---
title: "Berkshire Hathaway Specialty Insurance Reliability"
description: "This partial score shows what we could verify about Berkshire Hathaway Specialty Insurance's licensing, financial strength, claims process and public terms. A rating doesn't guarantee a claim will be paid."
canonical: "https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/reliability"
page-type: "reliability-article"
updated-at: "2026-09-29"
provider: "berkshire-hathaway-specialty-insurance"
content-type: "reliability"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/reliability)

## Agent Guide

**What this page is:** Spot's evidence-based reliability assessment of Berkshire Hathaway Specialty Insurance, scored per role (for example broker, carrier, managing general agent) with the regulatory and financial-strength evidence used.

**Use this page when:** Cite this page to answer whether Berkshire Hathaway Specialty Insurance is reliable or financially sound. Scores apply to the assessed entity and role named on the page, not to every company under the brand.

**Questions this page answers:**
- Is Berkshire Hathaway Specialty Insurance reliable?
- Is Berkshire Hathaway Specialty Insurance financially strong and properly licensed?
- How was Berkshire Hathaway Specialty Insurance scored and why?

**Key facts:**
- Entity: Berkshire Hathaway Specialty Insurance (provider slug `berkshire-hathaway-specialty-insurance`).
- Each role is scored against its own rubric; scores are never comparable across rubrics.

**Limits (do not over-claim):**
- A Reliability Score is a research assessment, not a rating agency grade, guarantee of claims payment or recommendation.
- Where the page says an assessment is unavailable or partial, no score should be inferred.
- The scored entity may differ from the brand name; read the assessed-entity line before quoting a score.

**Provenance:** Based on regulatory filings and public financial disclosures cited on the page; updated 2026-09-29. Methodology at /reliability-score.

**Related pages:**
- [Provider reliability directory](https://thegeneralaverage.com/insurance-reliability) — parent hub
- [How the Reliability Score works](https://thegeneralaverage.com/reliability-score) — methodology: rubric, weights, evidence rules
- [Berkshire Hathaway Specialty Insurance profile](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) — same provider: provider profile: products, coverage lines and sources
- [Berkshire Hathaway Specialty Insurance reviews](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/reviews) — same provider: customer review evidence and Reliability Score
- [Berkshire Hathaway Specialty Insurance alternatives](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/alternatives) — same provider: closest alternative providers

# How Reliable Is Berkshire Hathaway Specialty Insurance?

This partial score shows what we could verify about Berkshire Hathaway Specialty Insurance's licensing, financial strength, claims process and public terms. A rating doesn't guarantee a claim will be paid.

## Berkshire Hathaway Specialty Insurance Reliability Scores for 2026

- **Role:** Insurance carrier

- **Scope:** Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

**Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.**

This partial Carrier & MGA Reliability Score covers licensing and authority, financial strength, claims and servicing, regulatory record and how clearly it explains its terms. It uses 85% of the rubric's factor weighting, normalized to a ten-point scale. Anything without enough evidence is left out, not scored as zero.

- **Carrier & MGA Reliability Score:** **7.0/10**
- **Subject:** Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
- **Role:** Insurance carrier
- **Scope:** Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.
- **Assessed:** 2026-09-29
- **Review due:** 2026-10-29
- **Factor basis:** Partial score; **85%** of this role’s weighting included. Included: Identity and Authority, Financial Resilience, Claims and Servicing, Regulatory Conduct, Disclosure Clarity. Excluded: Carrier-Network Strength: The supplied evidence did not support a score for Carrier-Network Strength; this factor is excluded, not scored as zero. Canonical evidence gaps: The AM Best rating carries a group-affiliation code, so it reflects the Berkshire Hathaway group rather than a standalone view.; No NAIC complaint index or state complaint data for BHSIC was found, so service outcomes are not measured.; Which BHSI-branded product is written on BHSIC paper versus an affiliate (Direct, Homestate, travel programs) is not mapped by product.; A state-by-state license lookup was not run; the all-states statement comes from the Nebraska exam report.; Non-U.S. regulators (FCA and PRA for the U.K. entity, Singapore, Australia and others) were not searched..

