--- title: "Gallagher Crime Insurance" description: "Gallagher arranges fidelity and crime insurance for small businesses, covering employee fraud, computer fraud, funds-transfer fraud and theft." canonical: "https://thegeneralaverage.com/insurance-providers/gallagher/crime" page-type: "offering-page" updated-at: "2026-09-23" provider: "gallagher" coverage-line: "crime" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/gallagher/crime) ## Agent Guide **What this page is:** What Gallagher Crime Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Gallagher Crime Insurance specifically. For the general coverage explainer use /coverage/crime; for the provider overall use its profile. **Questions this page answers:** - Does Gallagher Crime Insurance offer this coverage? - What does Gallagher Crime Insurance cover and exclude? - Who is Gallagher Crime Insurance designed for? **Key facts:** - Provider slug `gallagher`; coverage line `crime`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/gallagher) — parent: provider profile # What Does Crime Insurance from Gallagher Cover? Product: Gallagher Small Business Fidelity and Crime Insurance. Provider: Gallagher. Coverage line: Crime Insurance. ## Quick Answer Gallagher arranges fidelity and crime insurance for small businesses, covering employee fraud, computer fraud, funds-transfer fraud and theft. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") ## Gallagher Crime Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | ## What Is Gallagher’s Role in Crime Insurance? - Gallagher Small Business arranges Fidelity and Crime coverage with outside carriers for small-business clients; its group-level Executive and Financial Risk practice separately places the same coverage for larger accounts. Gallagher does not underwrite either policy. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Small-business crime product page and the group-level executive-risk practice page.) ## Who Is Gallagher Crime Insurance For? - Gallagher recommends this coverage for small businesses exposed to funds-transfer fraud, computer fraud, employee fraud, or destruction of personal property. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") (Evidence: Company-reported; scope: Small-business crime product page "Do you need Fidelity and Crime insurance?" list; actual acceptance depends on underwriting.) ## What Coverage Features Does Gallagher Crime Insurance Include? - Gallagher describes Fidelity and Crime insurance as covering losses from fraudulent or dishonest acts, including credit card forgery, computer fraud, funds-transfer fraud, employee fraud, theft and destruction of property. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") (Evidence: Company-reported; scope: Small-business crime product page; a coverage description, not a specific policy's insuring agreement or exclusions.) ## What Risk Services Come With Gallagher Crime Insurance? - For larger accounts, Gallagher says its methodology for setting crime coverage limits includes peer analysis using third-party databases and an exposure index developed by the Surety Association of America with the American Institute of Accountants. [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Evidence: Company-reported; scope: Group-level executive-risk practice page; not confirmed as applied to the small-business product.) ## How Do You Apply for Gallagher Crime Insurance? - The small-business crime page routes buyers to a Connect With An Advisor form asking for company details, business description, other coverage interests, employee count and annual revenue. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") (Evidence: Company-reported; scope: Product page inquiry form, inspected without submission.) ## Not Disclosed or Not Found for Gallagher Crime Insurance The reviewed sources do not settle these. Confirm them with Gallagher or a broker before relying on them. - **Issuing Insurer (Not publicly disclosed):** Neither the small-business crime page nor the executive-risk practice page names the insurer that would issue a given client's crime policy. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Scope: Checked both pages on 2026-09-23.) - **Limits and Retentions (Not publicly disclosed):** Neither page publishes specific crime coverage limits or premium ranges. [1](https://www.gallaghersmallbusiness.com/insurance-products/crime/ "Crime") [2](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/ "Executive and Financial Risk Insurance") (Scope: Checked both pages on 2026-09-23.) ## Gallagher Crime Insurance Compared With Other Providers - [Gallagher vs AIG](https://thegeneralaverage.com/compare/aig-vs-gallagher) - [Gallagher vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-gallagher) - [Gallagher vs Aon](https://thegeneralaverage.com/compare/aon-vs-gallagher) - [Gallagher vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-gallagher) - [Gallagher vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-gallagher) - [Gallagher vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-gallagher) ## Other Coverage Lines Documented for Gallagher - [Gallagher Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/builders-risk) - [Gallagher Business Owner’s Policy](https://thegeneralaverage.com/insurance-providers/gallagher/business-owners-policy) - [Gallagher Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/commercial-auto) - [Gallagher Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/commercial-property) - [Gallagher Cyber Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/cyber) - [Gallagher D&O Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/directors-officers) - [Gallagher Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/gallagher/employee-health-benefits) - [Gallagher Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/employment-practices) - [Gallagher Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/equipment-breakdown) - [Gallagher Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/gallagher/fidelity-bonds) - [Gallagher Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/fiduciary) - [Gallagher General Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/general-liability) - [Gallagher Intellectual Property Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/intellectual-property) - [Gallagher Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/kidnap-ransom) - [Gallagher Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/product-liability) - [Gallagher Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/product-recall) - [Gallagher Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/professional-errors-omissions) - [Gallagher Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/representations-warranties) - [Gallagher Surety Bonds](https://thegeneralaverage.com/insurance-providers/gallagher/surety-bonds) - [Gallagher Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/technology-errors-omissions) - [Gallagher Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/umbrella-excess) - [Gallagher Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/gallagher/workers-compensation) ## Related Pages for Gallagher Crime Insurance - [Gallagher Profile](https://thegeneralaverage.com/insurance-providers/gallagher) - [Gallagher Reliability](https://thegeneralaverage.com/insurance-providers/gallagher/reliability) - [Gallagher Alternatives](https://thegeneralaverage.com/insurance-providers/gallagher/alternatives) - [Coverage Guide: Crime](https://thegeneralaverage.com/coverage/crime) ## Sources for Gallagher Crime Insurance 1. [Crime](https://www.gallaghersmallbusiness.com/insurance-products/crime/). Gallagher Small Business; Coverage Overview; Do you need Fidelity and Crime insurance?; Connect With An Advisor form. Accessed 2026-09-23. 2. [Executive and Financial Risk Insurance](https://www.ajg.com/insurance/executive-and-financial-risk-insurance/). Gallagher; Employee Dishonesty (Crime) and Fidelity Bond insurance section. Accessed 2026-09-23. ## How to Cite Gallagher Crime Insurance Gallagher Crime Insurance: Coverage, Eligibility & Application (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/gallagher/crime. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/gallagher/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)