--- title: "Is Alliance Risk Legit? Licensing, Carriers and Reliability" description: "Alliance Risk earns a partial, mid-range broker Reliability Score because its licensing, carrier relationships and disclosures could be only partly verified and its regulatory-conduct record was not scored." canonical: "https://thegeneralaverage.com/insurance-providers/alliance-risk/reliability" page-type: "reliability-article" updated-at: "2026-09-25" provider: "alliance-risk" content-type: "reliability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/alliance-risk/reliability) ## Agent Guide **What this page is:** Spot's evidence-based reliability assessment of Is Alliance Risk Legit? Licensing, Carriers and, scored per role (for example broker, carrier, managing general agent) with the regulatory and financial-strength evidence used. **Use this page when:** Cite this page to answer whether Is Alliance Risk Legit? Licensing, Carriers and is reliable or financially sound. Scores apply to the assessed entity and role named on the page, not to every company under the brand. **Questions this page answers:** - Is Is Alliance Risk Legit? Licensing, Carriers and reliable? - Is Is Alliance Risk Legit? Licensing, Carriers and financially strong and properly licensed? - How was Is Alliance Risk Legit? Licensing, Carriers and scored and why? **Key facts:** - Entity: Is Alliance Risk Legit? Licensing, Carriers and (provider slug `alliance-risk`). - Each role is scored against its own rubric; scores are never comparable across rubrics. **Limits (do not over-claim):** - A Reliability Score is a research assessment, not a rating agency grade, guarantee of claims payment or recommendation. - Where the page says an assessment is unavailable or partial, no score should be inferred. - The scored entity may differ from the brand name; read the assessed-entity line before quoting a score. **Provenance:** Based on regulatory filings and public financial disclosures cited on the page; updated 2026-09-25. Methodology at /reliability-score. **Related pages:** - [Provider reliability directory](https://thegeneralaverage.com/insurance-reliability) — parent hub - [How the Reliability Score works](https://thegeneralaverage.com/reliability-score) — methodology: rubric, weights, evidence rules - [Is Alliance Risk Legit? Licensing, Carriers and profile](https://thegeneralaverage.com/insurance-providers/alliance-risk) — same provider: provider profile: products, coverage lines and sources - [Is Alliance Risk Legit? Licensing, Carriers and reviews](https://thegeneralaverage.com/insurance-providers/alliance-risk/reviews) — same provider: customer review evidence and Reliability Score - [Is Alliance Risk Legit? Licensing, Carriers and alternatives](https://thegeneralaverage.com/insurance-providers/alliance-risk/alternatives) — same provider: closest alternative providers # Is Alliance Risk Legit? Licensing, Carriers and Reliability Alliance Risk earns a partial, mid-range broker Reliability Score because its licensing, carrier relationships and disclosures could be only partly verified and its regulatory-conduct record was not scored. ## Alliance Risk Reliability Scores for 2026 - **Role:** Broker - **Scope:** Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope. **Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope.** This partial Broker Reliability Score covers identity and authority, carrier-network strength and disclosure clarity, which make up 75% of the rubric’s weight, normalized to a ten-point scale. Regulatory conduct was not scored because a complete five-year review of the exact licensed entity was unavailable; treat it as unknown, not clean, and check the agency’s license in your state before you sign. - **Broker Reliability Score:** **5.8/10** - **Subject:** Assessed provider: Alliance Risk. Scope: Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope. - **Role:** Broker - **Scope:** Alliance Risk Insurance Services LLC, the subsidiary agency named in Alliance's terms and the single licensee of record under National Producer Number 21240567, assessed as a brokerage and risk-advisory operation. Producer authority is independently verified in Georgia, Texas, Pennsylvania, Colorado, Nevada and Minnesota only; the other 44 jurisdictions in the published table remain company-reported. Carrier relationships are assessed only as the appointments recorded in Texas, Nevada and Pennsylvania, which do not establish the insurer for any particular placement. Alliance Risk Holding Company LLC and any programme-specific capacity are outside scored scope. - **Assessed:** 2026-09-22 - **Review due:** 2026-10-22 - **Factor basis:** Partial score; **75%** of this role’s weighting included. Included: Identity and Authority, Carrier-Network Strength, Disclosure Clarity. Excluded: Regulatory Conduct: A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.. - **Methodology:** [How we calculate the Reliability Score](https://thegeneralaverage.com/reliability-score) - **Provider profile:** [Alliance Risk](https://thegeneralaverage.com/insurance-providers/alliance-risk) ## What Evidence Supports Spot’s Assessment of Alliance Risk? ### Alliance Risk Legal Identity Alliance Risk’s terms define Alliance Risk as Alliance Risk Holding Company LLC and its subsidiary agency, Alliance Risk Insurance Services LLC. The same terms describe the service as insurance brokerage services, not an insurer or policy issuer. [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/) The