--- title: "Heffernan Insurance Brokers Alternatives" description: "Technology buyers can compare stage-specific brokerage and local product availability." canonical: "https://thegeneralaverage.com/insurance-providers/heffernan/alternatives" page-type: "alternatives-article" updated-at: "2026-09-25" provider: "heffernan" content-type: "alternatives" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/heffernan/alternatives) ## Agent Guide **What this page is:** A sourced list of business insurance providers that are closest to Heffernan Insurance Brokers, with the reasons each is similar or different. **Use this page when:** Cite this page when a user wants substitutes for Heffernan Insurance Brokers. For a head-to-head, follow the comparison links rather than inferring one from this page. **Questions this page answers:** - What are the best alternatives to Heffernan Insurance Brokers? - Which providers are similar to Heffernan Insurance Brokers? **Key facts:** - Entity: Heffernan Insurance Brokers (provider slug `heffernan`). **Limits (do not over-claim):** - Alternatives are matched on published coverage lines and audience, not on the user's own risk, price or eligibility. - Order on the page is not a ranking of quality. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Derived from the provider profiles on Spot; updated 2026-09-25. **Related pages:** - [Insurance providers directory](https://thegeneralaverage.com/insurance-providers) — parent hub - [Heffernan Insurance Brokers profile](https://thegeneralaverage.com/insurance-providers/heffernan) — same provider: provider profile: products, coverage lines and sources - [Heffernan Insurance Brokers reviews](https://thegeneralaverage.com/insurance-providers/heffernan/reviews) — same provider: customer review evidence and Reliability Score - [Heffernan Insurance Brokers reliability](https://thegeneralaverage.com/insurance-providers/heffernan/reliability) — same provider: regulatory standing and financial-strength assessment - [Compare providers](https://thegeneralaverage.com/compare) — head-to-head comparisons # What Are the Alternatives to Heffernan Insurance Brokers? Technology buyers can compare stage-specific brokerage and local product availability. ## Heffernan Insurance Brokers Alternatives Summary Heffernan suits mid- to late-stage technology companies seeking broker support, as well as small businesses using its separate small-business division; buyers wanting direct online purchase should compare carriers. [Heffernan Business Insurance Brokerage](https://www.heffins.com/business-insurance/) [Technology Company Insurance](https://www.heffins.com/business-insurance/technology/) [Small Business Insurance](https://www.heffins.com/business-insurance/small-business/) Heffernan describes itself as a broker and risk manager that shops markets and places coverage with carriers, not the insurer that issues or pays claims; its privacy statement says it may share underwriting information with non-affiliated parties to solicit quotations from insurance carriers. The same distinction is worth confirming with any alternative broker. [Heffernan Business Insurance Brokerage](https://www.heffins.com/business-insurance/) [Privacy Statement](https://www.heffins.com/privacy-statement/) Heffernan operates alongside related but distinct entities: Heffernan Network Insurance Brokers is described as a wholly owned subsidiary that partners with independent agencies, Heffernan Benefit Advisors is the name used for its employee-benefits offering, and Costero Brokers Ltd. is a separately listed London brokerage. Confirming which entity is the actual contracting producer on an engagement is worth doing with Heffernan or any alternative operating under a multi-brand structure. [Heffernan Network Insurance Brokers](https://www.heffins.com/about-us/heffernan-network-insurance-brokers/) [London, UK – Costero Brokers](https://www.heffins.com/about-us/locations/costero-brokers-ltd/) [Health Insurance services](https://www.heffins.com/employee-benefits/) Heffernan’s technology practice targets mid- to late-stage venture-funded and pre-IPO companies, including firms using enterprise risk or self-insurance strategies, while its separate small-business division serves sole proprietors through fast-growing companies. A business outside either described focus may find an alternative with a different size or stage focus fits better. [Technology Company Insurance](https://www.heffins.com/business-insurance/technology/) [Small Business Insurance](https://www.heffins.com/business-insurance/small-business/) Heffernan names some specific partners, such as Thimble Insurance Services for short-term general liability and a third-party Propeller portal for certain surety bonds, but its transportation, healthcare and marine-cargo pages refer only to top, major or exclusive carriers without naming them. Its public pages also don’t publish a fee schedule or commission structure, so an itemized quote and account-specific compensation disclosure are worth requesting from Heffernan or any alternative. [Short-Term General Liability](https://www.heffins.com/short-term-general-liability/) [Quick Insure](https://www.heffins.com/quick-insure/) [Cyber Security Insurance](https://www.heffins.com/business-insurance/cyber-insurance/) ## Heffernan Insurance Brokers Alternatives by Coverage Line ### Heffernan Insurance Brokers Alternatives for Builders Risk Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Builders Risk - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges builders risk insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon names Construction Property/Builders Risk on its global construction page; confirm whether this line is offered for the buyer, state, and placement. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers builders risk insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) — Inland Marine appetite category; separately, Ocean Marine lists Hull Builders Risk - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists builders risk among its property coverage options. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-heffernan)) — Builder’s risk product page; policy-specific construction terms not established. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges builders risk. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper includes builders risk in its construction and contractor insurance offering. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges builders risk insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel builders risk - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh McLennan Agency (MMA), a Marsh business, arranges builders risk insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide lists builders risk among inland-marine products. The page does not establish project-specific coverage periods, valuation, or exclusions. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges builders risk insurance for startups. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed for digital-infrastructure projects and in commercial real-estate construction risk. - [WithCoverage](https://thegeneralaverage.com/insurance-providers/withcoverage) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — WithCoverage reviews builders risk exposures in construction insurance programs and offers broker-transition support. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets a Commercial Builders Risk program for construction projects; the project-value language conflicts within Zurich’s own page and requires confirmation. ### Heffernan Insurance Brokers Alternatives for Business Owner’s Policy - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges business owner’s policies. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges business owner’s policies for startups. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-heffernan)) - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers business owner’s policies for eligible small businesses with up to $30 million in revenue. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists a business owner’s policy in its coverage catalog. - [Coterie Insurance](https://thegeneralaverage.com/insurance-providers/coterie) ([Compare](https://thegeneralaverage.com/compare/coterie-vs-heffernan)) — Coterie offers a business owner’s policy through its agent channel. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists a business owner’s policy in its coverage hub. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker lists a business owner’s policy with a quote route. - [ERGO NEXT Insurance](https://thegeneralaverage.com/insurance-providers/next-insurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-next-insurance)) — ERGO NEXT markets a business owner’s policy. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-heffernan)) — Foxquilt’s About page lists Business Owner’s Policy among “Our Primary Coverages”; no current BOP-specific terms or bundled contents are established here. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges business owner’s policies for small businesses. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper accepts business owner’s policy inquiries through its coverage intake. - [Hiscox](https://thegeneralaverage.com/insurance-providers/hiscox) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hiscox)) — Hiscox offers business owner’s policies for small businesses. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges business owner’s policies for small and midsized businesses. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-insureon)) — Insureon markets Business Owner’s Policy (BOP); description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-kinro)) — Kinro lists a business owner’s policy in its product catalog. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-mylo)) — Mylo lists a business owner’s policy among its business insurance products. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide markets a BOP for eligible small businesses and describes property and liability elements with optional additions; actual coverage is controlled by policy forms. - [Pie Insurance](https://thegeneralaverage.com/insurance-providers/pie-insurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-pie-insurance)) — Pie accepts business owner’s policy quote requests. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-simply-business)) - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges business owner’s policies for small businesses. