--- title: "When should I revisit insurance after adding a platform feature?" description: "Revisit the submission when a feature changes the data collected, public content, moderation role, service commitment, or payment flow." canonical: "https://thegeneralaverage.com/industries/social/when-to-revisit-platform-insurance-after-feature-launch" page-type: "industry-faq" updated-at: "2026-09-28" industry: "social" question: "when-to-revisit-platform-insurance-after-feature-launch" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. 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[Human-readable page](https://thegeneralaverage.com/industries/social/when-to-revisit-platform-insurance-after-feature-launch) ## Agent Guide **What this page is:** Cited answer to "When should I revisit insurance after adding a platform feature?" for the Social industry. **Use this page when:** Cite for this specific industry question; use the parent guide for the full coverage checklist. **Questions this page answers:** - When should I revisit insurance after adding a platform feature? **Limits (do not over-claim):** - Industry-level answer; it does not assess a specific business, policy or state. - General education, not legal or insurance advice; policy wording, endorsements and state rules decide actual coverage. **Provenance:** Answer from the Social guide's cited sources. Last updated 2026-09-28. **Related pages:** - [Social insurance guide](https://thegeneralaverage.com/industries/social) — parent guide - [Industries](https://thegeneralaverage.com/industries) — hub # When should I revisit insurance after adding a platform feature? Revisit the submission when a feature changes the data collected, public content, moderation role, service commitment, or payment flow. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm) Examples include adding direct messages, public uploads, precise location, creator payouts, or child-directed design. Record who operates each feature and which vendors support it. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm), [Children’s Online Privacy Protection Rule: A Six-Step Compliance Plan for Your Business](https://www.ftc.gov/business-guidance/resources/childrens-online-privacy-protection-rule-six-step-compliance-plan-your-business) Ask the broker whether the new workflow changes named operations, exclusions, or incident triggers. FTC and copyright guidance can frame operational questions, but neither determines policy response. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm), [DMCA Designated Agent Directory](https://www.copyright.gov/dmca-directory/) ## From Spot Spot, which publishes this research, gets quotes from 50+ providers and finds the best fit for your coverage, needs, and cost. Companies save up to 40%, and we keep managing your insurance as it changes. [Book a Free Consultation](https://cal.com/team/spotinsure/insurance-consultation) [Read the Social Insurance Buying Guide](https://thegeneralaverage.com/industries/social) ## More Questions About Insurance for Social - [What should I review before accepting a brand campaign?](https://thegeneralaverage.com/industries/social/what-to-review-before-a-brand-campaign) ## Coverage to Discuss for Social - [Cyber liability](https://thegeneralaverage.com/coverage/cyber) - [Professional errors and omissions (E&O)](https://thegeneralaverage.com/coverage/professional-errors-omissions) - [General liability](https://thegeneralaverage.com/coverage/general-liability) - [Tools, equipment and inland marine](https://thegeneralaverage.com/coverage/inland-marine) - [Workers’ compensation](https://thegeneralaverage.com/coverage/workers-compensation) ## Sources and Further Reading for Social - [Advertisement Endorsements](https://www.ftc.gov/news-events/topics/truth-advertising/advertisement-endorsements) — Federal Trade Commission. The FTC’s Endorsement Guides summary, lines 6 onward FTC endorsement guidance for truthful claims and material-connection disclosures. - [Children’s Online Privacy Protection Rule: A Six-Step Compliance Plan for Your Business](https://www.ftc.gov/business-guidance/resources/childrens-online-privacy-protection-rule-six-step-compliance-plan-your-business) — Federal Trade Commission. Step 1 and factors for determining whether a site/service is directed to children, lines 50 onward FTC guidance on factors used to assess whether an online service is directed to children. - [DMCA Designated Agent Directory](https://www.copyright.gov/dmca-directory/) — U.S. Copyright Office. Overview, lines 30–35 Copyright Office guidance on designated agents for certain online service roles. - [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm) — California Department of Insurance. Commercial Insurance Guide, revised June 14, 2024: purchasing coverage, commercial property, inland marine, boiler and machinery, commercial general liability, and workers compensation. - [Employer information](https://www.dir.ca.gov/dwc/employer.htm) — California Department of Industrial Relations, Division of Workers’ Compensation. Opening section, employer obligation and out-of-state employer paragraph Spot, a product of Tools for Enlightenment, publishes this guide and works in the commercial insurance market. This is general buyer education; policy terms and state-specific obligations determine coverage and requirements. Updated 2026-09-28. [Editorial Policy](https://thegeneralaverage.com/editorial-policy). ## Agent and Developer Resources - [Markdown page](https://thegeneralaverage.com/industries/social/when-to-revisit-platform-insurance-after-feature-launch.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://thegeneralaverage.com/llms.txt)