- **Methodology:** [How we calculate the Reliability Score](https://thegeneralaverage.com/reliability-score)

- **Provider profile:** [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance)

## What Our Research Found About Berkshire Hathaway Specialty Insurance

### Berkshire Hathaway Specialty Insurance Who the insurer is

Berkshire Hathaway Specialty Insurance Company (BHSIC) is a Nebraska insurer wholly owned by National Indemnity Company, which is owned by Berkshire Hathaway. State records match: New York lists it under NAIC 22276, admitted in 1973, and previously named Stonewall Insurance Company. BHSI is the brand. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/), [Company Details: Berkshire Hathaway Specialty Insurance Company](https://myportal.dfs.ny.gov/companydirectory/dir_det.jsp?search_value=1399&search_type=CPAT_NUM&naic=22276&frst=dir_srch_optiono&filekey=dir&c=c)

BHSIC is not the issuer everywhere. In the U.K., BHSI is a trade name and policies are issued by Berkshire Hathaway International Insurance Ltd. BHSI does not publish which legal entity issues each U.S. product, so check the declarations page for the issuer. [Claims, United Kingdom](https://www.bhspecialty.com/claims/claims-uk/), [Claims, United States](https://www.bhspecialty.com/claims/)

### Berkshire Hathaway Specialty Insurance Licensing

Nebraska's examiners inspected BHSIC's certificates of authority and report it is licensed in all states and the District of Columbia. It is also licensed in Australia, Dubai, Hong Kong, Labuan, Macau, New Zealand and Singapore, and is a U.S. Treasury-approved surety and reinsurer on federal bonds. New York separately lists its current writing powers, including fire, liability, workers' compensation, surety, marine and inland marine. [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf), [Company Details: Berkshire Hathaway Specialty Insurance Company](https://myportal.dfs.ny.gov/companydirectory/dir_det.jsp?search_value=1399&search_type=CPAT_NUM&naic=22276&frst=dir_srch_optiono&filekey=dir&c=c)

### Berkshire Hathaway Specialty Insurance Financial strength

AM Best rates Berkshire Hathaway Specialty Insurance Company A++ (Superior), the top rating, in Financial Size Category XV (USD 2 billion or more), with a stable outlook, affirmed 16 April 2026. The rating carries a group affiliation code, so it reflects the wider Berkshire Hathaway group. Its issuer credit rating is aaa, also stable. [AM Best rating disclosure: Berkshire Hathaway Specialty Ins Co (AMB 000864)](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=864)

Nebraska's examination shows the insurer's own numbers at 31 December 2024: capital and surplus of about USD 4.60 billion, admitted assets of about USD 8.29 billion, 2024 premiums earned of about USD 1.07 billion and net income of about USD 368 million. Examiners found no material effect on financial condition. [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf)

### Berkshire Hathaway Specialty Insurance Reinsurance and backing

BHSIC cedes 50% of its U.S. business to its parent, National Indemnity Company, under a continuous quota share. Its foreign branches cede between 60% and 100% to the same parent. The examination also notes a 50% quota share BHSIC assumes on two Oscar health insurers. Because the reinsurer is an affiliate, the group's capital stands behind BHSIC, but the cession also concentrates reliance on one group. [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf)

### Berkshire Hathaway Specialty Insurance Claims and service

BHSI publishes a 24-hour toll-free claims line, a claims email and mailing address in Atlanta, and named heads of claims by line for North America. Nebraska's examiners noted the insurer's claims-handling and payment procedures during the exam and reported no claims-related recommendation. The balance sheet also shows an advance to a third-party claims administrator, so some claims work is outsourced. This does not show how fast claims are paid. [Claims, United States](https://www.bhspecialty.com/claims/), [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf)

### Berkshire Hathaway Specialty Insurance Regulatory record

Nebraska's coordinated exam (with California, Colorado, Connecticut, Iowa and New York) made one recommendation: add required clauses, including an errors-and-omissions clause, to some reinsurance certificates and agreements. Prior recommendations were complied with. A search for BHSIC-specific consent orders turned up actions against other Berkshire Hathaway companies (such as Berkshire Hathaway Direct and Homestate), which are different legal entities and are not counted here. [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf)

