--- title: "Gallagher Fiduciary Liability Insurance" description: "Gallagher places fiduciary liability insurance for corporations that sponsor retirement or benefit plans, protecting ERISA fiduciaries and plan personnel." canonical: "https://thegeneralaverage.com/insurance-providers/gallagher/fiduciary" page-type: "offering-page" updated-at: "2026-09-23" provider: "gallagher" coverage-line: "fiduciary" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/gallagher/fiduciary) ## Agent Guide **What this page is:** What Gallagher Fiduciary Liability Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Gallagher Fiduciary Liability Insurance specifically. For the general coverage explainer use /coverage/fiduciary; for the provider overall use its profile. **Questions this page answers:** - Does Gallagher Fiduciary Liability Insurance offer this coverage? - What does Gallagher Fiduciary Liability Insurance cover and exclude? - Who is Gallagher Fiduciary Liability Insurance designed for? **Key facts:** - Provider slug `gallagher`; coverage line `fiduciary`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/gallagher) — parent: provider profile # What Does Fiduciary Liability Insurance from Gallagher Cover? Product: Gallagher Fiduciary Liability Insurance. Provider: Gallagher. Coverage line: Fiduciary Liability Insurance. ## Quick Answer Gallagher places fiduciary liability insurance for corporations that sponsor retirement or benefit plans, protecting ERISA fiduciaries and plan personnel. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") ## Gallagher Fiduciary Liability Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | ## What Is Gallagher’s Role in Fiduciary Liability Insurance? - Gallagher's Executive and Financial Risk practice places fiduciary liability coverage with outside carriers and advises on limits; it does not underwrite the policy. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page.) ## Who Is Gallagher Fiduciary Liability Insurance For? - Gallagher targets this coverage at corporations sponsoring retirement or welfare benefit plans, since the described exposure is tied specifically to ERISA fiduciary duties. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page.) ## Coverage Features of Gallagher Fiduciary Liability Insurance - Gallagher describes fiduciary liability as protecting a corporation's Employee Retirement Income Security Act (ERISA) fiduciaries, fiduciary committees and personnel who design or implement 401(k) or pension plans for employees and retirees. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page; a service description, not a specific policy's insuring agreement or exclusions.) ## What Risk Services Come With Gallagher Fiduciary Liability Insurance? - Gallagher says it has proprietary models to measure fiduciary risk and assist clients in selecting coverage limits. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-and-financial-risk practice page.) ## What We Couldn’t Find About Gallagher Fiduciary Liability Insurance The reviewed sources do not settle these. Confirm them with Gallagher or a broker before relying on them. - **Issuing Insurer (Not publicly disclosed):** The executive-and-financial-risk page does not name the insurer that would issue a given client's fiduciary liability policy. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Scope: Checked the group-level executive-and-financial-risk practice page.) - **Limits and Retentions (Not publicly disclosed):** The page does not publish specific fiduciary liability limits or premium ranges beyond describing its proprietary limit-selection models. [1](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Scope: Checked the group-level executive-and-financial-risk practice page.) ## Gallagher vs Other Fiduciary Liability Insurance Providers - [Gallagher vs AIG](https://thegeneralaverage.com/compare/aig-vs-gallagher) - [Gallagher vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-gallagher) - [Gallagher vs Aon](https://thegeneralaverage.com/compare/aon-vs-gallagher) - [Gallagher vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-gallagher) - [Gallagher vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-gallagher) - [Gallagher vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-gallagher) ## Other Coverage Lines From Gallagher - [Gallagher Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/builders-risk) - [Gallagher Business Owner’s Policy](https://thegeneralaverage.com/insurance-providers/gallagher/business-owners-policy) - [Gallagher Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/commercial-auto) - [Gallagher Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/commercial-property) - [Gallagher Crime Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/crime) - [Gallagher Cyber Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/cyber) - [Gallagher D&O Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/directors-officers) - [Gallagher Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/gallagher/employee-health-benefits) - [Gallagher Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/employment-practices) - [Gallagher Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/equipment-breakdown) - [Gallagher Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/gallagher/fidelity-bonds) - [Gallagher General Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/general-liability) - [Gallagher Intellectual Property Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/intellectual-property) - [Gallagher Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/kidnap-ransom) - [Gallagher Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/product-liability) - [Gallagher Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/product-recall) - [Gallagher Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/professional-errors-omissions) - [Gallagher Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/representations-warranties) - [Gallagher Surety Bonds](https://thegeneralaverage.com/insurance-providers/gallagher/surety-bonds) - [Gallagher Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/technology-errors-omissions) - [Gallagher Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/umbrella-excess) - [Gallagher Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/workers-compensation) ## Related Reading - [Gallagher Profile](https://thegeneralaverage.com/insurance-providers/gallagher) - [Gallagher Reliability](https://thegeneralaverage.com/insurance-providers/gallagher/reliability) - [Gallagher Alternatives](https://thegeneralaverage.com/insurance-providers/gallagher/alternatives) - [Coverage Guide: Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary) ## Sources for Gallagher Fiduciary Liability Insurance 1. [Executive and Financial Risk Insurance](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/). Gallagher; Fiduciary Liability (Pension and Welfare Liability) insurance section. Accessed 2026-09-23. ## How to Cite This Page Gallagher Fiduciary Liability Insurance: Coverage & Eligibility (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/gallagher/fiduciary. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). 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