--- title: "CFC Cyber Insurance" description: "Everything to know before buying CFC Cyber Insurance: what it covers, who it’s for, and its limits and retentions." canonical: "https://thegeneralaverage.com/insurance-providers/cfc/cyber" page-type: "offering-page" updated-at: "2026-09-23" provider: "cfc" coverage-line: "cyber" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/cfc/cyber) ## Agent Guide **What this page is:** What CFC Cyber Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for CFC Cyber Insurance specifically. For the general coverage explainer use /coverage/cyber; for the provider overall use its profile. **Questions this page answers:** - Does CFC Cyber Insurance offer this coverage? - What does CFC Cyber Insurance cover and exclude? - Who is CFC Cyber Insurance designed for? **Key facts:** - Provider slug `cfc`; coverage line `cyber`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/cfc) — parent: provider profile # What Does Cyber Insurance from CFC Cover? Product: CFC Cyber Proactive Response. Provider: CFC. Coverage line: Cyber Insurance. ## Quick Answer CFC sells cyber insurance to businesses with revenues up to $250 million through Cyber Proactive Response, which includes built-in security monitoring, incident response and claims handling. [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC") ## CFC Cyber Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not publicly disclosed | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Company-reported | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | | Claims Support | Company-reported | 1 | ## What Is CFC’s Role in Cyber Insurance? - CFC's flagship cyber product, Cyber Proactive Response, targets businesses with revenues from $0 to $250 million and pairs the policy with built-in security monitoring, incident response and claims handling rather than selling those as add-ons. [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC") (Evidence: Company-reported; scope: Cyber insurance product page's Cyber Proactive Response summary; CFC separately sells Cyber (admitted), Corporate cyber for businesses at $250 million and up, and a Cyber excess policy.) ## Who Is CFC Cyber Insurance For? - CFC segments cyber eligibility by revenue: Cyber Proactive Response and Cyber (admitted) are positioned for businesses with revenues from $0 to $250 million, while Corporate cyber is for businesses at $250 million and above. [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC") (Evidence: Company-reported; scope: Cyber product page product summaries; actual eligibility for a given applicant depends on underwriting.) ## What Coverage Features Does CFC Cyber Insurance Include? - Cyber Proactive Response includes crime cover, a 12-month indemnity period for business interruption, and data recreation cover, with unlimited claim reinstatements available at either no deductible or a single deductible at most. [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC") (Evidence: Company-reported; scope: Cyber product page Key features list for Cyber Proactive Response.) ## What Limits and Retentions Does CFC Cyber Insurance Have? - For larger businesses, CFC's Corporate cyber product (for revenues of $250 million or more) has a published maximum line size of $25 million; the Cyber Proactive Response and Cyber (admitted) pages for smaller businesses do not publish a maximum dollar limit. [1](https://www.cfc.com/en-us/products/class/cyber-insurance/ "Cyber insurance | CFC") (Evidence: Company-reported; scope: Cyber product page Corporate cyber Key features; limit for any individual policy appears on its declarations.) ## What Risk Services Come With CFC Cyber Insurance? - Every CFC cyber policyholder gets CFC Response, described as an in-house incident-response service available 24/7, plus a free mobile app offering dark web monitoring, phishing simulations and external network deep scanning. [2](https://www.cfc.com/en-us/response/ "Incident response | CFC") [3](https://www.cfc.com/media/mkkhlz5l/cfc_market-leading-cyber-insurance_brochure_may-2026_digital.pdf "Protecting businesses against cyber risk (cyber product brochure)") (Evidence: Company-reported; scope: Response page and cyber brochure; CFC characterizes its incident response team as one of the largest in-house teams in the industry, a claim not independently verified here.) ## How Do You Apply for CFC Cyber Insurance? - The US Cyber Proactive Response application is a one-page form asking whether multi-factor authentication is enforced for remote network access and email, whether backups are offline or MFA-secured, and whether the business had a cyber incident in the last three years. [4](https://www.cfc.com/media/clyfotxn/cyber-one-page-application-us-v12.pdf "Cyber Proactive Response Insurance application form (US)") (Evidence: Company-reported; scope: Cyber Proactive Response application form sections on cyber security controls and previous cyber incidents.) ## How Does CFC Handle Cyber Insurance Claims? - CFC says its in-house cyber claims team resolves several thousand cyber claims a year and reports a 99.4% cyber claims