--- title: "HUB International Key Person Insurance" description: "HUB International brokers key person life and disability insurance as part of its executive benefits practice." canonical: "https://thegeneralaverage.com/insurance-providers/hub-international/key-person" page-type: "offering-page" updated-at: "2026-09-23" provider: "hub-international" coverage-line: "key-person" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/hub-international/key-person) ## Agent Guide **What this page is:** What HUB International Key Person Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for HUB International Key Person Insurance specifically. For the general coverage explainer use /coverage/key-person; for the provider overall use its profile. **Questions this page answers:** - Does HUB International Key Person Insurance offer this coverage? - What does HUB International Key Person Insurance cover and exclude? - Who is HUB International Key Person Insurance designed for? **Key facts:** - Provider slug `hub-international`; coverage line `key-person`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/hub-international) — parent: provider profile # What Does Key Person Insurance from HUB International Cover? Product: HUB International Key Person Life and Disability Insurance. Provider: HUB International. Coverage line: Key Person Insurance. ## Quick Answer HUB International brokers key person life and disability insurance as part of its executive benefits practice. [1](https://www.hubinternational.com/products/financial-services/executive-benefits/ "Executive Benefits Solutions for C-suite") ## HUB International Key Person Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not found in reviewed sources | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | ## What Is HUB International’s Role in Key Person Insurance? - HUB brokers key person life and disability insurance as one line within its executive benefits practice, alongside private wealth management and other individual coverages, rather than underwriting the policies itself. [1](https://www.hubinternational.com/products/financial-services/executive-benefits/ "Executive Benefits Solutions for C-suite") (Evidence: Company-reported; scope: Executive benefits product page offerings list; the page does not name an issuing insurer.) ## Who Is HUB International Key Person Insurance For? - HUB markets key person insurance as part of executive benefits packages aimed at organizations seeking to attract and retain C-suite and other high-performing leaders; its technology-industry page separately lists key person life and disability among coverages it arranges for technology companies. [1](https://www.hubinternational.com/products/financial-services/executive-benefits/ "Executive Benefits Solutions for C-suite") [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Evidence: Company-reported; scope: Executive benefits page target-client framing and the technology-industry page's People Protection list; not an underwriting appetite statement.) ## Coverage Features of HUB International Key Person Insurance - HUB lists Key Person life insurance and Key Person disability insurance as separate offerings within its executive benefits lineup, alongside term or permanent life insurance and individual disability insurance for executives. [1](https://www.hubinternational.com/products/financial-services/executive-benefits/ "Executive Benefits Solutions for C-suite") (Evidence: Company-reported; scope: Executive benefits page offerings list; the reviewed pages do not describe policy terms, exclusions or triggers for either product.) ## What Risk Services Come With HUB International Key Person Insurance? - HUB says clients working on executive benefits, including key person coverage, get access to specialists across retirement services, private wealth management, employee benefits, risk services and personal insurance. [1](https://www.hubinternational.com/products/financial-services/executive-benefits/ "Executive Benefits Solutions for C-suite") (Evidence: Company-reported; scope: Executive benefits page specialist description; not specific to a single key person engagement.) ## How Do You Apply for HUB International Key Person Insurance? - The executive benefits page directs prospective clients to "Contact HUB" through a form rather than describing a self-service quote process for key person coverage. [1](https://www.hubinternational.com/products/financial-services/executive-benefits/ "Executive Benefits Solutions for C-suite") (Evidence: Company-reported; scope: Executive benefits page call-to-action text.) ## What We Couldn’t Find About HUB International Key Person Insurance The reviewed sources do not settle these. Confirm them with HUB International or a broker before relying on them. - **Issuing Insurer (Not found in reviewed sources):** Neither the executive benefits page nor the technology-industry page names the insurer that issues a key person life or disability policy. [1](https://www.hubinternational.com/products/financial-services/executive-benefits/ "Executive Benefits Solutions for C-suite") [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Scope: Checked both pages on 2026-09-23.) - **Limits and Retentions (Not publicly disclosed):** Published key person life or disability benefit amounts, limits or pricing were not found on the reviewed pages. [1](https://www.hubinternational.com/products/financial-services/executive-benefits/ "Executive Benefits Solutions for C-suite") [2](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") (Scope: Checked the executive benefits page and technology-industry page on 2026-09-23; amounts depend on underwriting and the client's chosen benefit design.) ## HUB International vs Other Key Person Insurance Providers - [HUB International vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-hub-international) - [HUB International vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-hub-international) - [HUB International vs Embroker](https://thegeneralaverage.com/compare/embroker-vs-hub-international) - [HUB International vs Founder Shield](https://thegeneralaverage.com/compare/foundershield-vs-hub-international) - [HUB International vs RiskCube](https://thegeneralaverage.com/compare/hub-international-vs-riskcube) ## Other Coverage Lines From HUB International - [HUB International Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/builders-risk) - [HUB International Business Owner’s Policy](https://thegeneralaverage.com/insurance-providers/hub-international/business-owners-policy) - [HUB International Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/cargo-transit) - [HUB International Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/commercial-auto) - [HUB International Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/commercial-property) - [HUB International Crime Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/crime) - [HUB International Cyber Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/cyber) - [HUB International D&O Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/directors-officers) - [HUB International Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/hub-international/employee-health-benefits) - [HUB International Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/employment-practices) - [HUB International Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/equipment-breakdown) - [HUB International Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/hub-international/fidelity-bonds) - [HUB International Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/fiduciary) - [HUB International General Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/general-liability) - [HUB International Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/hired-non-owned-auto) - [HUB International Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/inland-marine) - [HUB International Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/kidnap-ransom) - [HUB International Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/management-liability) - [HUB International Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/medical-malpractice) - [HUB International Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/product-liability) - [HUB International Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/product-recall) - [HUB International Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/professional-errors-omissions) - [HUB International Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/representations-warranties) - [HUB International Surety Bonds](https://thegeneralaverage.com/insurance-providers/hub-international/surety-bonds) - [HUB International Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/technology-errors-omissions) - [HUB International Telehealth Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/virtual-care-telehealth) - [HUB International Trucking Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/trucking) - [HUB International Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/umbrella-excess) - [HUB International Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/workers-compensation) ## Related Reading - [HUB International Profile](https://thegeneralaverage.com/insurance-providers/hub-international) - [HUB International Reliability](https://thegeneralaverage.com/insurance-providers/hub-international/reliability) - [HUB International Alternatives](https://thegeneralaverage.com/insurance-providers/hub-international/alternatives) - [Coverage Guide: Key person](https://thegeneralaverage.com/coverage/key-person) ## Sources for HUB International Key Person Insurance 1. [Executive Benefits Solutions for C-suite](https://www.hubinternational.com/products/financial-services/executive-benefits/). HUB International; Core Executive Benefits Offerings list including Key Person life insurance and Key Person disability insurance; target-client description; Contact HUB call to action. Accessed 2026-09-23. 2. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; People Protection list: Workers' Compensation, Employee Benefits, Key Person Life & Disability, Retirement Plan Solutions, Kidnap & Ransom. Accessed 2026-09-23. ## How to Cite This Page HUB International Key Person Insurance: Coverage, Eligibility & Application (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/hub-international/key-person. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. 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