## Berkshire Hathaway Specialty Insurance Licenses and Authority Records

| Entity | Jurisdiction | Identifier | Number | License type | Authority | Sources |
| --- | --- | --- | --- | --- | --- | --- |
| Berkshire Hathaway Specialty Insurance Company | NE (domicile) | Certificate of authority | NAIC 22276 | Domestic property and casualty insurer, licensed to write all Nebraska lines except life, variable products, credit property, title and mortgage guaranty; certificates of authority in all states and DC inspected by examiners for the period to 31 Dec 2024 | Nebraska Department of Insurance | [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf) |
| Berkshire Hathaway Specialty Insurance Company | NY | Certificate of authority | NAIC 22276; NY DFS CPAF 1399 | Admitted property and casualty insurer (admitted 10/04/1973), with current writing powers listed by line | New York State Department of Financial Services | [Company Details: Berkshire Hathaway Specialty Insurance Company](https://myportal.dfs.ny.gov/companydirectory/dir_det.jsp?search_value=1399&search_type=CPAT_NUM&naic=22276&frst=dir_srch_optiono&filekey=dir&c=c) |
| Berkshire Hathaway Specialty Insurance Company | US | Insurer company identifier | NAIC 22276; AM Best 000864 | Insurer identifiers used in NAIC and AM Best records | NAIC; AM Best | [AM Best rating disclosure: Berkshire Hathaway Specialty Ins Co (AMB 000864)](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=864), [Company Details: Berkshire Hathaway Specialty Insurance Company](https://myportal.dfs.ny.gov/companydirectory/dir_det.jsp?search_value=1399&search_type=CPAT_NUM&naic=22276&frst=dir_srch_optiono&filekey=dir&c=c) |

## Regulator Searches for Berkshire Hathaway Specialty Insurance

| Jurisdiction | Result | Notes | Sources |
| --- | --- | --- | --- |
| Nebraska Department of Insurance (domicile) | verified | Financial examination as of 31 December 2024, adopted 1 July 2026. Licensed in all states and DC; one reinsurance-clause recommendation; no material change to financial statements. | [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf) |
| New York DFS | verified | Company directory shows NAIC 22276, admitted 1973 and current writing powers. | [Company Details: Berkshire Hathaway Specialty Insurance Company](https://myportal.dfs.ny.gov/companydirectory/dir_det.jsp?search_value=1399&search_type=CPAT_NUM&naic=22276&frst=dir_srch_optiono&filekey=dir&c=c) |
| AM Best | verified | A++ (Superior), group rating, XV, stable, affirmed 16 April 2026. | [AM Best rating disclosure: Berkshire Hathaway Specialty Ins Co (AMB 000864)](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=864) |
| State departments of insurance (enforcement, web search) | not-found | A web search for BHSIC-specific consent orders returned only actions against other Berkshire Hathaway insurers. This is a bounded search, not a full state-by-state check. |  |
| United Kingdom (PRA and FCA) | not-researched | The U.K. issuer is a different entity (Berkshire Hathaway International Insurance Ltd) and was out of scope. | [Claims, United Kingdom](https://www.bhspecialty.com/claims/claims-uk/) |