two names Alliance uses describe one licensee. Every retrieved state record sits under the same National Producer Number, 21240567, and the same business address at 250 W 57th Street, Suite 1301, New York; Texas, Pennsylvania, Colorado, Nevada and Minnesota carry it as Alliance Risk Insurance Services LLC and Georgia as Alliance Risk Insurance Services. That is the subsidiary agency the terms name, and it is the entity assessed here. Alliance Risk Holding Company LLC does not appear as a licensee in any record retrieved. [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/), [Georgia Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Colorado Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) ### Alliance Risk Licensing The home page says Alliance Risk Insurance Services, NPN 21240567, is a trade name licensed to sell insurance products in all 50 states and the District of Columbia, while the terms say Alliance provides products or services only in select states and limited insurance products. These address different things: one is producer authority, the other is which products the firm chooses to sell. Read that way there is no contradiction, and the terms' commercial limit stands as a separate disclosed restriction on availability. [All In One Insurance Risk Advisory to Protect Your Business](https://joinalliancerisk.com/), [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/), [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/) Six of the fifty states in the published table are independently verified against state licensing records as of 22 September 2026, and all six are current: Georgia Principal Agency - Nonresident 236749, Texas General Lines Agency 3200420, Pennsylvania Producer 1197888, Colorado Non-Resident Agency 869174, Nevada Non-Resident Producer Firm 4060995 and Minnesota Non-Resident Agency 40949827, each Active with property and casualty lines active except Minnesota, whose record lists no active qualifications. The Colorado licence expires on 1 December 2026, within the next review cycle. The other 44 jurisdictions in the table, including California and Wisconsin, remain company-reported, so the 50-state claim is independently verified in those six states and unverified elsewhere. [Georgia Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Colorado Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Nevada Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Minnesota Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/) Pennsylvania shows licence 1197888 twice, Active as a Producer licence and Inactive as a Non-Resident Producer Agency row effective 10 September 2026. Three unrelated agencies checked in Pennsylvania the same day show the same duplicate pattern and the same date, which reads as a state licence-class change rather than anything specific to Alliance. That reading is an observation across the four records retrieved and was not confirmed with the Pennsylvania regulator; the authority relied on here is the Active Producer row. [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) ### Alliance Risk Financial Strength The published materials do not provide audited financial statements, capital or liquidity information for Alliance Risk Insurance Services LLC. Alliance’s A-rated-carrier marketing claims do not identify a current insurer, rating action, date or policy-specific issuer, so no carrier grade is assigned to Alliance or to a generic quote. [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/), [Get a Quote](https://joinalliancerisk.com/get-a-quote/), [All In One Insurance Risk Advisory to Protect Your Business](https://joinalliancerisk.com/) ### Alliance Risk Risk-Bearing Relationships Alliance Risk’s catalogue describes arranging or advising on many commercial coverages, but the published materials do not identify a single carrier, program administrator or reinsurance relationship for a generic customer transaction. The actual declarations and policy should establish the risk-bearing insurer. [Alliance Products](https://joinalliancerisk.com/coverages/), [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/) State appointment records name carriers that the marketing does not. Texas records eleven active property-and-casualty appointments for Alliance Risk Insurance Services LLC, including AmTrust Insurance Company, Berkshire Hathaway Direct Insurance Company, Federal Insurance Company, Hartford Insurance Company of Illinois, Next Insurance US Company, Security National Insurance Company, Technology Insurance Company and Wesco Insurance Company; Nevada records six of the same carriers as active, and Pennsylvania four. These are appointments recorded in those three states, not a national panel and not a statement about which insurer would issue any particular policy. The A-rated-carrier marketing line still names no insurer and is not mapped to any of them. [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Nevada Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [All In One Insurance Risk Advisory to Protect Your Business](https://joinalliancerisk.com/) ### Alliance Risk Claims and Service Alliance Risk provides quote and contact routes and says policy, claims and other communications may be delivered electronically. The technology, coverage and quote pages support a brokerage/service workflow and quote-response process, but do not establish underwriting, risk bearing, claims authority or a 24-hour binding