--- title: "CNA D&O Insurance" description: "CNA sells D&O insurance for private companies, including small ones, as part of Epack 3, covering company and individual claims." canonical: "https://thegeneralaverage.com/insurance-providers/cna/directors-officers" page-type: "offering-page" updated-at: "2026-09-29" provider: "cna" coverage-line: "directors-officers" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/cna/directors-officers) ## Agent Guide **What this page is:** What CNA D&O Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for CNA D&O Insurance specifically. For the general coverage explainer use /coverage/directors-officers; for the provider overall use its profile. **Questions this page answers:** - Does CNA D&O Insurance offer this coverage? - What does CNA D&O Insurance cover and exclude? - Who is CNA D&O Insurance designed for? **Key facts:** - Provider slug `cna`; coverage line `directors-officers`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-29. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/cna) — parent: provider profile # What Does D&O Insurance from CNA Cover? Product: CNA Epack 3 Private Company D&O. Provider: CNA. Coverage line: D&O Insurance. ## Quick Answer CNA sells D&O insurance for private companies, including small ones, as part of Epack 3, covering company and individual claims. [1](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") ## CNA D&O Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Company-reported | 1 | | Claims Support | Company-reported | 1 | ## Who Is CNA D&O Insurance For? - CNA states this D&O product is designed for private companies, including small private companies. [1](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Private-company D&O in Epack 3 Jurisdiction: United States Research source scope: U.S. private-company D&O under Epack 3; issuer/state terms vary Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Source is CNA’s 2025 private-company D&O marketing summary; it is not an issued policy form.) ## What Coverage Features Does CNA D&O Insurance Include? - CNA’s private-company D&O summary describes coverage for covered company and individual claims and identifies Side A, Side B and Side C protection. [1](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Private-company D&O in Epack 3 Jurisdiction: United States Research source scope: U.S. private-company D&O under Epack 3; issuer/state terms vary Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Source is CNA’s 2025 private-company D&O marketing summary; it is not an issued policy form.) ## What Limits and Retentions Does CNA D&O Insurance Have? - CNA says Epack 3 D&O can use shared or separate limits and offers an embedded Side A limit option. [1](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Private-company D&O in Epack 3 Jurisdiction: United States Research source scope: U.S. private-company D&O under Epack 3; issuer/state terms vary Claim limitation: Availability of options is subject to underwriting and policy wording. Source/date qualification: Source is CNA’s 2025 private-company D&O marketing summary; it is not an issued policy form.) ## How Does CNA Handle D&O Insurance Claims? - CNA says an experienced claims team supports policyholders with D&O claims. [1](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Private-company D&O in Epack 3 Jurisdiction: United States Research source scope: U.S. private-company D&O under Epack 3; issuer/state terms vary Claim limitation: Company-reported service description; not an outcome guarantee. Source/date qualification: Source is CNA’s 2025 private-company D&O marketing summary; it is not an issued policy form.) ## How Does CNA Compare With Other D&O Insurance Providers? - [CNA vs AIG](https://thegeneralaverage.com/compare/aig-vs-cna) - [CNA vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-cna) - [CNA vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-cna) - [CNA vs Aon](https://thegeneralaverage.com/compare/aon-vs-cna) - [CNA vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-cna) - [CNA vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-cna) ## Other Coverage Lines From CNA - [CNA Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/cna/builders-risk) - [CNA Business Owner’s Policy](https://thegeneralaverage.com/insurance-providers/cna/business-owners-policy) - [CNA Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/cna/cargo-transit) - [CNA Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/cna/commercial-auto) - [CNA Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/cna/commercial-property) - [CNA Crime Insurance](https://thegeneralaverage.com/insurance-providers/cna/crime) - [CNA Cyber Insurance](https://thegeneralaverage.com/insurance-providers/cna/cyber) - [CNA Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/cna/employment-practices) - [CNA Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/cna/equipment-breakdown) - [CNA Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/cna/fidelity-bonds) - [CNA Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/cna/fiduciary) - [CNA General Liability Insurance](https://thegeneralaverage.com/insurance-providers/cna/general-liability) - [CNA Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/cna/hired-non-owned-auto) - [CNA Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/cna/inland-marine) - [CNA Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/cna/kidnap-ransom) - [CNA Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/cna/management-liability) - [CNA Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/cna/media) - [CNA Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/cna/medical-malpractice) - [CNA Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/cna/product-liability) - [CNA Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/cna/professional-errors-omissions) - [CNA Surety Bonds](https://thegeneralaverage.com/insurance-providers/cna/surety-bonds) - [CNA Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/cna/technology-errors-omissions) - [CNA Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/cna/umbrella-excess) - [CNA Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/cna/workers-compensation) ## Related Reading - [CNA Profile](https://thegeneralaverage.com/insurance-providers/cna) - [CNA Reliability](https://thegeneralaverage.com/insurance-providers/cna/reliability) - [CNA Alternatives](https://thegeneralaverage.com/insurance-providers/cna/alternatives) - [Coverage Guide: Directors and officers](https://thegeneralaverage.com/coverage/directors-officers) ## Sources for CNA D&O Insurance 1. [Private Company Directors & Officers Liability | CNA](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES). CNA; pp. 1–2: covered claims, Side A/B/C, limits, eligibility and claims. Accessed 2026-09-28. ## How to Cite This Page CNA D&O Insurance: Coverage, Eligibility, Claims & More (2026). The General Average, updated 2026-09-29. https://thegeneralaverage.com/insurance-providers/cna/directors-officers. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). 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