--- title: "Aon D&O Insurance" description: "Aon brokers D&O insurance for public and private companies, helping with insurer selection and program design." canonical: "https://thegeneralaverage.com/insurance-providers/aon/directors-officers" page-type: "offering-page" updated-at: "2026-09-30" provider: "aon" coverage-line: "directors-officers" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/aon/directors-officers) ## Agent Guide **What this page is:** What Aon D&O Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for Aon D&O Insurance specifically. For the general coverage explainer use /coverage/directors-officers; for the provider overall use its profile. **Questions this page answers:** - Does Aon D&O Insurance offer this coverage? - What does Aon D&O Insurance cover and exclude? - Who is Aon D&O Insurance designed for? **Key facts:** - Provider slug `aon`; coverage line `directors-officers`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-30. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/aon) — parent: provider profile # What Does D&O Insurance from Aon Cover? Product: Aon Directors and Officers Liability brokerage and risk-advisory offering. Provider: Aon. Coverage line: D&O Insurance. ## Quick Answer Aon brokers D&O insurance for public and private companies, helping with insurer selection and program design. [1](https://www.aon.com/en/capabilities/risk-transfer/directors-and-officers-liability-insurance "Directors’ and Officers’ (D&O) Liability Insurance") ## Aon D&O Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Issuing Insurer | Not found in reviewed sources | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | ## What Is Aon’s Role in D&O Insurance? - Aon markets D&O broking and advisory services, including insurer selection and program design. It does not issue the described coverage or name the carrier for a buyer’s placement. [1](https://www.aon.com/en/capabilities/risk-transfer/directors-and-officers-liability-insurance "Directors’ and Officers’ (D&O) Liability Insurance") (Evidence: Company-reported; scope: Aon’s official global product/capability page. The statement is limited to Aon’s marketing of brokerage or advisory services, not policy issuance.) ## Who Is Aon D&O Insurance For? - Aon describes D&O services for public and private companies and discusses executives, directors, managers and board members. This is a target-audience description, not an underwriting eligibility schedule. [1](https://www.aon.com/en/capabilities/risk-transfer/directors-and-officers-liability-insurance "Directors’ and Officers’ (D&O) Liability Insurance") (Evidence: Company-reported; scope: Audience stated by Aon on its global capability page; this does not establish a specific applicant’s eligibility or placement availability by U.S. state.) ## What Coverage Features Does Aon D&O Insurance Include? - Aon explains D&O policies generally through Side A individual protection when company indemnity is unavailable, Side B reimbursement when the company indemnifies a director or officer, and Side C entity coverage, with different descriptions for public and private companies. It notes exclusions can apply; an issued policy determines the actual scope. [1](https://www.aon.com/en/capabilities/risk-transfer/directors-and-officers-liability-insurance "Directors’ and Officers’ (D&O) Liability Insurance") (Evidence: Company-reported; scope: Aon’s broker-authored explanation of the insurance line. It does not establish an individual insured’s policy entitlement; the insurer’s form, endorsements and declarations control.) ## What Risk Services Come With Aon D&O Insurance? - Aon says its brokerage and claims teams collaborate on coverage negotiations and describes insurer-selection analytics and a D&O Risk Analyzer. Those are broker services, not an insurer claim decision or guarantee. [1](https://www.aon.com/en/capabilities/risk-transfer/directors-and-officers-liability-insurance "Directors’ and Officers’ (D&O) Liability Insurance") (Evidence: Company-reported; scope: Company-reported brokerage and advisory services. Account-specific service terms are not stated.) ## What We Couldn’t Find About Aon D&O Insurance The reviewed sources do not settle these. Confirm them with Aon or a broker before relying on them. - **Issuing Insurer (Not found in reviewed sources):** The reviewed page does not identify the insurer or the legal producing entity for a specific placement. Ask Aon to identify both for the quoted risk. [1](https://www.aon.com/en/capabilities/risk-transfer/directors-and-officers-liability-insurance "Directors’ and Officers’ (D&O) Liability Insurance") (Scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote, binder or policy was reviewed. This does not establish that no insurer or producing entity is available.) - **Limits and Retentions (Not publicly disclosed):** The reviewed page does not state a standard buyer-specific limit, retention or deductible for this placement. Confirm amounts, sublimits and conditions in the quote and issued policy. [1](https://www.aon.com/en/capabilities/risk-transfer/directors-and-officers-liability-insurance "Directors’ and Officers’ (D&O) Liability Insurance") (Scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote or policy form was reviewed.) ## How Does Aon Compare With Other D&O Insurance Providers? - [Aon vs AIG](https://thegeneralaverage.com/compare/aig-vs-aon) - [Aon vs Alliance Risk](https://thegeneralaverage.com/compare/alliance-risk-vs-aon) - [Aon vs Amelia Risk](https://thegeneralaverage.com/compare/amelia-risk-vs-aon) - [Aon vs The Baldwin Group](https://thegeneralaverage.com/compare/aon-vs-baldwin) - [Aon vs Beazley](https://thegeneralaverage.com/compare/aon-vs-beazley) - [Aon vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/aon-vs-berkshire-hathaway-specialty-insurance) ## Other Coverage Lines From Aon - [Aon Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/aon/builders-risk) - [Aon Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/aon/cargo-transit) - [Aon Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/aon/commercial-auto) - [Aon Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/aon/commercial-property) - [Aon Crime Insurance](https://thegeneralaverage.com/insurance-providers/aon/crime) - [Aon Cyber Insurance](https://thegeneralaverage.com/insurance-providers/aon/cyber) - [Aon Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/aon/employment-practices) - [Aon Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/aon/fiduciary) - [Aon General Liability Insurance](https://thegeneralaverage.com/insurance-providers/aon/general-liability) - [Aon Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/aon/kidnap-ransom) - [Aon Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/aon/management-liability) - [Aon Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/aon/professional-errors-omissions) - [Aon Surety Bonds](https://thegeneralaverage.com/insurance-providers/aon/surety-bonds) - [Aon Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/aon/umbrella-excess) - [Aon Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/aon/workers-compensation) ## Related Reading - [Aon Profile](https://thegeneralaverage.com/insurance-providers/aon) - [Aon Reliability](https://thegeneralaverage.com/insurance-providers/aon/reliability) - [Aon Alternatives](https://thegeneralaverage.com/insurance-providers/aon/alternatives) - [Coverage Guide: Directors and officers](https://thegeneralaverage.com/coverage/directors-officers) ## Sources for Aon D&O Insurance 1. [Directors’ and Officers’ (D&O) Liability Insurance](https://www.aon.com/en/capabilities/risk-transfer/directors-and-officers-liability-insurance). Aon; D&O audience and coverage explanation, lines 123–160; insurer-selection, brokerage and claims collaboration, analytics and industry specialization, lines 171–189; contact link at top. Accessed 2026-09-30. ## How to Cite This Page Aon D&O Insurance: Coverage & Eligibility (2026). The General Average, updated 2026-09-30. https://thegeneralaverage.com/insurance-providers/aon/directors-officers. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/aon/directors-officers.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)