---
title: "Resilience vs USI"
description: "Resilience sells its own cyber and tech E&O program to companies with $25 million or more in revenue, while USI is a middle-market broker that can place cyber, property, D&O and benefits for tech companies from seed to IPO."
canonical: "https://thegeneralaverage.com/compare/resilience-vs-usi"
page-type: "provider-comparison"
updated-at: "2026-09-25"
comparison-pair: "resilience-vs-usi"
provider-a: "resilience"
provider-b: "usi"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and the insurance research The General Average publishes at https://thegeneralaverage.com. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://thegeneralaverage.com/compare/resilience-vs-usi)

## Agent Guide

**What this page is:** Side-by-side comparison of Resilience and USI as commercial insurance providers, covering the coverage lines each lists, the services and claims documentation each publishes, and current Reliability Scores.

**Use this page when:** Cite or fetch this when someone asks how Resilience and USI differ overall. For a single coverage line (cyber, D&O, GL…) use each provider's offering page linked below; for one provider alone use its profile.

**Questions this page answers:**
- How do Resilience and USI compare?
- Which is better for business insurance, Resilience or USI?
- Does Resilience or USI offer the coverage lines I need?
- What service and claims differences are documented between Resilience and USI?

**Key facts:**
- Providers compared: Resilience and USI.
- Coverage lines are shown per provider; "Not listed" means no separate offering is recorded in the reviewed catalogue, not that the provider cannot arrange it.
- 4 offering pages cover the coverage lines both providers document.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It does not name a winner: the right choice depends on the business, state, limits and the insurer actually issuing the policy.
- It describes what each provider publishes and what Spot's sources show; it is not a quote, a binder or a coverage recommendation.
- Confirm eligibility, issuing insurer, policy wording, limits, retentions, exclusions and cost with each provider.

**Provenance:** Cited claims link to numbered sources listed on the page; last updated 2026-09-25. Editorial policy: /editorial-policy.

**Related pages:**
- [All provider comparisons](https://thegeneralaverage.com/compare/all) — parent hub
- [Resilience profile](https://thegeneralaverage.com/insurance-providers/resilience) — provider profile (evidence for this comparison)
- [USI profile](https://thegeneralaverage.com/insurance-providers/usi) — provider profile (evidence for this comparison)
- [Resilience Cyber Insurance](https://thegeneralaverage.com/insurance-providers/resilience/cyber) — one provider's documented offering for a shared coverage line
- [USI Insurance Services Cyber Insurance](https://thegeneralaverage.com/insurance-providers/usi/cyber) — one provider's documented offering for a shared coverage line
- [Resilience Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/resilience/technology-errors-omissions) — one provider's documented offering for a shared coverage line
- [USI Insurance Services Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/usi/technology-errors-omissions) — one provider's documented offering for a shared coverage line
- [AIG vs Resilience](https://thegeneralaverage.com/compare/aig-vs-resilience) — sibling comparison
- [AIG vs USI Insurance Services](https://thegeneralaverage.com/compare/aig-vs-usi) — sibling comparison
- [Alliance Risk vs Resilience](https://thegeneralaverage.com/compare/alliance-risk-vs-resilience) — sibling comparison
- [Alliance Risk vs USI Insurance Services](https://thegeneralaverage.com/compare/alliance-risk-vs-usi) — sibling comparison
- [Amelia Risk vs Resilience](https://thegeneralaverage.com/compare/amelia-risk-vs-resilience) — sibling comparison
- [Amelia Risk vs USI Insurance Services](https://thegeneralaverage.com/compare/amelia-risk-vs-usi) — sibling comparison
- [Aon vs Resilience](https://thegeneralaverage.com/compare/aon-vs-resilience) — sibling comparison
- [Aon vs USI Insurance Services](https://thegeneralaverage.com/compare/aon-vs-usi) — sibling comparison
- [Armilla vs Resilience](https://thegeneralaverage.com/compare/armilla-vs-resilience) — sibling comparison
- [Armilla vs USI Insurance Services](https://thegeneralaverage.com/compare/armilla-vs-usi) — sibling comparison
- [At-Bay vs Resilience](https://thegeneralaverage.com/compare/at-bay-vs-resilience) — sibling comparison
- [At-Bay vs USI Insurance Services](https://thegeneralaverage.com/compare/at-bay-vs-usi) — sibling comparison
- [The Baldwin Group vs Resilience](https://thegeneralaverage.com/compare/baldwin-vs-resilience) — sibling comparison
- [The Baldwin Group vs USI Insurance Services](https://thegeneralaverage.com/compare/baldwin-vs-usi) — sibling comparison
- [Beazley vs Resilience](https://thegeneralaverage.com/compare/beazley-vs-resilience) — sibling comparison
- [Beazley vs USI Insurance Services](https://thegeneralaverage.com/compare/beazley-vs-usi) — sibling comparison
- [Berkshire Hathaway Specialty Insurance vs Resilience](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-resilience) — sibling comparison
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-usi) — sibling comparison
- [biBerk vs Resilience](https://thegeneralaverage.com/compare/biberk-vs-resilience) — sibling comparison
- [biBerk vs USI Insurance Services](https://thegeneralaverage.com/compare/biberk-vs-usi) — sibling comparison
- [CFC vs Resilience](https://thegeneralaverage.com/compare/cfc-vs-resilience) — sibling comparison
- [CFC vs USI Insurance Services](https://thegeneralaverage.com/compare/cfc-vs-usi) — sibling comparison
- [Chubb vs Resilience](https://thegeneralaverage.com/compare/chubb-vs-resilience) — sibling comparison
- [Chubb vs USI Insurance Services](https://thegeneralaverage.com/compare/chubb-vs-usi) — sibling comparison
- [CNA vs Resilience](https://thegeneralaverage.com/compare/cna-vs-resilience) — sibling comparison
- [CNA vs USI Insurance Services](https://thegeneralaverage.com/compare/cna-vs-usi) — sibling comparison
- [Coalition vs Resilience](https://thegeneralaverage.com/compare/coalition-vs-resilience) — sibling comparison
- [Coalition vs USI Insurance Services](https://thegeneralaverage.com/compare/coalition-vs-usi) — sibling comparison
- [Corgi vs Resilience](https://thegeneralaverage.com/compare/corgi-vs-resilience) — sibling comparison
- [Corgi vs USI Insurance Services](https://thegeneralaverage.com/compare/corgi-vs-usi) — sibling comparison
- [Coterie Insurance vs Resilience](https://thegeneralaverage.com/compare/coterie-vs-resilience) — sibling comparison
- [Coterie Insurance vs USI Insurance Services](https://thegeneralaverage.com/compare/coterie-vs-usi) — sibling comparison
- [Counterpart vs Resilience](https://thegeneralaverage.com/compare/counterpart-vs-resilience) — sibling comparison
- [Counterpart vs USI Insurance Services](https://thegeneralaverage.com/compare/counterpart-vs-usi) — sibling comparison
- [Coverdash vs Resilience](https://thegeneralaverage.com/compare/coverdash-vs-resilience) — sibling comparison
- [Coverdash vs USI Insurance Services](https://thegeneralaverage.com/compare/coverdash-vs-usi) — sibling comparison
- [Cowbell vs Resilience](https://thegeneralaverage.com/compare/cowbell-vs-resilience) — sibling comparison
- [Cowbell vs USI Insurance Services](https://thegeneralaverage.com/compare/cowbell-vs-usi) — sibling comparison
- [Embroker vs Resilience](https://thegeneralaverage.com/compare/embroker-vs-resilience) — sibling comparison
- [Embroker vs USI Insurance Services](https://thegeneralaverage.com/compare/embroker-vs-usi) — sibling comparison

