--- title: "Beazley Professional Liability (E&O) Insurance" description: "Beazley sells professional liability (E&O) insurance to small businesses, bundled in its MediaTech policy with tech E&O, media liability and cyber coverage." canonical: "https://thegeneralaverage.com/insurance-providers/beazley/professional-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" provider: "beazley" coverage-line: "professional-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/beazley/professional-errors-omissions) ## Agent Guide **What this page is:** What Beazley Professional Liability (E&O) Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Beazley Professional Liability (E&O) Insurance specifically. For the general coverage explainer use /coverage/professional-errors-omissions; for the provider overall use its profile. **Questions this page answers:** - Does Beazley Professional Liability (E&O) Insurance offer this coverage? - What does Beazley Professional Liability (E&O) Insurance cover and exclude? - Who is Beazley Professional Liability (E&O) Insurance designed for? **Key facts:** - Provider slug `beazley`; coverage line `professional-errors-omissions`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/beazley) — parent: provider profile # What Does Professional Liability (E&O) Insurance from Beazley Cover? Product: Beazley MediaTech for Small Businesses. Provider: Beazley. Coverage line: Professional Liability (E&O) Insurance. ## Quick Answer Beazley sells professional liability (E&O) insurance to small businesses, bundled in its MediaTech policy with tech E&O, media liability and cyber coverage. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") ## Beazley Professional Liability (E&O) Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Company-reported | 2 | | How to Apply | Company-reported | 1 | | Claims Support | Company-reported | 1 | ## What Is Beazley’s Role in Professional Liability (E&O) Insurance? - Beazley sells professional errors and omissions coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, media liability and cyber coverage. It is not sold as a standalone professional-liability policy for this segment. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: US small-business MediaTech product page; does not address any larger-account professional liability program Beazley may write separately.) ## Who Issues Beazley Professional Liability (E&O) Insurance? - Beazley's posted Digital MediaTech Application names Beazley Insurance Company, Inc. as the insurer on its cover page. The actual issuing entity for a given policy is confirmed on the quote and declarations, not the blank application. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Application form F00859, 042022 edition; not a regulator record and not evidence of the entity for every state or route.) ## Coverage Features of Beazley Professional Liability (E&O) Insurance - The sample MediaTech form covers a Tech & Professional Services Wrongful Act: a negligent act, error, omission, misstatement or unintentional breach of contract in rendering Professional Services, defined as services performed for others for a fee. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, insuring agreements and definitions; the issued policy's wording and any endorsements control.) - The sample form's definition of Professional Services excludes services performed as an accountant, architect, surveyor, health care provider, lawyer, insurance or real estate agent or broker, or civil or structural engineer, so those licensed professions are not covered by this professional E&O trigger. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, Professional Services definition; a business in one of these excluded professions would need different coverage even if it buys MediaTech.) ## Beazley Professional Liability (E&O) Insurance Limits and Retentions - Coverage is claims-made and reported: it responds only to claims first made and reported during the policy period (or a purchased Optional Extension Period), and defense costs reduce the available limit. A buyer can purchase an Optional Extension Period (a tail) for additional premium after non-renewal or cancellation. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731; application form repeats the same notice; specific tail pricing and duration are set in the declarations, not disclosed publicly.) - Unless the declarations list a separate amount, each insuring agreement in the sample form (including the professional-liability trigger) shares the same Policy Aggregate Limit of Liability with the policy's media and cyber coverages rather than carrying its own dedicated limit. [3](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") (Evidence: Company-reported; scope: Sample policy form F00731, 022019 edition, Limit of Liability and Coverage section; actual sublimits depend on what is purchased and shown on the declarations.) ## How Do You Apply for Beazley Professional Liability (E&O) Insurance? - Beazley's MediaTech application asks applicants to describe the professional and technology services they perform, disclose employee count and multi-year US and non-US revenue, and state whether written client contracts include scope-of-work, damages-cap and consequential-damages-disclaimer provisions. [2](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Application form F00859, 042022 edition, General Information, Revenue Information and Contractual Controls sections; a completed application does not establish acceptance.) ## How Does Beazley Handle Professional Liability (E&O) Insurance Claims? - Beazley says its cyber and tech claims team, including experienced litigators, has handled thousands of E&O claims, which it describes as including implementation errors alongside software failures and IP disputes. [1](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: MediaTech product page claims paragraph; outcome and volume figures are Beazley's own description and not independently verified.) ## Beazley vs Other Professional Liability (E&O) Insurance Providers - [Beazley vs AIG](https://thegeneralaverage.com/compare/aig-vs-beazley) - [Beazley vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-beazley) - [Beazley vs Aon](https://thegeneralaverage.com/compare/aon-vs-beazley) - [Beazley vs At-Bay](https://thegeneralaverage.com/compare/at-bay-vs-beazley) - [Beazley vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-beazley) - [Beazley vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/beazley-vs-berkshire-hathaway-specialty-insurance) ## Other Coverage Lines From Beazley - [Beazley Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/beazley/commercial-property) - [Beazley Crime Insurance](https://thegeneralaverage.com/insurance-providers/beazley/crime) - [Beazley Cyber Insurance](https://thegeneralaverage.com/insurance-providers/beazley/cyber) - [Beazley D&O Insurance](https://thegeneralaverage.com/insurance-providers/beazley/directors-officers) - [Beazley Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/employment-practices) - [Beazley Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/beazley/fidelity-bonds) - [Beazley Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/fiduciary) - [Beazley General Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/general-liability) - [Beazley Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/beazley/hired-non-owned-auto) - [Beazley Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/management-liability) - [Beazley Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/media) - [Beazley Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/beazley/medical-malpractice) - [Beazley Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/product-liability) - [Beazley Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/beazley/product-recall) - [Beazley Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/beazley/representations-warranties) - [Beazley Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/beazley/technology-errors-omissions) - [Beazley Telehealth Insurance](https://thegeneralaverage.com/insurance-providers/beazley/virtual-care-telehealth) ## Related Reading - [Beazley Profile](https://thegeneralaverage.com/insurance-providers/beazley) - [Beazley Reliability](https://thegeneralaverage.com/insurance-providers/beazley/reliability) - [Beazley Alternatives](https://thegeneralaverage.com/insurance-providers/beazley/alternatives) - [Coverage Guide: Professional errors and omissions (E&O)](https://thegeneralaverage.com/coverage/professional-errors-omissions) ## Sources for Beazley Professional Liability (E&O) Insurance 1. [MediaTech for Small Businesses](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/). Beazley; Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; SME placement paragraph; claims team paragraph. Accessed 2026-09-23. 2. [Beazley Digital Media Tech Application](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf). Beazley; F00859, 042022 edition, Beazley Insurance Company, Inc.; page 1 claims-made-and-reported notice and General Information; page 1-2 Revenue Information. Accessed 2026-09-23. 3. [Beazley MediaTech Sample Policy](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf). Beazley; F00731, 022019 edition; Media, Tech, Data & Network Liability insuring agreement; Definitions: Tech & Professional Services Wrongful Act, Professional Services; Limit of Liability and Coverage; Optional Extension Period. Accessed 2026-09-23. ## How to Cite This Page Beazley Professional Liability (E&O) Insurance: Coverage, Claims, Limits & More (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/beazley/professional-errors-omissions. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). 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