--- title: "AIG Cyber Insurance" description: "AIG offers cyber insurance in three forms, CyberEdge, CyberEdge Plus and CyberEdge PC, as a standalone policy or an add-on to selected policies." canonical: "https://thegeneralaverage.com/insurance-providers/aig/cyber" page-type: "offering-page" updated-at: "2026-09-30" provider: "aig" coverage-line: "cyber" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/aig/cyber) ## Agent Guide **What this page is:** What AIG Cyber Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for AIG Cyber Insurance specifically. For the general coverage explainer use /coverage/cyber; for the provider overall use its profile. **Questions this page answers:** - Does AIG Cyber Insurance offer this coverage? - What does AIG Cyber Insurance cover and exclude? - Who is AIG Cyber Insurance designed for? **Key facts:** - Provider slug `aig`; coverage line `cyber`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-30. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/aig) — parent: provider profile # What Does Cyber Insurance from AIG Cover? Product: AIG CyberEdge, CyberEdge Plus and CyberEdge PC. Provider: AIG. Coverage line: Cyber Insurance. ## Quick Answer AIG offers cyber insurance in three forms, CyberEdge, CyberEdge Plus and CyberEdge PC, as a standalone policy or an add-on to selected policies. [1](https://www.aig.com/us/CyberEdge "Cyber Insurance — CyberEdge") ## AIG Cyber Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | | Claims Support | Company-reported | 1 | ## What Is AIG’s Role in Cyber Insurance? - AIG markets three distinct cyber forms: CyberEdge, CyberEdge Plus and CyberEdge PC. AIG says coverage may be bought as a standalone CyberEdge policy or endorsed onto selected Financial Lines, Property and Casualty policies; the forms are not interchangeable descriptions of one coverage grant. [1](https://www.aig.com/us/CyberEdge "Cyber Insurance — CyberEdge") (Evidence: Company-reported; scope: AIG’s U.S. CyberEdge page; endorsement availability is stated only for selected policies. AIG’s legal footer says policies are written by subsidiaries or affiliates and coverage depends on underwriting and policy language.) ## Who Is AIG Cyber Insurance For? - AIG describes cyber coverage and risk services for organizations and clients. The reviewed product page does not publish a complete eligible-industry, revenue or security-control appetite; a particular applicant’s eligibility remains subject to underwriting. [1](https://www.aig.com/us/CyberEdge "Cyber Insurance — CyberEdge") (Evidence: Company-reported; scope: Audience stated by AIG on its U.S. CyberEdge marketing page; no application eligibility schedule was reviewed.) ## What Coverage Features Does AIG Cyber Insurance Include? - AIG describes CyberEdge as addressing breach-related financial costs such as response, data restoration, network interruption and cyber extortion. CyberEdge Plus is described for physical-world losses caused by a cyber event, including business interruption, property damage and physical injury; CyberEdge PC is described as excess of traditional property and casualty policies on a difference-in-conditions/difference-in-limits basis. The page says actual coverage depends on the facts and policy terms, conditions and exclusions. [1](https://www.aig.com/us/CyberEdge "Cyber Insurance — CyberEdge") (Evidence: Company-reported; scope: Product summaries on AIG’s U.S. page, preserving differences among the three forms. Examples are not a promise that any loss or expense is covered under an issued policy.) ## What Risk Services Come With AIG Cyber Insurance? - AIG describes cyber risk assessment, threat intelligence, alerts about known vulnerabilities, and a Cyber Resiliency Program. The page says these services help clients assess and improve cyber resilience; it does not promise that they prevent a breach or are available on identical terms with every form. [1](https://www.aig.com/us/CyberEdge "Cyber Insurance — CyberEdge") (Evidence: Company-reported; scope: Company-described cyber risk services on AIG’s U.S. CyberEdge page; product and account applicability should be confirmed in the quote.) ## How Do You Apply for AIG Cyber Insurance? - AIG links a U.S. Cyber underwriting application and invites brokers to contact its national product and distribution teams. The page does not say that submitting an application results in a quote, acceptance or binding. [1](https://www.aig.com/us/CyberEdge "Cyber Insurance — CyberEdge") (Evidence: Company-reported; scope: Application and broker contact links on AIG’s U.S. CyberEdge page; no completed application or binding workflow was reviewed.) ## How Does AIG Handle Cyber Insurance Claims? - AIG says its cyber insureds can use a 24/7 claims hotline and that its claims