# Resilience vs USI Insurance Services: How Do They Compare for Business Insurance?

Resilience sells its own cyber and tech E&O program to companies with $25 million or more in revenue, while USI is a middle-market broker that can place cyber, property, D&O and benefits for tech companies from seed to IPO.

## Before You Quote

Ask each provider about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business.

## Resilience vs USI Insurance Services in Brief

Resilience is one cyber and technology E&O program, with limits up to $20 million and a published $25 million revenue floor for tech E&O. USI is a broker that shops your whole program, including its own PrivaSafe cyber program, property, D&O and employee benefits. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [25](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [24](https://www.usi.com/employee-benefits "Employee Benefits")

## Resilience and USI Insurance Services Reliability Scores

These sourced assessments are shown for context; this comparison does not select a winner.

### Resilience Reliability Scores

Role: Broker.

Broker Reliability Score: **5.0/10** (partial score; 15% of this role's weighting included). Assessed 2026-09-22; review due 2026-10-22. Excluded factors: Identity and Authority (Current authority and applicable appointments or delegations have not been independently established across the assessed scope.); Carrier-Network Strength (The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.); Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.).

Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/resilience/reliability).

### USI Insurance Services Reliability Scores

Role: Broker.

Broker Reliability Score: **5.3/10** (partial score; 15% of this role's weighting included). Assessed 2026-09-22; review due 2026-10-22. Excluded factors: Identity and Authority (Current authority and applicable appointments or delegations have not been independently established across the assessed scope.); Carrier-Network Strength (The reviewed evidence does not name the carrier and capacity arrangements behind the assessed programs, so the relationships cannot be assessed.); Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.).

Read the [full reliability assessment](https://thegeneralaverage.com/insurance-providers/usi/reliability).

## Resilience Review Scores for 2026

Review Score: 9.0 / 10 from 1 rated source, equally weighted.

There's almost nothing public to go on. G2 shows 4.5 out of 5 for Resilience, but from a single review.

- G2: G2 rating 4.5 (out of 5); 1 reviews. G2 product page for Resilience, a cyber risk management platform; claimed profile. One review, so treat as an early signal. Period: captured 2026-09-29. Checked 2026-09-29. [Resilience Reviews | G2](https://www.g2.com/products/resilience/reviews)

Reviewed 2026-09-29. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/resilience/reviews).

