--- title: "Marsh D&O Insurance" description: "Everything to know before buying Marsh D&O Insurance: what it covers and who it’s for." canonical: "https://thegeneralaverage.com/insurance-providers/marsh/directors-officers" page-type: "offering-page" updated-at: "2026-09-23" provider: "marsh" coverage-line: "directors-officers" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/marsh/directors-officers) ## Agent Guide **What this page is:** What Marsh D&O Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Marsh D&O Insurance specifically. For the general coverage explainer use /coverage/directors-officers; for the provider overall use its profile. **Questions this page answers:** - Does Marsh D&O Insurance offer this coverage? - What does Marsh D&O Insurance cover and exclude? - Who is Marsh D&O Insurance designed for? **Key facts:** - Provider slug `marsh`; coverage line `directors-officers`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/marsh) — parent: provider profile # What Does D&O Insurance from Marsh Cover? Product: Marsh Directors and Officers Liability (D&O) Insurance. Provider: Marsh. Coverage line: D&O Insurance. ## Quick Answer Marsh places D&O insurance for public, private and non-profit companies, which typically protects directors' and officers' personal assets when the organization cannot indemnify them. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [2](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") ## Marsh D&O Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 2 | ## What Is Marsh’s Role in D&O Insurance? - Marsh's financial and professional liability practice places D&O insurance for public, private and non-profit companies; MMA also places D&O coverage within its executive and professional liability practice for middle-market clients. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [2](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Marsh D&O page and MMA executive and professional liability page.) ## Who Is Marsh D&O Insurance For? - Marsh says public company directors and officers typically face more securities-lawsuit exposure from shareholders and regulators, while private and non-profit organizations more often face employment-practices claims from customers, vendors or regulators; directors and officers of all organization types can face cyber-related liability exposure. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") (Evidence: Company-reported; scope: Marsh D&O page, common risks FAQ.) ## What Coverage Features Does Marsh D&O Insurance Include? - Marsh says D&O insurance typically has three coverage sides: Side A protects directors' and officers' personal assets when the organization cannot or will not indemnify them; Side B reimburses the organization for indemnifying directors and officers; Side C offers balance-sheet protection when the entity itself is named, generally limited to securities claims for public companies. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") (Evidence: Company-reported; scope: Marsh D&O page FAQ; illustrative policy structure, not a specific policy form.) - Marsh says ESG-related stakeholder scrutiny, covering areas such as carbon emissions, renewable-energy use, labor practices, board diversity and executive compensation, can add regulatory, legislative or litigation pressure on directors and officers beyond traditional D&O exposures. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") (Evidence: Company-reported; scope: Marsh D&O page, What other risks do directors and officers face? section.) ## What We Couldn’t Find About Marsh D&O Insurance The reviewed sources do not settle these. Confirm them with Marsh or a broker before relying on them. - **Issuing Insurer (Not publicly disclosed):** The reviewed pages do not name a specific D&O insurer. [1](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [2](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Scope: Marsh D&O page and MMA executive and professional liability page as read on 2026-09-23.) ## How Does Marsh Compare With Other D&O Insurance Providers? - [Marsh vs AIG](https://thegeneralaverage.com/compare/aig-vs-marsh) - [Marsh vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-marsh) - [Marsh vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-marsh) - [Marsh vs Aon](https://thegeneralaverage.com/compare/aon-vs-marsh) - [Marsh vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-marsh) - [Marsh vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-marsh) ## Other Coverage Lines From Marsh - [Marsh Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/marsh/builders-risk) - [Marsh Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/marsh/commercial-property) - [Marsh Crime Insurance](https://thegeneralaverage.com/insurance-providers/marsh/crime) - [Marsh Cyber Insurance](https://thegeneralaverage.com/insurance-providers/marsh/cyber) - [Marsh Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/marsh/employee-health-benefits) - [Marsh Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/employment-practices) - [Marsh Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/marsh/equipment-breakdown) - [Marsh Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/marsh/fidelity-bonds) - [Marsh Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/fiduciary) - [Marsh General Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/general-liability) - [Marsh Intellectual Property Insurance](https://thegeneralaverage.com/insurance-providers/marsh/intellectual-property) - [Marsh Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/marsh/kidnap-ransom) - [Marsh Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/management-liability) - [Marsh Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/marsh/media) - [Marsh Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/marsh/professional-errors-omissions) - [Marsh Surety Bonds](https://thegeneralaverage.com/insurance-providers/marsh/surety-bonds) - [Marsh Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/marsh/technology-errors-omissions) - [Marsh Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/marsh/workers-compensation) ## Rankings That Include Marsh - [Best D&O Insurance for Nonprofits](https://thegeneralaverage.com/best/directors-officers/nonprofits) ## Related Reading - [Marsh Profile](https://thegeneralaverage.com/insurance-providers/marsh) - [Marsh Reliability](https://thegeneralaverage.com/insurance-providers/marsh/reliability) - [Marsh Alternatives](https://thegeneralaverage.com/insurance-providers/marsh/alternatives) - [Coverage Guide: Directors and officers](https://thegeneralaverage.com/coverage/directors-officers) ## Sources for Marsh D&O Insurance 1. [Directors and Officers Liability (D&O)](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html). Marsh; Opening positioning for public, private and non-profit companies; FAQs: What are the most common risks for directors and officers?; What does D&O insurance cover? (Side A, B, C); What other risks do directors and officers face?; Ruth Kochenderfer, D&O Product Leader. Accessed 2026-09-23. 2. [Expert Executive and Professional Liability Insurance](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Directors and Officers subsection: covers costs from claims for alleged wrongful acts, including defense costs for civil, criminal and regulatory investigations. Accessed 2026-09-23. ## How to Cite This Page Marsh D&O Insurance: Coverage & Eligibility (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/marsh/directors-officers. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/marsh/directors-officers.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)