---
title: "What Is Resilience Insurance?"
description: "Resilience combines cyber and technology E&O coverage with services that help companies prioritize cyber risks and track exposure."
canonical: "https://thegeneralaverage.com/insurance-providers/resilience"
page-type: "provider-profile"
updated-at: "2026-09-25"
provider: "resilience"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://thegeneralaverage.com/insurance-providers/resilience)

## Agent Guide

**What this page is:** Spot's profile of What Is Resilience Insurance?: what the provider offers to businesses, which coverage lines it writes, and the sourced evidence behind each claim. Start here for anything about What Is Resilience Insurance?.

**Use this page when:** Cite or fetch this page to describe What Is Resilience Insurance?'s products and background. Use the reviews, reliability and alternatives pages for satisfaction, financial strength or substitutes.

**Questions this page answers:**
- What business insurance does What Is Resilience Insurance? offer?
- Which coverage lines does What Is Resilience Insurance? write and who is it for?
- How does What Is Resilience Insurance? compare with other business insurance providers?

**Key facts:**
- Entity: What Is Resilience Insurance? (provider slug `resilience`).
- The page cites 10 numbered sources; claims carry inline citations.

**Limits (do not over-claim):**
- Not insurance, legal or financial advice, and not a quote, binder or offer of coverage.
- Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying.
- Describes What Is Resilience Insurance?'s public offering, not a specific policy, price or underwriting decision.
- Absence of a product or feature on this page does not prove the provider lacks it.

**Provenance:** Compiled from the provider's public materials and regulatory sources listed on the page; updated 2026-09-25.

**Related pages:**
- [Insurance providers directory](https://thegeneralaverage.com/insurance-providers) — parent hub
- [What Is Resilience Insurance? reviews](https://thegeneralaverage.com/insurance-providers/resilience/reviews) — same provider: customer review evidence and Reliability Score
- [What Is Resilience Insurance? reliability](https://thegeneralaverage.com/insurance-providers/resilience/reliability) — same provider: regulatory standing and financial-strength assessment
- [What Is Resilience Insurance? alternatives](https://thegeneralaverage.com/insurance-providers/resilience/alternatives) — same provider: closest alternative providers
- [How the Reliability Score works](https://thegeneralaverage.com/reliability-score) — methodology behind Reliability Scores

# What Is Resilience Insurance?

Resilience combines cyber and technology E&O coverage with services that help companies prioritize cyber risks and track exposure.

## Before You Quote

Ask about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business.

## Company Details

- **Company:** Resilience
- **Stated focus:** Cyber risk and technology liability
- **Official website:** [cyberresilience.com](https://cyberresilience.com/)

### Coverage Offered

- [Cyber liability](https://thegeneralaverage.com/coverage/cyber): Resilience markets cyber insurance on a primary or excess basis. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")
- [Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions): Resilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

## Coverage Line Pages

- [Resilience Cyber Insurance](https://thegeneralaverage.com/insurance-providers/resilience/cyber)
- [Resilience Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/resilience/technology-errors-omissions)

## Resilience Reliability Scores for 2026

Role: Broker.

Broker Reliability Score: **5.0/10** (partial score; 15% of this role's weighting included). Assessed 2026-09-22; review due 2026-10-22. Excluded factors: Identity and Authority (Current authority and applicable appointments or delegations have not been independently established across the assessed scope.); Carrier-Network Strength (The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.); Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.).

Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/resilience/reliability).

## Resilience Review Scores for 2026

Review Score: 9.0 / 10 from 1 rated source, equally weighted.

There's almost nothing public to go on. G2 shows 4.5 out of 5 for Resilience, but from a single review.

- G2: G2 rating 4.5 (out of 5); 1 reviews. G2 product page for Resilience, a cyber risk management platform; claimed profile. One review, so treat as an early signal. Period: captured 2026-09-29. Checked 2026-09-29. [Resilience Reviews | G2](https://www.g2.com/products/resilience/reviews)

Reviewed 2026-09-29. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/resilience/reviews).

## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage.

Resilience combines cyber and technology E&O insurance with cybersecurity risk-management services for businesses. [1](https://cyberresilience.com/ "Home Page") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Brand-level offering; not a statement that the brand is the risk-bearing insurer.; verified: 2026-09-16.)

