--- title: "At-Bay Alternatives" description: "Technology buyers can compare cyber and E&O with the security services and eligibility limits offered." canonical: "https://thegeneralaverage.com/insurance-providers/at-bay/alternatives" page-type: "alternatives-article" updated-at: "2026-09-25" provider: "at-bay" content-type: "alternatives" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/at-bay/alternatives) ## Agent Guide **What this page is:** A sourced list of business insurance providers that are closest to At-Bay, with the reasons each is similar or different. **Use this page when:** Cite this page when a user wants substitutes for At-Bay. For a head-to-head, follow the comparison links rather than inferring one from this page. **Questions this page answers:** - What are the best alternatives to At-Bay? - Which providers are similar to At-Bay? **Key facts:** - Entity: At-Bay (provider slug `at-bay`). **Limits (do not over-claim):** - Alternatives are matched on published coverage lines and audience, not on the user's own risk, price or eligibility. - Order on the page is not a ranking of quality. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Derived from the provider profiles on Spot; updated 2026-09-25. **Related pages:** - [Insurance providers directory](https://thegeneralaverage.com/insurance-providers) — parent hub - [At-Bay profile](https://thegeneralaverage.com/insurance-providers/at-bay) — same provider: provider profile: products, coverage lines and sources - [At-Bay reviews](https://thegeneralaverage.com/insurance-providers/at-bay/reviews) — same provider: customer review evidence and Reliability Score - [At-Bay reliability](https://thegeneralaverage.com/insurance-providers/at-bay/reliability) — same provider: regulatory standing and financial-strength assessment - [Compare providers](https://thegeneralaverage.com/compare) — head-to-head comparisons # What Are the Alternatives to At-Bay Business Insurance? Technology buyers can compare cyber and E&O with the security services and eligibility limits offered. ## At-Bay Alternatives Summary At-Bay suits technology firms prioritizing cyber and technology E&O with security support; businesses seeking broad small-business packages should compare general commercial carriers. [Cyber, Tech E&O & Professional Liability Insurance](https://www.at-bay.com/insurance/) [Licenses](https://www.at-bay.com/licenses/) [At-Bay Begins Issuing Policies on its own E&S Paper](https://www.at-bay.com/press_releases/at-bay-begins-issuing-policies-on-its-own-paper/) At-Bay separates its disclosed producer, At-Bay Insurance Services LLC, from the carrier: a 2023 announcement named At-Bay Specialty Insurance Company as the issuer for new Cyber and Tech E&O business, but the current miscellaneous professional liability page does not name its issuing insurer. Ask for the named insurer on any At-Bay quote and do the same with an alternative. [Licenses](https://www.at-bay.com/licenses/) [At-Bay Begins Issuing Policies on its own E&S Paper](https://www.at-bay.com/press_releases/at-bay-begins-issuing-policies-on-its-own-paper/) [MPL Insurance: Coverage Highlights & Appetite](https://www.at-bay.com/insurance/mpl/) At-Bay’s advertised appetite differs by route: its Tech E&O product page states primary and excess appetite up to $5 billion in revenue and $10 million in limits, while its broker-platform route lists lower ceilings of $100 million in revenue and $3 million in limits. Confirm which route and ceiling apply before comparing eligibility with an alternative. [Tech E&O Insurance Coverage and Policy Highlights](https://www.at-bay.com/insurance/tech-eo/) [Broker Platform](https://www.at-bay.com/brokers/platform/) At-Bay’s Stance security services are tied to an Embedded Security Fee and Endorsement on the policy, and managed detection and response is a separate purchase from its security affiliate. Distinguish these security costs from the insurance premium and any broker charges when comparing quotes. [At-Bay Stance](https://www.at-bay.com/stance/) The reviewed product, platform and US terms pages don’t disclose At-Bay’s commission rates or a complete placement-fee schedule. Request an itemized quote and compensation disclosure from At-Bay and any alternative before comparing cost. [Tech E&O Insurance Coverage and Policy Highlights](https://www.at-bay.com/insurance/tech-eo/) [Broker Platform](https://www.at-bay.com/brokers/platform/) [Terms of Service](https://www.at-bay.com/terms-of-service/) ## At-Bay Alternatives by Coverage Line ### At-Bay Alternatives for Cyber Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-at-bay)) — AIG CyberEdge family (CyberEdge, CyberEdge Plus and CyberEdge PC kept distinct) - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-at-bay)) — Alliance Risk arranges cyber liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-at-bay)) — Amelia Risk arranges cyber insurance. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-at-bay)) — Aon describes cyber insurance and related brokerage, analytics and claims support; confirm the producing entity, insurer, jurisdiction and policy terms for a U.S. placement. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-beazley)) — Beazley offers cyber insurance for small and midsized businesses. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-berkshire-hathaway-specialty-insurance)) — BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-biberk)) - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-cfc)) — CFC offers cyber insurance, including primary and excess products. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-chubb)) — Chubb offers cyber insurance. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-cna)) - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-coalition)) — Coalition offers cyber insurance. