--- title: "Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance" description: "Everything to know before buying Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance: what it covers and who it’s for." canonical: "https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/cargo-transit" page-type: "offering-page" updated-at: "2026-09-29" provider: "berkshire-hathaway-specialty-insurance" coverage-line: "cargo-transit" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/cargo-transit) ## Agent Guide **What this page is:** What Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance specifically. For the general coverage explainer use /coverage/cargo-transit; for the provider overall use its profile. **Questions this page answers:** - Does Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance offer this coverage? - What does Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance cover and exclude? - Who is Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance designed for? **Key facts:** - Provider slug `berkshire-hathaway-specialty-insurance`; coverage line `cargo-transit`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-29. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) — parent: provider profile # What Does Cargo and Transit Insurance from Berkshire Hathaway Specialty Insurance Cover? Product: BHSI’s current Ocean Marine catalog lists Ocean Cargo, Stock Throughputs and Project Cargo, separately from Inland Marine; the detailed cargo appetite evidence is an older, date-limited guide.. Provider: Berkshire Hathaway Specialty Insurance. Coverage line: Cargo and Transit Insurance. ## Quick Answer Berkshire Hathaway Specialty Insurance offers cargo insurance, including ocean cargo, project cargo and stock throughput, to importers, exporters, logistics operators and manufacturers. [1](https://www.bhspecialty.com/us-products/us-marine/ "Marine") ## Berkshire Hathaway Specialty Insurance Cargo and Transit at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Who It’s For | Company-reported | 2 | | Coverage Features | Company-reported | 3 | | Limits and Retentions | Company-reported | 1 | ## Who Is Berkshire Hathaway Specialty Insurance Cargo and Transit For? - The marine catalog names importers/exporters, freight/logistics operators and manufacturers among its target customers. [1](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine target-account list only; not Inland Marine eligibility. Material limitation: Target customer examples do not define every acceptable cargo or shipment.) - The Ocean Marine Cargo guide describes target risks including manufacturers/distributors of finished goods, machinery and equipment, food and beverage, bulk liquids, containerized goods, and stock with balanced exposure; it lists pharmaceuticals, project cargo, autos, DOL, and livestock as out of appetite. [2](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI Ocean Marine Cargo/STP appetite in U.S. marketing material marked US-12/22-A. Material limitation: This is historical appetite guidance, not a policy exclusion list or current acceptance commitment. The current BHSI Marine catalog separately lists Project Cargo as an Ocean Marine product while this 2022 guide lists it out of appetite; current product-specific meaning and appetite must be reconciled with underwriting. It does not establish Inland Marine eligibility.) ## Berkshire Hathaway Specialty Insurance Cargo and Transit Coverage Features - BHSI's marine program lists ocean cargo, project cargo and stock-throughput coverage. [1](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine catalog; not inland transit or proof of the policy territory. Material limitation: Policy territory and transit definitions must be checked; catalog does not itself establish global scope.) - BHSI’s marine catalog distinguishes ocean marine and inland marine, and separately lists stock-throughput as an option. [1](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: US BHSI catalog. Material limitation: Confirm how Spot's shared cargo-transit key maps to these distinctions before coding coverage.) - BHSI’s Ocean Marine Cargo overview lists stock throughput, ocean/international transit, domestic transit, excess stock, logistics, and contingent cargo coverage as coverage types available. [2](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: BHSI U.S. Ocean Marine Cargo marketing overview marked US-12/22-A; the current marine catalog independently lists Ocean Cargo and Stock Throughputs under Ocean Marine. Material limitation: Not all types are necessarily combined or available for every insured. Domestic transit wording is not a basis to merge this line with the separately listed Inland Marine catalog. Verify current forms, exclusions, territory and issuer.) ## Berkshire Hathaway Specialty Insurance Cargo and Transit Limits and Retentions - The BHSI Ocean Marine Cargo guide states up to $25 million maximum line, subject to risk profile, a $15,000 minimum premium, worldwide coverage, and primary or excess positions. [2](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf "Ocean Marine Cargo Overview") (Evidence: Company-reported; scope: U.S. Ocean Marine Cargo/STP marketing guide marked US-12/22-A; $25 million capacity expressly depends on risk profile. Material limitation: The document is dated 2022-12 and says multinational policy ability would follow in 2025; do not treat its worldwide wording or current availability as confirmed. Capacity is not an insured limit, and minimum premium is not a quote. Reconfirm current appetite and issuer.) ## Berkshire Hathaway Specialty Insurance vs Other Cargo and Transit Providers - [Berkshire Hathaway Specialty Insurance vs AIG](https://thegeneralaverage.com/compare/aig-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs Aon](https://thegeneralaverage.com/compare/aon-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance vs Chubb](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-chubb) ## Other Coverage Lines From Berkshire Hathaway Specialty Insurance - [Berkshire Hathaway Specialty Insurance Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/builders-risk) - [Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/commercial-property) - [Berkshire Hathaway Specialty Insurance Crime Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/crime) - [Berkshire Hathaway Specialty Insurance Cyber Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/cyber) - [Berkshire Hathaway Specialty Insurance D&O Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/directors-officers) - [Berkshire Hathaway Specialty Insurance Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/employment-practices) - [Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/fiduciary) - [Berkshire Hathaway Specialty Insurance General Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/general-liability) - [Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/inland-marine) - [Berkshire Hathaway Specialty Insurance Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/media) - [Berkshire Hathaway Specialty Insurance Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/product-liability) - [Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/professional-errors-omissions) - [Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/representations-warranties) - [Berkshire Hathaway Specialty Insurance Surety Bonds](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/surety-bonds) - [Berkshire Hathaway Specialty Insurance Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/technology-errors-omissions) - [Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/umbrella-excess) ## Related Reading - [Berkshire Hathaway Specialty Insurance Profile](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) - [Berkshire Hathaway Specialty Insurance Reliability](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/reliability) - [Berkshire Hathaway Specialty Insurance Alternatives](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/alternatives) - [Coverage Guide: Cargo and transit](https://thegeneralaverage.com/coverage/cargo-transit) ## Sources for Berkshire Hathaway Specialty Insurance Cargo and Transit 1. [Marine](https://www.bhspecialty.com/us-products/us-marine/). Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28. 2. [Ocean Marine Cargo Overview](https://www.bhspecialty.com/wp-content/uploads/marketing/Ocean-Marine-Cargo-Overview-US.pdf). Berkshire Hathaway Specialty Insurance; Two-page U.S. marketing PDF marked US-12/22-A; product types lines 14-20; ocean marine cargo appetite, capacity and placement lines 43-57; out-of-appetite and target risk characteristics lines 58-72; terms disclaimer lines 103-114. Accessed 2026-09-28. ## How to Cite This Page Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance: Coverage, Eligibility & Limits (2026). The General Average, updated 2026-09-29. https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/cargo-transit. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance/cargo-transit.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)