---
title: "Coalition Cyber Insurance"
description: "Coalition sells cyber insurance to small and midsize U.S. businesses through appointed brokers, paired with security monitoring and incident-response services."
canonical: "https://thegeneralaverage.com/insurance-providers/coalition/cyber"
page-type: "offering-page"
updated-at: "2026-09-23"
provider: "coalition"
coverage-line: "cyber"
---

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[Human-readable page](https://thegeneralaverage.com/insurance-providers/coalition/cyber)

## Agent Guide

**What this page is:** What Coalition Cyber Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents.

**Use this page when:** Cite this page for Coalition Cyber Insurance specifically. For the general coverage explainer use /coverage/cyber; for the provider overall use its profile.

**Questions this page answers:**
- Does Coalition Cyber Insurance offer this coverage?
- What does Coalition Cyber Insurance cover and exclude?
- Who is Coalition Cyber Insurance designed for?

**Key facts:**
- Provider slug `coalition`; coverage line `cyber`.
- Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section.

**Limits (do not over-claim):**
- Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements.
- Availability varies by state, industry and underwriting.
- Not insurance, legal or financial advice, and not a quote, binder or offer of coverage.
- Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying.

**Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23.

**Related pages:**
- [Provider profile](https://thegeneralaverage.com/insurance-providers/coalition) — parent: provider profile

# What Does Cyber Insurance from Coalition Cover?

Product: Coalition Active Cyber Insurance. Provider: Coalition. Coverage line: Cyber Insurance.

## Quick Answer

Coalition sells cyber insurance to small and midsize U.S. businesses through appointed brokers, paired with security monitoring and incident-response services. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") [5](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?")

## Coalition Cyber Insurance at a Glance

| Topic | Evidence | Claims |
| --- | --- | --- |
| Role in This Line | Company-reported | 1 |
| Issuing Insurer | Company-reported | 1 |
| Who It’s For | Company-reported | 1 |
| Coverage Features | Company-reported | 2 |
| Limits and Retentions | Company-reported | 1 |
| Risk Services | Company-reported | 1 |
| How to Apply | Company-reported | 1 |
| Claims Support | Company-reported | 1 |

## What Is Coalition’s Role in Cyber Insurance?

- Coalition designs and distributes its own cyber policy and pairs it with security monitoring and incident-response services. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: U.S. Active Cyber Insurance for small and midsize businesses, as described on the product page.)

## Who Issues Coalition Cyber Insurance?

- Admitted cyber policies are issued by Coalition Insurance Company. Non-admitted (surplus lines) policies are placed with unaffiliated insurers, so the carrier depends on the policy route. [3](https://www.coalitioninc.com/legal/disclaimer "U.S. Disclaimers") (Evidence: Company-reported; scope: U.S. disclaimers for admitted and non-admitted cyber; restates the verified provider fact insurer-route.)

## Who Is Coalition Cyber Insurance For?

- Coalition states that its admitted and surplus lines cyber policies are offered in all 50 states and Washington, D.C. [4](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage "Where does Coalition offer cyber insurance coverage?") (Evidence: Company-reported; scope: Availability help article; eligibility for a particular business depends on underwriting.)

## What Coverage Features Does Coalition Cyber Insurance Include?

- Coalition says breach-response expenses have a separate limit, so response costs do not use up the limit for other coverages. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: Product-page description; the issued policy and declarations control.)
- Coalition lists pay-on-behalf cyber extortion coverage, funds transfer fraud and business interruption losses among its cyber coverages. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: Product-page coverage highlights, subject to exclusions and the policy as issued.)

## What Limits and Retentions Does Coalition Cyber Insurance Have?

- Coalition offers U.S. surplus lines excess cyber coverage above an underlying policy. Its public pages do not publish maximum primary limits or retentions. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") [6](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage "Does Coalition offer Excess coverage?") (Evidence: Company-reported; scope: Excess product help article; limit and retention amounts appear only on quotes.)

## What Risk Services Come With Coalition Cyber Insurance?

- Policyholders get Coalition Control at no additional cost, including attack-surface monitoring, vendor risk monitoring, zero-day alerts and Login Security for Microsoft or Google accounts. [2](https://www.coalitioninc.com/control "Coalition Control") (Evidence: Company-reported; scope: Coalition Control policyholder features page.)