## USI Insurance Services Review Scores for 2026

Review Score: 6.4 / 10 from 1 rated source, equally weighted.

USI’s public feedback is too sparse and office-specific for a firmwide verdict. Check the local team’s responsiveness and experience with your type of business.

- BBB: BBB complaint count 4. BBB business-profile grade is distinct from customer-review stars; branch/parent scope matters. Period: three years preceding access 2026-09-25. Checked 2026-09-25. [BBB result for USI Insurance Services](https://www.bbb.org/us/ny/valhalla/profile/insurance-agency/usi-insurance-services-0121-97856/complaints)
- Google reviews via Birdeye: Birdeye office listing rating from Google reviews 3.2 (5 stars); 9 reviews. One Louisville office listing, not firmwide. Birdeye shows Google-origin reviews (9) and 0 Birdeye-native reviews; this duplicates a Google source stream and is not independent of Google. Period: accessed 2026-09-25. Checked 2026-09-25. [USI office, Louisville, KY — Birdeye listing of Google reviews](https://reviews.birdeye.com/usi-insurance-145632496752867)

Reviewed 2026-09-25. [Read the sourced review](https://thegeneralaverage.com/insurance-providers/usi/reviews).

## An Overview of Resilience and USI Insurance Services

Picture a growing tech company that needs cyber this quarter and also has property, D&O and a benefits renewal coming up. USI's technology practice places property, E&O, D&O, product liability and international cover for companies from seed stage through IPO, and its employee-benefits practice consults on health plans. Resilience offers cyber up to $20 million and technology E&O, but only for companies with $25 million to $10 billion in revenue on its published appetite. [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [24](https://www.usi.com/employee-benefits "Employee Benefits") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") Choose Resilience if you have $25 million or more in revenue and want cyber paired with tools that rank your security spending; choose USI if you are earlier-stage or want one broker handling cyber, property, D&O and benefits together.

## What Stands Out About Resilience and USI Insurance Services?

### Resilience at a Glance

- Technology companies can seek E&O coverage for software, hardware and technology services. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology-specific professional liability; not general professional E&O or a guarantee of offered limits.; verified: 2026-09-16.)
- Resilience helps prioritize financial cyber risks and track exposure across entities. [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [9](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") (Evidence: Company-reported; scope: Current named cybersecurity products; outcomes not independently established.; verified: 2026-09-16.)

### USI Insurance Services at a Glance

- USI’s Technology practice says it serves software, hardware and related companies from seed stage through IPO. [12](https://www.usi.com/about-usi "The Power of ONE") [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [31](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") (Evidence: Company-reported; scope: Company marketing of client types. Not an underwriting appetite or guaranteed acceptance statement.; verified: 2026-09-16.)
- USI says insurer commissions are typical and additional contingent compensation may apply; buyers can request details. [18](https://www.usi.com/commissions-fees/ "Commissions and Fees") (Evidence: Company-reported; scope: USI’s published producer-compensation disclosure. Account-specific amounts require a proposal.; verified: 2026-09-16.)

