--- title: "AIG Cargo and Transit Insurance" description: "AIG offers ocean cargo insurance to importers, exporters, manufacturers, wholesalers and distributors with international shipments." canonical: "https://thegeneralaverage.com/insurance-providers/aig/cargo-transit" page-type: "offering-page" updated-at: "2026-09-30" provider: "aig" coverage-line: "cargo-transit" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://thegeneralaverage.com/insurance-providers/aig/cargo-transit) ## Agent Guide **What this page is:** What AIG Cargo and Transit Insurance covers, who it fits and what to confirm before buying, drawn from the provider's public documents. **Use this page when:** Cite this page for AIG Cargo and Transit Insurance specifically. For the general coverage explainer use /coverage/cargo-transit; for the provider overall use its profile. **Questions this page answers:** - Does AIG Cargo and Transit Insurance offer this coverage? - What does AIG Cargo and Transit Insurance cover and exclude? - Who is AIG Cargo and Transit Insurance designed for? **Key facts:** - Provider slug `aig`; coverage line `cargo-transit`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources document. Facts are grouped by topic under their own headings, and what the sources do not disclose is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-30. **Related pages:** - [Provider profile](https://thegeneralaverage.com/insurance-providers/aig) — parent: provider profile # What Does Cargo and Transit Insurance from AIG Cover? Product: AIG Ocean Cargo Insurance. Provider: AIG. Coverage line: Cargo and Transit Insurance. ## Quick Answer AIG offers ocean cargo insurance to importers, exporters, manufacturers, wholesalers and distributors with international shipments. [1](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/ocean-cargo "Ocean Cargo Insurance") ## AIG Cargo and Transit Insurance at a Glance | Topic | Evidence | Claims | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Not publicly disclosed | 1 | | Risk Services | Company-reported | 1 | ## What Is AIG’s Role in Cargo and Transit Insurance? - AIG markets Ocean Cargo insurance and related global/captive solutions. The page does not name the issuing subsidiary for a particular buyer’s policy. [1](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/ocean-cargo "Ocean Cargo Insurance") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source.) ## Who Is AIG Cargo and Transit Insurance For? - AIG names importers, exporters, manufacturers, wholesalers, and distributors with international transit exposures, including containerized general cargo, bulk/break-bulk and project cargo. [1](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/ocean-cargo "Ocean Cargo Insurance") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.) ## What Coverage Features Does AIG Cargo and Transit Insurance Include? - AIG describes protection for goods moved across land, sea or international borders and lists general cargo, bulk/break-bulk and project cargo. It also lists stock-throughput, captive/fronting and logistics package structures; those examples do not settle any buyer’s policy scope. [1](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/ocean-cargo "Ocean Cargo Insurance") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.) ## What Risk Services Come With AIG Cargo and Transit Insurance? - AIG lists route, conveyance, packaging and security consultations, marine loss-control engineering, and claims support. Its Marine Claims Promise is conditional on confirmed coverage and applies to specified expense categories and agreed loss estimates. [1](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/ocean-cargo "Ocean Cargo Insurance") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.) ## Not Disclosed or Not Found for AIG Cargo and Transit Insurance The reviewed sources do not settle these. Confirm them with AIG or a broker before relying on them. - **Limits and Retentions (Not publicly disclosed):** The page advertises $50 million transit capacity and $50 million storage/warehouse capacity, with natural-catastrophe sublimits stated as $10 million per occurrence and annual aggregate. These are advertised capacity figures, not an individual quote or policy limit. [1](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/ocean-cargo "Ocean Cargo Insurance") (Scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.) ## AIG Cargo and Transit Insurance Compared With Other Providers - [AIG vs Alliance Risk](https://thegeneralaverage.com/compare/aig-vs-alliance-risk) - [AIG vs Amelia Risk](https://thegeneralaverage.com/compare/aig-vs-amelia-risk) - [AIG vs Aon](https://thegeneralaverage.com/compare/aig-vs-aon) - [AIG vs The Baldwin Group](https://thegeneralaverage.com/compare/aig-vs-baldwin) - [AIG vs Berkshire Hathaway Specialty Insurance](https://thegeneralaverage.com/compare/aig-vs-berkshire-hathaway-specialty-insurance) - [AIG vs Chubb](https://thegeneralaverage.com/compare/aig-vs-chubb) ## Other Coverage Lines Documented for AIG - [AIG Builders Risk Insurance](https://thegeneralaverage.com/insurance-providers/aig/builders-risk) - [AIG Commercial Auto Insurance](https://thegeneralaverage.com/insurance-providers/aig/commercial-auto) - [AIG Commercial Property Insurance](https://thegeneralaverage.com/insurance-providers/aig/commercial-property) - [AIG Crime Insurance](https://thegeneralaverage.com/insurance-providers/aig/crime) - [AIG Cyber Insurance](https://thegeneralaverage.com/insurance-providers/aig/cyber) - [AIG D&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/directors-officers) - [AIG Employee Health Benefits](https://thegeneralaverage.com/insurance-providers/aig/employee-health-benefits) - [AIG Employment Practices Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/employment-practices) - [AIG Equipment Breakdown Insurance](https://thegeneralaverage.com/insurance-providers/aig/equipment-breakdown) - [AIG Fidelity Bonds](https://thegeneralaverage.com/insurance-providers/aig/fidelity-bonds) - [AIG Fiduciary Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/fiduciary) - [AIG General Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/general-liability) - [AIG Hired and Non-Owned Auto Insurance](https://thegeneralaverage.com/insurance-providers/aig/hired-non-owned-auto) - [AIG Inland Marine Insurance](https://thegeneralaverage.com/insurance-providers/aig/inland-marine) - [AIG Kidnap and Ransom Insurance](https://thegeneralaverage.com/insurance-providers/aig/kidnap-ransom) - [AIG Management Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/management-liability) - [AIG Media Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/media) - [AIG Product Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/product-liability) - [AIG Product Recall Insurance](https://thegeneralaverage.com/insurance-providers/aig/product-recall) - [AIG Professional Liability (E&O) Insurance](https://thegeneralaverage.com/insurance-providers/aig/professional-errors-omissions) - [AIG Representations and Warranties Insurance](https://thegeneralaverage.com/insurance-providers/aig/representations-warranties) - [AIG Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/aig/technology-errors-omissions) - [AIG Trucking Insurance](https://thegeneralaverage.com/insurance-providers/aig/trucking) - [AIG Umbrella and Excess Liability Insurance](https://thegeneralaverage.com/insurance-providers/aig/umbrella-excess) - [AIG Workers’ Compensation Insurance](https://thegeneralaverage.com/insurance-providers/aig/workers-compensation) ## Related Pages for AIG Cargo and Transit Insurance - [AIG Profile](https://thegeneralaverage.com/insurance-providers/aig) - [AIG Reliability](https://thegeneralaverage.com/insurance-providers/aig/reliability) - [AIG Alternatives](https://thegeneralaverage.com/insurance-providers/aig/alternatives) - [Coverage Guide: Cargo and transit](https://thegeneralaverage.com/coverage/cargo-transit) ## Sources for AIG Cargo and Transit Insurance 1. [Ocean Cargo Insurance](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/ocean-cargo). AIG; Official AIG Ocean Cargo page, lines 242–285: target classes, cargo types, program structures, stated capacity, route consultation, claims promise and policy caveat. Accessed 2026-09-30. ## How to Cite AIG Cargo and Transit Insurance AIG Cargo and Transit Insurance: Coverage & Eligibility (2026). The General Average, updated 2026-09-30. https://thegeneralaverage.com/insurance-providers/aig/cargo-transit. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/insurance-providers/aig/cargo-transit.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)