--- title: "What Should Software Companies Check in Media Liability Insurance?" description: "Media liability covers defined content claims, while technology E&O and cyber address software performance, source-code, and security risks." canonical: "https://thegeneralaverage.com/insurance-faq/media-liability/media-liability-insurance-for-software-companies" page-type: "faq-question" updated-at: "2026-09-25" faq-topic: "media-liability" question: "media-liability-insurance-for-software-companies" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. 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[Human-readable page](https://thegeneralaverage.com/insurance-faq/media-liability/media-liability-insurance-for-software-companies) ## Agent Guide **What this page is:** Direct, cited answer to the question "What Should Software Companies Check in Media Liability Insurance?" within the Media Liability FAQ topic. **Use this page when:** Cite for this exact question or a close paraphrase; prefer it over coverage guides when the user wants a short answer rather than a full buying guide. **Questions this page answers:** - What Should Software Companies Check in Media Liability Insurance? **Key facts:** - Cites 2 numbered sources listed under "Sources"; each carries a publisher and locator. **Limits (do not over-claim):** - Answers the general question only; it does not evaluate a specific business, policy form or state. - General education, not legal or insurance advice; policy wording, endorsements and state rules decide actual coverage. **Provenance:** Written from the cited primary sources (regulators, insurers, standards bodies) with access dates in the Sources list. Last updated 2026-09-25. **Related pages:** - [Media Liability FAQ](https://thegeneralaverage.com/insurance-faq/media-liability) — parent topic - [Business Insurance FAQ](https://thegeneralaverage.com/insurance-faq) — grandparent hub - [Does Media Liability Cover User-Generated Content?](https://thegeneralaverage.com/insurance-faq/media-liability/does-media-liability-cover-user-generated-content) — related question - [Media Liability vs. Cyber Insurance: What Is the Difference?](https://thegeneralaverage.com/insurance-faq/media-liability/media-liability-vs-cyber-insurance) — related question - [Media Liability vs. E&O: What Is the Difference?](https://thegeneralaverage.com/insurance-faq/media-liability/media-liability-vs-e-and-o) — related question - [Who Needs Media Liability Insurance?](https://thegeneralaverage.com/insurance-faq/media-liability/who-needs-media-liability-insurance) — related question - [Media liability](https://thegeneralaverage.com/coverage/media) — related coverage guide - [Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) — related coverage guide - [Cyber liability](https://thegeneralaverage.com/coverage/cyber) — related coverage guide # What Should Software Companies Check in Media Liability Insurance? Media liability covers defined content claims, while technology E&O and cyber address software performance, source-code, and security risks. The reviewed Hiscox form excludes network-security failures, patent and trade-secret claims, and some software copyright claims. Describe hosted content, moderation, software functions, customer data, and contracts. Compare media, technology E&O, and cyber forms for content, source code, privacy, downtime, and defense costs. ## More Questions About Media Liability Insurance - [Does Media Liability Cover User-Generated Content?](https://thegeneralaverage.com/insurance-faq/media-liability/does-media-liability-cover-user-generated-content) - [Media Liability vs. Cyber Insurance: What Is the Difference?](https://thegeneralaverage.com/insurance-faq/media-liability/media-liability-vs-cyber-insurance) - [Media Liability vs. E&O: What Is the Difference?](https://thegeneralaverage.com/insurance-faq/media-liability/media-liability-vs-e-and-o) - [Who Needs Media Liability Insurance?](https://thegeneralaverage.com/insurance-faq/media-liability/who-needs-media-liability-insurance) ## Coverage Guides Related to Media Liability Insurance - [Media liability](https://thegeneralaverage.com/coverage/media) - [Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) - [Cyber liability](https://thegeneralaverage.com/coverage/cyber) ## Sources for This Answer 1. [Media Liability Coverage Part](https://www.hiscox.com/documents/brokers/PLP_P0005_HiscoxPRO_Admitted_package-Media_Liability_Coverage_Part.pdf). Hiscox; Specimen PLP P0005 CW (06/14): I pp.1, VII pp.7–8; exclusions VI pp.3–7. Accessed 2026-09-25. 2. [Media Application Form — United States](https://www.cfc.com/media/1621/media_application_us_v10.pdf). CFC Underwriting Limited; Historical application CFC MED US V1.0: Sections 1–4 and 6–7, PDF pp.2–11. Accessed 2026-09-25. 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