commitment. Its terms disclaim warranties about third-party products and direct customers to verify coverage and terms. The cited materials do not establish claims outcomes or a universal claims administrator. [Get a Quote](https://joinalliancerisk.com/get-a-quote/), [Technology Insurance](https://joinalliancerisk.com/technology-insurance/), [Alliance Products](https://joinalliancerisk.com/coverages/), [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/) ### Alliance Risk Regulatory Record Six state licensing records were retrieved and none carries a restriction, suspension or adverse notation. A licence status is not a conduct search: no completed five-year conduct result exists for Alliance Risk Insurance Services LLC in any jurisdiction, and the California lookup could not be completed. This is not a clean-record finding. [Georgia Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/) ## Alliance Risk Licenses and Authority Records | Entity | Jurisdiction | Identifier | Number | License type | Authority | Sources | | --- | --- | --- | --- | --- | --- | --- | | Alliance Risk Insurance Services LLC | CA | State license | 6014559 | State identifier displayed by company | Company-displayed identifier; the California regulator lookup could not be completed on 22 September 2026, so current lines and status are not independently established | [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/) | | Alliance Risk Insurance Services LLC | WI | State license | 3003372909 | State identifier displayed by company | Company-displayed identifier; exact lines and current regulator record not independently established in this record; not treated as a certificate or carrier authorization | [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/) | | Alliance Risk Insurance Services LLC | US | National Producer Number | 21240567 | National Producer Number | Identifier carried on every retrieved state record and published by Alliance; an NPN does not by itself establish authority in any state | [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/), [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Georgia Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | Alliance Risk Insurance Services LLC | GA | State license | 236749 | Principal Agency - Nonresident | Georgia record retrieved 22 September 2026 shows Status Active from 08-30-2024 to 08-31-2028 with Property and Casualty lines active | [Georgia Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | Alliance Risk Insurance Services LLC | TX | State license | 3200420 | General Lines Agency | Texas record retrieved 22 September 2026 shows Status Active from 07-11-2024 to 07-11-2028 with the Property and Casualty qualification active, and eleven active carrier appointments | [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | Alliance Risk Insurance Services LLC | PA | State license | 1197888 | Producer | Pennsylvania record retrieved 22 September 2026 shows the Producer licence Status Active to 07-16-2028 with Property and Casualty qualifications active; a duplicate Non-Resident Producer Agency row under the same number is Inactive effective 09-10-2026 | [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | Alliance Risk Insurance Services LLC | CO | State license | 869174 | Non-Resident Agency | Colorado record retrieved 22 September 2026 shows Status Active from 11-05-2024 to 12-01-2026 with Casualty and Property lines active; the licence expires within the next review cycle | [Colorado Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | Alliance Risk Insurance Services LLC | NV | State license | 4060995 | Non-Resident Producer Firm | Nevada record retrieved 22 September 2026 shows Status Active from 11-04-2024 to 11-30-2027 with Property and Casualty lines active, and six active carrier appointments | [Nevada Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | Alliance Risk Insurance Services LLC | MN | State license | 40949827 | Non-Resident Agency | Minnesota record retrieved 22 September 2026 shows Status Active to 10-31-2028; the record lists no active qualifications, so the lines the licence covers are not established | [Minnesota Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | ## Jurisdiction Searches Run for Alliance Risk | Jurisdiction | Result | Notes | Sources | | --- | --- | --- | --- | | CA | inaccessible | The California licence-number search was attempted on 22 September 2026 for the published identifier 6014559 and could not be completed. This is not a no-licence finding. | [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/) | | WI | company-reported | Alliance’s current license page displays WI 3003372909, but current authority is not independently established. | [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/) | | US/DC | not-researched | Six of the fifty jurisdictions in the company table are reconciled to state records. Current authority is not independently established for the remaining 44, and no completed five-year conduct result is established for the stated scope. | [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/), [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/) | | GA | verified | Principal Agency - Nonresident 236749 Active to 08-31-2028 with Property and Casualty lines active; no appointments listed. | [Georgia Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | TX | verified | General Lines Agency 3200420 Active to 07-11-2028 with Property and Casualty active and eleven active