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers business owner’s policies combining property and liability coverage. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers business owner’s policies for small technology-services businesses. ### Heffernan Insurance Brokers Alternatives for Cargo and Transit - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Ocean Cargo - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges inland and ocean marine coverage for goods in transit. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges stock-throughput (cargo) insurance for consumer-product businesses, which can address inventory in transit and at other locations. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon lists cargo placements in its global marine practice; U.S. eligibility, insurer, limits and policy terms are not stated on the reviewed page. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — BHSI's current Marine catalog lists Ocean Cargo, Stock Throughputs, and Project Cargo. The older US-12/22-A guide lists Project Cargo as out of appetite, so confirm its current status; BHSI lists Inland Marine separately. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers cargo insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists a cargo contractual liability product in its transportation offering. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists motor truck cargo and ocean marine coverage options. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists transit and transportation coverage for goods in transit or stored offsite. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges cargo insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges cargo insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel cargo and transit coverage - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide lists motor truck cargo among inland-marine products. This is not evidence of broad cargo coverage or any particular commodity/route acceptance. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront lists cargo stock throughput among the coverages its property team handles. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Transportation page lists cargo insurance; it does not state a particular transit form or coverage terms. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers cargo insurance through its transportation, cargo and logistics offering. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges cargo and transit insurance. - [WithCoverage](https://thegeneralaverage.com/insurance-providers/withcoverage) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — WithCoverage reviews cargo exposures in consumer-business insurance programs and offers broker-transition support. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-wtw)) — WTW identifies Global Cargo within its global marine practice and includes cargo risk in its named data-center policy. These descriptions do not establish a particular US placement, insurer, policy wording, or availability. ### Heffernan Insurance Brokers Alternatives for Commercial Auto Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Truck Insurance Group commercial auto (scoped to for-hire trucking) - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges commercial auto insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges commercial auto insurance for consumer-product businesses. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon lists automobile liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-heffernan)) - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers commercial auto insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi links to trucking auto-liability coverage from its transportation menu. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists commercial auto in its coverage catalog and invites quote requests. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker offers help obtaining commercial auto insurance and invites quote requests. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-heffernan)) — Commercial auto product page; HNOA is not split out. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges commercial auto insurance for small businesses. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper lists commercial auto insurance and describes approaching insurers for customers. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges commercial auto insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-insureon)) — Insureon markets Commercial Auto; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-kinro)) — As of September 16, 2026, Kinro lists commercial auto and describes matching business details to carrier appetite. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges commercial auto insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-mylo)) — As of September 16, 2026, Mylo invites commercial-auto quote requests and describes comparing policies from multiple insurers. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide lists commercial auto in its small-business product catalogue. We couldn’t review the dedicated product page, so no vehicle, driver, or state terms are inferred. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — As of September 16, 2026, Newfront lists auto liability within its casualty placement services. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges commercial auto insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges commercial auto insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed for government-contracting, transportation and digital-infrastructure exposures. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers commercial auto insurance as a business coverage; small businesses cannot currently buy it online and may be quoted through a local agency. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers commercial auto insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges commercial auto insurance. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets commercial auto for rental fleets; the reviewed source does not establish the same terms for all commercial-auto classes. ### Heffernan Insurance Brokers Alternatives for Commercial Property - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Commercial Property / Retail Property - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges property insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon describes commercial-property brokerage and risk management, with a U.S.-available analytics tool; tool availability does not establish state-specific insurance availability. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers commercial property insurance for mid-sized and large US and Canadian accounts on an excess-and-surplus-lines basis. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers property coverage within its property and casualty product. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers commercial property insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists commercial property in its coverage catalog. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker offers help obtaining commercial property insurance and invites property quote requests. - [ERGO NEXT Insurance](https://thegeneralaverage.com/insurance-providers/next-insurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-next-insurance)) — ERGO NEXT sells commercial property insurance as an agency; the issuing insurer is responsible for policy obligations. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists property insurance among its core offerings. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-heffernan)) — Commercial property product page. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges commercial property insurance for small businesses. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper lists commercial property insurance and describes approaching insurance companies for customers. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges commercial property insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-insureon)) — Insureon markets Commercial Property; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-kinro)) — As of September 16, 2026, Kinro lists commercial property and describes matching business details to carrier appetite. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges commercial property insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel commercial property - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh arranges property insurance for digital infrastructure, and Marsh McLennan Agency (MMA), a Marsh business, arranges commercial property insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide markets commercial property for business buildings and contents; property values, covered causes, limits, and exclusions depend on the policy. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — As of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-relm)) — Relm lists commercial property insurance for placement through brokers. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-risklytics)) — Risklytics arranges commercial property insurance for robotics, hardware and AI businesses. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-simply-business)) — Offered as part of a BOP, rather than as a standalone policy. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges commercial property insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges commercial property insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed for real-estate, professional-services and other named commercial sectors. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers commercial property insurance. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers commercial property insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges commercial property insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-vouch)) — As of September 16, 2026, Vouch lists business property for health care and life sciences programs. - [WithCoverage](https://thegeneralaverage.com/insurance-providers/withcoverage) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — As of September 16, 2026, WithCoverage describes auditing property programs and handling carrier transitions, for example for construction businesses. