--- title: "Gallagher Product Recall Insurance" description: "Everything to know before buying Gallagher Product Recall Insurance: what it covers, who it’s for, and its risk services." canonical: "https://thegeneralaverage.com/insurance-providers/gallagher/product-recall" page-type: "offering-page" updated-at: "2026-09-23" provider: "gallagher" coverage-line: "product-recall" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/gallagher/product-recall) ## Agent Guide **What this page is:** What Gallagher Product Recall Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Gallagher Product Recall Insurance specifically. For the general coverage explainer use /coverage/product-recall; for the provider overall use its profile. **Questions this page answers:** - Does Gallagher Product Recall Insurance offer this coverage? - What does Gallagher Product Recall Insurance cover and exclude? - Who is Gallagher Product Recall Insurance designed for? **Key facts:** - Provider slug `gallagher`; coverage line `product-recall`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/gallagher) — parent: provider profile # What Does Product Recall Insurance from Gallagher Cover? Product: Gallagher Product Recall Insurance. Provider: Gallagher. Coverage line: Product Recall Insurance. ## Quick Answer Gallagher places product recall and contamination insurance for manufacturers and supply-chain companies in food and beverage, automotive, medical device and other industries. [1](https://www.ajg.com/insurance/product-recall-insurance/ "Product Recall Insurance") ## Gallagher Product Recall Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | ## What Is Gallagher’s Role in Product Recall Insurance? - Gallagher's Product Recall team places Product Recall, Product Contamination and Restaurant Contamination insurance with outside carriers; Gallagher does not underwrite the policy. [1](https://www.ajg.com/insurance/product-recall-insurance/ "Product Recall Insurance") (Evidence: Company-reported; scope: Group-level product recall practice page.) ## Who Is Gallagher Product Recall Insurance For? - Gallagher markets this coverage to manufacturers and supply-chain participants across food and beverage, automotive, medical device, pharmaceutical, restaurant and consumer-goods segments, citing 2023 US recall counts including 916 vehicle recall types, 975 medical device recalls, 517 pharmaceutical recalls and 322 consumer good recalls. [1](https://www.ajg.com/insurance/product-recall-insurance/ "Product Recall Insurance") (Evidence: Company-reported; scope: Group-level product recall practice page; industry-wide statistics, not eligibility criteria for a specific applicant.) ## Coverage Features of Gallagher Product Recall Insurance - Gallagher says product recall insurance is designed to fill a gap left by general liability and product liability policies: it cites USDA data that roughly 80% of food and agribusiness losses from a food-borne illness event fall outside a standard product liability policy's scope. [1](https://www.ajg.com/insurance/product-recall-insurance/ "Product Recall Insurance") (Evidence: Company-reported; scope: Group-level product recall practice page; a general market statistic attributed to USDA, not specific to any client's policy.) ## What Risk Services Come With Gallagher Product Recall Insurance? - Gallagher says its Product Recall team consists of specialists who spend all their time on this risk, and that it provides claims advocacy, forensic accounting, contractual feedback on recall liability, regulatory consulting, coverage advisory, business-continuity planning and staff training tied to a recall event. [1](https://www.ajg.com/insurance/product-recall-insurance/ "Product Recall Insurance") (Evidence: Company-reported; scope: Group-level product recall practice page.) ## What We Couldn’t Find About Gallagher Product Recall Insurance The reviewed sources do not settle these. Confirm them with Gallagher or a broker before relying on them. - **Issuing Insurer (Not publicly disclosed):** The product recall page says Gallagher works directly with leading carriers globally but does not name the specific insurer that would issue a given client's policy. [1](https://www.ajg.com/insurance/product-recall-insurance/ "Product Recall Insurance") (Scope: Checked the group-level product recall practice page.) - **Limits and Retentions (Not publicly disclosed):** The product recall page does not publish limits, retentions or premium ranges. [1](https://www.ajg.com/insurance/product-recall-insurance/ "Product Recall Insurance") (Scope: Checked the group-level product recall practice page.) ## Gallagher vs Other Product Recall Insurance Providers - [Gallagher vs AIG](https://thegeneralaverage.com/compare/aig-vs-gallagher) - [Gallagher vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-gallagher) - [Gallagher vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-gallagher) - [Gallagher vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-gallagher) - [Gallagher vs CFC](https://thegeneralaverage.com/compare/cfc-vs-gallagher) - [Gallagher vs Chubb](https://thegeneralaverage.com/compare/chubb-vs-gallagher) ## Other Coverage Lines From Gallagher - [Gallagher Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/builders-risk) - [Gallagher Business Owner’s Policy](https://thegeneralaverage.com/insurance-providers/gallagher/business-owners-policy) - [Gallagher Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/commercial-auto) - [Gallagher Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/commercial-property) - [Gallagher Crime Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/crime) - [Gallagher Cyber Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/cyber) - [Gallagher D&O Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/directors-officers) - [Gallagher Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/gallagher/employee-health-benefits) - [Gallagher Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/employment-practices) - [Gallagher Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/equipment-breakdown) - [Gallagher Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/gallagher/fidelity-bonds) - [Gallagher Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/fiduciary) - [Gallagher General Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/general-liability) - [Gallagher Intellectual Property Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/intellectual-property) - [Gallagher Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/kidnap-ransom) - [Gallagher Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/product-liability) - [Gallagher Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/professional-errors-omissions) - [Gallagher Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/representations-warranties) - [Gallagher Surety Bonds](https://thegeneralaverage.com/insurance-providers/gallagher/surety-bonds) - [Gallagher Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/technology-errors-omissions) - [Gallagher Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/umbrella-excess) - [Gallagher Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/workers-compensation) ## Related Reading - [Gallagher Profile](https://thegeneralaverage.com/insurance-providers/gallagher) - [Gallagher Reliability](https://thegeneralaverage.com/insurance-providers/gallagher/reliability) - [Gallagher Alternatives](https://thegeneralaverage.com/insurance-providers/gallagher/alternatives) - [Coverage Guide: Product recall](https://thegeneralaverage.com/coverage/product-recall) ## Sources for Gallagher Product Recall Insurance 1. [Product Recall Insurance](https://www.ajg.com/insurance/product-recall-insurance/). Gallagher; Opening on product defects and recall risk by industry; 2023 recall statistics; The Gallagher Product Recall team; Product recall insurance coverage; Understanding coverage gaps between product liability insurance and product recall insurance. Accessed 2026-09-23. ## How to Cite This Page Gallagher Product Recall Insurance: Coverage & Eligibility (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/gallagher/product-recall. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/gallagher/product-recall.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)