## Resilience vs USI Insurance Services Coverage Lines Compared

| Coverage Type | Resilience | USI Insurance Services |
| --- | --- | --- |
| [Cargo and transit](https://thegeneralaverage.com/coverage/cargo-transit) | Not listed | Listed: USI arranges cargo and transit insurance. [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") |
| [Commercial auto](https://thegeneralaverage.com/coverage/commercial-auto) | Not listed | Listed: USI arranges commercial auto insurance. [19](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [21](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| [Commercial property](https://thegeneralaverage.com/coverage/commercial-property) | Not listed | Listed: USI arranges commercial property insurance. [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [19](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") |
| [Crime](https://thegeneralaverage.com/coverage/crime) | Not listed | Listed: USI arranges crime insurance. [21](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| [Cyber liability](https://thegeneralaverage.com/coverage/cyber) | Listed: Resilience markets cyber insurance on a primary or excess basis. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") | Listed: USI arranges cyber insurance. [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [25](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [19](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") |
| [Directors and officers](https://thegeneralaverage.com/coverage/directors-officers) | Not listed | Listed: USI arranges directors and officers liability insurance. [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [21](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| [Employee health and benefits](https://thegeneralaverage.com/coverage/employee-health-benefits) | Not listed | Listed: USI advises employers on health-plan design, medical costs, pharmacy and benefits administration. [24](https://www.usi.com/employee-benefits "Employee Benefits") |
| [Employment practices liability](https://thegeneralaverage.com/coverage/employment-practices) | Not listed | Listed: USI arranges employment practices liability insurance. [21](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| [Fiduciary liability](https://thegeneralaverage.com/coverage/fiduciary) | Not listed | Listed: USI arranges fiduciary liability insurance. [21](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| [General liability](https://thegeneralaverage.com/coverage/general-liability) | Not listed | Listed: USI arranges general liability insurance. [19](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [21](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| [Kidnap and ransom](https://thegeneralaverage.com/coverage/kidnap-ransom) | Not listed | Listed: USI arranges kidnap and ransom insurance. [21](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| [Management liability](https://thegeneralaverage.com/coverage/management-liability) | Not listed | Listed: USI arranges management liability coverage, including directors and officers, employment practices, fiduciary and crime insurance. [21](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| [Medical malpractice](https://thegeneralaverage.com/coverage/medical-malpractice) | Not listed | Listed: USI arranges medical malpractice insurance. [23](https://www.usi.com/property-casualty/healthcare/ "Healthcare") |
| [Product liability](https://thegeneralaverage.com/coverage/product-liability) | Not listed | Listed: USI arranges product liability insurance. [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [19](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") |
| [Professional errors and omissions (E&O)](https://thegeneralaverage.com/coverage/professional-errors-omissions) | Not listed | Listed: USI arranges professional errors and omissions insurance. [21](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| [Representations and warranties](https://thegeneralaverage.com/coverage/representations-warranties) | Not listed | Listed: USI arranges representations and warranties insurance. [22](https://www.usi.com/property-casualty/private-equity "Private Equity") |
| [Surety bonds](https://thegeneralaverage.com/coverage/surety-bonds) | Not listed | Listed: USI arranges contract, commercial and international surety bonds.  |
| [Technology errors and omissions (E&O)](https://thegeneralaverage.com/coverage/technology-errors-omissions) | Listed: Resilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") | Listed: USI arranges technology errors and omissions insurance. [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") |
| [Umbrella and excess liability](https://thegeneralaverage.com/coverage/umbrella-excess) | Not listed | Listed: USI arranges umbrella and excess liability. [19](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [21](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| [Workers’ compensation](https://thegeneralaverage.com/coverage/workers-compensation) | Not listed | Listed: USI arranges workers’ compensation insurance. [19](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [21](https://www.usi.com/property-casualty/business-services/ "Business Services") |

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.

## Resilience and USI Insurance Services Coverage, Line by Line

- [Resilience Cyber Insurance](https://thegeneralaverage.com/insurance-providers/resilience/cyber)
- [USI Insurance Services Cyber Insurance](https://thegeneralaverage.com/insurance-providers/usi/cyber)
- [Resilience Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/resilience/technology-errors-omissions)
- [USI Insurance Services Tech E&O Insurance](https://thegeneralaverage.com/insurance-providers/usi/technology-errors-omissions)

## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage.

## Key Differences Between Resilience and USI

### One Cyber Program vs a Broker Across Lines

Resilience sells cyber on a primary or excess basis and technology E&O with advertised $10 million limits. It does not place property, workers' comp or benefits. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

USI is a brokerage that arranges policies with insurers. Its technology list covers property, business income, cargo, E&O, product liability, D&O, network security through its manuscripted PrivaSafe program, and international placements. USI says it reviews your existing cyber and tech E&O policies before marketing them. [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [25](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [26](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2023/protect-your-organization-from-increasing-third-party-cyber-exposures/ "Protect Your Organization From Increasing Third-Party Cyber Exposures")

### Who Qualifies

Resilience's published tech E&O appetite starts at $25 million in revenue; smaller startups should ask whether an exception exists before applying. USI's technology practice says it works with companies from early seed through IPO and publishes no revenue minimum. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance")

### How You Buy and Who Helps After a Loss

Neither offers an online quote. Resilience works through brokers or a contact inquiry; USI takes technology and P&C inquiries at pcinquiries@usi.com or a local office. [5](https://cyberresilience.com/brokers "Brokers") [7](https://cyberresilience.com/contact-us "Contact Us") [19](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting")

Resilience says an in-house claims team and a dedicated claims manager are available 24/7 through settlement. USI's claims kit sends cyber, professional and management liability claims to your USI account team or claims consultant, and property, workers' comp, GL and auto claims straight to the insurer. [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [29](https://www.usi.com/siteassets/2021-claims-reporting-guidelines.pdf "Client Emergency Preparedness Claims Kit")

### Security Tools vs Risk-Control Platform

Resilience's Edge ranks security spending by estimated financial impact and Arc tracks cyber risk across entities; buying insurance is not tied to buying them. USI PATH is a risk-control platform across lines that points to loss drivers and vendor solutions. [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [9](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [28](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2024/reduce-claims-and-costs-by-optimizing-your-risk-control/ "Reduce Claims and Costs by Optimizing Your Risk Control")

## What Should You Confirm in Resilience and USI Quotes?

Confirm with Resilience whether your revenue fits its tech E&O appetite and which Homeland insurer would issue the policy. Ask USI whether it will market Resilience, PrivaSafe or both, which insurers it approached, and what commission or contingent pay it expects; USI discloses compensation on request. Aon announced in August 2026 that it will acquire USI, with closing expected in the fourth quarter of 2026, so ask who will service the account after closing. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [18](https://www.usi.com/commissions-fees/ "Commissions and Fees") [31](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform")

