---
title: "Berkshire Hathaway Specialty Insurance Reviews 2026"
description: "The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score."
canonical: "https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/reviews"
page-type: "provider-reviews"
updated-at: "2026-09-29"
provider: "berkshire-hathaway-specialty-insurance"
content-type: "reviews"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/reviews)

## Agent Guide

**What this page is:** A summary of published customer reviews of Berkshire Hathaway Specialty Insurance Reviews 2026 with the Spot review average and the sources behind it.

**Use this page when:** Cite this page for what customers say about Berkshire Hathaway Specialty Insurance Reviews 2026. For financial strength or regulatory standing use its reliability page instead.

**Questions this page answers:**
- Is Berkshire Hathaway Specialty Insurance Reviews 2026 good business insurance?
- What do customers say about Berkshire Hathaway Specialty Insurance Reviews 2026?
- What is Berkshire Hathaway Specialty Insurance Reviews 2026's Spot review score?

**Key facts:**
- Entity: Berkshire Hathaway Specialty Insurance Reviews 2026 (provider slug `berkshire-hathaway-specialty-insurance`).

**Limits (do not over-claim):**
- Reviews are self-selected and reflect individual experiences; they do not measure claims-paying ability.
- A review average is only as reliable as the number and independence of the sources listed on the page.
- Not insurance, legal or financial advice, and not a quote, binder or offer of coverage.
- Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying.

**Provenance:** Aggregated from the third-party review sources cited on the page; updated 2026-09-29.

**Related pages:**
- [Insurance reviews directory](https://thegeneralaverage.com/insurance-reviews) — parent hub
- [Berkshire Hathaway Specialty Insurance Reviews 2026 profile](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) — same provider: provider profile: products, coverage lines and sources
- [Berkshire Hathaway Specialty Insurance Reviews 2026 reliability](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/reliability) — same provider: regulatory standing and financial-strength assessment
- [Berkshire Hathaway Specialty Insurance Reviews 2026 alternatives](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/alternatives) — same provider: closest alternative providers
- [How the Reliability Score works](https://thegeneralaverage.com/reliability-score) — how scores are computed

Canonical URL: https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/reviews

# Berkshire Hathaway Specialty Insurance Reviews 2026

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score. [5](https://www.trustpilot.com/review/bhspecialty.com) [7](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

What Trustpilot and BBB say about Berkshire Hathaway Specialty Insurance, why they are hard to use, and what to ask before buying.

Reviewed 2026-09-29; updated 2026-09-29.

## Berkshire Hathaway Specialty Insurance Review Score

Review Score: not enough ratings.

Each eligible numerical review or satisfaction rating is converted to a score out of 10, then given equal weight. Duplicate source URLs count once. A rating with a stated source, entity, product, or population limitation may be excluded from the average while remaining visible as source evidence. BBB letter grades use a rough academic GPA conversion: A+/A = 10, A− = 9.25, B+ = 8.25, B = 7.5, B− = 6.75, C+ = 5.75, C = 5, C− = 4.25, D+ = 3.25, D = 2.5, D− = 1.75, F = 0. This is our approximation, not BBB’s formula. Complaint measures and missing ratings are excluded. Sources can cover different products, locations and years; this is a source-rating average, not a pooled customer score. Reliability Score is shown separately.

## Berkshire Hathaway Specialty Insurance Ratings by Review Source

### Berkshire Hathaway Specialty Insurance Reviews on Trustpilot

Score: 4.2 / 10 (original: 2.1 / 5).

Status: Found. Checked 2026-09-29.

Scope: Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness.

Excluded from Review Score: The page mixes travel and commercial accounts and does not identify a comparable BHSI commercial-policy population; retain its displayed 2.1/5 from 9 as source evidence, but exclude it from a provider Review Score.

Trustpilot displays a 2.1/5 TrustScore from 9 reviews. Individual reports remain reviewer allegations, not verified claim outcomes. [5](https://www.trustpilot.com/review/bhspecialty.com)

TrustScore: 2.1 (out of 5); 9 reviews; Displayed when checked 2026-09-29

### Berkshire Hathaway Specialty Insurance Reviews on BBB

Score: 2.0 / 10 (original: 1 / 5).

Status: Found. Checked 2026-09-29.