acceptance rate over a recent 12-month period. [3](https://www.cfc.com/media/mkkhlz5l/cfc_market-leading-cyber-insurance_brochure_may-2026_digital.pdf "Protecting businesses against cyber risk (cyber product brochure)") (Evidence: Company-reported; scope: Cyber brochure claims statistics; these are company-reported figures and were not independently audited.) ## What We Couldn’t Find About CFC Cyber Insurance The reviewed sources do not settle these. Confirm them with CFC or a broker before relying on them. - **Issuing Insurer (Not publicly disclosed):** The Cyber Proactive Response application form names only CFC Underwriting Limited, an entity authorized and regulated by the UK Financial Conduct Authority, as the party administering the form. Neither the cyber product page nor the application discloses which specific insurer or Lloyd's syndicate capacity sits behind a US Cyber Proactive Response policy. [4](https://www.cfc.com/media/clyfotxn/cyber-one-page-application-us-v12.pdf "Cyber Proactive Response Insurance application form (US)") [5](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") (Scope: Application footer and the regulatory information page, both checked on 2026-09-23; CFC also operates Lloyd's Syndicate 1988 and CFC USA Inc.'s admitted and E&S licenses, but no page ties one of these specifically to Cyber Proactive Response.) ## How Does CFC Compare With Other Cyber Insurance Providers? - [CFC vs AIG](https://thegeneralaverage.com/compare/aig-vs-cfc) - [CFC vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-cfc) - [CFC vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-cfc) - [CFC vs Aon](https://thegeneralaverage.com/compare/aon-vs-cfc) - [CFC vs At-Bay](https://thegeneralaverage.com/compare/at-bay-vs-cfc) - [CFC vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-cfc) ## Other Coverage Lines From CFC - [CFC Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/cfc/commercial-property) - [CFC Crime Insurance](https://thegeneralaverage.com/insurance-providers/cfc/crime) - [CFC D&O Insurance](https://thegeneralaverage.com/insurance-providers/cfc/directors-officers) - [CFC Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/employment-practices) - [CFC Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/fiduciary) - [CFC General Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/general-liability) - [CFC Intellectual Property Insurance](https://thegeneralaverage.com/insurance-providers/cfc/intellectual-property) - [CFC Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/cfc/kidnap-ransom) - [CFC Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/management-liability) - [CFC Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/media) - [CFC Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/product-liability) - [CFC Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/cfc/product-recall) - [CFC Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/cfc/professional-errors-omissions) - [CFC Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/cfc/representations-warranties) - [CFC Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/cfc/technology-errors-omissions) - [CFC Telehealth Insurance](https://thegeneralaverage.com/insurance-providers/cfc/virtual-care-telehealth) - [CFC Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/cfc/umbrella-excess) ## Related Reading - [CFC Profile](https://thegeneralaverage.com/insurance-providers/cfc) - [CFC Reliability](https://thegeneralaverage.com/insurance-providers/cfc/reliability) - [CFC Alternatives](https://thegeneralaverage.com/insurance-providers/cfc/alternatives) - [Coverage Guide: Cyber liability](https://thegeneralaverage.com/coverage/cyber) ## Sources for CFC Cyber Insurance 1. [Cyber insurance | CFC](https://www.cfc.com/en-us/products/class/cyber-insurance/). CFC; Cyber Proactive Response, Cyber (admitted), Corporate cyber, Cyber excess product summaries and Key features; FAQs: How is a cyber insurance policy structured? Accessed 2026-09-23. 2. [Incident response | CFC](https://www.cfc.com/en-us/response/). CFC; Proactive protection; Immediate response; Real-time support. Accessed 2026-09-23. 3. [Protecting businesses against cyber risk (cyber product brochure)](https://www.cfc.com/media/mkkhlz5l/cfc_market-leading-cyber-insurance_brochure_may-2026_digital.pdf). CFC; Market-leading cover highlights: separate limit for incident response costs, unlimited reinstatements with nil deductible, full business interruption cover; Award-winning cyber claims team stats. Accessed 2026-09-23. 4. [Cyber Proactive Response Insurance application form (US)](https://www.cfc.com/media/clyfotxn/cyber-one-page-application-us-v12.pdf). CFC; Basic company details; Cyber security controls; Previous cyber incidents; footer entity line. Accessed 2026-09-23. 5. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc. Accessed 2026-09-23. ## How to Cite This Page CFC Cyber Insurance: Coverage, Eligibility, Claims & More (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/cfc/cyber. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/cfc/cyber.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)