## Berkshire Hathaway Specialty Insurance Reliability Scores by Factor

### Berkshire Hathaway Specialty Insurance Carrier & MGA Reliability Score

Included weighting: **85%** of the original dimensions. Contributions are normalized over included weighting. Excluded factors:
- **Carrier-Network Strength:** The supplied evidence did not support a score for Carrier-Network Strength; this factor is excluded, not scored as zero. Canonical evidence gaps: The AM Best rating carries a group-affiliation code, so it reflects the Berkshire Hathaway group rather than a standalone view.; No NAIC complaint index or state complaint data for BHSIC was found, so service outcomes are not measured.; Which BHSI-branded product is written on BHSIC paper versus an affiliate (Direct, Homestate, travel programs) is not mapped by product.; A state-by-state license lookup was not run; the all-states statement comes from the Nebraska exam report.; Non-U.S. regulators (FCA and PRA for the U.K. entity, Singapore, Australia and others) were not searched.
| Dimension | Score (0–4) | Weight | Contribution (/10) | Sources |
| --- | ---: | ---: | ---: | --- |
| Identity and Authority | 2.95 | 15% | 1.30 | [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf), [AM Best rating disclosure: Berkshire Hathaway Specialty Ins Co (AMB 000864)](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=864), [Company Details: Berkshire Hathaway Specialty Insurance Company](https://myportal.dfs.ny.gov/companydirectory/dir_det.jsp?search_value=1399&search_type=CPAT_NUM&naic=22276&frst=dir_srch_optiono&filekey=dir&c=c), [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/), [About Us](https://www.bhspecialty.com/about-us/), [Claims, United Kingdom](https://www.bhspecialty.com/claims/claims-uk/), [Claims, United States](https://www.bhspecialty.com/claims/) |
| Financial Resilience | 3.21 | 20% | 1.89 | [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf), [AM Best rating disclosure: Berkshire Hathaway Specialty Ins Co (AMB 000864)](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=864), [Company Details: Berkshire Hathaway Specialty Insurance Company](https://myportal.dfs.ny.gov/companydirectory/dir_det.jsp?search_value=1399&search_type=CPAT_NUM&naic=22276&frst=dir_srch_optiono&filekey=dir&c=c), [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/), [About Us](https://www.bhspecialty.com/about-us/), [Claims, United Kingdom](https://www.bhspecialty.com/claims/claims-uk/), [Claims, United States](https://www.bhspecialty.com/claims/) |
| Claims and Servicing | 2.02 | 20% | 1.19 | [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf), [AM Best rating disclosure: Berkshire Hathaway Specialty Ins Co (AMB 000864)](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=864), [Company Details: Berkshire Hathaway Specialty Insurance Company](https://myportal.dfs.ny.gov/companydirectory/dir_det.jsp?search_value=1399&search_type=CPAT_NUM&naic=22276&frst=dir_srch_optiono&filekey=dir&c=c), [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/), [About Us](https://www.bhspecialty.com/about-us/), [Claims, United Kingdom](https://www.bhspecialty.com/claims/claims-uk/), [Claims, United States](https://www.bhspecialty.com/claims/) |
| Regulatory Conduct | 3.13 | 20% | 1.84 | [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf), [AM Best rating disclosure: Berkshire Hathaway Specialty Ins Co (AMB 000864)](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=864), [Company Details: Berkshire Hathaway Specialty Insurance Company](https://myportal.dfs.ny.gov/companydirectory/dir_det.jsp?search_value=1399&search_type=CPAT_NUM&naic=22276&frst=dir_srch_optiono&filekey=dir&c=c), [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/), [About Us](https://www.bhspecialty.com/about-us/), [Claims, United Kingdom](https://www.bhspecialty.com/claims/claims-uk/), [Claims, United States](https://www.bhspecialty.com/claims/) |
| Disclosure Clarity | 2.77 | 10% | 0.81 | [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf), [AM Best rating disclosure: Berkshire Hathaway Specialty Ins Co (AMB 000864)](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=864), [Company Details: Berkshire Hathaway Specialty Insurance Company](https://myportal.dfs.ny.gov/companydirectory/dir_det.jsp?search_value=1399&search_type=CPAT_NUM&naic=22276&frst=dir_srch_optiono&filekey=dir&c=c), [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/), [About Us](https://www.bhspecialty.com/about-us/), [Claims, United Kingdom](https://www.bhspecialty.com/claims/claims-uk/), [Claims, United States](https://www.bhspecialty.com/claims/) |

## What We Couldn’t Confirm About Berkshire Hathaway Specialty Insurance

- The AM Best rating carries a group-affiliation code, so it reflects the Berkshire Hathaway group rather than a standalone view.
- No NAIC complaint index or state complaint data for BHSIC was found, so service outcomes are not measured.
- Which BHSI-branded product is written on BHSIC paper versus an affiliate (Direct, Homestate, travel programs) is not mapped by product.
- A state-by-state license lookup was not run; the all-states statement comes from the Nebraska exam report.
- Non-U.S. regulators (FCA and PRA for the U.K. entity, Singapore, Australia and others) were not searched.

