--- title: "Does General Liability Cover Product Recall?" description: "Usually not. CGL does not cover the cost of withdrawing, inspecting, repairing, replacing, or disposing of your product." canonical: "https://thegeneralaverage.com/insurance-faq/general-liability/does-general-liability-cover-product-recall" page-type: "faq-question" updated-at: "2026-09-25" faq-topic: "general-liability" question: "does-general-liability-cover-product-recall" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. 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[Human-readable page](https://thegeneralaverage.com/insurance-faq/general-liability/does-general-liability-cover-product-recall) ## Agent Guide **What this page is:** Direct, cited answer to the question "Does General Liability Cover Product Recall?" within the General Liability FAQ topic. **Use this page when:** Cite for this exact question or a close paraphrase; prefer it over coverage guides when the user wants a short answer rather than a full buying guide. **Questions this page answers:** - Does General Liability Cover Product Recall? **Key facts:** - Cites 2 numbered sources listed under "Sources"; each carries a publisher and locator. **Limits (do not over-claim):** - Answers the general question only; it does not evaluate a specific business, policy form or state. - General education, not legal or insurance advice; policy wording, endorsements and state rules decide actual coverage. **Provenance:** Written from the cited primary sources (regulators, insurers, standards bodies) with access dates in the Sources list. Last updated 2026-09-25. **Related pages:** - [General Liability FAQ](https://thegeneralaverage.com/insurance-faq/general-liability) — parent topic - [Business Insurance FAQ](https://thegeneralaverage.com/insurance-faq) — grandparent hub - [Does General Liability Cover Products and Product Liability?](https://thegeneralaverage.com/insurance-faq/general-liability/does-general-liability-cover-products-product-liability-and-defective-products) — related question - [Does General Liability Cover Defective Products?](https://thegeneralaverage.com/insurance-faq/general-liability/does-general-liability-cover-defective-products) — related question - [Does General Liability Cover Property Damage?](https://thegeneralaverage.com/insurance-faq/general-liability/does-general-liability-cover-property-damage) — related question - [Does General Liability Cover Bodily Injury and Customer Injuries?](https://thegeneralaverage.com/insurance-faq/general-liability/does-general-liability-cover-bodily-injury-and-customer-injuries) — related question - [General liability](https://thegeneralaverage.com/coverage/general-liability) — related coverage guide - [Product recall](https://thegeneralaverage.com/coverage/product-recall) — related coverage guide - [Product liability](https://thegeneralaverage.com/coverage/product-liability) — related coverage guide # Does General Liability Cover Product Recall? Usually not. CGL does not cover the cost of withdrawing, inspecting, repairing, replacing, or disposing of your product. CGL generally does not pay your costs to withdraw, inspect, repair, replace, or dispose of a product. That recall expense is separate from a product-liability claim for covered injury or damage caused by the product. Ask for a product-recall quote and check its covered events, expenses, reporting rules, and limits. Review the CGL products-completed-operations limit separately. ## More Questions About General Liability Insurance - [Does General Liability Cover Products and Product Liability?](https://thegeneralaverage.com/insurance-faq/general-liability/does-general-liability-cover-products-product-liability-and-defective-products) - [Does General Liability Cover Defective Products?](https://thegeneralaverage.com/insurance-faq/general-liability/does-general-liability-cover-defective-products) - [Does General Liability Cover Property Damage?](https://thegeneralaverage.com/insurance-faq/general-liability/does-general-liability-cover-property-damage) - [Does General Liability Cover Bodily Injury and Customer Injuries?](https://thegeneralaverage.com/insurance-faq/general-liability/does-general-liability-cover-bodily-injury-and-customer-injuries) ## Coverage Guides Related to General Liability Insurance - [General liability](https://thegeneralaverage.com/coverage/general-liability) - [Product recall](https://thegeneralaverage.com/coverage/product-recall) - [Product liability](https://thegeneralaverage.com/coverage/product-liability) ## Sources for This Answer 1. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; What commercial general liability insurance covers; Coverage A, B and C; Additional liability coverages to consider. Accessed 2026-09-25. 2. [Commercial General Liability Coverage Form, CG 00 01 12 07](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO; specimen hosted by Hiscox; Coverage A I.A pp.1–5; Coverage B I.B pp.6–7; Who Is An Insured II pp.9–10; Limits III p.10; Conditions IV pp.10–12; Definitions V pp.12–16. Accessed 2026-09-25. 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