--- title: "Chubb Professional Liability (E&O) Insurance" description: "Everything to know before buying Chubb Professional Liability (E&O) Insurance: what it covers, who it’s for, and its limits and retentions." canonical: "https://thegeneralaverage.com/insurance-providers/chubb/professional-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" provider: "chubb" coverage-line: "professional-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/chubb/professional-errors-omissions) ## Agent Guide **What this page is:** What Chubb Professional Liability (E&O) Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Chubb Professional Liability (E&O) Insurance specifically. For the general coverage explainer use /coverage/professional-errors-omissions; for the provider overall use its profile. **Questions this page answers:** - Does Chubb Professional Liability (E&O) Insurance offer this coverage? - What does Chubb Professional Liability (E&O) Insurance cover and exclude? - Who is Chubb Professional Liability (E&O) Insurance designed for? **Key facts:** - Provider slug `chubb`; coverage line `professional-errors-omissions`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/chubb) — parent: provider profile # What Does Professional Liability (E&O) Insurance from Chubb Cover? Product: Chubb Pro ERM (Professional Enterprise Risk Management). Provider: Chubb. Coverage line: Professional Liability (E&O) Insurance. ## Quick Answer Chubb sells professional liability (E&O) insurance to professional-services firms of all sizes, such as consultants, marketing and PR firms and staffing firms, combined with media and cyber coverage. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") ## Chubb Professional Liability (E&O) Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Company-reported | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | ## What Is Chubb’s Role in Professional Liability (E&O) Insurance? - Chubb underwrites professional errors and omissions coverage through Pro ERM, a single policy combining professional liability, media and cyber exposures for non-licensed professional-services firms. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: Cyber Insurance Coverage & Products page, Professional Enterprise Risk Management section.) ## Who Is Chubb Professional Liability (E&O) Insurance For? - Chubb says Pro ERM is available to non-licensed professional-services firms of all sizes, naming examples including associations, consultants, business process administrators, event planners, interior and graphic design firms, marketing and PR firms, printers, staffing firms, travel agents and trustees. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: Pro ERM Target Clients list.) ## Coverage Features of Chubb Professional Liability (E&O) Insurance - Beyond the Cyber ERM base, Chubb says Pro ERM adds E&O coverage including personal injury from professional services, a broadened definition of professional services that expressly includes professional technology services, coverage for independent contractors performing duties on the insured's behalf, automatic additional-insured status for clients when required by contract, and coverage for professional disciplinary proceedings. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: Pro ERM Product Features list; subject to the policy as issued.) ## Chubb Professional Liability (E&O) Insurance Limits and Retentions - Chubb says Pro ERM includes coverage for 100% of defense costs for covered claims worldwide, but the reviewed page does not publish a separate liability limit or retention. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: Pro ERM Product Features list.) ## Chubb Professional Liability (E&O) Insurance Risk Services - Chubb says Pro ERM policyholders get access to legal counsel with extensive professional-liability experience, in addition to the general cyber-incident-response services shared with Cyber ERM. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: Pro ERM Product Features list.) ## How Do You Apply for Chubb Professional Liability (E&O) Insurance? - Agents and brokers can quote Pro ERM through Chubb's Cyber Central or Marketplace quoting platforms. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Evidence: Company-reported; scope: Cyber Insurance Coverage & Products page quoting section.) ## Chubb Professional Liability (E&O) Insurance Compared - [Chubb vs AIG](https://thegeneralaverage.com/compare/aig-vs-chubb) - [Chubb vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-chubb) - [Chubb vs Aon](https://thegeneralaverage.com/compare/aon-vs-chubb) - [Chubb vs At-Bay](https://thegeneralaverage.com/compare/at-bay-vs-chubb) - [Chubb vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-chubb) - [Chubb vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-chubb) ## Other Coverage Lines Documented for Chubb - [Chubb Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/chubb/builders-risk) - [Chubb Business Owner’s Policy](https://thegeneralaverage.com/insurance-providers/chubb/business-owners-policy) - [Chubb Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/chubb/cargo-transit) - [Chubb Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/chubb/commercial-auto) - [Chubb Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/chubb/commercial-property) - [Chubb Crime Insurance](https://thegeneralaverage.com/insurance-providers/chubb/crime) - [Chubb Cyber Insurance](https://thegeneralaverage.com/insurance-providers/chubb/cyber) - [Chubb D&O Insurance](https://thegeneralaverage.com/insurance-providers/chubb/directors-officers) - [Chubb Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/chubb/employment-practices) - [Chubb Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/chubb/equipment-breakdown) - [Chubb Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/chubb/fiduciary) - [Chubb General Liability Insurance](https://thegeneralaverage.com/insurance-providers/chubb/general-liability) - [Chubb Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/chubb/inland-marine) - [Chubb Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/chubb/kidnap-ransom) - [Chubb Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/chubb/management-liability) - [Chubb Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/chubb/media) - [Chubb Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/chubb/product-recall) - [Chubb Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/chubb/representations-warranties) - [Chubb Surety Bonds](https://thegeneralaverage.com/insurance-providers/chubb/surety-bonds) - [Chubb Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/chubb/technology-errors-omissions) - [Chubb Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/chubb/umbrella-excess) - [Chubb Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/chubb/workers-compensation) ## Where Chubb Is Ranked - [Best Professional Liability (E&O) Insurance for Marketing Agencies](https://thegeneralaverage.com/best/professional-errors-omissions/marketing-agencies) ## Related Pages for Chubb Professional Liability (E&O) Insurance - [Chubb Profile](https://thegeneralaverage.com/insurance-providers/chubb) - [Chubb Reliability](https://thegeneralaverage.com/insurance-providers/chubb/reliability) - [Chubb Alternatives](https://thegeneralaverage.com/insurance-providers/chubb/alternatives) - [Coverage Guide: Professional errors and omissions (E&O)](https://thegeneralaverage.com/coverage/professional-errors-omissions) ## Sources for Chubb Professional Liability (E&O) Insurance 1. [Cyber Insurance Coverage & Products](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html). Chubb; Professional Enterprise Risk Management section: target clients and product features beyond Cyber ERM. Accessed 2026-09-23. 2. [Insurance for Software Product & System Developers](https://www.chubb.com/us-en/business-insurance/software-system-developers.html). Chubb; Financial-lines coverage solutions list for software and systems developers. Accessed 2026-09-23. ## How to Cite Chubb Professional Liability (E&O) Insurance Chubb Professional Liability (E&O) Insurance: Coverage, Eligibility, Limits & More (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/chubb/professional-errors-omissions. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/chubb/professional-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)