--- title: "CFC Tech E&O Insurance" description: "Everything to know before buying CFC Tech E&O Insurance: what it covers, who it’s for, and its limits and retentions." canonical: "https://thegeneralaverage.com/insurance-providers/cfc/technology-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" provider: "cfc" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/cfc/technology-errors-omissions) ## Agent Guide **What this page is:** What CFC Tech E&O Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for CFC Tech E&O Insurance specifically. For the general coverage explainer use /coverage/technology-errors-omissions; for the provider overall use its profile. **Questions this page answers:** - Does CFC Tech E&O Insurance offer this coverage? - What does CFC Tech E&O Insurance cover and exclude? - Who is CFC Tech E&O Insurance designed for? **Key facts:** - Provider slug `cfc`; coverage line `technology-errors-omissions`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/cfc) — parent: provider profile # What Does Tech E&O Insurance from CFC Cover? Product: CFC Technology Errors & Omissions. Provider: CFC. Coverage line: Tech E&O Insurance. ## Quick Answer CFC sells technology E&O insurance to start-ups, mid-size and multinational tech companies as one package bundling E&O, breach-of-contract, IP and media liability, and cyber cover. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology insurance | Start-ups and tech companies | CFC") [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology | Product brochure (United States)") ## CFC Tech E&O Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Company-reported | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | ## What Is CFC’s Role in Tech E&O Insurance? - CFC's Technology product is a single package policy for technology companies that bundles errors & omissions liability, breach-of-contract cover, IP infringement and media liability, and cyber cover. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology insurance | Start-ups and tech companies | CFC") [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology | Product brochure (United States)") (Evidence: Company-reported; scope: Technology product page and US product brochure; the policy as issued controls the exact scope for any one customer.) ## Who Is CFC Tech E&O Insurance For? - CFC says the Technology product is suitable for start-ups, mid-size and multinational tech companies, without publishing a specific revenue or headcount cutoff on the product page. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology insurance | Start-ups and tech companies | CFC") (Evidence: Company-reported; scope: Technology product page introduction; actual eligibility for a given applicant depends on underwriting review of the application.) ## What Coverage Features Does CFC Tech E&O Insurance Include? - CFC describes coverage for financial loss, bodily injury or property damage arising from a technology company's products and services, plus legal liability for breach of client contracts and IP infringement claims such as copyright and trademark disputes. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology | Product brochure (United States)") (Evidence: Company-reported; scope: Product brochure feature descriptions; exclusions and conditions are set by the policy wording, which was not reviewed.) - The cyber portion of the policy includes network and privacy liability, business interruption, data rectification and recreation costs, extortion cover, and social engineering coverage, sitting inside the same Technology package rather than as a separate purchase. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology | Product brochure (United States)") (Evidence: Company-reported; scope: Product brochure 'Comprehensive cyber cover' section.) ## What Limits and Retentions Does CFC Tech E&O Insurance Have? - CFC publishes a maximum errors & omissions/media/cyber limit of $10,000,000 and a maximum commercial general liability limit of $6,000,000 for this product, with a minimum deductible of $0. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology | Product brochure (United States)") (Evidence: Company-reported; scope: Brochure 'Limits and deductibles' table; the limit and deductible on an individual policy's declarations control.) ## What Risk Services Come With CFC Tech E&O Insurance? - Policyholders get access to CFC's incident response service at a $0 deductible, sitting on a limit separate from the main policy limit, plus a free app with dark web monitoring, phishing simulations and network deep scanning. [2](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology | Product brochure (United States)") (Evidence: Company-reported; scope: Brochure 'Market leading cyber incident response' and 'Response app highlights' sections; CFC calls its incident response team one of the largest in-house teams in the industry, a characterization not independently verified here.) ## How Do You Apply for CFC Tech E&O Insurance? - The US Technology application asks for company revenue by year, funding-round history, subcontractor and hosting arrangements, and whether multi-factor authentication is enforced for remote network access and email; it is returned to your insurance