---
title: "Beazley Fiduciary Liability Insurance"
description: "Beazley underwrites fiduciary liability insurance protecting the individuals who run employer benefit plans, with limits up to $20 million."
canonical: "https://thegeneralaverage.com/insurance-providers/beazley/fiduciary"
page-type: "offering-page"
updated-at: "2026-09-29"
provider: "beazley"
coverage-line: "fiduciary"
---

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[Human-readable page](https://thegeneralaverage.com/insurance-providers/beazley/fiduciary)

## Agent Guide

**What this page is:** What Beazley Fiduciary Liability Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents.

**Use this page when:** Cite this page for Beazley Fiduciary Liability Insurance specifically. For the general coverage explainer use /coverage/fiduciary; for the provider overall use its profile.

**Questions this page answers:**
- Does Beazley Fiduciary Liability Insurance offer this coverage?
- What does Beazley Fiduciary Liability Insurance cover and exclude?
- Who is Beazley Fiduciary Liability Insurance designed for?

**Key facts:**
- Provider slug `beazley`; coverage line `fiduciary`.
- Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section.

**Limits (do not over-claim):**
- Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements.
- Availability varies by state, industry and underwriting.
- Not insurance, legal or financial advice, and not a quote, binder or offer of coverage.
- Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying.

**Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-29.

**Related pages:**
- [Provider profile](https://thegeneralaverage.com/insurance-providers/beazley) — parent: provider profile

# What Does Fiduciary Liability Insurance from Beazley Cover?

Product: Beazley Fiduciary Liability. Provider: Beazley. Coverage line: Fiduciary Liability Insurance.

## Quick Answer

Beazley underwrites fiduciary liability insurance protecting the individuals who run employer benefit plans, with limits up to $20 million. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fiduciary/ "Fiduciary") [2](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)")

## Beazley Fiduciary Liability Insurance at a Glance

| Topic | Evidence | Claims |
| --- | --- | --- |
| Role in This Line | Company-reported | 1 |
| Issuing Insurer | Not found in reviewed sources | 1 |
| Coverage Features | Company-reported | 3 |
| Limits and Retentions | Company-reported | 1 |
| Risk Services | Company-reported | 1 |
| How to Apply | Company-reported | 1 |
| Claims Support | Company-reported | 1 |

## What Is Beazley’s Role in Fiduciary Liability Insurance?

- Beazley underwrites fiduciary liability coverage for the individuals who administer employer benefit plans, sold standalone on its dedicated Fiduciary page and as one of three coverages bundled in its ExecuGuard package policy alongside D&O and employment practices liability. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fiduciary/ "Fiduciary") [2](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") (Evidence: Company-reported; scope: US fiduciary liability as described on the two reviewed product pages; does not establish which entity issues a particular policy.)

## Coverage Features of Beazley Fiduciary Liability Insurance

- Beazley explains that fiduciary liability protects the individuals responsible for running employee benefit plans, such as health plans, pension plans and 401(k) accounts, from personal liability if a claim is made against the plan, a personal exposure the page says many plan sponsors don't realize they have. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fiduciary/ "Fiduciary") (Evidence: Company-reported; scope: Fiduciary product page description; exclusions and conditions are set by the issued policy.)
- The policy includes statutory-claim sublimits of US $250,000 for claims under the Pension Protection Act of 2006, ERISA Section 502(c), Internal Revenue Code Section 4975 and the PPACA, plus a separate US $1,000,000 sublimit for HIPAA claims and up to US $1,000,000 in coverage for HIPAA civil fines. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fiduciary/ "Fiduciary") (Evidence: Company-reported; scope: Fiduciary product page sublimit list; these sublimits sit inside, and are lower than, the overall policy limit.)
- Beazley includes "omnibus" pension and welfare plan language, a US $25,000 sublimit for IRS and DOL voluntary compliance programs other than HIPAA, and settlor-capacity protection now written into the fiduciary insuring clauses. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fiduciary/ "Fiduciary") (Evidence: Company-reported; scope: Fiduciary product page feature list; actual plan-coverage scope depends on the issued policy wording.)

## Beazley Fiduciary Liability Insurance Limits and Retentions

- Beazley advertises fiduciary limits up to US $20 million, with an optional additional defense limit available; the statutory sublimits described above apply within that overall limit. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fiduciary/ "Fiduciary") (Evidence: Company-reported; scope: Advertised maximum capacity, not a guaranteed quote amount.)

