---
title: "AIG Kidnap and Ransom Insurance"
description: "AIG offers kidnap, ransom and extortion insurance, called CrisiSolution, to corporations, individuals and high-net-worth families."
canonical: "https://thegeneralaverage.com/insurance-providers/aig/kidnap-ransom"
page-type: "offering-page"
updated-at: "2026-09-30"
provider: "aig"
coverage-line: "kidnap-ransom"
---

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[Human-readable page](https://thegeneralaverage.com/insurance-providers/aig/kidnap-ransom)

## Agent Guide

**What this page is:** What AIG Kidnap and Ransom Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents.

**Use this page when:** Cite this page for AIG Kidnap and Ransom Insurance specifically. For the general coverage explainer use /coverage/kidnap-ransom; for the provider overall use its profile.

**Questions this page answers:**
- Does AIG Kidnap and Ransom Insurance offer this coverage?
- What does AIG Kidnap and Ransom Insurance cover and exclude?
- Who is AIG Kidnap and Ransom Insurance designed for?

**Key facts:**
- Provider slug `aig`; coverage line `kidnap-ransom`.
- Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section.

**Limits (do not over-claim):**
- Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements.
- Availability varies by state, industry and underwriting.
- Not insurance, legal or financial advice, and not a quote, binder or offer of coverage.
- Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying.

**Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-30.

**Related pages:**
- [Provider profile](https://thegeneralaverage.com/insurance-providers/aig) — parent: provider profile

# What Does Kidnap and Ransom Insurance from AIG Cover?

Product: AIG CrisiSolution Kidnap, Ransom and Extortion Insurance. Provider: AIG. Coverage line: Kidnap and Ransom Insurance.

## Quick Answer

AIG offers kidnap, ransom and extortion insurance, called CrisiSolution, to corporations, individuals and high-net-worth families. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/kidnap-ransom-and-extortion "Kidnap, Ransom & Extortion Insurance")

## AIG Kidnap and Ransom Insurance at a Glance

| Topic | Evidence | Claims |
| --- | --- | --- |
| Role in This Line | Company-reported | 1 |
| Who It’s For | Company-reported | 1 |
| Coverage Features | Company-reported | 1 |
| Limits and Retentions | Not publicly disclosed | 1 |
| Risk Services | Company-reported | 1 |

## What Is AIG’s Role in Kidnap and Ransom Insurance?

- AIG markets CrisiSolution as its main corporate Kidnap, Ransom and Extortion policy and also describes related package and endorsement routes. The issuing insurer for a specific placement is not named on the overview. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/kidnap-ransom-and-extortion "Kidnap, Ransom & Extortion Insurance") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source.)

## Who Is AIG Kidnap and Ransom Insurance For?

- AIG describes CrisiSolution for corporate businesses, individuals and high-net-worth families, with examples of higher-risk industries such as energy, mining, maritime, multinationals, charities and NGOs. This is not a guarantee of account eligibility or worldwide local placement. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/kidnap-ransom-and-extortion "Kidnap, Ransom & Extortion Insurance") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.)

## What Coverage Features Does AIG Kidnap and Ransom Insurance Include?

- AIG describes primary and excess coverage examples for kidnapping, extortion, wrongful detention, hijacking, threats, disappearance and hostage events, with certain additional extensions. Each extension remains subject to its policy wording and conditions. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/kidnap-ransom-and-extortion "Kidnap, Ransom & Extortion Insurance") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.)

## What Risk Services Come With AIG Kidnap and Ransom Insurance?

- AIG lists crisis-planning, training and response support through Crisis24 and MBL Global, along with global claims professionals and a 24/7 contact resource. Some response services are supplied by outside providers. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/kidnap-ransom-and-extortion "Kidnap, Ransom & Extortion Insurance") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.)

## What We Couldn’t Find About AIG Kidnap and Ransom Insurance

The reviewed sources do not settle these. Confirm them with AIG or a broker before relying on them.

- **Limits and Retentions (Not publicly disclosed):** The public product overview does not state a buyer-specific limit, retention or sublimit schedule. Confirm those and any applicable consent requirements in the quote and issued policy. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/kidnap-ransom-and-extortion "Kidnap, Ransom & Extortion Insurance") (Scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.)

## How Does AIG Compare With Other Kidnap and Ransom Insurance Providers?

- [AIG vs Aon](https://thegeneralaverage.com/compare/aig-vs-aon)
- [AIG vs The Baldwin Group](https://thegeneralaverage.com/compare/aig-vs-baldwin)
- [AIG vs CFC](https://thegeneralaverage.com/compare/aig-vs-cfc)
- [AIG vs Chubb](https://thegeneralaverage.com/compare/aig-vs-chubb)
- [AIG vs CNA](https://thegeneralaverage.com/compare/aig-vs-cna)
- [AIG vs Coverdash](https://thegeneralaverage.com/compare/aig-vs-coverdash)

## Other Coverage Lines From AIG

- [AIG Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/aig/builders-risk)
- [AIG Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/aig/cargo-transit)
- [AIG Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/aig/commercial-auto)
- [AIG Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/aig/commercial-property)
- [AIG Crime Insurance](https://thegeneralaverage.com/insurance-providers/aig/crime)
- [AIG Cyber Insurance](https://thegeneralaverage.com/insurance-providers/aig/cyber)
- [AIG D&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/directors-officers)
- [AIG Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/aig/employee-health-benefits)
- [AIG Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/employment-practices)
- [AIG Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/aig/equipment-breakdown)
- [AIG Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/aig/fidelity-bonds)
- [AIG Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/fiduciary)
- [AIG General Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/general-liability)
- [AIG Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/aig/hired-non-owned-auto)
- [AIG Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/aig/inland-marine)
- [AIG Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/management-liability)
- [AIG Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/media)
- [AIG Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/product-liability)
- [AIG Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/aig/product-recall)
- [AIG Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/aig/professional-errors-omissions)
- [AIG Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/aig/representations-warranties)
- [AIG Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/technology-errors-omissions)
- [AIG Trucking Insurance](https://thegeneralaverage.com/insurance-providers/aig/trucking)
- [AIG Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/umbrella-excess)
- [AIG Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/aig/workers-compensation)

## Related Reading

- [AIG Profile](https://thegeneralaverage.com/insurance-providers/aig)
- [AIG Reliability](https://thegeneralaverage.com/insurance-providers/aig/reliability)
- [AIG Alternatives](https://thegeneralaverage.com/insurance-providers/aig/alternatives)
- [Coverage Guide: Kidnap and ransom](https://thegeneralaverage.com/coverage/kidnap-ransom)

## Sources for AIG Kidnap and Ransom Insurance

1. [Kidnap, Ransom & Extortion Insurance](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/kidnap-ransom-and-extortion). AIG; Official AIG CrisiSolution page, lines 242–275: product and covered-event examples, named corporate/individual/family audiences, extensions, response services and standard-policy caveat. Accessed 2026-09-30.

## How to Cite This Page

AIG Kidnap and Ransom Insurance: Coverage & Eligibility (2026). The General Average, updated 2026-09-30. https://thegeneralaverage.com/insurance-providers/aig/kidnap-ransom. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://thegeneralaverage.com/insurance-providers/aig/kidnap-ransom.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://thegeneralaverage.com/llms.txt)
