--- title: "Lockton Representations and Warranties Insurance" description: "Lockton places representations and warranties insurance (RWI) for buyers and sellers in M&A deals, with a team of former M&A lawyers and transaction advisors." canonical: "https://thegeneralaverage.com/insurance-providers/lockton/representations-warranties" page-type: "offering-page" updated-at: "2026-09-23" provider: "lockton" coverage-line: "representations-warranties" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/lockton/representations-warranties) ## Agent Guide **What this page is:** What Lockton Representations and Warranties Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Lockton Representations and Warranties Insurance specifically. For the general coverage explainer use /coverage/representations-warranties; for the provider overall use its profile. **Questions this page answers:** - Does Lockton Representations and Warranties Insurance offer this coverage? - What does Lockton Representations and Warranties Insurance cover and exclude? - Who is Lockton Representations and Warranties Insurance designed for? **Key facts:** - Provider slug `lockton`; coverage line `representations-warranties`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/lockton) — parent: provider profile # What Does Representations and Warranties Insurance from Lockton Cover? Product: Lockton Representations & Warranties Insurance (RWI). Provider: Lockton. Coverage line: Representations and Warranties Insurance. ## Quick Answer Lockton places representations and warranties insurance (RWI) for buyers and sellers in M&A deals, with a team of former M&A lawyers and transaction advisors. [1](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") ## Lockton Representations and Warranties Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Claims Support | Company-reported | 1 | ## What Is Lockton’s Role in Representations and Warranties Insurance? - Lockton's RWI Practice is staffed with former M&A lawyers and transaction advisors who Lockton says use a Partner/Associate model on every deal to provide 24/7 coverage; Lockton places RWI policies rather than underwriting them. [1](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Evidence: Company-reported; scope: RWI product page as read 2026-09-23.) ## Who Is Lockton Representations and Warranties Insurance For? - Lockton frames RWI benefits separately for sellers (faster access to sale proceeds, reduced post-closing exposure, avoiding a guarantee) and buyers (broader protection, faster negotiation, avoiding conflicts in deals with meaningful seller participation), meaning both sides of an M&A transaction are the intended buyers of the product. [1](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Evidence: Company-reported; scope: RWI product page as read 2026-09-23.) ## Coverage Features of Lockton Representations and Warranties Insurance - Lockton describes RWI as a policy used to replace or bolster a seller indemnity or escrow in an M&A transaction, under which an insurer indemnifies the buyer for losses from an unknown breach of a representation or warranty in the deal agreement. [1](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Evidence: Company-reported; scope: RWI product page as read 2026-09-23. General description of how the product functions, not a specimen policy.) ## Lockton Representations and Warranties Insurance Claims Support - Lockton says it provides dedicated transaction liability claims experts after a policy is bound, and cites having helped clients settle hundreds of millions of dollars of RWI claims to date. [1](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Evidence: Company-reported; scope: RWI product page as read 2026-09-23. Aggregate claims-settlement figure is company-reported and not independently verified.) ## What We Couldn’t Find About Lockton Representations and Warranties The reviewed sources do not settle these. Confirm them with Lockton or a broker before relying on them. - **Issuing Insurer (Not publicly disclosed):** The RWI page does not name the insurers underwriting the representations and warranties policies Lockton places. [1](https://global.lockton.com/us/en/products-services/representation-warranties-insurance "Representations & Warranties Insurance | Lockton USA") (Scope: RWI page checked 2026-09-23.) ## Lockton vs Other Representations and Warranties Insurance Providers - [Lockton vs AIG](https://thegeneralaverage.com/compare/aig-vs-lockton) - [Lockton vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-lockton) - [Lockton vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-lockton) - [Lockton vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-lockton) - [Lockton vs CFC](https://thegeneralaverage.com/compare/cfc-vs-lockton) - [Lockton vs Chubb](https://thegeneralaverage.com/compare/chubb-vs-lockton) ## Other Coverage Lines From Lockton - [Lockton Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/lockton/cargo-transit) - [Lockton Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/lockton/commercial-auto) - [Lockton Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/lockton/commercial-property) - [Lockton Crime Insurance](https://thegeneralaverage.com/insurance-providers/lockton/crime) - [Lockton Cyber Insurance](https://thegeneralaverage.com/insurance-providers/lockton/cyber) - [Lockton D&O Insurance](https://thegeneralaverage.com/insurance-providers/lockton/directors-officers) - [Lockton Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/lockton/employee-health-benefits) - [Lockton Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/lockton/employment-practices) - [Lockton Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/lockton/fiduciary) - [Lockton General Liability Insurance](https://thegeneralaverage.com/insurance-providers/lockton/general-liability) - [Lockton Key Person Insurance](https://thegeneralaverage.com/insurance-providers/lockton/key-person) - [Lockton Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/lockton/product-liability) - [Lockton Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/lockton/professional-errors-omissions) - [Lockton Surety Bonds](https://thegeneralaverage.com/insurance-providers/lockton/surety-bonds) - [Lockton Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/lockton/umbrella-excess) - [Lockton Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/lockton/workers-compensation) ## Related Reading - [Lockton Profile](https://thegeneralaverage.com/insurance-providers/lockton) - [Lockton Reliability](https://thegeneralaverage.com/insurance-providers/lockton/reliability) - [Lockton Alternatives](https://thegeneralaverage.com/insurance-providers/lockton/alternatives) - [Coverage Guide: Representations and warranties](https://thegeneralaverage.com/coverage/representations-warranties) ## Sources for Lockton Representations and Warranties Insurance 1. [Representations & Warranties Insurance | Lockton USA](https://global.lockton.com/us/en/products-services/representation-warranties-insurance). Lockton; The Certain Solution for Transactional Risk; Why clients consider RWI versus traditional indemnity; Seller/Buyer benefits; Claims. Accessed 2026-09-23. ## How to Cite This Page Lockton Representations and Warranties Insurance: Coverage, Eligibility & Claims (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/lockton/representations-warranties. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). 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