## How Do You Apply for Coalition Cyber Insurance?

- You buy Coalition cyber through an appointed insurance broker. Underwriting considers industry, finances, operations and security posture. [5](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition "How do I qualify for and buy cyber insurance from Coalition?") (Evidence: Company-reported; scope: Qualification help article; restates the verified provider fact broker-application.)

## How Does Coalition Handle Cyber Insurance Claims?

- Coalition describes an in-house cyber claims team and an affiliated incident response firm, Coalition Incident Response, and says it often recovers stolen funds after transfer fraud. [1](https://www.coalitioninc.com/cyber-insurance "Active Cyber Insurance") (Evidence: Company-reported; scope: Product page claims and incident-response sections; outcome statistics are company-reported and not independently verified.)

## How Does Coalition Compare With Other Cyber Insurance Providers?

- [Coalition vs AIG](https://thegeneralaverage.com/compare/aig-vs-coalition)
- [Coalition vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-coalition)
- [Coalition vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-coalition)
- [Coalition vs Aon](https://thegeneralaverage.com/compare/aon-vs-coalition)
- [Coalition vs At-Bay](https://thegeneralaverage.com/compare/at-bay-vs-coalition)
- [Coalition vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-coalition)

## Other Coverage Lines From Coalition

- [Coalition Crime Insurance](https://thegeneralaverage.com/insurance-providers/coalition/crime)
- [Coalition D&O Insurance](https://thegeneralaverage.com/insurance-providers/coalition/directors-officers)
- [Coalition Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/coalition/employment-practices)
- [Coalition Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/coalition/fiduciary)
- [Coalition Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/coalition/media)
- [Coalition Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/coalition/professional-errors-omissions)
- [Coalition Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/coalition/technology-errors-omissions)

## Related Reading

- [Coalition Profile](https://thegeneralaverage.com/insurance-providers/coalition)
- [Coalition Reliability](https://thegeneralaverage.com/insurance-providers/coalition/reliability)
- [Coalition Alternatives](https://thegeneralaverage.com/insurance-providers/coalition/alternatives)
- [Coverage Guide: Cyber liability](https://thegeneralaverage.com/coverage/cyber)

## Sources for Coalition Cyber Insurance

1. [Active Cyber Insurance](https://www.coalitioninc.com/cyber-insurance). Coalition; Cyber coverage tailored to your organization’s cyber risk needs: separate limit for breach response, pay-on-behalf for cyber extortion, funds transfer fraud recovery, business interruption; Our Claims Approach; Coalition Incident Response. Accessed 2026-09-23.
2. [Coalition Control](https://www.coalitioninc.com/control). Coalition; Policyholder Features: attack surface monitoring, Login Security, Cyber Health Rating, third-party risk management, zero-day alerts. Accessed 2026-09-23.
3. [U.S. Disclaimers](https://www.coalitioninc.com/legal/disclaimer). Coalition; Non-Admitted Cyber; Admitted Cyber; Admitted and Non-admitted Cyber. Accessed 2026-09-16.
4. [Where does Coalition offer cyber insurance coverage?](https://help.coalitioninc.com/hc/en-us/articles/7520450985883-Where-does-Coalition-offer-cyber-insurance-coverage) Coalition; United States. Accessed 2026-09-16.
5. [How do I qualify for and buy cyber insurance from Coalition?](https://help.coalitioninc.com/hc/en-us/articles/7608339418395-How-do-I-qualify-for-and-buy-cyber-insurance-from-Coalition) Coalition; Eligibility; broker contact; underwriting paragraphs. Accessed 2026-09-16.
6. [Does Coalition offer Excess coverage?](https://help.coalitioninc.com/hc/en-us/articles/13436025921051-Does-Coalition-offer-Excess-coverage) Coalition; What excess products does Coalition offer, and in what regions? Accessed 2026-09-16.

## How to Cite This Page

Coalition Cyber Insurance: Coverage, Eligibility, Claims & More (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/coalition/cyber. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://thegeneralaverage.com/insurance-providers/coalition/cyber.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://thegeneralaverage.com/llms.txt)