## Insurance Terms Related to Berkshire Hathaway Specialty Insurance

- [What Is an Insurance Carrier?](https://thegeneralaverage.com/insurance-glossary/insurance-carrier)
- [What Is an AM Best Rating?](https://thegeneralaverage.com/insurance-glossary/am-best-rating)
- [What Is Policyholder Surplus?](https://thegeneralaverage.com/insurance-glossary/policyholder-surplus)
- [What Is Reinsurance?](https://thegeneralaverage.com/insurance-glossary/reinsurance)

## Sources for Berkshire Hathaway Specialty Insurance Reliability Research

- [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/) — Berkshire Hathaway Specialty Insurance; Company Profile ¶¶ 1–2: BHSIC’s company-reported Nebraska domicile, direct property and casualty insurer role, and ownership chain; this Singapore-branch disclosure does not map BHSIC to every BHSI product or U.S. policy.; accessed 2026-09-28.
- [Examination Report of Berkshire Hathaway Specialty Insurance Company as of December 31, 2024](https://doi.nebraska.gov/sites/default/files/doc/Berkshire%20Hathaway%20Specialty%20Insurance%20Company%20as%20of%2012-31-2024.pdf) — Nebraska Department of Insurance; Final report adopted 1 July 2026 (period 2021-2024, coordinated with CA, CO, CT, IA and NY): Territory and Plan of Operation (licensed in all states and DC, plus several non-U.S. jurisdictions), Reinsurance (50% quota share to National Indemnity Company), Financial Statements at 31 Dec 2024, Examination Changes (no material effect), Commentary on Findings (one reinsurance-clause recommendation).; accessed 2026-09-29.
- [Company Details: Berkshire Hathaway Specialty Insurance Company](https://myportal.dfs.ny.gov/companydirectory/dir_det.jsp?search_value=1399&search_type=CPAT_NUM&naic=22276&frst=dir_srch_optiono&filekey=dir&c=c) — New York State Department of Financial Services; NAIC 22276, domicile Nebraska, admitted in New York 10/04/1973, group Berkshire Hathaway, name history (Stonewall Insurance Company until 2015), and current New York writing powers by line.; accessed 2026-09-29.
- [AM Best rating disclosure: Berkshire Hathaway Specialty Ins Co (AMB 000864)](https://ratings.ambest.com/DisclosurePDF.aspx?AMBNum=864) — AM Best; Financial Strength Rating A++ (Superior), affiliation code g (group rating), Financial Size Category XV (USD 2.00 billion or more), stable outlook, affirmed 16 April 2026; Long-Term Issuer Credit Rating aaa (Exceptional), stable, affirmed 16 April 2026; NAIC 22276.; accessed 2026-09-29.
- [About Us](https://www.bhspecialty.com/about-us/) — Berkshire Hathaway Specialty Insurance; Describes BHSI as part of the National Indemnity group of insurers and lists lines written. Company-published.; accessed 2026-09-29.
- [Claims, United States](https://www.bhspecialty.com/claims/) — Berkshire Hathaway Specialty Insurance; How to report a claim: email and 24-hour toll-free line, mailing address in Atlanta, separate travel and Berxi routes, and named North America heads of claims by line. Company-published.; accessed 2026-09-29.
- [Claims, United Kingdom](https://www.bhspecialty.com/claims/claims-uk/) — Berkshire Hathaway Specialty Insurance; States that BHSI is a registered U.K. trade name and that all U.K. policies are issued by Berkshire Hathaway International Insurance Ltd, authorised by the PRA and regulated by the FCA and PRA. This is a different legal entity from BHSIC.; accessed 2026-09-29.

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