--- title: "Can You Buy Six-Month Builders Risk Insurance?" description: "Yes, some programs offer six-month terms; US Assure lists that option for its remodeling program." canonical: "https://thegeneralaverage.com/insurance-faq/builders-risk/six-month-builders-risk-insurance" page-type: "faq-question" updated-at: "2026-09-25" faq-topic: "builders-risk" question: "six-month-builders-risk-insurance" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. 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[Human-readable page](https://thegeneralaverage.com/insurance-faq/builders-risk/six-month-builders-risk-insurance) ## Agent Guide **What this page is:** Direct, cited answer to the question "Can You Buy Six-Month Builders Risk Insurance?" within the Builders Risk FAQ topic. **Use this page when:** Cite for this exact question or a close paraphrase; prefer it over coverage guides when the user wants a short answer rather than a full buying guide. **Questions this page answers:** - Can You Buy Six-Month Builders Risk Insurance? **Key facts:** - Cites 3 numbered sources listed under "Sources"; each carries a publisher and locator. **Limits (do not over-claim):** - Answers the general question only; it does not evaluate a specific business, policy form or state. - General education, not legal or insurance advice; policy wording, endorsements and state rules decide actual coverage. **Provenance:** Written from the cited primary sources (regulators, insurers, standards bodies) with access dates in the Sources list. Last updated 2026-09-25. **Related pages:** - [Builders Risk FAQ](https://thegeneralaverage.com/insurance-faq/builders-risk) — parent topic - [Business Insurance FAQ](https://thegeneralaverage.com/insurance-faq) — grandparent hub - [When Do You Need Builders Risk Insurance?](https://thegeneralaverage.com/insurance-faq/builders-risk/when-to-buy-builders-risk-insurance) — related question - [When Does Builders Risk Coverage End?](https://thegeneralaverage.com/insurance-faq/builders-risk/when-does-builders-risk-coverage-end) — related question - [How Do You Get a Builders Risk Insurance Quote?](https://thegeneralaverage.com/insurance-faq/builders-risk/builders-risk-insurance-quote-online-same-day) — related question - [Can a Builders Risk Insurance Cost Calculator Give You a Quote?](https://thegeneralaverage.com/insurance-faq/builders-risk/builders-risk-insurance-cost-calculator) — related question - [Builders risk](https://thegeneralaverage.com/coverage/builders-risk) — related coverage guide # Can You Buy Six-Month Builders Risk Insurance? Yes, some programs offer six-month terms; US Assure lists that option for its remodeling program. The term may not be offered for every project, so confirm eligibility, exact dates, and extension costs. That does not guarantee the same term for a new home, commercial project, another insurer, or a different state. Ask the insurer to confirm eligibility and exact policy dates. Estimate the full schedule, including inspections, testing, deliveries, and handover. If the work may continue beyond the initial term, ask how early to seek an extension and whether the underwriter must approve it. US Assure says renewal is not automatic for its program, so do not rely on assumed renewal. Compare the six-month premium with a longer term, any minimum premium, cancellation terms, and extension costs. Review the policy’s completion, occupancy, and acceptance triggers, then arrange permanent property insurance before builders risk protection stops. ## More Questions About Builders Risk Insurance - [When Do You Need Builders Risk Insurance?](https://thegeneralaverage.com/insurance-faq/builders-risk/when-to-buy-builders-risk-insurance) - [When Does Builders Risk Coverage End?](https://thegeneralaverage.com/insurance-faq/builders-risk/when-does-builders-risk-coverage-end) - [How Do You Get a Builders Risk Insurance Quote?](https://thegeneralaverage.com/insurance-faq/builders-risk/builders-risk-insurance-quote-online-same-day) - [Can a Builders Risk Insurance Cost Calculator Give You a Quote?](https://thegeneralaverage.com/insurance-faq/builders-risk/builders-risk-insurance-cost-calculator) ## Coverage Guides Related to Builders Risk Insurance - [Builders risk](https://thegeneralaverage.com/coverage/builders-risk) ## Sources for This Answer 1. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Form 700, revised June 14, 2024: Commercial Property > Coverage Forms and Endorsements > Builder’s Risk; Inland Marine; How Can I Purchase Commercial Insurance?; What Should I Expect from a Broker-Agent?. Accessed 2026-09-25. 2. [Builders Risk Coverage Form](https://assets.touchpointmarkets.com/e8/58/dec27c1b462c8227b4693fb8ac81/ih-00-70-05-17-builders-risk-coverage-form.pdf). Insurance Services Office, Inc.; hosted by Touchpoint Markets; IH 00 70 05 17, copyright 2017 (illustrative specimen): A.1–3, printed pp. 1–2; B, printed pp. 9–11; C–E, printed p. 12. Accessed 2026-09-25. 3. [Builders Risk Application Tip Sheet](https://go.usassure.com/rs/381-ISO-510/images/us-assure-builders-risk-application-tip-sheet.pdf). US Assure; General policy application tips, p. 1; Remodeling policy application tips, p. 2. Accessed 2026-09-25. 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