carrier appointments recorded. | [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | PA | verified | Producer 1197888 Active to 07-16-2028 with Property and Casualty active; duplicate Non-Resident Producer Agency row Inactive effective 09-10-2026; four active appointments recorded. | [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | CO | verified | Non-Resident Agency 869174 Active with Casualty and Property active; expires 12-01-2026. | [Colorado Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | NV | verified | Non-Resident Producer Firm 4060995 Active to 11-30-2027 with Property and Casualty active and six active carrier appointments recorded. | [Nevada Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | MN | verified | Non-Resident Agency 40949827 Active to 10-31-2028, with no active qualifications listed for the licence. | [Minnesota Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | ## Alliance Risk Rating Dimensions ### Alliance Risk Broker Reliability Score Included weighting: **75%** of the original dimensions. Contributions are normalized over included weighting. Excluded factors: - **Regulatory Conduct:** A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable. [Georgia Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/) | Dimension | Score (0–4) | Weight | Contribution (/10) | Sources | | --- | ---: | ---: | ---: | --- | | Identity and Authority | 2.67 | 30% | 2.67 | [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/), [Georgia Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Colorado Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [All In One Insurance Risk Advisory to Protect Your Business](https://joinalliancerisk.com/), [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/), [Nevada Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Minnesota Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) | | Carrier-Network Strength | 2.08 | 30% | 2.08 | [Alliance Products](https://joinalliancerisk.com/coverages/), [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/), [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Nevada Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [All In One Insurance Risk Advisory to Protect Your Business](https://joinalliancerisk.com/) | | Disclosure Clarity | 2.03 | 15% | 1.01 | [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/), [Georgia Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Colorado Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [All In One Insurance Risk Advisory to Protect Your Business](https://joinalliancerisk.com/), [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/), [Nevada Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Minnesota Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y), [Alliance Products](https://joinalliancerisk.com/coverages/), [Get a Quote](https://joinalliancerisk.com/get-a-quote/), [Technology Insurance](https://joinalliancerisk.com/technology-insurance/) | ## Evidence Gaps in Spot’s Review of Alliance Risk - Current authority is not independently established for forty-four of the fifty jurisdictions in the published licence table, including California and Wisconsin. The California lookup could not be completed. - The Minnesota record lists no active qualifications for licence 40949827, so the lines it authorises are not established. - The Colorado licence 869174 expires 1 December 2026 and needs rechecking before that date. - The designated responsible licensed producer behind each agency licence was not identified, so account-specific authority is not established. - The A-rated-carrier marketing claim names no carrier, rating action or date and is not mapped to the appointed carriers or to any policy issuer. - Appointments were retrieved in Texas, Nevada and Pennsylvania only. Which carrier issues a policy for a given buyer, on what terms and with what reinsurance or exposure share, is not disclosed anywhere in the reviewed material. - No financial statements, capital or liquidity evidence exist for Alliance Risk Insurance Services LLC. - No completed five-year conduct result is available for the agency in any jurisdiction. ## Insurance Terms Related to Alliance Risk - [What Is an Insurance Broker?](https://thegeneralaverage.com/insurance-glossary/insurance-broker) - [What Is an Insurance Producer License?](https://thegeneralaverage.com/insurance-glossary/insurance-producer-license) - [What Is a National Producer Number?](https://thegeneralaverage.com/insurance-glossary/national-producer-number) - [What Is an AM Best Rating?](https://thegeneralaverage.com/insurance-glossary/am-best-rating) ## Sources for Alliance Risk Reliability Research - [Alliance Products](https://joinalliancerisk.com/coverages/) — Alliance Risk; Coverage catalogue including BOP, cyber, D&O, E&O, property, workers compensation and specialty lines; accessed 2026-09-21. - [All In One Insurance Risk Advisory to Protect Your Business](https://joinalliancerisk.com/) — Alliance Risk; Home page, re-read 22 September 2026: risk advisory and brokerage description; marketing line 'Tailored insurance solutions with A-rated carriers' with no carrier named anywhere on the page; footer states 'Alliance Risk Insurance Services (NPN# 21240567) is a trade name licensed to sell insurance products in all 50 states and the District of Columbia' and '(c) 2026 Alliance Risk'.; accessed 2026-09-22. - [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/) — Alliance Risk; Insurance Licenses page, re-read 