broker. [1](https://www.cfc.com/en-us/products/industry/technology/ "Technology insurance | Start-ups and tech companies | CFC") [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies Insurance application form (US)") (Evidence: Company-reported; scope: Application form Sections 1, 2 and 4; CFC also lists Connect and named API partners as digital trading channels on the product page, which may bypass a paper application for some brokers.) ## What We Couldn’t Find About CFC Tech E&O Insurance The reviewed sources do not settle these. Confirm them with CFC or a broker before relying on them. - **Issuing Insurer (Not publicly disclosed):** The Technology application form names only CFC Underwriting Limited, a UK entity authorized and regulated by the Financial Conduct Authority, as the party administering the form. Neither the Technology product page nor the application discloses which specific insurer or Lloyd's syndicate capacity backs a given US Technology policy. [3](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf "Technology companies Insurance application form (US)") [4](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") (Scope: Technology application footer and the regulatory information page, both checked on 2026-09-23; CFC's US arm, CFC USA Inc., separately holds admitted producer licenses and E&S authorization in NY, TX, GA and CA, but that page does not tie a specific license to the Technology product.) ## How Does CFC Compare With Other Tech E&O Insurance Providers? - [CFC vs AIG](https://thegeneralaverage.com/compare/aig-vs-cfc) - [CFC vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-cfc) - [CFC vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-cfc) - [CFC vs At-Bay](https://thegeneralaverage.com/compare/at-bay-vs-cfc) - [CFC vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-cfc) - [CFC vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-cfc) ## Other Coverage Lines From CFC - [CFC Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/cfc/commercial-property) - [CFC Crime Insurance](https://thegeneralaverage.com/insurance-providers/cfc/crime) - [CFC Cyber Insurance](https://thegeneralaverage.com/insurance-providers/cfc/cyber) - [CFC D&O Insurance](https://thegeneralaverage.com/insurance-providers/cfc/directors-officers) - [CFC Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/employment-practices) - [CFC Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/fiduciary) - [CFC General Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/general-liability) - [CFC Intellectual Property Insurance](https://thegeneralaverage.com/insurance-providers/cfc/intellectual-property) - [CFC Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/cfc/kidnap-ransom) - [CFC Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/management-liability) - [CFC Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/media) - [CFC Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/product-liability) - [CFC Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/cfc/product-recall) - [CFC Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/cfc/professional-errors-omissions) - [CFC Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/cfc/representations-warranties) - [CFC Telehealth Insurance](https://thegeneralaverage.com/insurance-providers/cfc/virtual-care-telehealth) - [CFC Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/umbrella-excess) ## Rankings That Include CFC - [Best Tech E&O Insurance for Startups](https://thegeneralaverage.com/best/technology-errors-omissions/startups) ## Related Reading - [CFC Profile](https://thegeneralaverage.com/insurance-providers/cfc) - [CFC Reliability](https://thegeneralaverage.com/insurance-providers/cfc/reliability) - [CFC Alternatives](https://thegeneralaverage.com/insurance-providers/cfc/alternatives) - [Coverage Guide: Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) ## Sources for CFC Tech E&O Insurance 1. [Technology insurance | Start-ups and tech companies | CFC](https://www.cfc.com/en-us/products/industry/technology/). CFC; Technology product summary; Key features: Products and services liability, Breach of contract, IP rights infringement and media liability, Comprehensive cyber cover and incident response; Downloads. Accessed 2026-09-23. 2. [Technology | Product brochure (United States)](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf). CFC; Products and services liability; Breach of contract; IP infringement and media liability; Comprehensive cyber cover; Response app highlights; Limits and deductibles table. Accessed 2026-09-23. 3. [Technology companies Insurance application form (US)](https://webcdn.cfc.com/media/4559/tech_application_us_v24.pdf). CFC; Section 1: Company Details; Section 2: Activities; Section 3: Contract & Risk Management; Section 4: Cyber Security Risk Management; Section 6: Insurance Requirements; footer entity line. Accessed 2026-09-23. 4. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc. Accessed 2026-09-23. ## How to Cite This Page CFC Tech E&O Insurance: Coverage, Eligibility, Limits & More (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/cfc/technology-errors-omissions. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/cfc/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)