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-corgi)) — Corgi lists cyber insurance among its business insurance offerings. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-coverdash)) — Coverdash lists cyber insurance in its coverage catalog. - [Cowbell](https://thegeneralaverage.com/insurance-providers/cowbell) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-cowbell)) — Cowbell offers standalone and excess cyber products through its insurance-agency business. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-embroker)) — Embroker lists cyber insurance with a quote route. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-foundershield)) — Founder Shield lists cyber liability among its core offerings. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-foxquilt)) — Cyber product page; policy terms and limits not established. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-gallagher)) — Gallagher arranges cyber insurance. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-harper)) — Harper lists cyber insurance and describes approaching insurers for customers. - [Heffernan Insurance Brokers](https://thegeneralaverage.com/insurance-providers/heffernan) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-heffernan)) — Heffernan arranges cyber insurance. - [Hiscox](https://thegeneralaverage.com/insurance-providers/hiscox) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-hiscox)) — Hiscox offers cyber insurance for small businesses. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-hub-international)) — HUB International arranges cyber insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-insureon)) — Insureon markets Cyber Insurance; description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-kinro)) — Kinro lists cyber liability and compares business details with carrier appetite. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-lockton)) — Lockton arranges cyber insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-markel)) — Markel Cyber 360 - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-marsh)) — Marsh arranges cyber insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-marsh-mclennan-agency)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-mylo)) — Mylo invites cyber insurance quote requests and compares policies from multiple insurers. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-nationwide)) — Nationwide markets cyber liability and data-breach insurance to business customers; quote and policy terms determine eligibility and coverage. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-newfront)) — Newfront places cyber insurance, negotiates policy wording and provides claims consultation. - [Pie Insurance](https://thegeneralaverage.com/insurance-providers/pie-insurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-pie-insurance)) — Pie provides access to cyber insurance quotes from carrier partners. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-relm)) — Relm lists cyber insurance for placement through brokers. - [Resilience](https://thegeneralaverage.com/insurance-providers/resilience) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-resilience)) — Resilience markets cyber insurance on a primary or excess basis. - [RiskCube](https://thegeneralaverage.com/insurance-providers/riskcube) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-riskcube)) — RiskCube arranges cyber insurance for startups. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-risklytics)) — Risklytics arranges cyber insurance for robotics, hardware and AI businesses. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-simply-business)) — Add-on for select buyers purchasing another business policy; phone quote route. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-startupinsurance)) — StartupInsurance.ai arranges cyber insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-techinsurance)) — TechInsurance arranges cyber insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-baldwin)) — Listed for named commercial sectors; Baldwin separately describes cyber risk guidance and market/partner access. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-the-hartford)) — The Hartford offers cyber insurance and data-breach coverage. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-travelers)) — Travelers offers cyber insurance through CyberRisk Tech for technology and life-sciences companies. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-usi)) — USI arranges cyber insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-vouch)) — Vouch lists cyber liability in its technology-company programs. - [WithCoverage](https://thegeneralaverage.com/insurance-providers/withcoverage) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-withcoverage)) — WithCoverage reviews cyber exposures in technology-company insurance programs and offers broker-transition support. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-wtw)) — WTW describes cyber protection within its Digital Infrastructure Protector data-center solution, and its 2024 annual report describes cyber insurance solutions as a global group capability. Neither source establishes current standalone U.S. terms or eligibility. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-zurich)) — Zurich markets cyber insurance for businesses; cover and policy form depend on the selected product. ### At-Bay Alternatives for Professional Liability (E&O) Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-at-bay)) — AIG entity-based Professional Liability / Specialty Professional E&O - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-at-bay)) — Alliance Risk arranges professional liability insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-at-bay)) — Amelia Risk arranges professional errors and omissions insurance for startups. - [Aon](https://thegeneralaverage.com/insurance-providers/aon) ([Compare](https://thegeneralaverage.com/compare/aon-vs-at-bay)) — Aon describes professional-liability/E&O services for law, accounting and consulting firms; a U.S. placement and any separate technology E&O terms remain to be confirmed. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-beazley)) — Beazley offers professional errors and omissions insurance through MediaTech for small technology and business-services companies. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-berkshire-hathaway-specialty-insurance)) — Professional First materials describe a professional-liability portfolio with several professions and service types. - [biBerk](https://thegeneralaverage.com/insurance-providers/biberk) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-biberk)) - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-cfc)) — CFC offers professional liability insurance for professional-service businesses. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-chubb)) — Chubb offers professional errors and omissions insurance through Pro ERM for non-licensed professional-service firms. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-cna)) — currently marketed Miscellaneous Professional Liability and Epack 3 professional-liability component - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-coalition)) — Coalition offers miscellaneous professional liability as an addition to eligible Active Cyber policies. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-corgi)) — Corgi lists miscellaneous errors and omissions coverage for service-based businesses. - [Coterie Insurance](https://thegeneralaverage.com/insurance-providers/coterie) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-coterie)) — Coterie lists miscellaneous professional liability for eligible small businesses in participating states. - [Counterpart](https://thegeneralaverage.com/insurance-providers/counterpart) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-counterpart)) — Several separately scoped professional-liability programs; do not generalize terms across professions. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-coverdash)) — Coverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-embroker)) — Embroker lists professional liability (errors and omissions) for professional services, separately from lawyers professional liability and technology errors and omissions. - [ERGO NEXT Insurance](https://thegeneralaverage.com/insurance-providers/next-insurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-next-insurance)) — ERGO NEXT lists professional liability insurance, also called errors and omissions insurance. - [Founder Shield](https://thegeneralaverage.com/insurance-providers/foundershield) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-foundershield)) — Founder Shield lists errors and omissions for lawsuits alleging inferior work or service. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-foxquilt)) — Professional E&O product page. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-gallagher)) — Gallagher arranges professional errors and omissions insurance for small businesses. - [Harper](https://thegeneralaverage.com/insurance-providers/harper) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-harper)) — Harper includes professional liability in its coverage directory and quote intake as claims about work or advice. - [Heffernan Insurance Brokers](https://thegeneralaverage.com/insurance-providers/heffernan) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-heffernan)) — Heffernan arranges professional errors and omissions insurance for small businesses. - [Hiscox](https://thegeneralaverage.com/insurance-providers/hiscox) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-hiscox)) — Hiscox offers professional errors and omissions insurance for small businesses. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-hub-international)) — HUB International arranges professional errors and omissions insurance. - [Insureon](https://thegeneralaverage.com/insurance-providers/insureon) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-insureon)) — Insureon markets Professional Liability (E&O); description does not establish insurer, policy terms, or individual availability. - [Kinro](https://thegeneralaverage.com/insurance-providers/kinro) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-kinro)) — Kinro lists professional liability (errors and omissions) for claims tied to professional advice, errors, omissions or service mistakes. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-liberty-mutual)) - [Lockton](https://thegeneralaverage.com/insurance-providers/lockton) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-lockton)) — Lockton arranges professional errors and omissions insurance. - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-markel)) — Markel ProBiz miscellaneous E&O - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-marsh)) — Marsh arranges professional errors and omissions insurance. - [Marsh McLennan Agency](https://thegeneralaverage.com/insurance-providers/marsh-mclennan-agency) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-marsh-mclennan-agency)) - [Mylo](https://thegeneralaverage.com/insurance-providers/mylo) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-mylo)) — Mylo compares professional liability quotes for claims from clients unhappy with professional services. - [Nationwide](https://thegeneralaverage.com/insurance-providers/nationwide) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-nationwide)) — Nationwide markets professional E&O for professional-service exposures. This does not establish technology E&O or any particular profession’s acceptance. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-newfront)) — Newfront lists errors and omissions among its executive-risk coverage services. - [Pie Insurance](https://thegeneralaverage.com/insurance-providers/pie-insurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-pie-insurance)) — Pie Insurance arranges professional errors and omissions insurance for small businesses through third-party insurers. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-relm)) — Relm lists professional errors and omissions insurance for placement through brokers. - [Simply Business](https://thegeneralaverage.com/insurance-providers/simply-business) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-simply-business)) - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-startupinsurance)) — StartupInsurance.ai arranges professional errors and omissions insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-techinsurance)) — TechInsurance arranges professional errors and omissions insurance for small businesses. - [The Baldwin Group](https://thegeneralaverage.com/insurance-providers/baldwin) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-baldwin)) — Listed as professional liability/E&O for professional-services and government-contractor audiences. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-the-hartford)) — The Hartford offers professional liability insurance for service businesses. - [THREE by Berkshire Hathaway](https://thegeneralaverage.com/insurance-providers/three) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-three)) — Marketed within THREE’s combined commercial policy; the quote and issued form determine the protection. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-travelers)) — Travelers offers professional errors and omissions insurance. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-usi)) — USI arranges professional errors and omissions insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-vouch)) — Vouch lists errors and omissions among the core coverages in its professional-services programs. - [WithCoverage](https://thegeneralaverage.com/insurance-providers/withcoverage) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-withcoverage)) — WithCoverage includes errors and omissions in its technology insurance-program review services. - [WTW](https://thegeneralaverage.com/insurance-providers/wtw) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-wtw)) — WTW markets financial-lines solutions, including errors and omissions, for residential real-estate stakeholders. Individual terms, insurer and placement eligibility are not established. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-zurich)) — Zurich markets professional errors and omissions insurance. ### At-Bay Alternatives for Tech E&O Insurance - [AIG](https://thegeneralaverage.com/insurance-providers/aig) ([Compare](https://thegeneralaverage.com/compare/aig-vs-at-bay)) — AIG Technology Services E&O; the page separately identifies coverage for technology-service performance errors or omissions. Membership only, not a detailed accepted Tech E&O offering. - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ([Compare](https://thegeneralaverage.com/compare/alliance-risk-vs-at-bay)) — Alliance Risk arranges technology errors and omissions insurance. - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk) ([Compare](https://thegeneralaverage.com/compare/amelia-risk-vs-at-bay)) — Amelia Risk arranges technology errors and omissions insurance for technology businesses. - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-beazley)) — Beazley offers technology errors and omissions insurance through MediaTech for small technology and business-services companies. - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-berkshire-hathaway-specialty-insurance)) — Professional First materials identify Technology E&O as a professional-liability product. - [CFC](https://thegeneralaverage.com/insurance-providers/cfc) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-cfc)) — CFC offers technology errors and omissions for technology businesses. - [Chubb](https://thegeneralaverage.com/insurance-providers/chubb) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-chubb)) — Chubb offers technology errors and omissions insurance through DigiTech ERM for technology companies. - [CNA](https://thegeneralaverage.com/insurance-providers/cna) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-cna)) - [Coalition](https://thegeneralaverage.com/insurance-providers/coalition) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-coalition)) — Coalition offers technology errors and omissions together with Active Cyber coverage for businesses that provide a technology product or service. - [Corgi](https://thegeneralaverage.com/insurance-providers/corgi) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-corgi)) — Corgi lists technology errors and omissions insurance for technology products and services. - [Coverdash](https://thegeneralaverage.com/insurance-providers/coverdash) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-coverdash)) — Coverdash lists technology errors and omissions in its Professional & Management catalog, separately from professional liability. - [Cowbell](https://thegeneralaverage.com/insurance-providers/cowbell) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-cowbell)) — Cowbell markets combined technology errors and omissions and cyber coverage, plus follow-form excess, for technology businesses with revenue up to $1 billion. - [Embroker](https://thegeneralaverage.com/insurance-providers/embroker) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-embroker)) — Embroker offers blended technology errors and omissions and cyber coverage through appointed brokers for private, for-profit technology companies with revenue below $300 million, excluding crypto, blockchain and cannabis businesses. - [Foxquilt](https://thegeneralaverage.com/insurance-providers/foxquilt) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-foxquilt)) — Technology/creative class within broader E&O; no separate technology form