## Resilience vs USI Insurance Services Services Compared

What each provider documents about the services you may need.

| Criteria | Resilience | USI Insurance Services |
| --- | --- | --- |
| Business role | Resilience combines cyber and technology E&O insurance with cybersecurity risk-management services for businesses. [1](https://cyberresilience.com/ "Home Page") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Brand-level offering; not a statement that the brand is the risk-bearing insurer.; verified: 2026-09-16.)<br><br>Confirm who will place the policy in California: Resilience names Ocrea Risk Services, LLC dba Resilience Cyber Insurance Solutions and NPN 19169260 as US distributor, but this disclosure is not independent license verification. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US distribution entity; regulator license lookup not completed.; verified: 2026-09-16.) | USI describes itself as a U.S. insurance brokerage and consulting firm that arranges property and casualty, employee benefits, personal risk, program, and retirement solutions. The reviewed official pages do not identify USI as the insurer that issues commercial policies. [12](https://www.usi.com/about-usi "The Power of ONE") [11](https://www.usi.com/ "Insurance Brokerage and Consulting") [18](https://www.usi.com/commissions-fees/ "Commissions and Fees") [31](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") (Evidence: Company-reported; scope: Brand and operating description on current USI about and homepage materials, plus the 31 August 2026 Aon announcement’s About USI text. Role of any affiliate insurer is outside this fact.; verified: 2026-09-16.)<br><br>USI’s commissions page states that, as a licensed insurance producer, it may advise on insurance contracts, sell insurance, and obtain coverages for clients. Privacy and staff materials identify the operating company as USI Insurance Services LLC. Current California producer-license status remains independently unverified. [18](https://www.usi.com/commissions-fees/ "Commissions and Fees") [17](https://www.usi.com/privacy/ "Privacy") [32](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf "USI Insurance Services LLC associate biography (San Francisco)") (Evidence: Company-reported; scope: Producer role as described by USI. Does not verify license class, surplus-lines authority, or appointment status.; verified: 2026-09-16.)<br><br>On 31 August 2026, Aon plc announced a definitive agreement to acquire USI from KKR and other shareholders for a $17.0 billion purchase price, with closing expected in the fourth quarter of 2026 subject to customary conditions including regulatory approvals. Aon stated that Aon and USI will continue to operate independently until the closing date. The reviewed announcement does not establish that the transaction has closed. [31](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") (Evidence: Company-reported; scope: Announced transaction status as of the 31 August 2026 release. Does not change a buyer’s existing policy terms by itself.; verified: 2026-09-16.) |
| Customer focus | Resilience lists technology E&O for businesses with $25 million–$10 billion revenue in software, AI, hardware, services, data centers and telecom; smaller startups should ask whether an exception is possible. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Published US primary and excess technology E&O appetite; not a minimum established for every cyber product.; verified: 2026-09-16.) | USI says it has served over 500,000 clients nationwide and positions itself as a middle-market brokerage and consulting firm. Its Technology practice describes clients including software, hardware, networking, semiconductors, or communications companies from early seed stage through IPO. Public pages do not publish a minimum revenue, headcount, or California-startup eligibility screen. [12](https://www.usi.com/about-usi "The Power of ONE") [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [31](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") (Evidence: Company-reported; scope: Company marketing of client types. Not an underwriting appetite or guaranteed acceptance statement.; verified: 2026-09-16.) |
| Coverage lines | Businesses can ask Resilience about primary or excess cyber limits up to $20 million, including privacy and eCrime; confirm the eCrime sublimit (advertised up to $500,000) and conditions in the quote. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Marketing description, not reviewed policy wording. eCrime is a component, not evidence of standalone crime insurance.; verified: 2026-09-16.)<br><br>Software, hardware and technology-services businesses can consider Resilience Tech E&O, which advertises $10 million limits on US primary and excess placements. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology-specific professional liability; not general professional E&O or a guarantee of offered limits.; verified: 2026-09-16.) | USI’s Technology practice lists insurance placement for property; business income and contingent business income; worldwide cargo and stock; errors and omissions; product liability; directors and officers liability; network security / USI PrivaSafe; and international. Those labels describe brokerage services. Limits, exclusions, insurer, and whether a given startup qualifies remain in a quote and policy. [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [25](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") (Evidence: Company-reported; scope: Technology practice product list on usi.com as of access date. International is listed as a service theme, not a shared coverage-line key.; verified: 2026-09-16.)