Tech E&O Insurance" description: "RiskCube brokers technology E&O insurance for AI/ML, fintech, govtech, defense, space and Web3 companies, comparing policies across carriers." canonical: "https://thegeneralaverage.com/insurance-providers/riskcube/technology-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" provider: "riskcube" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/riskcube/technology-errors-omissions) ## Agent Guide **What this page is:** What RiskCube Tech E&O Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for RiskCube Tech E&O Insurance specifically. For the general coverage explainer use /coverage/technology-errors-omissions; for the provider overall use its profile. **Questions this page answers:** - Does RiskCube Tech E&O Insurance offer this coverage? - What does RiskCube Tech E&O Insurance cover and exclude? - Who is RiskCube Tech E&O Insurance designed for? **Key facts:** - Provider slug `riskcube`; coverage line `technology-errors-omissions`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/riskcube) — parent: provider profile # What Does Tech E&O Insurance from RiskCube Cover? Product: RiskCube Technology Errors and Omissions (E&O) Insurance. Provider: RiskCube. Coverage line: Tech E&O Insurance. ## Quick Answer RiskCube brokers technology E&O insurance for AI/ML, fintech, govtech, defense, space and Web3 companies, comparing policies across carriers. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") ## RiskCube Tech E&O Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | | Claims Support | Not found in reviewed sources | 1 | ## What Is RiskCube’s Role in Tech E&O Insurance? - RiskCube compares Tech E&O policies across carriers and describes itself as an independent brokerage rather than the underwriter of the policy. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page footer and FAQ describing RiskCube as "your independent broker, scanning the entire market" for quotes.) ## Who Issues RiskCube Tech E&O Insurance? - RiskCube's disclosures say it is not an insurance carrier and that its insurance products, including Tech E&O, are underwritten and issued by third-party carriers it does not name; the Tech E&O page itself does not identify an issuing insurer. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [2](https://riskcubeai.com/disclosures "Disclosures & Compensation") (Evidence: Company-reported; scope: Company-wide entity and licensing disclosure and the Tech E&O product page as read on 2026-09-23.) ## Who Is RiskCube Tech E&O Insurance For? - RiskCube targets Tech E&O at AI/ML, fintech, govtech, defense, space and Web3 companies whose software or models can create financial loss or contract-performance disputes for customers. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "Who needs this coverage" section.) ## What Coverage Features Does RiskCube Tech E&O Insurance Include? - RiskCube describes Tech E&O as covering software errors and bugs, failure to meet SLAs or contract terms, client financial losses caused by the policyholder's product, and related data loss, plus legal defense costs. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "What's covered" section.) - RiskCube lists common Tech E&O exclusions including intentional wrongdoing or fraud, incidents known before binding, patent infringement, other intellectual-property infringement and financial insolvency. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "Common Exclusions" section.) ## What Risk Services Come With RiskCube Tech E&O Insurance? - RiskCube says it can layer an excess policy on top of Tech E&O to address AI-related coverage gaps such as algorithmic-bias or hallucination claims, and checks that policies include waiver-of-subrogation language that enterprise MSAs request. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page "AI & enterprise risk" FAQ.) ## How Do You Apply for RiskCube Tech E&O Insurance? - RiskCube asks applicants for product, customer, revenue and contract details such as SLAs or indemnities, plus prior claims or known incidents, and says it typically returns Tech E&O quotes within about 24 hours depending on underwriting complexity. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Tech E&O product page process steps and "What information do I need to apply" / "How fast can we get Tech E&O quotes" FAQs.) ## What We Couldn’t Find About RiskCube Tech E&O Insurance The reviewed sources do not settle these. Confirm them with RiskCube or a broker before relying on them. - **Limits and Retentions (Not publicly disclosed):** RiskCube says needed Tech E&O limits depend on contract requirements and risk exposure, with early-stage startups often starting at lower limits, but does not publish specific limit or retention amounts on the product page. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Scope: Tech E&O product page "How much Tech E&O coverage do startups need" FAQ.) - **Claims Support (Not found in reviewed sources):** The reviewed Tech E&O page does not describe claims handling or a dedicated claims team for this line. [1](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Scope: Tech E&O product page as read on 2026-09-23.) ## How Does RiskCube Compare With Other Tech E&O Insurance Providers? - [RiskCube vs AIG](https://thegeneralaverage.com/compare/aig-vs-riskcube) - [RiskCube vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-riskcube) - [RiskCube vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-riskcube) - [RiskCube vs At-Bay](https://thegeneralaverage.com/compare/at-bay-vs-riskcube) - [RiskCube vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-riskcube) - [RiskCube vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-riskcube) ## Other Coverage Lines From RiskCube - [RiskCube Crime Insurance](https://thegeneralaverage.com/insurance-providers/riskcube/crime) - [RiskCube Cyber Insurance](https://thegeneralaverage.com/insurance-providers/riskcube/cyber) - [RiskCube D&O Insurance](https://thegeneralaverage.com/insurance-providers/riskcube/directors-officers) - [RiskCube Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/riskcube/employment-practices) - [RiskCube Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/riskcube/fiduciary) - [RiskCube General Liability Insurance](https://thegeneralaverage.com/insurance-providers/riskcube/general-liability) - [RiskCube Generative AI Liability Insurance](https://thegeneralaverage.com/insurance-providers/riskcube/generative-ai-liability) - [RiskCube Key Person Insurance](https://thegeneralaverage.com/insurance-providers/riskcube/key-person) ## Related Reading - [RiskCube Profile](https://thegeneralaverage.com/insurance-providers/riskcube) - [RiskCube Reliability](https://thegeneralaverage.com/insurance-providers/riskcube/reliability) - [RiskCube Alternatives](https://thegeneralaverage.com/insurance-providers/riskcube/alternatives) - [Coverage Guide: Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) ## Sources for RiskCube Tech E&O Insurance 1. [Technology Errors and Omissions (E&O) Insurance](https://riskcubeai.com/insurance/tech-eo). RiskCube; Who needs this coverage; What is Tech E&O; What's covered; Common Exclusions; FAQs; application steps; "Independent brokerage · NPN 21694336" footer. Accessed 2026-09-23. 2. [Disclosures & Compensation](https://riskcubeai.com/disclosures). RiskCube; Section 1, Entity and Licensing Disclosure: "RiskCube is not an insurance carrier and does not underwrite insurance. Insurance coverage is offered, underwritten, and issued by third-party insurance carriers". Accessed 2026-09-23. ## How to Cite This Page RiskCube Tech E&O Insurance: Coverage, Eligibility & Application (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/riskcube/technology-errors-omissions. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. 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