--- title: "Corgi Employment Practices Liability Insurance" description: "Everything to know before buying Corgi Employment Practices Liability Insurance: what it covers, who it’s for, and its limits and retentions." canonical: "https://thegeneralaverage.com/insurance-providers/corgi/employment-practices" page-type: "offering-page" updated-at: "2026-09-23" provider: "corgi" coverage-line: "employment-practices" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/corgi/employment-practices) ## Agent Guide **What this page is:** What Corgi Employment Practices Liability Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Corgi Employment Practices Liability Insurance specifically. For the general coverage explainer use /coverage/employment-practices; for the provider overall use its profile. **Questions this page answers:** - Does Corgi Employment Practices Liability Insurance offer this coverage? - What does Corgi Employment Practices Liability Insurance cover and exclude? - Who is Corgi Employment Practices Liability Insurance designed for? **Key facts:** - Provider slug `corgi`; coverage line `employment-practices`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/corgi) — parent: provider profile # What Does Employment Practices Liability Insurance from Corgi Cover? Product: Corgi Employment Practices Liability (EPLI). Provider: Corgi. Coverage line: Employment Practices Liability Insurance. ## Quick Answer Corgi sells employment practices liability (EPLI) insurance to startups, covering wrongful termination, discrimination, harassment and retaliation claims, with online quotes. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") ## Corgi Employment Practices Liability Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 3 | | Limits and Retentions | Company-reported | 1 | | How to Apply | Company-reported | 1 | ## What Is Corgi’s Role in Employment Practices Liability Insurance? - Corgi sells EPLI as a standalone startup policy and bundles it into its Series A, Growth Stage and Custom packages, describing it as coverage for claims arising from the employment relationship: wrongful termination, discrimination, harassment, retaliation and failure to hire. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-EPL-0100, last reviewed by Corgi on April 24, 2026 per the page itself.) ## Who Issues Corgi Employment Practices Liability Insurance? - Corgi's disclaimers say coverage may be underwritten through affiliated or partner carriers, including Corgi Insurance Company, Inc. (an admitted carrier) or Technology Risk Retention Group, Inc.; the EPLI product page itself does not name which entity underwrites a given EPLI policy. [2](https://www.corgi.insure/disclaimers "Disclaimers") (Evidence: Company-reported; scope: General carrier-financial-strength disclosure that applies across Corgi's product lines, not an EPLI-specific underwriter statement; your policy names the actual insurer.) ## Who Is Corgi Employment Practices Liability Insurance For? - Corgi says EPLI coverage applies to claims made and pursued in the United States, its territories, Puerto Rico or Canada, and that startups with international employees should discuss this limitation with their advisor. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Policy notes for form CORG-EPL-0100; claims brought in other jurisdictions are not covered under the standard policy.) ## Coverage Features of Corgi Employment Practices Liability Insurance - The standard policy has two insuring agreements: Agreement A covers claims by current employees, former employees and job applicants alleging discrimination, harassment, retaliation or wrongful termination; Agreement B covers claims by third parties, such as customers or vendors, alleging harassment or discrimination by an employee during a business interaction. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-EPL-0100; the issued policy and declarations control.) - The standard policy excludes wage-and-hour claims (including FLSA misclassification and overtime disputes); Corgi offers a Wage & Hour Defense Costs Endorsement that covers defense costs only, not settlements or judgments, for these claims. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Policy notes and Available Add-ons section for form CORG-EPL-0100; the endorsement requires separate issuance and does not add indemnity coverage.) - Independent contractors are excluded from the policy's definition of 'Employee' by default; Corgi offers an Independent Contractors and Leased Workers Endorsement to extend coverage to claims from contractors and leased workers. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Policy notes and Available Add-ons section for form CORG-EPL-0100; endorsement required and availability may vary by jurisdiction and underwriting.) ## Corgi Employment Practices Liability Insurance Limits and Retentions - Corgi's illustrative EPLI structure shows limits up to $1 million per claim and $2 million in the policy aggregate, with a $25,000 self-insured retention per claim and defense costs included within the limit. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Illustrative policy structure on the product page; actual limits and retentions appear on the declarations.) ## How Do You Apply for Corgi Employment Practices Liability Insurance? - You can request an EPLI quote online through Corgi's self-serve application. [1](https://www.corgi.insure/employment-practices-liability "EPLI Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action.) ## Corgi vs Other Employment Practices Liability Insurance Providers - [Corgi vs AIG](https://thegeneralaverage.com/compare/aig-vs-corgi) - [Corgi vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-corgi) - [Corgi vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-corgi) - [Corgi vs Aon](https://thegeneralaverage.com/compare/aon-vs-corgi) - [Corgi vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-corgi) - [Corgi vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-corgi) ## Other Coverage Lines From Corgi - [Corgi Business Owner’s Policy](https://thegeneralaverage.com/insurance-providers/corgi/business-owners-policy) - [Corgi Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/corgi/cargo-transit) - [Corgi Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/corgi/commercial-auto) - [Corgi Crime Insurance](https://thegeneralaverage.com/insurance-providers/corgi/crime) - [Corgi Cyber Insurance](https://thegeneralaverage.com/insurance-providers/corgi/cyber) - [Corgi D&O Insurance](https://thegeneralaverage.com/insurance-providers/corgi/directors-officers) - [Corgi Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/corgi/fiduciary) - [Corgi General Liability Insurance](https://thegeneralaverage.com/insurance-providers/corgi/general-liability) - [Corgi Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/corgi/hired-non-owned-auto) - [Corgi Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/corgi/kidnap-ransom) - [Corgi Liquor Liability Insurance](https://thegeneralaverage.com/insurance-providers/corgi/liquor-liability) - [Corgi Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/corgi/media) - [Corgi Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/corgi/medical-malpractice) - [Corgi Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/corgi/professional-errors-omissions) - [Corgi Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/corgi/representations-warranties) - [Corgi Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/corgi/technology-errors-omissions) - [Corgi Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/corgi/umbrella-excess) - [Corgi Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/corgi/workers-compensation) ## Rankings That Include Corgi - [Best Employment Practices Liability Insurance for Startups](https://thegeneralaverage.com/best/employment-practices/startups) ## Related Reading - [Corgi Profile](https://thegeneralaverage.com/insurance-providers/corgi) - [Corgi Reliability](https://thegeneralaverage.com/insurance-providers/corgi/reliability) - [Corgi Alternatives](https://thegeneralaverage.com/insurance-providers/corgi/alternatives) - [Coverage Guide: Employment practices liability](https://thegeneralaverage.com/coverage/employment-practices) ## Sources for Corgi Employment Practices Liability Insurance 1. [EPLI Insurance for Startups](https://www.corgi.insure/employment-practices-liability). Corgi Insurance; What's Actually Inside Your EPLI Policy (form CORG-EPL-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23. 2. [Disclaimers](https://www.corgi.insure/disclaimers). Corgi Insurance; Carrier Financial Strength: 'Coverage may be underwritten through affiliated or partner carriers, including Corgi Insurance Company, Inc. ... Certain coverages may also be underwritten by Technology Risk Retention Group, Inc.'. Accessed 2026-09-23. ## How to Cite This Page Corgi Employment Practices Liability Insurance: Coverage, Eligibility, Limits & More (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/corgi/employment-practices. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. 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