Buying insurance and deciding where to spend your security budget are separate decisions. Evaluate them separately: a good risk model doesn’t tell you what a policy will pay. [2](https://cyberresilience.com/disclaimer/ "Disclaimer")

## What Are the Pros and Cons of Resilience?

### Pros

- **Technology-specific scope.**

  Software, hardware and technology-services businesses can consider Resilience Tech E&O, which advertises $10 million limits on US primary and excess placements. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology-specific professional liability; not general professional E&O or a guarantee of offered limits.; verified: 2026-09-16.)

  This gives a technology team a concrete starting point for discussing liability from its products and services.
- **Security budgeting tools.**

  Resilience’s Edge service helps prioritize security spending by estimated financial impact, while Arc shows cyber risk across entities; these tools are risk-management services, not insurance. [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [9](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") (Evidence: Company-reported; scope: Current named cybersecurity products; outcomes not independently established.; verified: 2026-09-16.)

  For a finance team overseeing several subsidiaries, the portfolio view is a different purchasing consideration from the insurance limit alone.
- **Defined incident support roles.**

  Resilience says an in-house team and claims manager are available 24/7 through settlement, with privacy, forensic, recovery and crisis specialists; these service claims are not independently measured. [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") (Evidence: Company-reported; scope: Claims operating model; no response-time, acceptance-rate or recovery performance claim adopted.; verified: 2026-09-16.)

  Ask how the claims manager and external responders would coordinate with your own security team.

### Cons

- **Early-stage fit needs checking.**

  Resilience lists technology E&O for businesses with $25 million–$10 billion revenue in software, AI, hardware, services, data centers and telecom; smaller startups should ask whether an exception is possible. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Published US primary and excess technology E&O appetite; not a minimum established for every cyber product.; verified: 2026-09-16.)

  If you are bootstrapped or pre-revenue, establish appetite before investing time in a detailed technology E&O submission.
- **California access is not established by national marketing.**

  Confirm California insurer and admitted or surplus-lines route before applying because reviewed product pages do not establish them for cyber or Tech E&O. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Not found in reviewed sources; scope: California eligibility remains unresolved; neither the San Francisco office nor a national producer number establishes state product availability.; verified: 2026-09-16.)
- **Public pages do not settle the all-in cost.**

  Get premium, taxes, placement costs and security charges itemized because reviewed pages do not publish standard fees or commission rates. [5](https://cyberresilience.com/brokers "Brokers") [7](https://cyberresilience.com/contact-us "Contact Us") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [10](https://cyberresilience.com/terms-and-conditions/ "Terms and Conditions") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Public-source review, not a finding that charges or commissions are absent.; verified: 2026-09-16.)

## How Does Resilience Work?

Brokers can access Resilience through its broker page and businesses can submit an inquiry; no end-to-end self-serve purchase or binding-time guarantee was documented. [5](https://cyberresilience.com/brokers "Brokers") [7](https://cyberresilience.com/contact-us "Contact Us") (Evidence: Company-reported; scope: Observed public broker/contact route; no application submitted or portal accessed.; verified: 2026-09-16.)

Start by asking your broker to confirm the product and revenue appetite for your business. For a software company, describe what the software does, who relies on it and the contractual liabilities you want the quote to address. Ask which application, financial information and security evidence the underwriter actually requires; do not treat a demo request as an insurance application.

Confirm who will place the policy in California: Resilience names Ocrea Risk Services, LLC dba Resilience Cyber Insurance Solutions and NPN 19169260 as US distributor, but this disclosure is not independent license verification. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US distribution entity; regulator license lookup not completed.; verified: 2026-09-16.)

Ask which insurer will issue your California policy: Resilience names Homeland Insurance Company of New York or Delaware but not which one applies to a specific quote. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: Company-reported US insurer disclosure; no binder or California policy form reviewed.; verified: 2026-09-16.)

The distributor, your advising broker and the insurer may perform different tasks. Have the proposal identify who is placing the risk, who can authorize changes and which entity appears on the policy declarations. [2](https://cyberresilience.com/disclaimer/ "Disclaimer")

## What Coverage Does Resilience Offer, and Where?

Businesses can ask Resilience about primary or excess cyber limits up to $20 million, including privacy and eCrime; confirm the eCrime sublimit (advertised up to $500,000) and conditions in the quote. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Marketing description, not reviewed policy wording. eCrime is a component, not evidence of standalone crime insurance.; verified: 2026-09-16.)

