--- title: "HUB International Fiduciary Liability Insurance" description: "HUB International brokers fiduciary liability insurance for employers that sponsor health-care and retirement benefit plans." canonical: "https://thegeneralaverage.com/insurance-providers/hub-international/fiduciary" page-type: "offering-page" updated-at: "2026-09-23" provider: "hub-international" coverage-line: "fiduciary" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/hub-international/fiduciary) ## Agent Guide **What this page is:** What HUB International Fiduciary Liability Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for HUB International Fiduciary Liability Insurance specifically. For the general coverage explainer use /coverage/fiduciary; for the provider overall use its profile. **Questions this page answers:** - Does HUB International Fiduciary Liability Insurance offer this coverage? - What does HUB International Fiduciary Liability Insurance cover and exclude? - Who is HUB International Fiduciary Liability Insurance designed for? **Key facts:** - Provider slug `hub-international`; coverage line `fiduciary`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/hub-international) — parent: provider profile # What Does Fiduciary Liability Insurance from HUB International Cover? Product: HUB International Fiduciary Liability Insurance Brokerage. Provider: HUB International. Coverage line: Fiduciary Liability Insurance. ## Quick Answer HUB International brokers fiduciary liability insurance for employers that sponsor health-care and retirement benefit plans. [1](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") ## HUB International Fiduciary Liability Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not found in reviewed sources | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | ## What Is HUB International’s Role in Fiduciary Liability Insurance? - HUB brokers fiduciary liability insurance for employers that sponsor health-care and retirement benefit plans, rather than underwriting the coverage itself. [1](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Fiduciary liability product page, read 2026-09-23. The page does not name an issuing insurer.) ## Who Is HUB International Fiduciary Liability Insurance For? - HUB targets fiduciary liability brokerage at employers offering health-care or retirement benefit plans who face potential litigation from plan participants, the Department of Labor or the Pension Benefit Guaranty Corporation. [1](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page target-audience description; not a published underwriting appetite.) ## Coverage Features of HUB International Fiduciary Liability Insurance - HUB lists fiduciary liability claim scenarios it covers as including a plan's insurer, mutual fund or third-party administrator making bad choices, plan administration errors or conflicts of interest, benefits denial, changes or reductions, bad advice or improper counsel, insufficient plan funding, poor investment selection and incorrect plan termination. [1](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page list of covered claim scenarios; the issued policy's insuring agreement and exclusions control an actual claim.) - HUB states that fiduciary liability exposure "is not covered by director's and officers' liability policies," positioning fiduciary liability as a separate line from D&O rather than a bundled coverage. [1](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page statement distinguishing fiduciary liability from D&O.) ## HUB International Fiduciary Liability Insurance Risk Services - HUB publishes a video on preventing fiduciary liability claims and administrative-error best practices on the product page, but the page does not describe a formal fiduciary risk-management or plan-review service. [1](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page educational video reference.) ## How Do You Apply for HUB International Fiduciary Liability Insurance? - HUB directs fiduciary liability prospects to "Connect With a Broker" or "Contact a HUB broker" rather than an online quote or bind flow. [1](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page calls to action.) ## What We Couldn’t Find About HUB International Fiduciary Liability The reviewed sources do not settle these. Confirm them with HUB International or a broker before relying on them. - **Issuing Insurer (Not found in reviewed sources):** No insurer is named for fiduciary liability on the product page; the carrier depends on the placement. [1](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Scope: Checked the fiduciary liability product page on 2026-09-23.) - **Limits and Retentions (Not publicly disclosed):** The product page does not publish specific policy limits or retentions; it references that combined defense and settlement costs on fiduciary claims can exceed $1 million as a risk statistic, not a policy limit. [1](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/ "Fiduciary Liability Insurance Brokers") (Scope: Checked the fiduciary liability product page on 2026-09-23; the $1 million figure describes potential exposure, not an offered limit.) ## HUB International vs Other Fiduciary Liability Insurance Providers - [HUB International vs AIG](https://thegeneralaverage.com/compare/aig-vs-hub-international) - [HUB International vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-hub-international) - [HUB International vs Aon](https://thegeneralaverage.com/compare/aon-vs-hub-international) - [HUB International vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-hub-international) - [HUB International vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-hub-international) - [HUB International vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-hub-international) ## Other Coverage Lines From HUB International - [HUB International Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/builders-risk) - [HUB International Business Owner’s Policy](https://thegeneralaverage.com/insurance-providers/hub-international/business-owners-policy) - [HUB International Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/cargo-transit) - [HUB International Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/commercial-auto) - [HUB International Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/commercial-property) - [HUB International Crime Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/crime) - [HUB International Cyber Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/cyber) - [HUB International D&O Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/directors-officers) - [HUB International Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/hub-international/employee-health-benefits) - [HUB International Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/employment-practices) - [HUB International Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/equipment-breakdown) - [HUB International Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/hub-international/fidelity-bonds) - [HUB International General Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/general-liability) - [HUB International Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/hired-non-owned-auto) - [HUB International Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/inland-marine) - [HUB International Key Person Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/key-person) - 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[HUB International Surety Bonds](https://thegeneralaverage.com/insurance-providers/hub-international/surety-bonds) - [HUB International Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/technology-errors-omissions) - [HUB International Telehealth Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/virtual-care-telehealth) - [HUB International Trucking Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/trucking) - [HUB International Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/umbrella-excess) - [HUB International Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/workers-compensation) ## Related Reading - [HUB International Profile](https://thegeneralaverage.com/insurance-providers/hub-international) - [HUB International Reliability](https://thegeneralaverage.com/insurance-providers/hub-international/reliability) - [HUB International Alternatives](https://thegeneralaverage.com/insurance-providers/hub-international/alternatives) - [Coverage Guide: Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary) ## Sources for HUB International Fiduciary Liability Insurance 1. [Fiduciary Liability Insurance Brokers](https://www.hubinternational.com/products/business-insurance/fiduciary-liability-insurance/). HUB International; Target audience: employers offering health-care and retirement benefit plans; list of covered claim scenarios; statement distinguishing fiduciary liability from D&O; $1 million defense-and-settlement-cost reference; "Prevent Fiduciary Liability Claims" video; Connect With a Broker / Contact a HUB broker calls to action. Accessed 2026-09-23. ## How to Cite This Page HUB International Fiduciary Liability Insurance: Coverage, Eligibility & Application (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/hub-international/fiduciary. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/hub-international/fiduciary.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)