22 September 2026: heading 'Alliance Risk Insurance Services (NPN# 21240567)' above a 50-state table of licence numbers including CA 6014559, GA 236749, TX 3200420, PA 1197888, CO 869174, NV 4060995, MN 40949827 and WI 3003372909. No surplus-lines statement and no as-of date are shown.; accessed 2026-09-22. - [Get a Quote](https://joinalliancerisk.com/get-a-quote/) — Alliance Risk; Quote request and customer contact workflow; accessed 2026-09-21. - [Technology Insurance](https://joinalliancerisk.com/technology-insurance/) — Alliance Risk; Technology-industry coverage and placement description; accessed 2026-09-21. - [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/) — Alliance Risk; Terms & Conditions, last updated October 30, 2024, re-read 22 September 2026: 'Alliance Risk Holding Company LLC., a Limited Liability Company, as well as our subsidiary agency, Alliance Risk Insurance Services LLC'; 'Alliance Risk currently provides products or services only in select states and limited insurance products'; warranty and third-party disclaimers.; accessed 2026-09-22. - [Georgia Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) — Sircon/Georgia insurance licensing lookup; Firm Consumer Inquiry for the State of Georgia, retrieved 22 September 2026: licensee ALLIANCE RISK INSURANCE SERVICES, National Producer Number 21240567, business address 250 W 57th Street Suite 1301, New York, NY 10107; Principal Agency - Nonresident licence 236749, Status Active, original issue 08-30-2024, expiration 08-31-2028; Principal Agency - Property and Principal Agency - Casualty qualifications Active. No carrier appointments listed.; accessed 2026-09-22. - [Texas Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) — Sircon/Texas insurance licensing lookup; Firm Consumer Inquiry for the State of Texas, retrieved 22 September 2026: licensee ALLIANCE RISK INSURANCE SERVICES LLC, NPN 21240567; General Lines Agency licence 3200420, Status Active, original issue 07-11-2024, expiration 07-11-2028, Property and Casualty qualification Active. Affiliations/Appointments, all Property and Casualty and all Status Active: AmTrust Insurance Company (NAIC 15954, from 12-20-2024), Berkshire Hathaway Direct Insurance Company (10391, from 12-01-2025), Federal Insurance Company (20281, from 02-10-2026), Hartford Insurance Company of Illinois (38288, from 06-11-2026), Milford Casualty Insurance Company (26662, from 12-20-2024), Next Insurance US Company (16285, from 08-17-2026), Property and Casualty Insurance Company of Hartford (34690, from 06-16-2025), Security National Insurance Company (19879, from 12-20-2024), Sequoia Insurance Company (22985, from 12-20-2024), Technology Insurance Company, Inc. (42376, from 12-20-2024) and Wesco Insurance Company (25011, from 12-20-2024).; accessed 2026-09-22. - [Pennsylvania Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) — Sircon/Pennsylvania insurance licensing lookup; Firm Consumer Inquiry for the State of Pennsylvania, retrieved 22 September 2026: licensee ALLIANCE RISK INSURANCE SERVICES LLC, NPN 21240567; Producer licence 1197888, Status Active, original issue 07-16-2024, expiration 07-16-2028, Property and Casualty qualifications Active; a separate Non-Resident Producer Agency row under the same number 1197888 shown Inactive effective 09-10-2026. Appointments listed Active with no line of authority recorded: AmTrust Insurance Company (NAIC 15954, from 07-31-2025), Berkshire Hathaway Direct Insurance Company (10391, from 12-01-2025), Next Insurance US Company (16285, from 05-29-2025) and Property and Casualty Insurance Company of Hartford (34690).; accessed 2026-09-22. - [Colorado Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) — Sircon/Colorado insurance licensing lookup; Firm Consumer Inquiry for the State of Colorado, retrieved 22 September 2026: licensee ALLIANCE RISK INSURANCE SERVICES LLC, NPN 21240567; Non-Resident Agency licence 869174, Status Active, original issue 11-05-2024, expiration 12-01-2026, Casualty and Property qualifications Active. No carrier appointments listed.; accessed 2026-09-22. - [Nevada Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) — Sircon/Nevada insurance licensing lookup; Firm Consumer Inquiry for the State of Nevada, retrieved 22 September 2026: licensee ALLIANCE RISK INSURANCE SERVICES LLC, NPN 21240567; Non-Resident Producer Firm licence 4060995, Status Active, original issue 11-04-2024, expiration 11-30-2027, Property and Casualty qualifications Active. Appointments Active for Casualty and Property: AmTrust Insurance Company (NAIC 15954), Berkshire Hathaway Direct Insurance Company (10391), Security National Insurance Company (19879), Sequoia Insurance Company (22985), Technology Insurance Company (42376) and Wesco Insurance Company (25011).; accessed 2026-09-22. - [Minnesota Firm Consumer Inquiry - Alliance Risk Insurance Services LLC](https://www.sircon.com/ComplianceExpress/Inquiry/consumerInquiry.do?nonSscrb=Y) — Sircon/Minnesota insurance licensing lookup; Firm Consumer Inquiry for the State of Minnesota, retrieved 22 September 2026: licensee ALLIANCE RISK INSURANCE SERVICES LLC, NPN 21240567; Non-Resident Agency licence 40949827, Status Active, original issue 11-05-2024, expiration 10-31-2028, with the record stating there are no active qualifications for this licence.; accessed 2026-09-22. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/alliance-risk/reliability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)