established. - [Gallagher](https://thegeneralaverage.com/insurance-providers/gallagher) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-gallagher)) — Gallagher arranges technology errors and omissions insurance for technology businesses. - [HUB International](https://thegeneralaverage.com/insurance-providers/hub-international) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-hub-international)) — HUB International arranges technology errors and omissions insurance. - [Liberty Mutual](https://thegeneralaverage.com/insurance-providers/liberty-mutual) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-liberty-mutual)) - [Markel Insurance](https://thegeneralaverage.com/insurance-providers/markel) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-markel)) — Markel Cyber 360 technology professional liability component (standalone product not established) - [Marsh](https://thegeneralaverage.com/insurance-providers/marsh) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-marsh)) — Marsh arranges technology errors and omissions insurance. - [Newfront](https://thegeneralaverage.com/insurance-providers/newfront) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-newfront)) — Newfront lists technology errors and omissions among its cyber-risk placement coverages. - [Relm Insurance](https://thegeneralaverage.com/insurance-providers/relm) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-relm)) — Relm lists technology errors and omissions insurance for placement through brokers. - [Resilience](https://thegeneralaverage.com/insurance-providers/resilience) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-resilience)) — Resilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue. - [RiskCube](https://thegeneralaverage.com/insurance-providers/riskcube) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-riskcube)) — RiskCube arranges technology errors and omissions insurance for startups. - [Risklytics](https://thegeneralaverage.com/insurance-providers/risklytics) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-risklytics)) — Risklytics arranges technology errors and omissions insurance for robotics, hardware and AI businesses. - [StartupInsurance.ai](https://thegeneralaverage.com/insurance-providers/startupinsurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-startupinsurance)) — StartupInsurance.ai arranges technology errors and omissions insurance for startups. - [TechInsurance](https://thegeneralaverage.com/insurance-providers/techinsurance) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-techinsurance)) — TechInsurance arranges technology errors and omissions and cyber coverage for technology businesses. - [The Hartford](https://thegeneralaverage.com/insurance-providers/the-hartford) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-the-hartford)) — The Hartford offers technology errors and omissions coverage through its FailSafe product. - [Travelers](https://thegeneralaverage.com/insurance-providers/travelers) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-travelers)) — Travelers offers technology errors and omissions insurance through CyberRisk Tech for technology and life-sciences companies. - [USI Insurance Services](https://thegeneralaverage.com/insurance-providers/usi) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-usi)) — USI arranges technology errors and omissions insurance. - [Vouch](https://thegeneralaverage.com/insurance-providers/vouch) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-vouch)) — Vouch lists technology errors and omissions among the core coverages in its technology-company programs. - [Zurich U.S.](https://thegeneralaverage.com/insurance-providers/zurich) ([Compare](https://thegeneralaverage.com/compare/at-bay-vs-zurich)) — Zurich markets technology errors and omissions insurance. ## Which Providers Are Closest to At-Bay? - [AIG](https://thegeneralaverage.com/insurance-providers/aig): documents 3 of the same 3 coverage lines - [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk): documents 3 of the same 3 coverage lines - [Amelia Risk](https://thegeneralaverage.com/insurance-providers/amelia-risk): documents 3 of the same 3 coverage lines - [Beazley](https://thegeneralaverage.com/insurance-providers/beazley): documents 3 of the same 3 coverage lines - [Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/insurance-providers/berkshire-hathaway-specialty-insurance): documents 3 of the same 3 coverage lines ## Sources for At-Bay Alternatives 1. [Cyber, Tech E&O & Professional Liability Insurance](https://www.at-bay.com/insurance/) 2. [Tech E&O Insurance Coverage and Policy Highlights](https://www.at-bay.com/insurance/tech-eo/) 3. [Cyber Insurance](https://www.at-bay.com/insurance/cyber/) 4. [MPL Insurance: Coverage Highlights & Appetite](https://www.at-bay.com/insurance/mpl/) 5. [Licenses](https://www.at-bay.com/licenses/) 6. [Broker Platform](https://www.at-bay.com/brokers/platform/) 7. [At-Bay Stance](https://www.at-bay.com/stance/) 8. [Claims Handling](https://www.at-bay.com/claims/) 9. [Response & Recovery](https://www.at-bay.com/security/response-recovery/) 10. [Terms of Service](https://www.at-bay.com/terms-of-service/) 11. [At-Bay Begins Issuing Policies on its own E&S Paper](https://www.at-bay.com/press_releases/at-bay-begins-issuing-policies-on-its-own-paper/) 12. [At-Bay Surplus Tech E&O Appetite Guide](https://www.at-bay.com/wp-content/uploads/2021/05/At-Bay-Tech-EO-Appetite-Guide-2022.pdf) 13. [At-Bay Doubles Miscellaneous Professional Liability Appetite](https://www.at-bay.com/press_releases/at-bay-doubles-mpl/) Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. Read the [provider profile](https://thegeneralaverage.com/insurance-providers/at-bay) for this provider's documented role and coverage. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/at-bay/alternatives.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)