<br><br>USI’s commercial property and casualty pages describe advice and placement on workers’ compensation, property, general liability, auto liability, umbrella/excess, executive and professional risks, cyber, environmental, product liability, and related claims and risk-control services. Other industry pages add employment practices, crime, fiduciary, professional E&O, kidnap and ransom, representations and warranties, medical professional (malpractice) liability, and required bonding in the healthcare practice. Availability and wording vary by client, insurer, and jurisdiction. [19](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [21](https://www.usi.com/property-casualty/business-services/ "Business Services") [22](https://www.usi.com/property-casualty/private-equity "Private Equity") [23](https://www.usi.com/property-casualty/healthcare/ "Healthcare") [27](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Catalogue of marketed brokerage lines from current official practice pages. Environmental and international labels are not mapped to separate shared coverage keys.; verified: 2026-09-16.)<br><br>USI’s employee-benefits practice describes consulting to design, price, and administer employer benefit programs, including underwriting analytics, HR administration support, population health, compliance/healthcare reform guidance, pharmacy and ancillary consulting. The private-equity practice separately lists employee health and welfare insurance services after a transaction. These pages describe consulting and placement services, not a specific insured health plan or carrier. [24](https://www.usi.com/employee-benefits "Employee Benefits") [22](https://www.usi.com/property-casualty/private-equity "Private Equity") (Evidence: Company-reported; scope: Employer-sponsored benefits brokerage/consulting. Not individual health insurance.; verified: 2026-09-16.) |
| Application process | Brokers can access Resilience through its broker page and businesses can submit an inquiry; no end-to-end self-serve purchase or binding-time guarantee was documented. [5](https://cyberresilience.com/brokers "Brokers") [7](https://cyberresilience.com/contact-us "Contact Us") (Evidence: Company-reported; scope: Observed public broker/contact route; no application submitted or portal accessed.; verified: 2026-09-16.) | USI does not publish a self-serve commercial quote flow on the reviewed pages. Technology and P&C inquiries are directed to pcinquiries@usi.com or a local office. The contact page includes a website message box that USI warns is not secured in transit and should not be used for sensitive information. Small- and medium-sized management-liability inquiries are also directed to Select.Business@usi.com. No public binding timetable or online eligibility tool was found. [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [19](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [15](https://www.usi.com/contact-us/ "Contact Us") [27](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Public inquiry paths as of access date. Not an application completeness or speed claim.; verified: 2026-09-16.) |
| Servicing and renewals | Resilience’s Edge service helps prioritize security spending by estimated financial impact, while Arc shows cyber risk across entities; these tools are risk-management services, not insurance. [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [9](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") (Evidence: Company-reported; scope: Current named cybersecurity products; outcomes not independently established.; verified: 2026-09-16.)<br><br>You can buy insurance without buying Resilience security services; confirm which tools are bundled and which require a separate agreement. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: Company disclaimer; does not establish free services or package pricing.; verified: 2026-09-16.)<br><br>Ask Resilience for renewal deadlines and service timing because reviewed pages do not specify renewal documents, price commitments or standard turnaround. [5](https://cyberresilience.com/brokers "Brokers") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Scoped to current HTML pages; older package materials were not used to promise current renewal terms.; verified: 2026-09-16.) | USI describes USI ONE as a proprietary consultative process that combines Omni analytics, a national network of specialists, and an enterprise planning process. Technology and P&C pages say clients receive tailored recommendations aimed at total cost of risk. Those are company descriptions of advisory method, not independently verified service outcomes. [13](https://www.usi.com/about-usi/the-power-of-one/the-usi-one-advantage/ "The USI ONE Advantage") [20](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [19](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") (Evidence: Company-reported; scope: Company-described brokerage and consulting process. Savings or outcome figures in case studies are not adopted as independent findings.; verified: 2026-09-16.)<br><br>USI PATH is described as a proprietary risk-control platform that presents industry loss drivers, improvement areas by coverage line, and curated vendor solutions with preferred pricing and ROI projections. The homepage also markets PATH as guiding clients through risk control from identifying sources of loss to targeting solutions. Performance, ROI, and premium-reduction claims on those pages are company-reported. [28](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2024/reduce-claims-and-costs-by-optimizing-your-risk-control/ "Reduce Claims and Costs by Optimizing Your Risk Control") [11](https://www.usi.com/ "Insurance Brokerage and Consulting") (Evidence: Company-reported; scope: Risk-control tool as marketed. Access for a given client is not specified on the public pages.; verified: 2026-09-16.) |

