--- title: "Resilience Cyber Insurance" description: "Resilience offers cyber insurance in the US across industries from healthcare to manufacturing, paired with threat monitoring and breach-and-attack simulations." canonical: "https://thegeneralaverage.com/insurance-providers/resilience/cyber" page-type: "offering-page" updated-at: "2026-09-23" provider: "resilience" coverage-line: "cyber" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/resilience/cyber) ## Agent Guide **What this page is:** What Resilience Cyber Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Resilience Cyber Insurance specifically. For the general coverage explainer use /coverage/cyber; for the provider overall use its profile. **Questions this page answers:** - Does Resilience Cyber Insurance offer this coverage? - What does Resilience Cyber Insurance cover and exclude? - Who is Resilience Cyber Insurance designed for? **Key facts:** - Provider slug `resilience`; coverage line `cyber`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/resilience) — parent: provider profile # What Does Cyber Insurance from Resilience Cover? Product: Resilience Cyber Insurance. Provider: Resilience. Coverage line: Cyber Insurance. ## Quick Answer Resilience offers cyber insurance in the US across industries from healthcare to manufacturing, paired with threat monitoring and breach-and-attack simulations. [1](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") ## Resilience Cyber Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Company-reported | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Not publicly disclosed | 1 | | Claims Support | Company-reported | 1 | ## What Is Resilience’s Role in Cyber Insurance? - Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. [1](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Cyber Insurance product page description of the combined offering, accessed 2026-09-23.) ## Who Issues Resilience Cyber Insurance? - Resilience's US disclosure states that cyber insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The disclosure does not say which of the two Homeland entities issues a given policy. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US paragraph of Resilience's disclaimer page, accessed 2026-09-23; product- and state-specific issuer mapping is not published.) ## Who Is Resilience Cyber Insurance For? - Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. [1](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range).) ## What Coverage Features Does Resilience Cyber Insurance Include? - Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. [1](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy.) ## What Limits and Retentions Does Resilience Cyber Insurance Have? - Resilience advertises cyber limits up to $20 million, available on a primary or excess basis, with a separate eCrime sublimit of up to $500,000. The page does not publish minimum limits, retentions or deductibles. [1](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Top-Rated Insurance with Broad Market Appetite" and "Policy Coverage" sections; figures are marketing maximums, not a specific quote.) ## What Risk Services Come With Resilience Cyber Insurance? - Resilience says policyholders get proactive threat monitoring from its Risk Operations Center and access to breach-and-attack simulations powered by AttackIQ, in addition to the policy itself. [1](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "The Resilience Advantage" section of the cyber product page.) ## How Does Resilience Handle Cyber Insurance Claims? - Resilience describes a fully in-house claims and incident-response team available 24/7, with a dedicated claims manager who stays with the policyholder from initial triage through settlement, backed by an outside panel of privacy-law, forensics and crisis-communications specialists. [3](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") (Evidence: Company-reported; scope: Claims & Incident Response page, accessed 2026-09-23; response-time and outcome statistics on that page are company-reported and not independently verified.) ## What We Couldn’t Find About Resilience Cyber Insurance The reviewed sources do not settle these. Confirm them with Resilience or a broker before relying on them. - **How to Apply (Not publicly disclosed):** The reviewed cyber product page does not describe a self-service online application or quoting process; it routes visitors to request a quote or watch a product overview rather than showing an application flow. [1](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Scope: Cyber Insurance product page, accessed 2026-09-23.) ## How Does Resilience Compare With Other Cyber Insurance Providers? - [Resilience vs AIG](https://thegeneralaverage.com/compare/aig-vs-resilience) - [Resilience vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-resilience) - [Resilience vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-resilience) - [Resilience vs Aon](https://thegeneralaverage.com/compare/aon-vs-resilience) - [Resilience vs At-Bay](https://thegeneralaverage.com/compare/at-bay-vs-resilience) - [Resilience vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-resilience) ## Other Coverage Lines From Resilience - [Resilience Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/resilience/technology-errors-omissions) ## Rankings That Include Resilience - [Best Cyber Insurance for Healthcare Providers](https://thegeneralaverage.com/best/cyber/healthcare-providers) - [Best Cyber Insurance for Financial Services Firms](https://thegeneralaverage.com/best/cyber/financial-services-firms) ## Related Reading - [Resilience Profile](https://thegeneralaverage.com/insurance-providers/resilience) - [Resilience Reliability](https://thegeneralaverage.com/insurance-providers/resilience/reliability) - [Resilience Alternatives](https://thegeneralaverage.com/insurance-providers/resilience/alternatives) - [Coverage Guide: Cyber liability](https://thegeneralaverage.com/coverage/cyber) ## Sources for Resilience Cyber Insurance 1. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Policy Coverage section: privacy wrongful act coverage, up to $500k eCrime coverage, coverage costs beyond policy limits, recovery for funds transfer fraud; "The Resilience Advantage" section; "Broad Market Appetite" availability table listing Cyber Insurance and Tech E&O in the United States. Accessed 2026-09-23. 2. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23. 3. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23. ## How to Cite This Page Resilience Cyber Insurance: Coverage, Eligibility, Claims & More (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/resilience/cyber. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/resilience/cyber.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)