Scope: BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews.

Excluded from Review Score: The six reviews mix travel and commercial narratives, include a BHSI reply distinguishing a BHDIC account, and are not verified by BBB; retain the displayed 1/5 from 6 as source evidence, but exclude it from a BHSI commercial-provider Review Score.

BBB displays an average of 1/5 from 6 customer reviews. The set is small and mixed-product; individual reports and responses are not independently verified evidence of general claims performance. [7](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

Customer review average: 1 (out of 5 stars); 6 reviews; Displayed when checked 2026-09-29

### Berkshire Hathaway Specialty Insurance Reviews on NerdWallet

Status: Not applicable. Checked 2026-09-29.

Scope: The reviewed NerdWallet page assesses Berkshire Hathaway Travel Protection. It is a separate travel brand, not the BHSI U.S. commercial provider profile; do not transfer its rating.

A separate Berkshire Hathaway Travel Protection review was found; no BHSI commercial-provider rating is proposed from it. [1](https://www.nerdwallet.com/travel/learn/berkshire-hathaway-travel-insurance)

### Berkshire Hathaway Specialty Insurance Reviews on J.D. Power

Status: Not found in reviewed sources. Checked 2026-09-29.

Scope: Reviewed J.D. Power 2025 and 2026 U.S. Small Commercial Insurance profiled-brand target lists on 2026-09-29. The published lists omit BHSI; these target lists do not prove absence from every J.D. Power product or subscriber dataset.

The inspected small-commercial study lists do not name BHSI; no BHSI score is reported. [2](https://www.jdpower.com/business/u-s-small-commercial-insurance-study/)

### Berkshire Hathaway Specialty Insurance Reviews on NAIC

Status: Not found in reviewed sources. Checked 2026-09-29.

Scope: Reviewed the NAIC Consumer Insurance Search route and the 2023 IRIS ratios row for Berkshire Hathaway Specialty Insurance Company, NAIC 22276. The historic IRIS financial table is unaudited and not a current consumer complaint index or opinion.

These inspected NAIC pages did not establish a current BHSIC-specific consumer complaint index. The 2023 IRIS entry is not converted into a review score or complaint finding. [3](https://content.naic.org/sites/default/files/publication-irismedian.pdf) [4](https://content.naic.org/cis_refined_results.htm)

### Berkshire Hathaway Specialty Insurance Reviews on ConsumerAffairs

Status: Not applicable. Checked 2026-09-29.

Scope: The inspected ConsumerAffairs page reviews Travelex travel insurance and mentions BHSI as an underwriter for some travel products. It is not a BHSI profile or BHSI commercial-insurance aggregate.

No BHSI aggregate metric is assigned from the separate Travelex review page. [6](https://www.consumeraffairs.com/insurance/travelex-insurance-services.html?page=4)

## Trustpilot shows 2.1 from 9 reviews

Nine reviews is a very small set, and it mixes travel-policy customers with others. Trustpilot doesn't verify the accounts, so treat each one as one person's story. [5](https://www.trustpilot.com/review/bhspecialty.com)

## BBB shows 1 out of 5 from 6 reviews

The BBB page for the company's headquarters shows six customer reviews averaging 1 out of 5. They mix travel and commercial stories, and BBB says it doesn't verify what people post. [7](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

In one reply, the company explained that a customer's policy came from a different Berkshire Hathaway insurer. [7](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

## Other sources were about different products

NerdWallet reviews Berkshire Hathaway Travel Protection, a separate travel brand. ConsumerAffairs reviews Travelex travel insurance, which mentions this company as an underwriter. Neither describes its business insurance, so we didn't use them. [1](https://www.nerdwallet.com/travel/learn/berkshire-hathaway-travel-insurance) [6](https://www.consumeraffairs.com/insurance/travelex-insurance-services.html?page=4)

## What Did Spot Not Find for Berkshire Hathaway Specialty Insurance?

J.D. Power's small-business study doesn't list the company, so there's no score there. The NAIC shows no current complaint measure for it either. [2](https://www.jdpower.com/business/u-s-small-commercial-insurance-study/) [3](https://content.naic.org/sites/default/files/publication-irismedian.pdf) [4](https://content.naic.org/cis_refined_results.htm)

There's no Review Score, because both star ratings mix travel and business customers. [5](https://www.trustpilot.com/review/bhspecialty.com) [7](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

## Berkshire Hathaway Specialty Insurance Reliability Score

- Carrier & MGA Reliability Score: 7.0 / 10. Assessed 2026-09-29; review due 2026-10-29.

