--- title: "HUB International Equipment Breakdown Insurance" description: "Everything to know before buying HUB International Equipment Breakdown Insurance: what it covers, who it’s for, and how to apply." canonical: "https://thegeneralaverage.com/insurance-providers/hub-international/equipment-breakdown" page-type: "offering-page" updated-at: "2026-09-23" provider: "hub-international" coverage-line: "equipment-breakdown" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/hub-international/equipment-breakdown) ## Agent Guide **What this page is:** What HUB International Equipment Breakdown Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for HUB International Equipment Breakdown Insurance specifically. For the general coverage explainer use /coverage/equipment-breakdown; for the provider overall use its profile. **Questions this page answers:** - Does HUB International Equipment Breakdown Insurance offer this coverage? - What does HUB International Equipment Breakdown Insurance cover and exclude? - Who is HUB International Equipment Breakdown Insurance designed for? **Key facts:** - Provider slug `hub-international`; coverage line `equipment-breakdown`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/hub-international) — parent: provider profile # What Does Equipment Breakdown Insurance from HUB International Cover? Product: HUB International Boiler and Machinery (Equipment Breakdown) Insurance Brokerage. Provider: HUB International. Coverage line: Equipment Breakdown Insurance. ## Quick Answer HUB International brokers equipment breakdown insurance, as a standalone policy or within a property policy, for manufacturers, processors of goods and small businesses. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") ## HUB International Equipment Breakdown Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not found in reviewed sources | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Not found in reviewed sources | 1 | | How to Apply | Company-reported | 1 | ## What Is HUB International’s Role in Equipment Breakdown Insurance? - HUB brokers boiler and machinery (equipment breakdown) insurance, available as a standalone monoline policy or embedded within a client's property policy, rather than underwriting the coverage itself. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Boiler and machinery product page, read 2026-09-23. The page does not name an issuing insurer.) ## Who Is HUB International Equipment Breakdown Insurance For? - HUB targets this coverage at manufacturing companies running equipment that must operate continuously, businesses that process goods using electrical, mechanical, heating or refrigeration equipment at scale, and small businesses protecting equipment such as air conditioners, computers, refrigerators and ovens. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page target-market description; not a published underwriting appetite.) ## Coverage Features of HUB International Equipment Breakdown Insurance - HUB says the coverage it arranges pays the costs to repair or replace equipment damaged by a sudden, unforeseen breakdown, losses from the resulting downtime, and other property damage caused by the malfunctioning equipment, and lists manufacturing equipment (boilers, generators, engines, HVAC systems, transformers) and office equipment (elevators, computers, copiers, security systems) as typical covered items. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page coverage description; the issued policy's definitions and exclusions control an actual claim.) - HUB describes three coverage options for equipment breakdown: basic, broad, and consequential-damage coverage for losses resulting from equipment failure, plus an Extra Expense component that covers costs to keep operating during a breakdown but excludes loss of income unless combined with business income coverage. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page coverage-tier description.) ## How Do You Apply for HUB International Equipment Breakdown Insurance? - HUB directs prospects to "contact a HUB broker to get started" rather than an online quote or bind flow. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Evidence: Company-reported; scope: Product-page call to action.) ## What We Couldn’t Find About HUB International Equipment Breakdown The reviewed sources do not settle these. Confirm them with HUB International or a broker before relying on them. - **Issuing Insurer (Not found in reviewed sources):** No insurer is named for equipment breakdown coverage on the product page; the carrier depends on the placement. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Scope: Checked the boiler and machinery product page on 2026-09-23.) - **Limits and Retentions (Not publicly disclosed):** Published policy limits or retentions for equipment breakdown coverage were not found on the product page. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Scope: Checked the boiler and machinery product page on 2026-09-23; limits are set on the quote and declarations.) - **Risk Services (Not found in reviewed sources):** The boiler and machinery product page does not describe engineering inspections or other line-specific risk-control services. [1](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/ "Boiler and Machinery Equipment Insurance Coverage") (Scope: Checked the boiler and machinery product page on 2026-09-23.) ## HUB International vs Other Equipment Breakdown Insurance Providers - [HUB International vs AIG](https://thegeneralaverage.com/compare/aig-vs-hub-international) - [HUB International vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-hub-international) - [HUB International vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-hub-international) - [HUB International vs Chubb](https://thegeneralaverage.com/compare/chubb-vs-hub-international) - [HUB International vs CNA](https://thegeneralaverage.com/compare/cna-vs-hub-international) - [HUB International vs Coverdash](https://thegeneralaverage.com/compare/coverdash-vs-hub-international) ## Other Coverage Lines From HUB International - [HUB International Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/builders-risk) - 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[HUB International Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/employment-practices) - [HUB International Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/hub-international/fidelity-bonds) - [HUB International Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/fiduciary) - [HUB International General Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/general-liability) - [HUB International Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/hired-non-owned-auto) - [HUB International Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/inland-marine) - [HUB International Key Person Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/key-person) - [HUB International Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/kidnap-ransom) - 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[HUB International Telehealth Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/virtual-care-telehealth) - [HUB International Trucking Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/trucking) - [HUB International Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/umbrella-excess) - [HUB International Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/hub-international/workers-compensation) ## Related Reading - [HUB International Profile](https://thegeneralaverage.com/insurance-providers/hub-international) - [HUB International Reliability](https://thegeneralaverage.com/insurance-providers/hub-international/reliability) - [HUB International Alternatives](https://thegeneralaverage.com/insurance-providers/hub-international/alternatives) - [Coverage Guide: Equipment breakdown](https://thegeneralaverage.com/coverage/equipment-breakdown) ## Sources for HUB International Equipment Breakdown Insurance 1. [Boiler and Machinery Equipment Insurance Coverage](https://www.hubinternational.com/products/business-insurance/boiler-and-machinery-insurance/). HUB International; What is Boiler and Machinery Insurance?; What does Boiler and Machinery Insurance cover?; covered manufacturing and office equipment examples; basic, broad and consequential-damage coverage options; Extra Expense coverage description; Contact a HUB broker call to action. Accessed 2026-09-23. ## How to Cite This Page HUB International Equipment Breakdown Insurance: Coverage, Eligibility & Application (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/hub-international/equipment-breakdown. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/hub-international/equipment-breakdown.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)