--- title: "AIG Fiduciary Liability Insurance" description: "AIG offers fiduciary liability insurance for business executives and for people and entities overseeing 401(k), pension and employee welfare plans." canonical: "https://thegeneralaverage.com/insurance-providers/aig/fiduciary" page-type: "offering-page" updated-at: "2026-09-30" provider: "aig" coverage-line: "fiduciary" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/aig/fiduciary) ## Agent Guide **What this page is:** What AIG Fiduciary Liability Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for AIG Fiduciary Liability Insurance specifically. For the general coverage explainer use /coverage/fiduciary; for the provider overall use its profile. **Questions this page answers:** - Does AIG Fiduciary Liability Insurance offer this coverage? - What does AIG Fiduciary Liability Insurance cover and exclude? - Who is AIG Fiduciary Liability Insurance designed for? **Key facts:** - Provider slug `aig`; coverage line `fiduciary`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-30. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/aig) — parent: provider profile # What Does Fiduciary Liability Insurance from AIG Cover? Product: AIG Fiduciary Liability Insurance Edge. Provider: AIG. Coverage line: Fiduciary Liability Insurance. ## Quick Answer AIG offers fiduciary liability insurance for business executives and for people and entities overseeing 401(k), pension and employee welfare plans. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/fiduciary-liability "Fiduciary Liability Insurance") ## AIG Fiduciary Liability Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | ## What Is AIG’s Role in Fiduciary Liability Insurance? - AIG markets Fiduciary Liability Insurance Edge and related plan-fiduciary options. AIG’s page describes insurance protection but does not identify the issuing subsidiary for a specific account. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/fiduciary-liability "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source.) ## Who Is AIG Fiduciary Liability Insurance For? - AIG describes fiduciary coverage for business executives and people or entities overseeing 401(k), pension and employee welfare plans. The page does not establish eligibility for every plan sponsor or plan type. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/fiduciary-liability "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.) ## What Coverage Features Does AIG Fiduciary Liability Insurance Include? - AIG says Fiduciary Edge addresses personal liability imposed on directors, officers and employees who oversee benefit plans and the sponsoring company. It describes certain penalty and compliance-program extensions subject to sublimits and policy terms. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/fiduciary-liability "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.) ## What Risk Services Come With AIG Fiduciary Liability Insurance? - AIG describes specialized underwriting and claims teams and lists the IRS Audit Protector program, settlor coverage and an ACA extension as product options. Availability and scope of each option must be confirmed in the issued form. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/fiduciary-liability "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.) ## What We Couldn’t Find About AIG Fiduciary Liability Insurance The reviewed sources do not settle these. Confirm them with AIG or a broker before relying on them. - **Limits and Retentions (Not publicly disclosed):** The page says some penalties, fees and expenses are subject to sublimits but does not publish a buyer-specific limit schedule. Confirm all sublimits and conditions in the quote and policy. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/fiduciary-liability "Fiduciary Liability Insurance") (Scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.) ## AIG vs Other Fiduciary Liability Insurance Providers - [AIG vs Alliance Risk](https://thegeneralaverage.com/compare/aig-vs-alliance-risk) - [AIG vs Aon](https://thegeneralaverage.com/compare/aig-vs-aon) - [AIG vs The Baldwin Group](https://thegeneralaverage.com/compare/aig-vs-baldwin) - [AIG vs Beazley](https://thegeneralaverage.com/compare/aig-vs-beazley) - [AIG vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/aig-vs-berkshire-hathaway-specialty-insurance) - [AIG vs Chubb](https://thegeneralaverage.com/compare/aig-vs-chubb) ## Other Coverage Lines From AIG - [AIG Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/aig/builders-risk) - [AIG Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/aig/cargo-transit) - [AIG Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/aig/commercial-auto) - [AIG Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/aig/commercial-property) - [AIG Crime Insurance](https://thegeneralaverage.com/insurance-providers/aig/crime) - [AIG Cyber Insurance](https://thegeneralaverage.com/insurance-providers/aig/cyber) - [AIG D&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/directors-officers) - [AIG Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/aig/employee-health-benefits) - [AIG Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/employment-practices) - [AIG Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/aig/equipment-breakdown) - [AIG Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/aig/fidelity-bonds) - [AIG General Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/general-liability) - [AIG Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/aig/hired-non-owned-auto) - [AIG Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/aig/inland-marine) - [AIG Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/aig/kidnap-ransom) - [AIG Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/management-liability) - [AIG Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/media) - [AIG Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/product-liability) - [AIG Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/aig/product-recall) - [AIG Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/aig/professional-errors-omissions) - [AIG Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/aig/representations-warranties) - [AIG Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/technology-errors-omissions) - [AIG Trucking Insurance](https://thegeneralaverage.com/insurance-providers/aig/trucking) - [AIG Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/umbrella-excess) - [AIG Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/aig/workers-compensation) ## Related Reading - [AIG Profile](https://thegeneralaverage.com/insurance-providers/aig) - [AIG Reliability](https://thegeneralaverage.com/insurance-providers/aig/reliability) - [AIG Alternatives](https://thegeneralaverage.com/insurance-providers/aig/alternatives) - [Coverage Guide: Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary) ## Sources for AIG Fiduciary Liability Insurance 1. [Fiduciary Liability Insurance](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/fiduciary-liability). AIG; Official AIG Fiduciary Liability page, lines 242–274: plan sponsor and fiduciary audience, Fiduciary Edge, example statutory sublimited coverages, IRS Audit Protector, settlor and ACA options, and standard-policy caveat. Accessed 2026-09-30. ## How to Cite This Page AIG Fiduciary Liability Insurance: Coverage & Eligibility (2026). The General Average, updated 2026-09-30. https://thegeneralaverage.com/insurance-providers/aig/fiduciary. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/aig/fiduciary.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)