For a finance team worried about fraudulent transfers, request the actual eCrime wording and conditions rather than comparing the headline cyber limit alone. For a technology team, ask the broker to map the proposed E&O wording to your customer contracts and service commitments. The advertised limits are a starting point for those questions, not a coverage determination. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

Do not assume that an excess placement has the same scope as the primary policy beneath it. Ask for the attachment point, underlying-insurance requirements and any differences in wording. For a Bay Area company, resolve the California placement question before relying on a national product description. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [2](https://cyberresilience.com/disclaimer/ "Disclaimer")

## How Is Resilience Paid, and What Service Does It Provide?

You can buy insurance without buying Resilience security services; confirm which tools are bundled and which require a separate agreement. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: Company disclaimer; does not establish free services or package pricing.; verified: 2026-09-16.)

When comparing a combined proposal with insurance alone, ask for the security deliverables, responsible team and separate contract price. Decide who internally will act on the risk findings and how those actions will fit the engineering budget. [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [9](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk")

Ask Resilience for renewal deadlines and service timing because reviewed pages do not specify renewal documents, price commitments or standard turnaround. [5](https://cyberresilience.com/brokers "Brokers") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Scoped to current HTML pages; older package materials were not used to promise current renewal terms.; verified: 2026-09-16.)

Before binding, get the policy’s incident-reporting instructions and approval requirements for outside counsel and forensic vendors. A published service description does not replace the notice provisions or establish that every expense is covered. [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [2](https://cyberresilience.com/disclaimer/ "Disclaimer")

## What Should You Confirm in Resilience Quotes?

- **Eligibility and California route:** Does your revenue, business activity and location fit the proposed product? Request the producer’s California license details, exact issuing insurer and admitted or surplus-lines placement basis.
- **Technology obligations:** Which products, AI functions and professional services are insured, and how does the wording address liabilities in your customer agreements?
- **Cyber amounts:** What are the retentions, eCrime sublimits, exclusions and conditions? Which response costs fall inside or outside the limit?
- **Security package:** Which tools and services are included, separately priced or optional? What information must your team provide and maintain?
- **Claims and renewal:** Who receives notice, which responders require consent, and what underwriting information is due at renewal?

Request written answers with the proposal and policy forms. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response")