Spot’s editorial score is separate from customer reviews and third-party ratings. [Read the assessment](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/reliability) or [see the methodology](https://thegeneralaverage.com/reliability-score).

## Limitations of Berkshire Hathaway Specialty Insurance Review Data

- Both review pages mix travel and business customers.
- Nine and six reviews are too few to show a pattern.
- BBB and Trustpilot don't verify reviews.
- We found no J.D. Power score or current complaint measure.

## What Should You Ask Berkshire Hathaway Specialty Insurance Before You Buy?

- Which Berkshire Hathaway insurer would issue my policy?
- How does claims handling work for my kind of business?
- Do you work directly with me or through a broker?
- Can you share how many complaints your insurer has had with my state's regulator?

## Disclosure About Our Berkshire Hathaway Specialty Insurance Review Research

Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market.

## Sources for Berkshire Hathaway Specialty Insurance Reviews

1. [Berkshire Hathaway Travel Insurance Review](https://www.nerdwallet.com/travel/learn/berkshire-hathaway-travel-insurance) — NerdWallet; Review of Berkshire Hathaway Travel Protection; a travel-insurance brand distinct from the BHSI U.S. commercial-product catalogue. Reviewed for brand-scope exclusion only.; accessed 2026-09-29.
2. [U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/u-s-small-commercial-insurance-study/) — J.D. Power; Profiled Brands target lists for 2025 and 2026; the enumerated brand lists omit BHSI. These lists are not complete study results or a claim that no other J.D. Power study exists.; accessed 2026-09-29.
3. [Industry Means and Median — Data Year 2023 NAIC IRIS Ratios](https://content.naic.org/sites/default/files/publication-irismedian.pdf) — National Association of Insurance Commissioners; PDF p. 16 (numbered p. 15), row 22276 Berkshire Hathaway Specialty Insurance; report explicitly cautions results are unaudited, not a complete financial analysis, and not an opinion on any insurer. This historic financial diagnostic is not a current consumer complaint index.; accessed 2026-09-29.
4. [Consumer Insurance Search — Refined Results](https://content.naic.org/cis_refined_results.htm) — National Association of Insurance Commissioners; NAIC consumer-search landing/results route and its statement that company subsidiaries may use different names; reviewed as current complaint-index source availability context. This access did not establish a BHSIC-specific current complaint index.; accessed 2026-09-29.
5. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com) — Trustpilot; Company review page; review count and TrustScore shown near page title; individual entries include mixed travel and other experiences. Reviewer-generated allegations are unverified and not a measured claims outcome.; accessed 2026-09-29.
6. [Travelex Insurance Services Reviews](https://www.consumeraffairs.com/insurance/travelex-insurance-services.html?page=4) — ConsumerAffairs; Customer review page for Travelex, a separate travel-insurance brand; page text mentions its BHSI underwriting relationship for travel products. It is not an aggregate BHSI commercial-insurance review profile.; accessed 2026-09-29.
7. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews) — Better Business Bureau; Headquarters/corporate-owned locations review page; average and review count at Customer Review Ratings; individual reviews span travel and commercial claims, include BHSI replies distinguishing BHDIC products, and BBB warns third-party review facts are not verified.; accessed 2026-09-29.

## How the Berkshire Hathaway Specialty Insurance Review Score Is Calculated

The baseline covers NerdWallet, J.D. Power, NAIC, Trustpilot, ConsumerAffairs, and BBB. Additional relevant sources may also appear. Platforms may cover different products, time periods, and groups of customers, and their metrics use different methods. The Review Score combines numerical ratings and approximate BBB grade conversions on a 10-point scale, with equal weight per source.

A BBB letter grade describes BBB’s view of a business; customer star ratings are a separate measure. An NAIC complaint index compares complaint volume with expected volume for a company’s size and is not a customer rating.

[View Berkshire Hathaway Specialty Insurance provider profile](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance)

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