--- title: "Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance" description: "Everything to know before buying Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance: what it covers and who it’s for." canonical: "https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/representations-warranties" page-type: "offering-page" updated-at: "2026-09-29" provider: "berkshire-hathaway-specialty-insurance" coverage-line: "representations-warranties" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/representations-warranties) ## Agent Guide **What this page is:** What Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance specifically. For the general coverage explainer use /coverage/representations-warranties; for the provider overall use its profile. **Questions this page answers:** - Does Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance offer this coverage? - What does Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance cover and exclude? - Who is Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance designed for? **Key facts:** - Provider slug `berkshire-hathaway-specialty-insurance`; coverage line `representations-warranties`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-29. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) — parent: provider profile # What Does Representations and Warranties Insurance from Berkshire Hathaway Specialty Insurance Cover? Product: Transactional Liability Representations & Warranties Insurance. Provider: Berkshire Hathaway Specialty Insurance. Coverage line: Representations and Warranties Insurance. ## Quick Answer Berkshire Hathaway Specialty Insurance offers representations and warranties insurance for transactions in sectors such as manufacturing, financial institutions, technology and healthcare. [1](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/transactional-liability/ "Transactional Liability") [2](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") ## Berkshire Hathaway Specialty Insurance Representations and Warranties at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Company-reported | 1 | ## Who Is Berkshire Hathaway Specialty Insurance Representations and Warranties For? - The current page lists manufacturing, financial institutions, technology, real estate, energy, healthcare and retail as transactional-liability target sectors. [1](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/transactional-liability/ "Transactional Liability") (Evidence: Company-reported; scope: Portfolio target sectors, not R&W-only acceptability criteria.) ## Berkshire Hathaway Specialty Insurance Representations and Warranties Coverage Features - BHSI’s current U.S. Transactional Liability page and linked overview name Representations and Warranties Insurance as a product. [1](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/transactional-liability/ "Transactional Liability") [2](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") (Evidence: Company-reported; scope: Direct U.S. product listing; final coverage depends on transaction-specific contract terms.) - The U.S. overview describes R&W insurance as adding protection beyond negotiated caps and survival periods and as potentially reducing seller escrow. [2](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") (Evidence: Company-reported; scope: Company-reported transactional use cases; not a promise of clean exit, outcome or standardized policy response.) ## Berkshire Hathaway Specialty Insurance Representations and Warranties Limits and Retentions - The 2025 U.S. Transactional Liability overview states portfolio capacity up to $25 million and says premiums/retentions vary with transaction size and risks. [2](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf "Transactional Liability Overview") (Evidence: Company-reported; scope: Portfolio-wide underwriting capacity, not a guaranteed R&W limit or quote; document dated 2025-05-16-A.) ## Berkshire Hathaway Specialty Insurance vs Other Representations and Warranties Providers - [Berkshire Hathaway Specialty Insurance vs AIG](https://thegeneralaverage.com/compare/aig-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs CFC](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-cfc) - [Berkshire Hathaway Specialty Insurance vs Chubb](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-chubb) - [Berkshire Hathaway Specialty Insurance vs Corgi](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-corgi) ## Other Coverage Lines From Berkshire Hathaway Specialty Insurance - [Berkshire Hathaway Specialty Insurance Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/builders-risk) - [Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/cargo-transit) - [Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/commercial-property) - [Berkshire Hathaway Specialty Insurance Crime Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/crime) - [Berkshire Hathaway Specialty Insurance Cyber Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/cyber) - [Berkshire Hathaway Specialty Insurance D&O Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/directors-officers) - [Berkshire Hathaway Specialty Insurance Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/employment-practices) - [Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/fiduciary) - [Berkshire Hathaway Specialty Insurance General Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/general-liability) - [Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/inland-marine) - [Berkshire Hathaway Specialty Insurance Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/media) - [Berkshire Hathaway Specialty Insurance Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/product-liability) - [Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/professional-errors-omissions) - [Berkshire Hathaway Specialty Insurance Surety Bonds](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/surety-bonds) - [Berkshire Hathaway Specialty Insurance Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/technology-errors-omissions) - [Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/umbrella-excess) ## Related Reading - [Berkshire Hathaway Specialty Insurance Profile](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance Reliability](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/reliability) - [Berkshire Hathaway Specialty Insurance Alternatives](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/alternatives) - [Coverage Guide: Representations and warranties](https://thegeneralaverage.com/coverage/representations-warranties) ## Sources for Berkshire Hathaway Specialty Insurance Representations and Warranties 1. [Transactional Liability](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/transactional-liability/). Berkshire Hathaway Specialty Insurance; Product Highlights list R&W, tax, contingent-liability and class-action-settlement insurance; Top Targets list manufacturing, financial institutions, technology, real estate, energy, healthcare and retail, lines 6–27. The target list is for the transactional-liability portfolio, not exclusive R&W eligibility. Accessed 2026-09-28. 2. [Transactional Liability Overview](https://www.bhspecialty.com/wp-content/uploads/marketing/Transactional-Liability-Overview-US.pdf). Berkshire Hathaway Specialty Insurance; PDF pp.1–2: R&W, tax, contingent-liability, and class-action-settlement products; portfolio-wide primary/excess and up-to-$25m capacity; premiums/retentions vary by transaction/risk; portfolio appetite and in-house claims group; R&W buyer-use descriptions; dated 2025-05-16-A. Product-specific limits and final terms not stated. Source version: 2025-05-16-A. Accessed 2026-09-28. ## How to Cite This Page Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance: Coverage, Eligibility & Limits (2026). The General Average, updated 2026-09-29. https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/representations-warranties. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). 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