--- title: "Lockton Crime Insurance" description: "Lockton places crime and fidelity insurance against theft, fraud, forgery and embezzlement for nonprofit, private and public organizations of any sector." canonical: "https://thegeneralaverage.com/insurance-providers/lockton/crime" page-type: "offering-page" updated-at: "2026-09-23" provider: "lockton" coverage-line: "crime" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/lockton/crime) ## Agent Guide **What this page is:** What Lockton Crime Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Lockton Crime Insurance specifically. For the general coverage explainer use /coverage/crime; for the provider overall use its profile. **Questions this page answers:** - Does Lockton Crime Insurance offer this coverage? - What does Lockton Crime Insurance cover and exclude? - Who is Lockton Crime Insurance designed for? **Key facts:** - Provider slug `lockton`; coverage line `crime`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/lockton) — parent: provider profile # What Does Crime Insurance from Lockton Cover? Product: Lockton Crime and Fidelity Insurance Brokerage. Provider: Lockton. Coverage line: Crime Insurance. ## Quick Answer Lockton places crime and fidelity insurance against theft, fraud, forgery and embezzlement for nonprofit, private and public organizations of any sector. [1](https://global.lockton.com/us/en/products-services/crime-and-fidelity-insurance "Crime and Fidelity Insurance") ## Lockton Crime Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Claims Support | Company-reported | 1 | ## What Is Lockton’s Role in Crime Insurance? - Lockton places Crime and Fidelity insurance to protect businesses against financial losses from theft, fraud, forgery and embezzlement by employees or third parties; it describes this as a brokered program, not a policy Lockton underwrites. [1](https://global.lockton.com/us/en/products-services/crime-and-fidelity-insurance "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: Crime and Fidelity product page as read 2026-09-23.) ## Who Is Lockton Crime Insurance For? - Lockton says crime coverage is relevant to nonprofit, private and public organizations of any sector, and calls out small businesses as particularly exposed because they often lack fraud-prevention and auditing resources. It also notes financial institutions are frequently required to carry a financial institution bond, distinct from general crime coverage. [1](https://global.lockton.com/us/en/products-services/crime-and-fidelity-insurance "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: Crime and Fidelity product page as read 2026-09-23.) ## What Coverage Features Does Lockton Crime Insurance Include? - Lockton lists the claim types a crime and fidelity program is meant to address: employee theft, forgery or alteration of negotiable instruments, theft on or off premises, computer fraud, counterfeit currency, and social engineering (impersonation) fraud involving customers, vendors or employees. [1](https://global.lockton.com/us/en/products-services/crime-and-fidelity-insurance "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: Product page as read 2026-09-23; a capability/claim-type list, not a specimen policy.) ## How Does Lockton Handle Crime Insurance Claims? - Lockton says its Professional & Executive Risk Claims team, which integrates insurance and claims counsel within the broking team rather than treating claims advocacy as a separate profit center, handles Crime and Fidelity claims. [1](https://global.lockton.com/us/en/products-services/crime-and-fidelity-insurance "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: Product page as read 2026-09-23. Describes Lockton's advocacy role, not an insurer's claim-paying obligation.) ## Not Disclosed or Not Found for Lockton Crime Insurance The reviewed sources do not settle these. Confirm them with Lockton or a broker before relying on them. - **Issuing Insurer (Not publicly disclosed):** The page does not name the insurers Lockton places crime and fidelity coverage with. [1](https://global.lockton.com/us/en/products-services/crime-and-fidelity-insurance "Crime and Fidelity Insurance") (Scope: Crime and Fidelity page checked 2026-09-23.) ## Lockton Crime Insurance Compared With Other Providers - [Lockton vs AIG](https://thegeneralaverage.com/compare/aig-vs-lockton) - [Lockton vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-lockton) - [Lockton vs Aon](https://thegeneralaverage.com/compare/aon-vs-lockton) - [Lockton vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-lockton) - [Lockton vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-lockton) - [Lockton vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-lockton) ## Other Coverage Lines Documented for Lockton - [Lockton Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/lockton/cargo-transit) - [Lockton Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/lockton/commercial-auto) - [Lockton Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/lockton/commercial-property) - [Lockton Cyber Insurance](https://thegeneralaverage.com/insurance-providers/lockton/cyber) - [Lockton D&O Insurance](https://thegeneralaverage.com/insurance-providers/lockton/directors-officers) - [Lockton Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/lockton/employee-health-benefits) - [Lockton Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/lockton/employment-practices) - [Lockton Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/lockton/fiduciary) - [Lockton General Liability Insurance](https://thegeneralaverage.com/insurance-providers/lockton/general-liability) - [Lockton Key Person Insurance](https://thegeneralaverage.com/insurance-providers/lockton/key-person) - [Lockton Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/lockton/product-liability) - [Lockton Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/lockton/professional-errors-omissions) - [Lockton Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/lockton/representations-warranties) - [Lockton Surety Bonds](https://thegeneralaverage.com/insurance-providers/lockton/surety-bonds) - [Lockton Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/lockton/umbrella-excess) - [Lockton Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/lockton/workers-compensation) ## Where Lockton Is Ranked - [Best Crime Insurance for Nonprofits](https://thegeneralaverage.com/best/crime/nonprofits) ## Related Pages for Lockton Crime Insurance - [Lockton Profile](https://thegeneralaverage.com/insurance-providers/lockton) - [Lockton Reliability](https://thegeneralaverage.com/insurance-providers/lockton/reliability) - [Lockton Alternatives](https://thegeneralaverage.com/insurance-providers/lockton/alternatives) - [Coverage Guide: Crime](https://thegeneralaverage.com/coverage/crime) ## Sources for Lockton Crime Insurance 1. [Crime and Fidelity Insurance](https://global.lockton.com/us/en/products-services/crime-and-fidelity-insurance). Lockton; What is Crime and Fidelity Insurance?; Who needs to purchase Crime and Fidelity Insurance?; Types of Crime and Fidelity claims; Claims management. Accessed 2026-09-23. ## How to Cite Lockton Crime Insurance Lockton Crime Insurance: Coverage, Eligibility & Claims (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/lockton/crime. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/lockton/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)