## What Risk Services Come With Beazley Fiduciary Liability Insurance?

- Fiduciary policyholders get free access to BeazleySure, Beazley's online risk-management platform, which the Fiduciary page describes as providing loss-prevention content on employee-benefits topics. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fiduciary/ "Fiduciary") (Evidence: Company-reported; scope: Fiduciary product page service description; actual entitlements depend on the policy purchased.)

## How Do You Apply for Beazley Fiduciary Liability Insurance?

- The Fiduciary page lists a downloadable ExecuGuard application as its Tools & Resources item, rather than a fiduciary-only application. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fiduciary/ "Fiduciary") (Evidence: Company-reported; scope: Fiduciary product page Tools & Resources section as read on 2026-09-23.)

## How Does Beazley Handle Fiduciary Liability Insurance Claims?

- Beazley says fiduciary policyholders get pre-approved choice-of-counsel flexibility, but the reviewed page does not otherwise describe fiduciary-specific claims handling beyond that; general policy notice and claims-contact guidance is provided on Beazley's separate claims-notification page. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fiduciary/ "Fiduciary") (Evidence: Company-reported; scope: Fiduciary product page as read on 2026-09-23; claims-handling quality is not independently assessed.)

## What We Couldn’t Find About Beazley Fiduciary Liability Insurance

The reviewed sources do not settle these. Confirm them with Beazley or a broker before relying on them.

- **Issuing Insurer (Not found in reviewed sources):** The Fiduciary product page does not name the specific Beazley insurance entity that issues the policy. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fiduciary/ "Fiduciary") (Scope: Fiduciary page as read on 2026-09-23; the issued policy's declarations control the actual insurer.)

## Beazley vs Other Fiduciary Liability Insurance Providers

- [Beazley vs AIG](https://thegeneralaverage.com/compare/aig-vs-beazley)
- [Beazley vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-beazley)
- [Beazley vs Aon](https://thegeneralaverage.com/compare/aon-vs-beazley)
- [Beazley vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-beazley)
- [Beazley vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/beazley-vs-berkshire-hathaway-specialty-insurance)
- [Beazley vs Chubb](https://thegeneralaverage.com/compare/beazley-vs-chubb)

## Other Coverage Lines From Beazley

- [Beazley Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/beazley/commercial-property)
- [Beazley Crime Insurance](https://thegeneralaverage.com/insurance-providers/beazley/crime)
- [Beazley Cyber Insurance](https://thegeneralaverage.com/insurance-providers/beazley/cyber)
- [Beazley D&O Insurance](https://thegeneralaverage.com/insurance-providers/beazley/directors-officers)
- [Beazley Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/employment-practices)
- [Beazley Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/beazley/fidelity-bonds)
- [Beazley General Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/general-liability)
- [Beazley Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/beazley/hired-non-owned-auto)
- [Beazley Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/management-liability)
- [Beazley Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/media)
- [Beazley Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/beazley/medical-malpractice)
- [Beazley Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/product-liability)
- [Beazley Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/beazley/product-recall)
- [Beazley Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/beazley/professional-errors-omissions)
- [Beazley Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/beazley/representations-warranties)
- [Beazley Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/beazley/technology-errors-omissions)
- [Beazley Telehealth Insurance](https://thegeneralaverage.com/insurance-providers/beazley/virtual-care-telehealth)

## Related Reading

- [Beazley Profile](https://thegeneralaverage.com/insurance-providers/beazley)
- [Beazley Reliability](https://thegeneralaverage.com/insurance-providers/beazley/reliability)
- [Beazley Alternatives](https://thegeneralaverage.com/insurance-providers/beazley/alternatives)
- [Coverage Guide: Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary)

## Sources for Beazley Fiduciary Liability Insurance

1. [Fiduciary](https://www.beazley.com/en-us/products/executive-risk-usa/fiduciary/). Beazley; What we offer: personal liability for individuals running benefit plans; Up to US $20,000,000; How can we help: PPA/ERISA/IRC/PPACA and HIPAA sublimits, omnibus plan language, voluntary-compliance sublimit, settlor-capacity protection, BeazleySure; Tools & Resources: Execuguard application. Accessed 2026-09-23.
2. [Execuguard (Combined EPL, D&O, and Fiduciary)](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary). Beazley; What we offer: separate or shared limits among EPL, D&O and fiduciary; Limits up to US $20,000,000, both admitted and non-admitted available. Accessed 2026-09-23.

## How to Cite This Page

Beazley Fiduciary Liability Insurance: Coverage, Claims, Limits & More (2026). The General Average, updated 2026-09-29. https://thegeneralaverage.com/insurance-providers/beazley/fiduciary. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source.

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