team works with specialized legal and forensic firms on incident response. AIG’s example also describes assistance with regulatory disclosures and notifications. These service statements do not guarantee claim acceptance, payment or a particular response time. [1](https://www.aig.com/us/CyberEdge "Cyber Insurance — CyberEdge") (Evidence: Company-reported; scope: Company-reported services and example on AIG’s CyberEdge page; policy terms and the circumstances of a loss control any claim.) ## What We Couldn’t Find About AIG Cyber Insurance The reviewed sources do not settle these. Confirm them with AIG or a broker before relying on them. - **Limits and Retentions (Not publicly disclosed):** The reviewed page does not state standard cyber limits, retentions or sublimits. Confirm each amount and applicable form in the quote and issued policy. [1](https://www.aig.com/us/CyberEdge "Cyber Insurance — CyberEdge") (Scope: AIG’s U.S. CyberEdge marketing page reviewed 2026-09-30; no buyer-specific quote, application outcome or policy wording was reviewed.) ## How Does AIG Compare With Other Cyber Insurance Providers? - [AIG vs Alliance Risk](https://thegeneralaverage.com/compare/aig-vs-alliance-risk) - [AIG vs Amelia Risk](https://thegeneralaverage.com/compare/aig-vs-amelia-risk) - [AIG vs Aon](https://thegeneralaverage.com/compare/aig-vs-aon) - [AIG vs At-Bay](https://thegeneralaverage.com/compare/aig-vs-at-bay) - [AIG vs The Baldwin Group](https://thegeneralaverage.com/compare/aig-vs-baldwin) - [AIG vs Beazley](https://thegeneralaverage.com/compare/aig-vs-beazley) ## Other Coverage Lines From AIG - [AIG Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/aig/builders-risk) - [AIG Cargo and Transit Insurance](https://thegeneralaverage.com/insurance-providers/aig/cargo-transit) - [AIG Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/aig/commercial-auto) - [AIG Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/aig/commercial-property) - [AIG Crime Insurance](https://thegeneralaverage.com/insurance-providers/aig/crime) - [AIG D&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/directors-officers) - [AIG Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/aig/employee-health-benefits) - [AIG Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/employment-practices) - [AIG Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/aig/equipment-breakdown) - [AIG Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/aig/fidelity-bonds) - [AIG Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/fiduciary) - [AIG General Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/general-liability) - [AIG Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/aig/hired-non-owned-auto) - [AIG Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/aig/inland-marine) - [AIG Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/aig/kidnap-ransom) - [AIG Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/management-liability) - [AIG Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/media) - [AIG Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/product-liability) - [AIG Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/aig/product-recall) - [AIG Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/aig/professional-errors-omissions) - [AIG Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/aig/representations-warranties) - [AIG Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/technology-errors-omissions) - [AIG Trucking Insurance](https://thegeneralaverage.com/insurance-providers/aig/trucking) - [AIG Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/umbrella-excess) - [AIG Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/aig/workers-compensation) ## Related Reading - [AIG Profile](https://thegeneralaverage.com/insurance-providers/aig) - [AIG Reliability](https://thegeneralaverage.com/insurance-providers/aig/reliability) - [AIG Alternatives](https://thegeneralaverage.com/insurance-providers/aig/alternatives) - [Coverage Guide: Cyber liability](https://thegeneralaverage.com/coverage/cyber) ## Sources for AIG Cyber Insurance 1. [Cyber Insurance — CyberEdge](https://www.aig.com/us/CyberEdge). AIG US; Cyber risk services and hotline, lines 253–284; coverage structure and separate CyberEdge, CyberEdge Plus, and CyberEdge PC descriptions, lines 353–374; AIG cyber claim expenses example, lines 343–352; application/contact materials, lines 358–409; policy-language caveat and legal footer, lines 449–485. Accessed 2026-09-30. ## How to Cite This Page AIG Cyber Insurance: Coverage, Eligibility, Claims & More (2026). The General Average, updated 2026-09-30. https://thegeneralaverage.com/insurance-providers/aig/cyber. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/aig/cyber.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)