--- title: "AIG Fidelity Bonds" description: "AIG offers fidelity bonds to financial institutions, including banks, non-bank lenders, asset managers and insurance companies." canonical: "https://thegeneralaverage.com/insurance-providers/aig/fidelity-bonds" page-type: "offering-page" updated-at: "2026-09-30" provider: "aig" coverage-line: "fidelity-bonds" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/aig/fidelity-bonds) ## Agent Guide **What this page is:** What AIG Fidelity Bonds covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for AIG Fidelity Bonds specifically. For the general coverage explainer use /coverage/fidelity-bonds; for the provider overall use its profile. **Questions this page answers:** - Does AIG Fidelity Bonds offer this coverage? - What does AIG Fidelity Bonds cover and exclude? - Who is AIG Fidelity Bonds designed for? **Key facts:** - Provider slug `aig`; coverage line `fidelity-bonds`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-30. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/aig) — parent: provider profile # What Does Fidelity Bonds from AIG Cover? Product: AIG Financial Institution Fidelity Bonds. Provider: AIG. Coverage line: Fidelity Bonds. ## Quick Answer AIG offers fidelity bonds to financial institutions, including banks, non-bank lenders, asset managers and insurance companies. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds "Crime and Fidelity Insurance") ## AIG Fidelity Bonds at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | ## What Is AIG’s Role in Fidelity Bonds? - AIG markets Financial Institution Bonds separately from commercial-entity Crime Insurance. This draft covers the named bond family only and does not treat the crime policy as a fidelity bond. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source.) ## Who Is AIG Fidelity Bonds For? - AIG names banks, non-bank lenders, asset managers and insurance companies as financial-institution bond audiences. The page does not establish eligibility for a specific entity or jurisdiction. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.) ## What Coverage Features Does AIG Fidelity Bonds Include? - AIG lists employee dishonesty, theft on premises, forgery, computer-systems fraud and impersonation fraud among financial-institution bond coverage examples. These examples are subject to the actual bond form and do not define all terms. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.) ## What Risk Services Come With AIG Fidelity Bonds? - AIG describes dedicated underwriting and claims teams for its crime and fidelity offerings. The application directory includes distinct fidelity applications by financial-institution type; this is an application path, not a bound bond. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds "Crime and Fidelity Insurance") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.) ## What We Couldn’t Find About AIG Fidelity Bonds The reviewed sources do not settle these. Confirm them with AIG or a broker before relying on them. - **Limits and Retentions (Not publicly disclosed):** The reviewed pages do not state a standard bond amount or buyer-specific deductible. Confirm the bond form, amount and conditions with AIG for the particular institution. [1](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds "Crime and Fidelity Insurance") (Scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.) ## How Does AIG Compare With Other Fidelity Bonds Providers? - [AIG vs The Baldwin Group](https://thegeneralaverage.com/compare/aig-vs-baldwin) - [AIG vs Beazley](https://thegeneralaverage.com/compare/aig-vs-beazley) - [AIG vs CNA](https://thegeneralaverage.com/compare/aig-vs-cna) - [AIG vs Coverdash](https://thegeneralaverage.com/compare/aig-vs-coverdash) - [AIG vs Founder Shield](https://thegeneralaverage.com/compare/aig-vs-foundershield) - [AIG vs Gallagher](https://thegeneralaverage.com/compare/aig-vs-gallagher) ## Other Coverage Lines From AIG - [AIG Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/aig/builders-risk) - [AIG Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/aig/cargo-transit) - [AIG Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/aig/commercial-auto) - [AIG Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/aig/commercial-property) - [AIG Crime Insurance](https://thegeneralaverage.com/insurance-providers/aig/crime) - [AIG Cyber Insurance](https://thegeneralaverage.com/insurance-providers/aig/cyber) - [AIG D&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/directors-officers) - [AIG Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/aig/employee-health-benefits) - [AIG Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/employment-practices) - [AIG Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/aig/equipment-breakdown) - [AIG Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/fiduciary) - [AIG General Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/general-liability) - [AIG Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/aig/hired-non-owned-auto) - [AIG Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/aig/inland-marine) - [AIG Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/aig/kidnap-ransom) - [AIG Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/management-liability) - [AIG Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/media) - [AIG Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/product-liability) - [AIG Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/aig/product-recall) - [AIG Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/aig/professional-errors-omissions) - [AIG Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/aig/representations-warranties) - [AIG Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/technology-errors-omissions) - [AIG Trucking Insurance](https://thegeneralaverage.com/insurance-providers/aig/trucking) - [AIG Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/umbrella-excess) - [AIG Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/aig/workers-compensation) ## Related Reading - [AIG Profile](https://thegeneralaverage.com/insurance-providers/aig) - [AIG Reliability](https://thegeneralaverage.com/insurance-providers/aig/reliability) - [AIG Alternatives](https://thegeneralaverage.com/insurance-providers/aig/alternatives) - [Coverage Guide: Fidelity bonds](https://thegeneralaverage.com/coverage/fidelity-bonds) ## Sources for AIG Fidelity Bonds 1. [Crime and Fidelity Insurance](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/crime-and-financial-institution-bonds). AIG; Official AIG page, lines 257–275 and 353–354: separate Financial Institution Bonds section, named financial-institution audience and example covered losses; policy/state availability caveat. AIG’s Financial Lines Applications directory separately lists institution-specific fidelity applications. Accessed 2026-09-30. ## How to Cite This Page AIG Fidelity Bonds: Coverage & Eligibility (2026). The General Average, updated 2026-09-30. https://thegeneralaverage.com/insurance-providers/aig/fidelity-bonds. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/aig/fidelity-bonds.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)