--- title: "Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance" description: "Everything to know before buying Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance: what it covers and who it’s for." canonical: "https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/fiduciary" page-type: "offering-page" updated-at: "2026-09-30" provider: "berkshire-hathaway-specialty-insurance" coverage-line: "fiduciary" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/fiduciary) ## Agent Guide **What this page is:** What Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance specifically. For the general coverage explainer use /coverage/fiduciary; for the provider overall use its profile. **Questions this page answers:** - Does Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance offer this coverage? - What does Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance cover and exclude? - Who is Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance designed for? **Key facts:** - Provider slug `berkshire-hathaway-specialty-insurance`; coverage line `fiduciary`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-30. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) — parent: provider profile # What Does Fiduciary Liability Insurance from Berkshire Hathaway Specialty Insurance Cover? Product: Fiduciary Liability in Executive First Private Company Portfolio. Provider: Berkshire Hathaway Specialty Insurance. Coverage line: Fiduciary Liability Insurance. ## Quick Answer Berkshire Hathaway Specialty Insurance offers fiduciary liability insurance to large commercial and financial firms, including full settlor coverage and coverage for fines and penalties. [2](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/fiduciary-liability-policy/ "Executive First Fiduciary Liability Policy") ## Berkshire Hathaway Specialty Insurance Fiduciary Liability at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Who It’s For | Company-reported | 2 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Company-reported | 1 | ## Berkshire Hathaway Specialty Insurance’s Role in Fiduciary Liability - BHSI lists fiduciary liability as a component of its Executive First Private Company Portfolio comprehensive form with D&O, EPL, Commercial Crime and employed-lawyer insurance. [1](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/private-company-portfolio/ "Executive First Private Company Portfolio") (Evidence: Company-reported; scope: This is a marketed portfolio component; the source does not say every line is required or that limits are shared.) ## Who Is Berkshire Hathaway Specialty Insurance Fiduciary Liability For? - The portfolio targets private companies with at least $10 million in revenue and names construction, manufacturing, wholesale, retail, service, technology and transportation sectors. [1](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/private-company-portfolio/ "Executive First Private Company Portfolio") (Evidence: Company-reported; scope: These are portfolio target-account statements, not guaranteed fiduciary eligibility.) - BHSI identifies large commercial and financial firms with complex risk-transfer needs as targets for this fiduciary policy. [2](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/fiduciary-liability-policy/ "Executive First Fiduciary Liability Policy") (Evidence: Company-reported; scope: A target segment does not guarantee eligibility for an applicant or plan.) ## Berkshire Hathaway Specialty Insurance Fiduciary Liability Coverage Features - BHSI names fiduciary liability as one component of the Executive First Private Company Portfolio. [1](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/private-company-portfolio/ "Executive First Private Company Portfolio") (Evidence: Company-reported; scope: The source does not describe the fiduciary insuring agreement, covered plans or insured parties.) - BHSI’s Executive First Fiduciary Liability Policy page lists full settlor coverage, Affordable Care Act gap coverage, and coverage for fines and penalties; it says specialized defense counsel is recommended but not required. [2](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/fiduciary-liability-policy/ "Executive First Fiduciary Liability Policy") (Evidence: Company-reported; scope: These are company-described product highlights. Applicable law, policy wording, conditions and exclusions govern a given plan or claim.) ## Berkshire Hathaway Specialty Insurance Fiduciary Liability Limits and Retentions - BHSI advertises shared or separate limits up to $50 million for the portfolio. [1](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/private-company-portfolio/ "Executive First Private Company Portfolio") (Evidence: Company-reported; scope: The source does not give a fiduciary-specific limit or explain allocation among components.) ## Berkshire Hathaway Specialty Insurance vs Other Fiduciary Liability Providers - [Berkshire Hathaway Specialty Insurance vs AIG](https://thegeneralaverage.com/compare/aig-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs Aon](https://thegeneralaverage.com/compare/aon-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs Beazley](https://thegeneralaverage.com/compare/beazley-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs Chubb](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-chubb) ## Other Coverage Lines From Berkshire Hathaway Specialty Insurance - [Berkshire Hathaway Specialty Insurance Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/builders-risk) - [Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/cargo-transit) - [Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/commercial-property) - [Berkshire Hathaway Specialty Insurance Crime Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/crime) - [Berkshire Hathaway Specialty Insurance Cyber Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/cyber) - [Berkshire Hathaway Specialty Insurance D&O Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/directors-officers) - [Berkshire Hathaway Specialty Insurance Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/employment-practices) - [Berkshire Hathaway Specialty Insurance General Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/general-liability) - [Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/inland-marine) - [Berkshire Hathaway Specialty Insurance Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/media) - [Berkshire Hathaway Specialty Insurance Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/product-liability) - [Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/professional-errors-omissions) - [Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/representations-warranties) - [Berkshire Hathaway Specialty Insurance Surety Bonds](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/surety-bonds) - [Berkshire Hathaway Specialty Insurance Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/technology-errors-omissions) - [Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/umbrella-excess) ## Related Reading - [Berkshire Hathaway Specialty Insurance Profile](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance Reliability](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/reliability) - [Berkshire Hathaway Specialty Insurance Alternatives](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/alternatives) - [Coverage Guide: Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary) ## Sources for Berkshire Hathaway Specialty Insurance Fiduciary Liability 1. [Executive First Private Company Portfolio](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/private-company-portfolio/). Berkshire Hathaway Specialty Insurance; Product Highlights, lines 11–15: D&O, EPL, fiduciary, Commercial Crime and Employed Lawyers in one comprehensive form; shared or separate limits up to $50 million; EPL First HR resources and attorney helpline. Top Targets, lines 16–25: private companies with at least $10 million revenue and listed industries. Reopened 2026-09-30. Accessed 2026-09-30. 2. [Executive First Fiduciary Liability Policy](https://www.bhspecialty.com/us-products/us-executive-and-professional-lines/public-company/fiduciary-liability-policy/). Berkshire Hathaway Specialty Insurance; Product Highlights: full settlor coverage, ACA gap coverage, recommended-not-mandatory specialized defense counsel, and fines/penalties; Top Targets: large commercial and financial firms (lines 6–20). Reopened 2026-09-30. Accessed 2026-09-30. ## How to Cite This Page Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance: Coverage, Eligibility & Limits (2026). The General Average, updated 2026-09-30. https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/fiduciary. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). 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