--- title: "Corgi D&O Insurance" description: "Corgi sells D&O insurance to startups, as a standalone policy or inside its stage-based packages, with quotes available online." canonical: "https://thegeneralaverage.com/insurance-providers/corgi/directors-officers" page-type: "offering-page" updated-at: "2026-09-23" provider: "corgi" coverage-line: "directors-officers" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/corgi/directors-officers) ## Agent Guide **What this page is:** What Corgi D&O Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Corgi D&O Insurance specifically. For the general coverage explainer use /coverage/directors-officers; for the provider overall use its profile. **Questions this page answers:** - Does Corgi D&O Insurance offer this coverage? - What does Corgi D&O Insurance cover and exclude? - Who is Corgi D&O Insurance designed for? **Key facts:** - Provider slug `corgi`; coverage line `directors-officers`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/corgi) — parent: provider profile # What Does D&O Insurance from Corgi Cover? Product: Corgi Directors & Officers (D&O). Provider: Corgi. Coverage line: D&O Insurance. ## Quick Answer Corgi sells D&O insurance to startups, as a standalone policy or inside its stage-based packages, with quotes available online. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") ## Corgi D&O Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Company-reported | 1 | | Coverage Features | Company-reported | 3 | | Limits and Retentions | Company-reported | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | ## What Is Corgi’s Role in D&O Insurance? - Corgi sells D&O as a standalone startup policy and also bundles it into its stage-based packages starting at pre-seed and seed, describing it as protection for directors and officers against personal financial liability for management decisions. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Product page for form CORG-DO-0100, last reviewed by Corgi on April 24, 2026 per the page itself.) ## Who Issues Corgi D&O Insurance? - Corgi's D&O product page states directly that the policy is a claims-made policy underwritten by Technology Risk Retention Group, Inc., a risk retention group. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Policy Boundaries section of the D&O product page; this is a line-specific underwriter statement, distinct from Corgi's general multi-entity disclaimer.) ## What Coverage Features Does Corgi D&O Insurance Include? - The policy has three coverage parts: Side A pays individual directors and officers directly when the company cannot indemnify them and carries no retention; Side B reimburses the company when it does indemnify directors and officers; Side C covers the company entity itself, subject to additional exclusions including intellectual-property claims and contractual liability. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-DO-0100; the issued policy and declarations control.) - The standard policy excludes claims from registered public securities offerings, but a carve-back preserves coverage for exempt transactions such as Regulation D private placements, which Corgi says covers how most startups raise capital. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Scenario notes for form CORG-DO-0100; not every fundraising structure automatically qualifies as exempt.) - Corgi covers individual directors and officers (Sides A and B) who receive a Wells Notice, subpoena or target letter from a regulator, but the standard policy excludes entity-level regulatory investigations of the company itself. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Policy notes for form CORG-DO-0100; informal inquiries and document requests that don't rise to these triggers are not covered.) ## What Limits and Retentions Does Corgi D&O Insurance Have? - Corgi's illustrative D&O structure shows limits up to $1 million per claim and $2 million in the aggregate, with a $25,000 self-insured retention per claim (no retention on Side A) and defense costs included within the limit. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Illustrative policy structure on the product page; actual limits and retentions appear on the declarations.) ## What Risk Services Come With Corgi D&O Insurance? - Corgi offers three optional D&O endorsements: Outside Directorship (extends coverage to directors and officers serving on outside boards at the company's request), Crisis Event Expense (covers PR and crisis-communications costs after negative publicity), and Investigative Costs (broader coverage for regulatory inquiries short of a formal claim). [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Available Add-ons section of the product page; endorsement availability varies by jurisdiction and underwriting, and each requires a separate endorsement to apply.) ## How Do You Apply for Corgi D&O Insurance? - You can request a D&O quote online through Corgi's self-serve application. [1](https://www.corgi.insure/directors-and-officers "Directors & Officers (D&O) Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action.) ## How Does Corgi Compare With Other D&O Insurance Providers? - [Corgi vs AIG](https://thegeneralaverage.com/compare/aig-vs-corgi) - [Corgi vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-corgi) - [Corgi vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-corgi) - [Corgi vs Aon](https://thegeneralaverage.com/compare/aon-vs-corgi) - [Corgi vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-corgi) - [Corgi vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-corgi) ## Other Coverage Lines From Corgi - [Corgi Business Owner’s Policy](https://thegeneralaverage.com/insurance-providers/corgi/business-owners-policy) - [Corgi Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/corgi/cargo-transit) - [Corgi Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/corgi/commercial-auto) - [Corgi Crime Insurance](https://thegeneralaverage.com/insurance-providers/corgi/crime) - [Corgi Cyber Insurance](https://thegeneralaverage.com/insurance-providers/corgi/cyber) - [Corgi Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/corgi/employment-practices) - [Corgi Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/corgi/fiduciary) - [Corgi General Liability Insurance](https://thegeneralaverage.com/insurance-providers/corgi/general-liability) - [Corgi Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/corgi/hired-non-owned-auto) - [Corgi Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/corgi/kidnap-ransom) - [Corgi Liquor Liability Insurance](https://thegeneralaverage.com/insurance-providers/corgi/liquor-liability) - [Corgi Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/corgi/media) - [Corgi Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/corgi/medical-malpractice) - [Corgi Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/corgi/professional-errors-omissions) - [Corgi Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/corgi/representations-warranties) - [Corgi Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/corgi/technology-errors-omissions) - [Corgi Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/corgi/umbrella-excess) - [Corgi Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/corgi/workers-compensation) ## Rankings That Include Corgi - [Best D&O Insurance for Startups](https://thegeneralaverage.com/best/directors-officers/startups) ## Related Reading - [Corgi Profile](https://thegeneralaverage.com/insurance-providers/corgi) - [Corgi Reliability](https://thegeneralaverage.com/insurance-providers/corgi/reliability) - [Corgi Alternatives](https://thegeneralaverage.com/insurance-providers/corgi/alternatives) - [Coverage Guide: Directors and officers](https://thegeneralaverage.com/coverage/directors-officers) ## Sources for Corgi D&O Insurance 1. [Directors & Officers (D&O) Insurance for Startups](https://www.corgi.insure/directors-and-officers). Corgi Insurance; What's Actually Inside Your D&O Policy (form CORG-DO-0100); Scenario notes; Policy notes; Available Add-ons; FAQ. Accessed 2026-09-23. ## How to Cite This Page Corgi D&O Insurance: Coverage, Limits & Application (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/corgi/directors-officers. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/corgi/directors-officers.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)