## Provider Profiles for Resilience and USI Insurance Services

- [What Is Resilience Insurance?](https://thegeneralaverage.com/insurance-providers/resilience)
- [What Is USI Insurance Services?](https://thegeneralaverage.com/insurance-providers/usi)

## Comparisons Related to Resilience vs USI Insurance Services

- [AIG vs Resilience](https://thegeneralaverage.com/compare/aig-vs-resilience)
- [AIG vs USI Insurance Services](https://thegeneralaverage.com/compare/aig-vs-usi)
- [Alliance Risk vs Resilience](https://thegeneralaverage.com/compare/alliance-risk-vs-resilience)
- [Alliance Risk vs USI Insurance Services](https://thegeneralaverage.com/compare/alliance-risk-vs-usi)
- [Amelia Risk vs Resilience](https://thegeneralaverage.com/compare/amelia-risk-vs-resilience)
- [Amelia Risk vs USI Insurance Services](https://thegeneralaverage.com/compare/amelia-risk-vs-usi)
- [Aon vs Resilience](https://thegeneralaverage.com/compare/aon-vs-resilience)
- [Aon vs USI Insurance Services](https://thegeneralaverage.com/compare/aon-vs-usi)
- [Armilla vs Resilience](https://thegeneralaverage.com/compare/armilla-vs-resilience)
- [Armilla vs USI Insurance Services](https://thegeneralaverage.com/compare/armilla-vs-usi)
- [At-Bay vs Resilience](https://thegeneralaverage.com/compare/at-bay-vs-resilience)
- [At-Bay vs USI Insurance Services](https://thegeneralaverage.com/compare/at-bay-vs-usi)
- [The Baldwin Group vs Resilience](https://thegeneralaverage.com/compare/baldwin-vs-resilience)
- [The Baldwin Group vs USI Insurance Services](https://thegeneralaverage.com/compare/baldwin-vs-usi)
- [Beazley vs Resilience](https://thegeneralaverage.com/compare/beazley-vs-resilience)
- [Beazley vs USI Insurance Services](https://thegeneralaverage.com/compare/beazley-vs-usi)
- [Berkshire Hathaway Specialty Insurance vs Resilience](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-resilience)
- [Berkshire Hathaway Specialty Insurance vs USI Insurance Services](https://thegeneralaverage.com/compare/berkshire-hathaway-specialty-insurance-vs-usi)
- [biBerk vs Resilience](https://thegeneralaverage.com/compare/biberk-vs-resilience)
- [biBerk vs USI Insurance Services](https://thegeneralaverage.com/compare/biberk-vs-usi)
- [CFC vs Resilience](https://thegeneralaverage.com/compare/cfc-vs-resilience)
- [CFC vs USI Insurance Services](https://thegeneralaverage.com/compare/cfc-vs-usi)
- [Chubb vs Resilience](https://thegeneralaverage.com/compare/chubb-vs-resilience)
- [Chubb vs USI Insurance Services](https://thegeneralaverage.com/compare/chubb-vs-usi)
- [CNA vs Resilience](https://thegeneralaverage.com/compare/cna-vs-resilience)
- [CNA vs USI Insurance Services](https://thegeneralaverage.com/compare/cna-vs-usi)
- [Coalition vs Resilience](https://thegeneralaverage.com/compare/coalition-vs-resilience)
- [Coalition vs USI Insurance Services](https://thegeneralaverage.com/compare/coalition-vs-usi)
- [Corgi vs Resilience](https://thegeneralaverage.com/compare/corgi-vs-resilience)
- [Corgi vs USI Insurance Services](https://thegeneralaverage.com/compare/corgi-vs-usi)
- [Coterie Insurance vs Resilience](https://thegeneralaverage.com/compare/coterie-vs-resilience)
- [Coterie Insurance vs USI Insurance Services](https://thegeneralaverage.com/compare/coterie-vs-usi)
- [Counterpart vs Resilience](https://thegeneralaverage.com/compare/counterpart-vs-resilience)
- [Counterpart vs USI Insurance Services](https://thegeneralaverage.com/compare/counterpart-vs-usi)
- [Coverdash vs Resilience](https://thegeneralaverage.com/compare/coverdash-vs-resilience)
- [Coverdash vs USI Insurance Services](https://thegeneralaverage.com/compare/coverdash-vs-usi)
- [Cowbell vs Resilience](https://thegeneralaverage.com/compare/cowbell-vs-resilience)
- [Cowbell vs USI Insurance Services](https://thegeneralaverage.com/compare/cowbell-vs-usi)
- [Embroker vs Resilience](https://thegeneralaverage.com/compare/embroker-vs-resilience)
- [Embroker vs USI Insurance Services](https://thegeneralaverage.com/compare/embroker-vs-usi)

## Sources for Resilience vs USI Insurance Services

### [Resilience Official Website](https://cyberresilience.com/)

1. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
2. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; Opening paragraphs and USA jurisdiction disclosure. Accessed 2026-09-16.
3. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Cyber Insurance product introduction; Why choose cyber insurance; Policy coverage; primary and excess offerings; A Broad Market Appetite: US Cyber. Accessed 2026-09-16.
4. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; Technology Errors & Omissions: technology risk categories; Key Benefits; primary and excess offering; A Broad Market Appetite (US revenue $25M–$10B). Accessed 2026-09-16.
5. [Brokers](https://cyberresilience.com/brokers). Resilience; Broker benefits; Use cases; Insurance & risk solutions. Accessed 2026-09-16.
6. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; Our difference; Support from start to resolution; Claims panel. Accessed 2026-09-16.
7. [Contact Us](https://cyberresilience.com/contact-us). Resilience; Contact us; emergency claims instructions. Accessed 2026-09-16.
8. [Security Investment Prioritization](https://cyberresilience.com/products/security-investment-prioritization). Resilience; Resilience Edge introduction and Key benefits. Accessed 2026-09-16.
9. [Multi-Entity & Portfolio Risk](https://cyberresilience.com/products/multi-entity-and-portfolio-risk). Resilience; Resilience Arc introduction. Accessed 2026-09-16.
10. [Terms and Conditions](https://cyberresilience.com/terms-and-conditions/). Resilience; Opening website agreement; separate written agreements. Accessed 2026-09-16.

