--- title: "Beazley Tech E&O Insurance" description: "Beazley sells tech E&O insurance to small businesses, bundled in its MediaTech policy with professional E&O, media liability and cyber coverage." canonical: "https://thegeneralaverage.com/insurance-providers/beazley/technology-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" provider: "beazley" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/beazley/technology-errors-omissions) ## Agent Guide **What this page is:** What Beazley Tech E&O Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Beazley Tech E&O Insurance specifically. For the general coverage explainer use /coverage/technology-errors-omissions; for the provider overall use its profile. **Questions this page answers:** - Does Beazley Tech E&O Insurance offer this coverage? - What does Beazley Tech E&O Insurance cover and exclude? - Who is Beazley Tech E&O Insurance designed for? **Key facts:** - Provider slug `beazley`; coverage line `technology-errors-omissions`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/beazley) — parent: provider profile # What Does Tech E&O Insurance from Beazley Cover? Product: Beazley MediaTech for Small Businesses. Provider: Beazley. Coverage line: Tech E&O Insurance. ## Quick Answer Beazley sells tech E&O insurance to small businesses, bundled in its MediaTech policy with professional E&O, media liability and cyber coverage. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") ## Beazley Tech E&O Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Company-reported | 1 | | How to Apply | Company-reported | 2 | | Claims Support | Company-reported | 1 | ## What Is Beazley’s Role in Tech E&O Insurance? - Beazley sells technology errors and omissions coverage bundled inside MediaTech, a single small-business form that also includes professional E&O, media liability and cyber coverage. It is not offered as a standalone tech E&O policy for this segment. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: US small-business MediaTech product page; does not address Beazley's larger-account technology E&O programs, if any.) ## Who Issues Beazley Tech E&O Insurance? - Beazley's posted Digital MediaTech Application names Beazley Insurance Company, Inc. as the insurer on its cover page. The actual issuing entity and state of admission for a given policy is confirmed on the quote and declarations, not the blank application. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Application form F00859, 042022 edition; not a regulator record and not evidence of the entity for every state or route.) ## What Coverage Features Does Beazley Tech E&O Insurance Include? - The sample MediaTech form defines two technology-specific triggers: a Tech & Professional Services Wrongful Act (a negligent act, error, omission, misstatement or unintentional breach of contract in rendering Tech Services) and a Tech Product Wrongful Act (a Tech Product that fails to perform as intended, or software copyright infringement). Both are separate from the policy's Media Wrongful Act trigger. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, insuring agreements and definitions; the issued policy's wording and any endorsements control.) - The sample form excludes patent infringement and trade-secret misappropriation connected to Tech Products or other products, even though it insures Tech Product Wrongful Acts generally. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, Patent & Misappropriation of Information exclusion; excludes only patent and the described trade-secret scenario, not all IP claims.) ## What Limits and Retentions Does Beazley Tech E&O Insurance Have? - Coverage is claims-made and reported: it responds only to claims first made and reported during the policy period (or a purchased Optional Extension Period), and defense costs reduce the available limit. A buyer can purchase an Optional Extension Period (a tail) for additional premium after non-renewal or cancellation. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731; application form repeats the same notice; specific tail pricing and duration are set in the declarations, not disclosed publicly.) ## How Do You Apply for Beazley Tech E&O Insurance? - Beazley's MediaTech application asks for employee count, US and non-US revenue for the last three years, the share of revenue from managed IT services, and answers about ransomware controls such as multi-factor authentication, VPN use, patching cadence and backup frequency. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Application form F00859, 042022 edition, General Information, Revenue Information and Ransomware Controls sections; a completed application does not establish acceptance.) - Beazley says small and midsize MediaTech business is placed through third-party placement platforms or by email, with automated processing rather than a direct-to-consumer purchase flow. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: MediaTech product page SME placement paragraph; describes the stated distribution channel only.) ## How Does Beazley Handle Tech E&O Insurance Claims? - Beazley says its cyber and tech claims team, including experienced litigators, has handled thousands of E&O claims involving software failures, implementation errors and IP disputes. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: MediaTech product page claims paragraph; outcome and volume figures are Beazley's own description and not independently verified.) ## How Does Beazley Compare With Other Tech E&O Insurance Providers? - [Beazley vs AIG](https://thegeneralaverage.com/compare/aig-vs-beazley) - [Beazley vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-beazley) - [Beazley vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-beazley) - [Beazley vs At-Bay](https://thegeneralaverage.com/compare/at-bay-vs-beazley) - [Beazley vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/beazley-vs-berkshire-hathaway-specialty-insurance) - [Beazley vs CFC](https://thegeneralaverage.com/compare/beazley-vs-cfc) ## Other Coverage Lines From Beazley - [Beazley Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/beazley/commercial-property) - [Beazley Crime Insurance](https://thegeneralaverage.com/insurance-providers/beazley/crime) - [Beazley Cyber Insurance](https://thegeneralaverage.com/insurance-providers/beazley/cyber) - [Beazley D&O Insurance](https://thegeneralaverage.com/insurance-providers/beazley/directors-officers) - [Beazley Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/employment-practices) - [Beazley Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/beazley/fidelity-bonds) - [Beazley Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/fiduciary) - [Beazley General Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/general-liability) - [Beazley Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/beazley/hired-non-owned-auto) - [Beazley Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/management-liability) - [Beazley Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/media) - [Beazley Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/beazley/medical-malpractice) - [Beazley Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/product-liability) - [Beazley Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/beazley/product-recall) - [Beazley Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/beazley/professional-errors-omissions) - [Beazley Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/beazley/representations-warranties) - [Beazley Telehealth Insurance](https://thegeneralaverage.com/insurance-providers/beazley/virtual-care-telehealth) ## Related Reading - [Beazley Profile](https://thegeneralaverage.com/insurance-providers/beazley) - [Beazley Reliability](https://thegeneralaverage.com/insurance-providers/beazley/reliability) - [Beazley Alternatives](https://thegeneralaverage.com/insurance-providers/beazley/alternatives) - [Coverage Guide: Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) ## Sources for Beazley Tech E&O Insurance 1. [MediaTech for Small Businesses](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/). Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; SME placement paragraph; claims team paragraph. Accessed 2026-09-23. 2. [Beazley Digital Media Tech Application](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf). Beazley; F00859, 042022 edition, Beazley Insurance Company, Inc.; page 1 claims-made-and-reported notice and General Information; page 1-2 Revenue Information; pages 3-4 Contractual Controls and Ransomware Controls. Accessed 2026-09-23. 3. [Beazley MediaTech Sample Policy](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf). Beazley; F00731, 022019 edition; Media, Tech, Data & Network Liability insuring agreement; Definitions: Tech & Professional Services Wrongful Act, Tech Product Wrongful Act, Professional Services, Tech Services; Exclusions: Patent & Misappropriation of Information; Limit of Liability and Coverage; Optional Extension Period. Accessed 2026-09-23. ## How to Cite This Page Beazley Tech E&O Insurance: Coverage, Claims, Limits & More (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/beazley/technology-errors-omissions. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/beazley/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)