--- title: "Nationwide Builders Risk Insurance" description: "Everything to know before buying Nationwide Builders Risk Insurance: what it covers, who it’s for, and how to apply." canonical: "https://thegeneralaverage.com/insurance-providers/nationwide/builders-risk" page-type: "offering-page" updated-at: "2026-09-30" provider: "nationwide" coverage-line: "builders-risk" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/nationwide/builders-risk) ## Agent Guide **What this page is:** What Nationwide Builders Risk Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Nationwide Builders Risk Insurance specifically. For the general coverage explainer use /coverage/builders-risk; for the provider overall use its profile. **Questions this page answers:** - Does Nationwide Builders Risk Insurance offer this coverage? - What does Nationwide Builders Risk Insurance cover and exclude? - Who is Nationwide Builders Risk Insurance designed for? **Key facts:** - Provider slug `nationwide`; coverage line `builders-risk`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-30. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/nationwide) — parent: provider profile # What Does Builders Risk Insurance from Nationwide Cover? Product: Nationwide builders risk (official overview). Provider: Nationwide. Coverage line: Builders Risk Insurance. ## Quick Answer Nationwide offers builders risk insurance for construction projects through completion, covering property under construction, materials and temporary structures. [1](https://www.nationwide.com/business/insurance/builders-risk/ "Get Builder’s Risk Insurance - Nationwide") ## Nationwide Builders Risk Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | How to Apply | Company-reported | 1 | ## What Is Nationwide’s Role in Builders Risk Insurance? - Nationwide describes offering builders risk for the audience stated on the cited product page. [1](https://www.nationwide.com/business/insurance/builders-risk/ "Get Builder’s Risk Insurance - Nationwide") (Evidence: Company-reported; scope: builders risk marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.) ## Who Is Nationwide Builders Risk Insurance For? - Construction projects through completion; listed ideal risks include commercial/industrial construction and other named industries. [1](https://www.nationwide.com/business/insurance/builders-risk/ "Get Builder’s Risk Insurance - Nationwide") (Evidence: Company-reported; scope: builders risk marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.) ## Coverage Features of Nationwide Builders Risk Insurance - The cited product page describes property under construction, construction materials, and temporary structures, with optional endorsements such as debris removal, earthquake, flood, and business income. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [1](https://www.nationwide.com/business/insurance/builders-risk/ "Get Builder’s Risk Insurance - Nationwide") (Evidence: Company-reported; scope: builders risk marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.) ## How Do You Apply for Nationwide Builders Risk Insurance? - The page directs prospective customers to contact an agent or request a quote. The page does not establish a quote, bind, or coverage-effective timeline. [1](https://www.nationwide.com/business/insurance/builders-risk/ "Get Builder’s Risk Insurance - Nationwide") (Evidence: Company-reported; scope: builders risk marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.) ## What We Couldn’t Find About Nationwide Builders Risk Insurance The reviewed sources do not settle these. Confirm them with Nationwide or a broker before relying on them. - **Limits and Retentions (Not publicly disclosed):** The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [1](https://www.nationwide.com/business/insurance/builders-risk/ "Get Builder’s Risk Insurance - Nationwide") (Scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.) ## Nationwide vs Other Builders Risk Insurance Providers - [Nationwide vs AIG](https://thegeneralaverage.com/compare/aig-vs-nationwide) - [Nationwide vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-nationwide) - [Nationwide vs Aon](https://thegeneralaverage.com/compare/aon-vs-nationwide) - [Nationwide vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-nationwide) - [Nationwide vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-nationwide) - [Nationwide vs Chubb](https://thegeneralaverage.com/compare/chubb-vs-nationwide) ## Other Coverage Lines From Nationwide - [Nationwide Business Owner’s Policy](https://thegeneralaverage.com/insurance-providers/nationwide/business-owners-policy) - [Nationwide Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/cargo-transit) - [Nationwide Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/commercial-auto) - [Nationwide Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/commercial-property) - [Nationwide Crime Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/crime) - [Nationwide Cyber Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/cyber) - [Nationwide D&O Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/directors-officers) - [Nationwide Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/employment-practices) - [Nationwide Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/equipment-breakdown) - [Nationwide Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/fiduciary) - [Nationwide General Liability Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/general-liability) - [Nationwide Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/inland-marine) - [Nationwide Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/management-liability) - [Nationwide Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/professional-errors-omissions) - [Nationwide Surety Bonds](https://thegeneralaverage.com/insurance-providers/nationwide/surety-bonds) - [Nationwide Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/umbrella-excess) - [Nationwide Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/nationwide/workers-compensation) ## Related Reading - [Nationwide Profile](https://thegeneralaverage.com/insurance-providers/nationwide) - [Nationwide Reliability](https://thegeneralaverage.com/insurance-providers/nationwide/reliability) - [Nationwide Alternatives](https://thegeneralaverage.com/insurance-providers/nationwide/alternatives) - [Coverage Guide: Builders risk](https://thegeneralaverage.com/coverage/builders-risk) ## Sources for Nationwide Builders Risk Insurance 1. [Get Builder’s Risk Insurance - Nationwide](https://www.nationwide.com/business/insurance/builders-risk/). Nationwide; Additional builder's risk coverage; property under construction, materials, temporary structures, and endorsement examples. Accessed 2026-09-30. ## How to Cite This Page Nationwide Builders Risk Insurance: Coverage, Eligibility & Application (2026). The General Average, updated 2026-09-30. https://thegeneralaverage.com/insurance-providers/nationwide/builders-risk. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/nationwide/builders-risk.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)