### [USI Insurance Services Official Website](https://www.usi.com)

11. [Insurance Brokerage and Consulting](https://www.usi.com/). USI Insurance Services; Practice tiles for property and casualty, employee benefit consulting, personal risk, PATH, and Valhalla headquarters footer. Accessed 2026-09-16.
12. [The Power of ONE](https://www.usi.com/about-usi). USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16.
13. [The USI ONE Advantage](https://www.usi.com/about-usi/the-power-of-one/the-usi-one-advantage/). USI Insurance Services; Omni, Network, and Enterprise planning process description. Accessed 2026-09-16.
14. [Find a USI office near you](https://www.usi.com/about-usi/locations). USI Insurance Services; More than 10,000 professionals, over 200 U.S. offices, serving every state. Accessed 2026-09-16.
15. [Contact Us](https://www.usi.com/contact-us/). USI Insurance Services; Unsecured website message note, Valhalla corporate office, claims-assistance instruction to contact a USI office. Accessed 2026-09-16.
16. [Disclaimer](https://www.usi.com/disclaimer/). USI Insurance Services; General-information disclaimer and no-warranty language. Accessed 2026-09-16.
17. [Privacy](https://www.usi.com/privacy/). USI Insurance Services; Privacy notice identifying USI Insurance Services, California appendix, and disclosure of personal information to insurance carriers as needed to provide services. Accessed 2026-09-16.
18. [Commissions and Fees](https://www.usi.com/commissions-fees/). USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16.
19. [P&C Insurance and Risk Consulting](https://www.usi.com/property-casualty). USI Insurance Services; Listed P&C risk exposures, claim advocates, and pcinquiries@usi.com contact. Accessed 2026-09-16.
20. [Technology Insurance](https://www.usi.com/property-casualty/technology/). USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16.
21. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; Listed coverage solutions including D&O, EPL, crime, fiduciary, E&O, cyber, kidnap and ransom, and claim advocacy. Accessed 2026-09-16.
22. [Private Equity](https://www.usi.com/property-casualty/private-equity). USI Insurance Services; Representations and warranties insurance, employee benefits due diligence, and post-close P&C and benefits servicing. Accessed 2026-09-16.
23. [Healthcare](https://www.usi.com/property-casualty/healthcare/). USI Insurance Services; Medical professional (malpractice) liability, required bonding, and other listed healthcare specialty coverages. Accessed 2026-09-16.
24. [Employee Benefits](https://www.usi.com/employee-benefits). USI Insurance Services; Employer benefit consulting services and EBsolutions@usi.com contact. Accessed 2026-09-16.
25. [USI Exclusive PrivaSafe](https://ucontent.usi.com/solution-insights/privasafe/). USI Insurance Services; Manuscripted cyber and privacy program description. Accessed 2026-09-16.
26. [Protect Your Organization From Increasing Third-Party Cyber Exposures](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2023/protect-your-organization-from-increasing-third-party-cyber-exposures/). USI Insurance Services; PrivaSafe risk-transfer description and review of existing cyber and technology E&O policies before marketing. Accessed 2026-09-16.
27. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; ExecuSafe program for D&O and management liability, including EPL, fiduciary, and crime; Select.Business@usi.com. Accessed 2026-09-16.
28. [Reduce Claims and Costs by Optimizing Your Risk Control](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2024/reduce-claims-and-costs-by-optimizing-your-risk-control/). USI Insurance Services; USI PATH proprietary risk-control platform description. Accessed 2026-09-16.
29. [Client Emergency Preparedness Claims Kit](https://www.usi.com/siteassets/2021-claims-reporting-guidelines.pdf). USI Insurance Services; Updated May 2021 claims-reporting table directing some lines to the insurer and executive, professional, and cyber lines to the USI account team or claims consultant. Accessed 2026-09-16.
30. [Natural Disaster Planning](https://www.usi.com/natural-disaster-planning). USI Insurance Services; Commercial P&C claims contact via client service team or local office; Select/Small Commercial contacts. Accessed 2026-09-16.
31. [Aon to acquire USI to establish the premier U.S. middle-market platform](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html). Aon plc via PR Newswire; 31 August 2026 announcement; independent operation until expected Q4 2026 close; About USI description. Accessed 2026-09-16.
32. [USI Insurance Services LLC associate biography (San Francisco)](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf). USI Insurance Services; Letterhead naming USI Insurance Services LLC, 575 Market St Suite 3750 San Francisco, CA, and CA DOI License # 0G11911. Accessed 2026-09-16.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://thegeneralaverage.com/editorial-policy). To suggest a correction, [email The General Average](mailto:thegeneralaverage@spot.insure) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://thegeneralaverage.com/compare/resilience-vs-usi.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://thegeneralaverage.com/llms.txt)