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-wtw)) — WTW markets property insurance for residential real-estate stakeholders and a separate integrated data-center construction and operations program. Program terms and eligible risks require placement-specific confirmation. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets commercial property insurance. ### Heffernan Insurance Brokers Alternatives for Crime Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Crime Insurance / CrimeGuard Choice - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges crime insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges employee crime (fidelity) insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon lists crime within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers commercial crime insurance. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers crime in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers crime coverage within its ForeFront portfolio for private, nonprofit and health care organizations. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) — named Management Liability coverage and configurable Epack 3 component - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/coalition-vs-heffernan)) — Coalition offers crime insurance through its executive-risks product for private and nonprofit US organizations. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists crime insurance among its main policies. - [Counterpart](https://thegeneralaverage.com/insurance-providers/counterpart) ([Compare](https://thegeneralaverage.com/compare/counterpart-vs-heffernan)) — Named Commercial Crime product; confirm agreements, controls, limits and exclusions in the policy. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists crime coverage in its catalog and invites quote requests. - [Cowbell](https://thegeneralaverage.com/insurance-providers/cowbell) ([Compare](https://thegeneralaverage.com/compare/cowbell-vs-heffernan)) — Cowbell offers a crime module in Zurich Select Plus for small and medium private companies, available through appointed Zurich E&S wholesalers. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker lists commercial crime and offers a corresponding quote path. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists crime insurance among its core offerings. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-heffernan)) — Foxquilt has a Crime Insurance product page, which says crime can be a BOP add-on or an isolated policy; the ConvertLabs cleaner program also lists Crime/Bonds but describes crime only. No bond product is inferred. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges crime insurance. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges commercial crime insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges commercial crime insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel Cyber 360 eCrime component (standalone product not established) - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide markets commercial crime insurance and management-liability crime products; exact insuring agreements and fidelity form are not established here. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — As of September 16, 2026, Newfront lists fidelity and crime within its executive-risk services. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-relm)) — Relm lists crime insurance for placement through brokers. - [RiskCube](https://thegeneralaverage.com/insurance-providers/riskcube) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-riskcube)) — RiskCube arranges commercial crime insurance for startups. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges commercial crime insurance for startups. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed as commercial crime or crime/fidelity within specified sectors. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers crime insurance as a management-liability coverage option. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers commercial crime insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges crime insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-vouch)) — As of September 16, 2026, Vouch lists crime among the coverages in its technology-company programs. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-wtw)) — WTW’s 2024 annual report describes crime insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets commercial crime insurance as standalone policies and as package solutions; package structure is distinct from any specific policy terms. ### Heffernan Insurance Brokers Alternatives for Cyber Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct) - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges cyber liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges cyber insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement. - [At-Bay](https://thegeneralaverage.com/insurance-providers/at-bay) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-heffernan)) — At-Bay offers primary and excess cyber insurance for businesses with revenue up to $5 billion. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers cyber insurance for small and midsized businesses. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-heffernan)) - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers cyber insurance, including primary and excess products. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers cyber insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/coalition-vs-heffernan)) — Coalition offers cyber insurance. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists cyber insurance among its business insurance offerings. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists cyber insurance in its coverage catalog. - [Cowbell](https://thegeneralaverage.com/insurance-providers/cowbell) ([Compare](https://thegeneralaverage.com/compare/cowbell-vs-heffernan)) — Cowbell offers standalone and excess cyber products through its insurance-agency business. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker lists cyber insurance with a quote route. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists cyber liability among its core offerings. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-heffernan)) — Cyber product page; policy terms and limits not established. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges cyber insurance. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper lists cyber insurance and describes approaching insurers for customers. - [Hiscox](https://thegeneralaverage.com/insurance-providers/hiscox) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hiscox)) — Hiscox offers cyber insurance for small businesses. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges cyber insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-insureon)) — Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-kinro)) — Kinro lists cyber liability and compares business details with carrier appetite. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges cyber insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel Cyber 360 - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh arranges cyber insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-mylo)) — Mylo invites cyber insurance quote requests and compares policies from multiple insurers. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront places cyber insurance, negotiates policy wording and provides claims consultation. - [Pie Insurance](https://thegeneralaverage.com/insurance-providers/pie-insurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-pie-insurance)) — Pie provides access to cyber insurance quotes from carrier partners. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-relm)) — Relm lists cyber insurance for placement through brokers. - [Resilience](https://thegeneralaverage.com/insurance-providers/resilience) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-resilience)) — Resilience markets cyber insurance on a primary or excess basis. - [RiskCube](https://thegeneralaverage.com/insurance-providers/riskcube) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-riskcube)) — RiskCube arranges cyber insurance for startups. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-risklytics)) — Risklytics arranges cyber insurance for robotics, hardware and AI businesses. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-simply-business)) — Add-on for select buyers purchasing another business policy; phone quote route. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges cyber insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges cyber insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers cyber insurance and data-breach coverage. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges cyber insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-vouch)) — Vouch lists cyber liability in its technology-company programs. - [WithCoverage](https://thegeneralaverage.com/insurance-providers/withcoverage) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-wtw)) — WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product. ### Heffernan Insurance Brokers Alternatives for D&O Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Directors & Officers Liability - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges directors and officers liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges directors and officers liability. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon describes D&O brokerage and program services in a global practice; this does not identify the producer, insurer or state availability for a particular U.S. placement. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers directors and officers liability insurance for private organizations through ExecuGuard. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — Executive First D&O liability materials describe separate public-company and private-company products. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers directors and officers liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers directors and officers liability insurance for smaller privately held companies through ForeFront. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/coalition-vs-heffernan)) — Coalition offers directors and officers liability through its executive-risks product for private and nonprofit US organizations. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists directors and officers insurance among its business insurance offerings. - [Counterpart](https://thegeneralaverage.com/insurance-providers/counterpart) ([Compare](https://thegeneralaverage.com/compare/counterpart-vs-heffernan)) — Distinct private-company and nonprofit D&O product pages; class and insurer vary by placement. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists directors and officers insurance in its coverage catalog. - [Cowbell](https://thegeneralaverage.com/insurance-providers/cowbell) ([Compare](https://thegeneralaverage.com/compare/cowbell-vs-heffernan)) — Cowbell offers Zurich Select Plus D&O for small and medium private companies, available through appointed Zurich E&S wholesalers. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker lists directors and officers insurance with a quote route. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists directors and officers insurance among its core offerings. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges directors and officers liability. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges directors and officers liability insurance. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-kinro)) — Kinro lists directors and officers insurance and compares business details with carrier appetite. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges directors and officers liability insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel private and nonprofit D&O - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh arranges directors and officers liability insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide Management Liability & Specialty markets a distinct D&O product. The reviewed materials do not establish issuer or form for a particular risk. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront lists D&O for private and public companies within its executive-risk services. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-relm)) — Relm lists directors and officers liability for placement through brokers. - [RiskCube](https://thegeneralaverage.com/insurance-providers/riskcube) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-riskcube)) — RiskCube arranges directors and officers liability insurance for startups. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-risklytics)) — Risklytics arranges directors and officers liability insurance for robotics, hardware and AI businesses. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges directors and officers liability insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges directors and officers liability insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed within management-liability coverage for named business sectors; the dedicated D&O page discusses advisory programs for public companies, IPOs and SPACs. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers directors and officers liability for private, public and nonprofit organizations. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers directors and officers liability insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges directors and officers liability insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-vouch)) — Vouch lists directors and officers insurance in its technology-company programs. - [WithCoverage](https://thegeneralaverage.com/insurance-providers/withcoverage) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — WithCoverage reviews D&O exposures in technology-company insurance programs and offers broker-transition support. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets directors and officers liability insurance. ### Heffernan Insurance Brokers Alternatives for Employee Health Benefits - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Medical Indemnity supplemental group health benefit - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists Employee Health & Benefits among its services. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher advises small businesses on individual coverage health reimbursement arrangements (ICHRA). - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges employee health and benefits programs. - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges employee health and benefits programs. - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh McLennan Agency (MMA), a Marsh business, arranges employee health and benefits programs. - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-mylo)) — Mylo helps employers with 2–99 employees compare and enroll in small-group health, dental and vision plans. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront offers employee-benefits advice and program design, including funding and pharmacy strategies. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Baldwin’s filing attributes employee-benefit services to Insurance Advisory Solutions; commercial-sector pages describe employee-benefit solutions. This is advisory/benefits scope, not a medical plan catalogue. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI advises employers on health-plan design, medical costs, pharmacy and benefits administration. ### Heffernan Insurance Brokers Alternatives for Employment Practices Liability - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Employment Practices Liability Insurance - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges employment practices liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges employment practices liability. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon lists EPL for professional-services firms in a global practice; this does not establish eligibility for every U.S. employer or state. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers employment practices liability insurance for private organizations through ExecuGuard. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers employment practices liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. CFC does not write standalone employment practices liability. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers employment practices liability insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/coalition-vs-heffernan)) — Coalition offers employment practices liability through its executive-risks product for private and nonprofit US organizations. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists employment practices liability among its business-insurance offerings. - [Counterpart](https://thegeneralaverage.com/insurance-providers/counterpart) ([Compare](https://thegeneralaverage.com/compare/counterpart-vs-heffernan)) — Named Employment Practices Liability product; examples and policy terms govern. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists employment practices coverage in its quote catalog. - [Cowbell](https://thegeneralaverage.com/insurance-providers/cowbell) ([Compare](https://thegeneralaverage.com/compare/cowbell-vs-heffernan)) — Cowbell offers Zurich Select Plus employment practices coverage for small and medium private companies, available through appointed Zurich E&S wholesalers. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker offers quotes for employment practices liability as an individual coverage. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists employment practices liability among its core coverage services. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges employment practices liability. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges employment practices liability insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges employment practices liability insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel employment practices liability - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh arranges employment practices liability insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide markets EPLI through small-business and management-liability channels; the reviewed pages do not establish a standard grant or eligibility. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront lists employment practices liability within its executive-risk placement and coverage-negotiation services. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-relm)) — Relm lists employment practices liability for placement through brokers. - [RiskCube](https://thegeneralaverage.com/insurance-providers/riskcube) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-riskcube)) — RiskCube arranges employment practices liability insurance for startups. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges employment practices liability insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges employment practices liability insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed as employment-practices liability for the named commercial sector examples. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers employment practices liability through business owner’s and management-liability products; EPL built into its business owner’s policy is not available in California, Minnesota, North Dakota or New York. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers employment practices liability insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges employment practices liability insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-vouch)) — Vouch lists employment practices liability within its insurance programs for technology companies. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-wtw)) — WTW’s 2024 annual report describes employment-practices insurance solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets Employment Practices Liability Insurance (EPLI). ### Heffernan Insurance Brokers Alternatives for Fidelity Bonds - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Crime and Fidelity product page; line membership is based on the named fidelity/bond product family, not a specific bond form. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers fidelity bonds for financial institutions. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists fidelity bonds for client losses from employee dishonesty on its surety-bond page. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists ERISA fidelity bonds among its specialized coverages. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges fidelity bonds. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges crime and fidelity coverage through its professional and executive risk practice. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-insureon)) — Insureon markets Fidelity Bonds; description does not establish insurer, policy terms, or individual availability. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh McLennan Agency (MMA), a Marsh business, arranges commercial crime and fidelity coverage. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront lists fidelity and crime among its executive-risk brokerage coverages. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges fidelity bonds addressing employee theft from clients. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Baldwin’s professional-services coverage snapshot lists commercial crime/fidelity bond; it does not specify bond terms or eligibility. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers ERISA fidelity bonds. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-vouch)) — Vouch lists fidelity bonds among its core protections for financial-services businesses. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets ERISA fidelity bond options; this product page identifies Zurich American Insurance Company as underwriter and states approved-state availability. ### Heffernan Insurance Brokers Alternatives for Fiduciary Liability - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Fiduciary Liability Insurance / Fiduciary Edge - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges fiduciary liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges fiduciary liability. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon lists fiduciary liability within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers fiduciary liability insurance for private organizations through ExecuGuard. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers fiduciary liability in its US management-liability package for eligible organizations outside California, excluding US publicly traded companies. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers fiduciary liability insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/coalition-vs-heffernan)) — Coalition offers fiduciary liability through its executive-risks product for private and nonprofit US organizations. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists fiduciary liability in its coverage catalog and package options. - [Counterpart](https://thegeneralaverage.com/insurance-providers/counterpart) ([Compare](https://thegeneralaverage.com/compare/counterpart-vs-heffernan)) — Named Fiduciary Liability product for benefit-plan exposures; law and policy terms govern. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists fiduciary coverage in its coverage hub. - [Cowbell](https://thegeneralaverage.com/insurance-providers/cowbell) ([Compare](https://thegeneralaverage.com/compare/cowbell-vs-heffernan)) — Cowbell offers Zurich Select Plus fiduciary liability for small and medium private companies, available through appointed Zurich E&S wholesalers. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker lists fiduciary liability with a quote route. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists fiduciary liability among its core coverages. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges fiduciary liability. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges fiduciary liability insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges fiduciary liability insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel fiduciary liability - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh McLennan Agency (MMA), a Marsh business, arranges fiduciary liability insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide Management Liability & Specialty lists fiduciary liability as a distinct commercial-liability product; terms and availability remain quote-specific. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront lists fiduciary coverage among its executive-risk brokerage services. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-relm)) — Relm lists fiduciary liability for placement through brokers. - [RiskCube](https://thegeneralaverage.com/insurance-providers/riskcube) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-riskcube)) — RiskCube arranges fiduciary liability insurance for startups. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges fiduciary liability insurance for startups. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed as fiduciary liability for named commercial-sector audiences. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers fiduciary liability as a management-liability coverage option. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers fiduciary liability insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges fiduciary liability insurance. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets fiduciary liability insurance. ### Heffernan Insurance Brokers Alternatives for General Liability - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Programs general liability (three separate program scopes) - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges general liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges general liability insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon lists general liability within construction liability coverage areas in its global construction practice; this does not establish a standalone or U.S.-available line. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers general liability insurance in packages such as its environmental-services policy. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — BHSI lists primary general liability, with contractor and pollution features described in its casualty materials. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-heffernan)) - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers general liability within its property and casualty product. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers general liability insurance within its commercial package products. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists commercial general liability among its business insurance offerings. - [Coterie Insurance](https://thegeneralaverage.com/insurance-providers/coterie) ([Compare](https://thegeneralaverage.com/compare/coterie-vs-heffernan)) — Coterie offers general liability policies for small businesses through its partner distribution. - [Counterpart](https://thegeneralaverage.com/insurance-providers/counterpart) ([Compare](https://thegeneralaverage.com/compare/counterpart-vs-heffernan)) — GL is described as a companion/package component with miscellaneous professional and lawyers liability; this does not establish broad standalone CGL. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists general liability in its Core Business coverage catalog with a quote route. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker offers a general liability quote route among its individual business coverages. - [ERGO NEXT Insurance](https://thegeneralaverage.com/insurance-providers/next-insurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-next-insurance)) — ERGO NEXT offers online general liability quotes and purchasing for eligible businesses. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists general liability among its core coverage offerings. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-heffernan)) — Company CGL product page; line-specific CGL membership only. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges general liability insurance for small businesses. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper lists general liability in its business-insurance services and quote inquiry. - [Hiscox](https://thegeneralaverage.com/insurance-providers/hiscox) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hiscox)) — Hiscox offers general liability insurance for small businesses. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges general liability insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-insureon)) — Insureon markets General Liability; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-kinro)) — Kinro lists general liability and compares available carrier options. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges general liability insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel small-business casualty and property - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh arranges general liability insurance, including for data centers. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-mylo)) — Mylo compares general liability quotes from insurance carriers and also offers package options. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide lists general liability in its professional-office package description and BOP materials; this establishes marketing only, not standalone availability or policy scope. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront includes general liability in its casualty placement services. - [Pie Insurance](https://thegeneralaverage.com/insurance-providers/pie-insurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-pie-insurance)) — Pie arranges general liability insurance through unaffiliated third-party insurers. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-relm)) — Relm lists general liability insurance for placement through brokers. - [RiskCube](https://thegeneralaverage.com/insurance-providers/riskcube) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-riskcube)) — RiskCube arranges general liability insurance for startups. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-risklytics)) — Risklytics arranges general liability insurance for robotics, hardware and AI businesses. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-simply-business)) - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges general liability insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges general liability insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed as general liability for professional-services clients and as a consideration for other named business sectors. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers general liability insurance. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers general liability insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges general liability insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-vouch)) — Vouch lists general liability among the core coverages in its technology-company programs. - [WithCoverage](https://thegeneralaverage.com/insurance-providers/withcoverage) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — WithCoverage includes general liability in its insurance-program reviews, for example for construction and restaurant businesses. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich’s U.S. catalogue describes commercial general liability protection for business bodily injury, property damage and personal injury claims. ### Heffernan Insurance Brokers Alternatives for Hired and Non-Owned Auto - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Manufactured Housing Program lists hired and non-owned auto for that program; this does not establish a standalone broad HNOA product. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges hired and non-owned auto liability for startups and consumer-product businesses. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers hired and non-owned auto coverage within its environmental-services package. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) — coverage within Commercial Auto - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists hired and non-owned auto liability for employees using rented or personal vehicles for company business. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists hired and non-owned auto among its specialized coverage offerings. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-heffernan)) — Advertised as a Hired & non-owned feature beneath Foxquilt’s Commercial Auto card; no distinct HNOA policy or terms established. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges hired and non-owned auto coverage through its commercial auto brokerage. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-kinro)) — Kinro lists hired and non-owned auto for liability questions involving personal or rented vehicles used for business. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Hired/non-owned auto option in small-business casualty; not commercial auto - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers hired and non-owned auto coverage. ### Heffernan Insurance Brokers Alternatives for Kidnap and Ransom - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG CrisiSolution K&R and extortion - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon lists kidnap and ransom within its global Professional Services Practice for law, accounting and consulting firms; U.S. availability and specific policy terms are not established. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers kidnap and ransom insurance, including a specialist marine product. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers kidnap and ransom insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) — named Management Liability coverage and configurable Epack 3 component - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists kidnap and ransom among its specialized business-insurance offerings. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists kidnap and ransom in its Cyber & Crime coverage catalog with a quote route. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges kidnap and ransom insurance. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges kidnap and ransom insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh McLennan Agency (MMA), a Marsh business, arranges kidnap and ransom insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront lists kidnap and ransom among its executive-risk coverage services. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-relm)) — Relm lists kidnap and ransom insurance for placement through brokers. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed under professional and specialty risk on the real-estate page; no terms or eligibility are specified. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford lists kidnap and ransom/extortion among its management-liability coverage options. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers kidnap and ransom insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges kidnap and ransom insurance. ### Heffernan Insurance Brokers Alternatives for Last-Mile Delivery - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists last-mile delivery among its specialized coverage offerings. ### Heffernan Insurance Brokers Alternatives for Management Liability - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Programs Management Liability for private and non-profit companies with revenue up to $50 million; listed components are D&O, EPL and fiduciary liability. - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk advises on management-liability packages and standalone options. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon describes management liability in its global Professional Services Practice as a partnership program for law, accounting and consulting firms, rather than a standalone line; U.S. availability and specific policy terms are not established. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers management liability insurance for private organizations through ExecuGuard. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers a US management-liability package for eligible organizations outside California, excluding US publicly traded companies. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers management liability insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash arranges management liability insurance. - [Cowbell](https://thegeneralaverage.com/insurance-providers/cowbell) ([Compare](https://thegeneralaverage.com/compare/cowbell-vs-heffernan)) — Cowbell provides access to Zurich management liability for private businesses with fewer than 250 employees and under $50 million in assets through Zurich-appointed wholesalers. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker markets a management insurance suite for private companies. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper arranges management liability insurance through its partner brokerage service. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges management liability insurance through its professional and executive risk practice. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel management liability - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh arranges management liability insurance. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide Management Liability & Specialty markets multiple distinct management-liability products, including D&O, fiduciary, crime, and EPLI; no single bundled form is inferred. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront arranges management liability insurance for private and public companies. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed for named sectors; Baldwin’s dedicated page describes D&O and management-liability advisory programs. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers management-liability packages, including Private Choice Premier. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers management liability insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges management liability coverage, including directors and officers, employment practices, fiduciary and crime insurance. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-wtw)) — WTW’s 2024 annual report describes management-liability solutions as a group capability. The filing is historical and global; current U.S. placement terms and eligibility remain unknown. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets a management liability portfolio with multiple distinct lines. ### Heffernan Insurance Brokers Alternatives for Medical Malpractice - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers medical professional liability insurance for digital-health businesses and middle-to-large life-sciences organizations. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi markets medical malpractice insurance for health care professionals and organizations. - [Counterpart](https://thegeneralaverage.com/insurance-providers/counterpart) ([Compare](https://thegeneralaverage.com/compare/counterpart-vs-heffernan)) — Allied healthcare liability for named classes; not universal conventional malpractice. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper arranges medical malpractice insurance. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges medical professional liability insurance for health care professionals. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-mylo)) — Mylo compares medical malpractice insurance options from insurers. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges medical malpractice insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-vouch)) — Vouch arranges medical malpractice insurance for health care and life sciences businesses. ### Heffernan Insurance Brokers Alternatives for Professional Liability (E&O) - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG entity-based Professional Liability / Specialty Professional E&O - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges professional liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges professional errors and omissions insurance for startups. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed. - [At-Bay](https://thegeneralaverage.com/insurance-providers/at-bay) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-heffernan)) — At-Bay offers primary miscellaneous professional liability insurance. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — Professional First materials describe a professional-liability portfolio with several professions and service types. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-heffernan)) - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers professional liability insurance for professional-service businesses. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) — currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/coalition-vs-heffernan)) — Coalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists miscellaneous errors and omissions coverage for service-based businesses. - [Coterie Insurance](https://thegeneralaverage.com/insurance-providers/coterie) ([Compare](https://thegeneralaverage.com/compare/coterie-vs-heffernan)) — Coterie lists miscellaneous professional liability for eligible small businesses in participating states. - [Counterpart](https://thegeneralaverage.com/insurance-providers/counterpart) ([Compare](https://thegeneralaverage.com/compare/counterpart-vs-heffernan)) — Several separately scoped professional-liability programs; do not generalize terms across professions. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions. - [ERGO NEXT Insurance](https://thegeneralaverage.com/insurance-providers/next-insurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-next-insurance)) — ERGO NEXT lists professional liability insurance, also called errors and omissions insurance. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists errors and omissions for lawsuits alleging inferior work or service. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-heffernan)) — Professional E&O product page. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges professional errors and omissions insurance for small businesses. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper includes professional liability in its coverage directory and quote intake as claims about work or advice. - [Hiscox](https://thegeneralaverage.com/insurance-providers/hiscox) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hiscox)) — Hiscox offers professional errors and omissions insurance for small businesses. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges professional errors and omissions insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-insureon)) — Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-kinro)) — Kinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges professional errors and omissions insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel ProBiz miscellaneous E&O - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh arranges professional errors and omissions insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-mylo)) — Mylo compares professional liability quotes for claims from clients unhappy with professional services. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront lists errors and omissions among its executive-risk coverage services. - [Pie Insurance](https://thegeneralaverage.com/insurance-providers/pie-insurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-pie-insurance)) — Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-relm)) — Relm lists professional errors and omissions insurance for placement through brokers. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-simply-business)) - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges professional errors and omissions insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges professional errors and omissions insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed as professional liability/E&O for professional-services and government-contractor audiences. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers professional liability insurance for service businesses. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers professional errors and omissions insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges professional errors and omissions insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-vouch)) — Vouch lists errors and omissions among the core coverages in its professional-services programs. - [WithCoverage](https://thegeneralaverage.com/insurance-providers/withcoverage) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — WithCoverage includes errors and omissions in its technology insurance-program review services. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-wtw)) — WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets professional errors and omissions insurance. ### Heffernan Insurance Brokers Alternatives for Representations and Warranties - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Representations & Warranties Insurance - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/beazley-vs-heffernan)) — Beazley offers representations and warranties insurance. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — BHSI lists Representations & Warranties Insurance within its Transactional Liability products. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers buyer-side and seller-side representations and warranties insurance. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers representations and warranties insurance within its offering for large US- and Canadian-based multinational companies. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists representations and warranties insurance for M&A buyers and sellers. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash arranges representations and warranties insurance for mergers and acquisitions. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists representations and warranties insurance for mergers and acquisitions. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges representations and warranties insurance. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges representations and warranties insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges representations and warranties insurance. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront arranges representations and warranties insurance as part of its mergers-and-acquisitions transaction-liability services. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — The M&A practice says its team can negotiate and place representations-and-warranty policies. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges representations and warranties insurance. ### Heffernan Insurance Brokers Alternatives for Surety Bonds - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon markets Commercial Surety globally and says availability depends on jurisdiction; the page does not establish U.S. placement availability. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers surety bonds. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists surety bonds in its Excess & Specialty catalog with a quote route. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker arranges construction-contract and license or permit surety bonds. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges surety bonds. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper arranges license, permit and contract surety bonds. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges surety bonds. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-insureon)) — Insureon markets Small Business Surety Bonds; description does not establish insurer, policy terms, or individual availability. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges surety bonds. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel Surety bonds - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh McLennan Agency (MMA), a Marsh business, arranges contract and commercial surety bonds. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-mylo)) — Mylo compares commercial surety-bond quotes for license or permit obligations. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide markets commercial surety bonds. A bond is a contractual guarantee and is not interchangeable with an insurance policy. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront arranges contract and commercial surety bonds. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-relm)) — Relm lists contract surety for placement through brokers. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges surety bonds for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges surety bonds for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Dedicated surety practice describes bond advisory/placement across contract, commercial and subdivision contexts. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers surety bonds. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges contract, commercial and international surety bonds. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-wtw)) — WTW’s 2024 annual report describes a global bond-placement team. This is a dated global group capability, not evidence of current U.S. placement terms or eligibility. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets construction and corporate surety bonds. ### Heffernan Insurance Brokers Alternatives for Trucking Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Truck Insurance Group - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists motor truck cargo and non-trucking liability, two trucking-related coverages, in its Auto & Transport catalog. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges trucking insurance. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-kinro)) — Kinro lists trucking insurance addressing auto liability, cargo, physical damage and trucking-specific filings or contract requirements. ### Heffernan Insurance Brokers Alternatives for Umbrella and Excess Liability - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Excess Casualty (lead umbrella and mid/high excess) - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges umbrella and excess liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges umbrella and excess liability. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon lists umbrella and excess within construction liability coverage areas; ask whether either applies to your project and jurisdiction. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-heffernan)) — BHSI lists lead umbrella and excess casualty within its U.S. casualty products. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-heffernan)) - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/cfc-vs-heffernan)) — CFC offers excess professional liability, general liability and cyber limits for small and micro businesses. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers umbrella and excess liability insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists commercial umbrella liability insurance. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists umbrella and excess liability insurance. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists umbrella insurance. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-heffernan)) — Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges umbrella and excess liability. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper arranges umbrella insurance. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges umbrella and excess liability insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-insureon)) — Insureon markets Commercial Umbrella; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-kinro)) — Kinro lists umbrella and excess liability insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges umbrella and excess liability insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel excess casualty and umbrella - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-mylo)) — Mylo compares commercial umbrella quotes from insurers. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide lists commercial umbrella for small businesses. Reviewed catalogue evidence does not establish attachment, limits, underlying requirements, or a specific excess form. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront arranges umbrella and excess liability insurance through its casualty practice. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-relm)) — Relm lists excess liability for placement through brokers. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-risklytics)) — Risklytics arranges umbrella insurance for robotics, hardware and AI businesses. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges umbrella and excess liability insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges commercial umbrella insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed among coverages that may be considered for digital-infrastructure clients and within the M&A practice’s P&C strategy. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford lists commercial umbrella insurance among its business coverage options. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers commercial umbrella and excess liability insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges umbrella and excess liability. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-vouch)) — Vouch lists umbrella among core coverages for technology companies. - [WithCoverage](https://thegeneralaverage.com/insurance-providers/withcoverage) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — WithCoverage includes umbrella coverage in its insurance-program reviews, for example for construction businesses. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets commercial umbrella and excess liability insurance; the cited facility is not a universal Zurich limit. ### Heffernan Insurance Brokers Alternatives for Workers’ Compensation - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-heffernan)) — AIG Workers’ Compensation options by distinct channel - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-heffernan)) — Alliance Risk arranges workers’ compensation insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-heffernan)) — Amelia Risk arranges workers’ compensation insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-heffernan)) — Aon lists workers compensation among global construction coverage areas; this does not establish state availability or a placement. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/biberk-vs-heffernan)) - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/chubb-vs-heffernan)) — Chubb offers workers’ compensation insurance for small businesses, from one employee up to $30 million in revenue, including technology companies. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/cna-vs-heffernan)) - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/corgi-vs-heffernan)) — Corgi lists workers’ compensation insurance. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/coverdash-vs-heffernan)) — Coverdash lists workers’ compensation insurance. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/embroker-vs-heffernan)) — Embroker arranges workers’ compensation insurance. - [ERGO NEXT Insurance](https://thegeneralaverage.com/insurance-providers/next-insurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-next-insurance)) — ERGO NEXT offers workers’ compensation insurance for small businesses. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/foundershield-vs-heffernan)) — Founder Shield lists workers’ compensation insurance. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/foxquilt-vs-heffernan)) — Workers’ compensation page; state requirements vary. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/gallagher-vs-heffernan)) — Gallagher arranges workers’ compensation insurance for small businesses. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/harper-vs-heffernan)) — Harper arranges workers’ compensation insurance. - [Hiscox](https://thegeneralaverage.com/insurance-providers/hiscox) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hiscox)) — Hiscox provides access to workers’ compensation underwritten by Hartford Fire Insurance Company and requires a general liability policy. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-hub-international)) — HUB International arranges workers’ compensation insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-insureon)) — Insureon markets Workers’ Compensation; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-kinro)) — Kinro arranges workers’ compensation insurance and reviews state, payroll and class-code questions. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-lockton)) — Lockton arranges workers’ compensation insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-markel)) — Markel Workers Compensation - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh)) — Marsh McLennan Agency (MMA), a Marsh business, arranges workers’ compensation insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-marsh-mclennan-agency)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-mylo)) — Mylo compares workers’ compensation options from insurers. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-nationwide)) — Nationwide markets workers’ compensation and describes state-variable benefits and services. State law, policy, and employer eligibility govern. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-newfront)) — Newfront arranges workers’ compensation insurance through its casualty practice. - [Pie Insurance](https://thegeneralaverage.com/insurance-providers/pie-insurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-pie-insurance)) — Pie Insurance offers workers’ compensation insurance for small businesses. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-risklytics)) — Risklytics arranges workers’ compensation insurance for robotics, hardware and AI businesses. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-simply-business)) - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-startupinsurance)) — StartupInsurance.ai arranges workers’ compensation insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-techinsurance)) — TechInsurance arranges workers’ compensation insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/baldwin-vs-heffernan)) — Listed for named commercial sectors; Baldwin’s dedicated page describes workers’ compensation program and services. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-the-hartford)) — The Hartford offers workers’ compensation insurance. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-travelers)) — Travelers offers workers’ compensation insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-usi)) — USI arranges workers’ compensation insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-vouch)) — Vouch lists workers’ compensation among core coverages for technology companies. - [WithCoverage](https://thegeneralaverage.com/insurance-providers/withcoverage) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-withcoverage)) — WithCoverage arranges workers’ compensation insurance, for example for construction and restaurant businesses. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/heffernan-vs-zurich)) — Zurich markets workers’ compensation insurance. ## Which Providers Are Closest to Heffernan Insurance Brokers? - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international): documents 23 of the same 24 coverage lines - [AIG](https://thegeneralaverage.com/insurance-providers/aig): documents 20 of the same 24 coverage lines - [CNA](https://thegeneralaverage.com/insurance-providers/cna): documents 20 of the same 24 coverage lines - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash): documents 20 of the same 24 coverage lines - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual): documents 20 of the same 24 coverage lines ## Sources for Heffernan Insurance Brokers Alternatives 1. [Heffernan Insurance Brokers](https://www.heffins.com/) 2. [Our Story](https://www.heffins.com/about-us/our-story/) 3. [Our Locations](https://www.heffins.com/about-us/locations/) 4. [Walnut Creek](https://www.heffins.com/about-us/locations/walnut-creek/) 5. [Privacy Statement](https://www.heffins.com/privacy-statement/) 6. [Heffernan Business Insurance Brokerage](https://www.heffins.com/business-insurance/) 7. [Technology Company Insurance](https://www.heffins.com/business-insurance/technology/) 8. [Small Business Insurance](https://www.heffins.com/business-insurance/small-business/) 9. [Cyber Security Insurance](https://www.heffins.com/business-insurance/cyber-insurance/) 10. [Claims Advocacy](https://www.heffins.com/business-insurance/claims-advocacy/) 11. [Health Insurance services](https://www.heffins.com/employee-benefits/) 12. [Contact Us](https://www.heffins.com/contact-us/) 13. [Quick Insure](https://www.heffins.com/quick-insure/) 14. [Short-Term General Liability](https://www.heffins.com/short-term-general-liability/) 15. [Construction & Contractor Liability Insurance](https://www.heffins.com/business-insurance/construction/) 16. [Marine Cargo](https://www.heffins.com/business-insurance/marine-cargo/) 17. [Transportation Insurance](https://www.heffins.com/business-insurance/transportation/) 18. [Healthcare Insurance for Health Care Services](https://www.heffins.com/business-insurance/health-care/) 19. [Home Care Business Insurance](https://www.heffins.com/business-insurance/health-care/homecare/) 20. [Private Equity and M&A](https://www.heffins.com/business-insurance/private-equity-and-ma/) 21. [Heffernan Network Insurance Brokers](https://www.heffins.com/about-us/heffernan-network-insurance-brokers/) 22. [London, UK – Costero Brokers](https://www.heffins.com/about-us/locations/costero-brokers-ltd/) 23. [Modern Brokerage Solutions](https://www.heffins.com/about-us/modern-brokerage-solutions/) 24. [Heffernan Insurance Brokers Acquires Kristin Manwaring Insurance Associates, Inc.](https://www.prnewswire.com/news-releases/heffernan-insurance-brokers-acquires-kristin-manwaring-insurance-associates-inc-302860809.html) 25. [SkyKnight Invests in Heffernan Insurance Brokers to Support the Platform’s Continued Growth](https://insurancenewsnet.com/oarticle/skyknight-invests-in-heffernan-insurance-brokers-to-support-the-platforms-continued-growth) 26. [California License Number Search](https://cdicloud.insurance.ca.gov/cal/LicenseNumberSearch) Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. Read the [provider profile](https://thegeneralaverage.com/insurance-providers/heffernan) for this provider's documented role and coverage. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/heffernan/alternatives.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)