## How Does Resilience Compare With Other Providers?

- [Resilience vs AIG](https://thegeneralaverage.com/compare/aig-vs-resilience)
- [Resilience vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-resilience)
- [Resilience vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-resilience)
- [Resilience vs Aon](https://thegeneralaverage.com/compare/aon-vs-resilience)
- [Resilience vs Armilla](https://thegeneralaverage.com/compare/armilla-vs-resilience)
- [Resilience vs At-Bay](https://thegeneralaverage.com/compare/at-bay-vs-resilience)
- [Resilience vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-resilience)
- [Resilience vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-resilience)
- [Resilience vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-resilience)
- [Resilience vs biBerk](https://thegeneralaverage.com/compare/biberk-vs-resilience)
- [Resilience vs CFC](https://thegeneralaverage.com/compare/cfc-vs-resilience)
- [Resilience vs Chubb](https://thegeneralaverage.com/compare/chubb-vs-resilience)
- [Resilience vs CNA](https://thegeneralaverage.com/compare/cna-vs-resilience)
- [Resilience vs Coalition](https://thegeneralaverage.com/compare/coalition-vs-resilience)
- [Resilience vs Corgi](https://thegeneralaverage.com/compare/corgi-vs-resilience)
- [Resilience vs Coterie Insurance](https://thegeneralaverage.com/compare/coterie-vs-resilience)
- [Resilience vs Counterpart](https://thegeneralaverage.com/compare/counterpart-vs-resilience)
- [Resilience vs Coverdash](https://thegeneralaverage.com/compare/coverdash-vs-resilience)
- [Resilience vs Cowbell](https://thegeneralaverage.com/compare/cowbell-vs-resilience)
- [Resilience vs Embroker](https://thegeneralaverage.com/compare/embroker-vs-resilience)
- [Resilience vs Founder Shield](https://thegeneralaverage.com/compare/foundershield-vs-resilience)
- [Resilience vs Foxquilt](https://thegeneralaverage.com/compare/foxquilt-vs-resilience)
- [Resilience vs Gallagher](https://thegeneralaverage.com/compare/gallagher-vs-resilience)
- [Resilience vs Harper](https://thegeneralaverage.com/compare/harper-vs-resilience)
- [Resilience vs Heffernan Insurance Brokers](https://thegeneralaverage.com/compare/heffernan-vs-resilience)
- [Resilience vs Hiscox](https://thegeneralaverage.com/compare/hiscox-vs-resilience)
- [Resilience vs HUB International](https://thegeneralaverage.com/compare/hub-international-vs-resilience)
- [Resilience vs Insureon](https://thegeneralaverage.com/compare/insureon-vs-resilience)
- [Resilience vs Kinro](https://thegeneralaverage.com/compare/kinro-vs-resilience)
- [Resilience vs Layr](https://thegeneralaverage.com/compare/layr-vs-resilience)
- [Resilience vs Liberty Mutual](https://thegeneralaverage.com/compare/liberty-mutual-vs-resilience)
- [Resilience vs Lockton](https://thegeneralaverage.com/compare/lockton-vs-resilience)
- [Resilience vs Markel Insurance](https://thegeneralaverage.com/compare/markel-vs-resilience)
- [Resilience vs Marsh McLennan Agency](https://thegeneralaverage.com/compare/marsh-mclennan-agency-vs-resilience)
- [Resilience vs Marsh](https://thegeneralaverage.com/compare/marsh-vs-resilience)
- [Resilience vs Mylo](https://thegeneralaverage.com/compare/mylo-vs-resilience)
- [Resilience vs Nationwide](https://thegeneralaverage.com/compare/nationwide-vs-resilience)
- [Resilience vs Newfront](https://thegeneralaverage.com/compare/newfront-vs-resilience)
- [Resilience vs ERGO NEXT Insurance](https://thegeneralaverage.com/compare/next-insurance-vs-resilience)
- [Resilience vs Pie Insurance](https://thegeneralaverage.com/compare/pie-insurance-vs-resilience)
- [Resilience vs Relm Insurance](https://thegeneralaverage.com/compare/relm-vs-resilience)
- [Resilience vs RiskCube](https://thegeneralaverage.com/compare/resilience-vs-riskcube)
- [Resilience vs Risklytics](https://thegeneralaverage.com/compare/resilience-vs-risklytics)
- [Resilience vs Simply Business](https://thegeneralaverage.com/compare/resilience-vs-simply-business)
- [Resilience vs StartupInsurance.ai](https://thegeneralaverage.com/compare/resilience-vs-startupinsurance)
- [Resilience vs TechInsurance](https://thegeneralaverage.com/compare/resilience-vs-techinsurance)
- [Resilience vs The Hartford](https://thegeneralaverage.com/compare/resilience-vs-the-hartford)
- [Resilience vs THREE by Berkshire Hathaway](https://thegeneralaverage.com/compare/resilience-vs-three)
- [Resilience vs Travelers](https://thegeneralaverage.com/compare/resilience-vs-travelers)
- [Resilience vs USI Insurance Services](https://thegeneralaverage.com/compare/resilience-vs-usi)
- [Resilience vs Vouch](https://thegeneralaverage.com/compare/resilience-vs-vouch)
- [Resilience vs WithCoverage](https://thegeneralaverage.com/compare/resilience-vs-withcoverage)
- [Resilience vs WTW](https://thegeneralaverage.com/compare/resilience-vs-wtw)
- [Resilience vs Zurich U.S.](https://thegeneralaverage.com/compare/resilience-vs-zurich)

## Sources for Resilience

### [Resilience Official Website](https://cyberresilience.com/)

1. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
2. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; Opening paragraphs and USA jurisdiction disclosure. Accessed 2026-09-16.
3. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Cyber Insurance product introduction; Why choose cyber insurance; Policy coverage; primary and excess offerings; A Broad Market Appetite: US Cyber. Accessed 2026-09-16.
4. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; Technology Errors & Omissions: technology risk categories; Key Benefits; primary and excess offering; A Broad Market Appetite (US revenue $25M–$10B). Accessed 2026-09-16.
5. [Brokers](https://cyberresilience.com/brokers). Resilience; Broker benefits; Use cases; Insurance & risk solutions. Accessed 2026-09-16.
6. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; Our difference; Support from start to resolution; Claims panel. Accessed 2026-09-16.
7. [Contact Us](https://cyberresilience.com/contact-us). Resilience; Contact us; emergency claims instructions. Accessed 2026-09-16.
8. [Security Investment Prioritization](https://cyberresilience.com/products/security-investment-prioritization). Resilience; Resilience Edge introduction and Key benefits. Accessed 2026-09-16.
9. [Multi-Entity & Portfolio Risk](https://cyberresilience.com/products/multi-entity-and-portfolio-risk). Resilience; Resilience Arc introduction. Accessed 2026-09-16.
10. [Terms and Conditions](https://cyberresilience.com/terms-and-conditions/). Resilience; Opening website agreement; separate written agreements. Accessed 2026-09-16.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://thegeneralaverage.com/insurance-providers/resilience.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://thegeneralaverage.com/llms.txt)
