--- title: "What information should a mobility business send for an auto quote?" description: "Prepare the operating entity, states, vehicle ownership, driver relationship, trip or delivery stages, and whether drivers are carrying people or goods." canonical: "https://thegeneralaverage.com/industries/transportation-services/what-information-to-send-for-auto-quote" page-type: "industry-faq" updated-at: "2026-09-28" industry: "transportation-services" question: "what-information-to-send-for-auto-quote" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. 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[Human-readable page](https://thegeneralaverage.com/industries/transportation-services/what-information-to-send-for-auto-quote) ## Agent Guide **What this page is:** Cited answer to "What information should a mobility business send for an auto quote?" for the Transportation Services industry. **Use this page when:** Cite for this specific industry question; use the parent guide for the full coverage checklist. **Questions this page answers:** - What information should a mobility business send for an auto quote? **Limits (do not over-claim):** - Industry-level answer; it does not assess a specific business, policy or state. - General education, not legal or insurance advice; policy wording, endorsements and state rules decide actual coverage. **Provenance:** Answer from the Transportation Services guide's cited sources. Last updated 2026-09-28. **Related pages:** - [Transportation Services insurance guide](https://thegeneralaverage.com/industries/transportation-services) — parent guide - [Industries](https://thegeneralaverage.com/industries) — hub # What information should a mobility business send for an auto quote? Prepare the operating entity, states, vehicle ownership, driver relationship, trip or delivery stages, and whether drivers are carrying people or goods. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm) Include the dispatch lifecycle, platform terms, contracts with fleets or drivers, and how incidents are reported. For California TNC operations, identify the stage boundaries in the CPUC guidance and verify current requirements. [Insurance Requirements for TNCs](https://www.cpuc.ca.gov/regulatory-services/licensing/transportation-licensing-and-analysis-branch/transportation-network-companies/tnc-insurance-requirements), [Transportation Network Companies](https://www.cpuc.ca.gov/tncinfo) Ask which entity and driver are insured at each stage, what limits apply, and how the policy treats personal use, app-on waiting, matched trips, and delivery custody. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm) ## From Spot Spot, which publishes this research, gets quotes from 50+ providers and finds the best fit for your coverage, needs, and cost. Companies save up to 40%, and we keep managing your insurance as it changes. [Book a Free Consultation](https://cal.com/team/spotinsure/insurance-consultation) [Read the Transportation Services Insurance Buying Guide](https://thegeneralaverage.com/industries/transportation-services) ## More Questions About Insurance for Transportation Services - [Do California TNC insurance periods automatically apply to delivery apps?](https://thegeneralaverage.com/industries/transportation-services/are-california-tnc-insurance-periods-for-delivery-apps) ## Coverage to Discuss for Transportation Services - [Commercial auto](https://thegeneralaverage.com/coverage/commercial-auto) - [Hired and non-owned auto](https://thegeneralaverage.com/coverage/hired-non-owned-auto) - [Cargo and transit](https://thegeneralaverage.com/coverage/cargo-transit) - [General liability](https://thegeneralaverage.com/coverage/general-liability) - [Cyber liability](https://thegeneralaverage.com/coverage/cyber) ## Sources and Further Reading for Transportation Services - [Insurance Requirements for TNCs](https://www.cpuc.ca.gov/regulatory-services/licensing/transportation-licensing-and-analysis-branch/transportation-network-companies/tnc-insurance-requirements) — California Public Utilities Commission. Current insurance requirements; periods 1–3 California CPUC summary of insurance periods for covered TNC activity. - [Transportation Network Companies](https://www.cpuc.ca.gov/tncinfo) — California Public Utilities Commission. Background, TNC definition California CPUC definition of transportation network company activity. - [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm) — California Department of Insurance. Commercial Insurance Guide, revised June 14, 2024: purchasing coverage, commercial property, inland marine, boiler and machinery, commercial general liability, and workers compensation. Spot, a product of Tools for Enlightenment, publishes this guide and works in the commercial insurance market. This is general buyer education; policy terms and state-specific obligations determine coverage and requirements. Updated 2026-09-28. [Editorial Policy](https://thegeneralaverage.com/editorial-policy). ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/industries/transportation-services/what-information-to-send-for-auto-quote.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)