--- title: "Beazley Crime Insurance" description: "Beazley underwrites commercial crime insurance for commercial companies, covering employee theft, forgery and computer fraud, with limits up to $25 million." canonical: "https://thegeneralaverage.com/insurance-providers/beazley/crime" page-type: "offering-page" updated-at: "2026-09-23" provider: "beazley" coverage-line: "crime" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/beazley/crime) ## Agent Guide **What this page is:** What Beazley Crime Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Beazley Crime Insurance specifically. For the general coverage explainer use /coverage/crime; for the provider overall use its profile. **Questions this page answers:** - Does Beazley Crime Insurance offer this coverage? - What does Beazley Crime Insurance cover and exclude? - Who is Beazley Crime Insurance designed for? **Key facts:** - Provider slug `beazley`; coverage line `crime`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/beazley) — parent: provider profile # What Does Crime Insurance from Beazley Cover? Product: Beazley Commercial Crime. Provider: Beazley. Coverage line: Crime Insurance. ## Quick Answer Beazley underwrites commercial crime insurance for commercial companies, covering employee theft, forgery and computer fraud, with limits up to $25 million. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") ## Beazley Crime Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 2 | | Limits and Retentions | Company-reported | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | | Claims Support | Not publicly disclosed | 1 | ## What Is Beazley’s Role in Crime Insurance? - Beazley underwrites Commercial Crime insurance for commercial companies. The same product page separately describes Financial Fidelity Bonds, a related but distinct product line for financial institutions. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Crime and Fidelity product page; distinguishes the commercial-company product from the financial-institution fidelity bond described on the same page.) ## Who Is Beazley Crime Insurance For? - Beazley markets Commercial Crime to ordinary commercial companies, not to banks or other financial institutions, which it addresses separately through Financial Fidelity Bonds. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Product page target-customer language; no industry list or size threshold is published.) ## What Coverage Features Does Beazley Crime Insurance Include? - Beazley says Commercial Crime protects an organization from loss of money and securities caused by theft by its own employees, plus third-party-related losses such as forgery or alteration, on-premises and in-transit loss, money-order and counterfeit-currency fraud, computer fraud, client-property loss, credit-card fraud and related expense coverage. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Product-page description of insuring agreements; exclusions, conditions and available sub-limits appear only in the issued policy.) - Beazley says its Commercial Crime policy includes a fraudulent-instruction (social-engineering) insuring agreement covering losses from wire transfers made on instructions from someone posing as a vendor, client or authorized employee, and that this cover is conditioned on out-of-band authentication of payment instructions. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Product-page description; Beazley says the out-of-band-authentication condition can be removed for insureds with documented controls and response plans, subject to an additional premium.) ## What Limits and Retentions Does Beazley Crime Insurance Have? - Beazley advertises Commercial Crime limits of up to US $25,000,000. The page does not publish retentions, sub-limits by insuring agreement, or a minimum limit. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Product-page headline limit figure; the page does not split the figure between Commercial Crime and Financial Fidelity Bonds.) ## What Risk Services Come With Beazley Crime Insurance? - Beazley says its underwriting and claims professionals for this line work side by side so that, when a claim arises, the original underwriting intent of the policy is respected. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Company-stated internal process description; no independent claims-handling outcome data is provided.) ## How Do You Apply for Beazley Crime Insurance? - Beazley lists a standalone Crime application, a Massachusetts-specific Crime application and a separate Social Engineering application among its Tools & Resources, distinct from the Financial Fidelity Bond application forms on the same page. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: Tools & Resources section of the product page; the page does not describe an online quote or self-service purchase flow.) ## What We Couldn’t Find About Beazley Crime Insurance The reviewed sources do not settle these. Confirm them with Beazley or a broker before relying on them. - **Claims Support (Not publicly disclosed):** The product page links to Beazley's general claim-notification channel for this line. It does not disclose a claims response-time commitment or a dedicated claims-handling process specific to Commercial Crime. [1](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Scope: Product page "Notify a Claim" link as read on 2026-09-23; response times were not found.) ## How Does Beazley Compare With Other Crime Insurance Providers? - [Beazley vs AIG](https://thegeneralaverage.com/compare/aig-vs-beazley) - [Beazley vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-beazley) - [Beazley vs Aon](https://thegeneralaverage.com/compare/aon-vs-beazley) - [Beazley vs The Baldwin Group](https://thegeneralaverage.com/compare/baldwin-vs-beazley) - [Beazley vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/beazley-vs-berkshire-hathaway-specialty-insurance) - [Beazley vs CFC](https://thegeneralaverage.com/compare/beazley-vs-cfc) ## Other Coverage Lines From Beazley - [Beazley Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/beazley/commercial-property) - [Beazley Cyber Insurance](https://thegeneralaverage.com/insurance-providers/beazley/cyber) - [Beazley D&O Insurance](https://thegeneralaverage.com/insurance-providers/beazley/directors-officers) - [Beazley Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/employment-practices) - [Beazley Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/beazley/fidelity-bonds) - [Beazley Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/fiduciary) - [Beazley General Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/general-liability) - [Beazley Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/beazley/hired-non-owned-auto) - [Beazley Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/management-liability) - [Beazley Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/media) - [Beazley Medical Malpractice Insurance](https://thegeneralaverage.com/insurance-providers/beazley/medical-malpractice) - [Beazley Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/beazley/product-liability) - [Beazley Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/beazley/product-recall) - [Beazley Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/beazley/professional-errors-omissions) - [Beazley Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/beazley/representations-warranties) - [Beazley Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/beazley/technology-errors-omissions) - [Beazley Telehealth Insurance](https://thegeneralaverage.com/insurance-providers/beazley/virtual-care-telehealth) ## Related Reading - [Beazley Profile](https://thegeneralaverage.com/insurance-providers/beazley) - [Beazley Reliability](https://thegeneralaverage.com/insurance-providers/beazley/reliability) - [Beazley Alternatives](https://thegeneralaverage.com/insurance-providers/beazley/alternatives) - [Coverage Guide: Crime](https://thegeneralaverage.com/coverage/crime) ## Sources for Beazley Crime Insurance 1. [Crime and Fidelity](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime). Beazley; What we offer: Commercial Crime for commercial companies; fraudulent-instruction/social-engineering insuring agreement and out-of-band authentication condition; Limits up to US $25,000,000; How can we help; Tools & Resources application forms. Accessed 2026-09-23. ## How to Cite This Page Beazley Crime Insurance: Coverage, Eligibility, Limits & More (2026). The General Average, updated 2026-09-23. https://thegeneralaverage.com/insurance-providers/beazley/crime. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/beazley/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)